How to Earn an Extra $1.4 Million in Two Steps

Ok, so you probably doubt that I can deliver on my headline. Well doubt no longer. Consider the two steps needed to earn $1.4 million more over your career than those who don't do these things: 1. Get a college degree.2. Negotiate a higher starting salary. Let's take these one at a time. […]

Our Senior Editor Is Moving On: A Goodbye From Meg

Readers — after almost four years with Wise Bread, I’m moving on. My last day as senior editor of this site is this Friday, July 25. The change is bittersweet, as all good job moves should be. It’s been a delight to work with Wise Bread’s writers and staff, and to interact with you, the wonderful readers. […]

How Does a Company Care About Its Employees?

I’m in the middle, well probably the beginning, of a long-term organization project. I’ve accumulated a lot of stuff over the years, particularly since moving into a larger apartment seven years ago. If I want to live a more mobile life, I need to downsize somewhat. […]

Best Money Tips: The Lifehacks Edition

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some of the best articles from around the web on lifehacks and productivity! Top 5 Articles 25 Tiny Habits That Could Totally Change Your Life — Standing up every hour, on the hour could change your life. Sitting in silence for just a few minutes each day could too! […]

10 Dark-Side Motivations to Get You Out of Debt

We usually like to take the high ground when motivating ourselves. When it comes to getting out of debt, common reasons include "I want to put more money into a college savings fund" or "it will lower my insurance premiums." And yes, they're good reasons. […]

15 Life Skills You Can Learn in 30 Minutes or Less

Have 30 minutes? Great — that's just enough time to master some savvy skills that will improve your life for the long haul. And, really, it's the little things that count the most — from starting a budding music hobby to folding that darned fitted sheet the correct way and beyond. These activities are mostly free — and some can even save you some money! 1. […]

Music for Free – Comparing Nine Free (and Legal) Online Music Options

Right now, there are a ton of legal ways to listen to music online for free. Sure, you can buy mp3s so that you have complete freedom in terms of when and where you want to listen, but if you just want a radio-like service with a bit of control, there are many free options online for listening. Which one is best, though? It really depends on what you’re looking for. […]

9 Ways Staying on Budget Can Be Fun (Really!)

Ok, sure, "budget" isn't always synonymous with "rollicking good time." But there are ways to make the process more fun at every stage, from assessing your finances, to setting goals, to meeting those goals, to reaping the rewards. And the more fun you can make the process, the more likely you are to stick with your budget. […]

Why you must teach your children about money

Former GRS staff writer Donna Freedman has been researching the importance of teaching children about money, and she asked if she could share some things she’s learned. This is the first of two articles on the subject. Donna writes for Money Talks News and blogs about money and midlife at […]

Want to Cut Costs on Your Next Vacation? Go Green

When you purchase an airfare, do you usually choose to pay a carbon offset fee? Have you even heard of a carbon offset fee? (It's a small amount to help compensate for the emissions from the flight.) The answer is very likely "no," and that's ok. […]

The 5 Best Checkpoint-Friendly Laptop Bags

Going through airport security is already an arduous enough process without having to remove your laptop from your bag to scan separately, especially if you make frequent business trips. […]

In praise of bottled water

A big part of personal finance advice revolves around finding ways to spend less.  Less money going out the door means more money staying in your bank account. By and by, some purchases draw an above-average amount of fire.  Bottled water is one of them. I’ve seen at least three posts over the past few weeks that include bottled water as one of those things you shouldn’t buy.  Though I do agree th […]

Join Our Tweetchat on Thursday 7/24, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Saving Money on Pets! Learn about saving on food, keeping vet expenses down, and frugal grooming! […]

Best Money Tips: The Career Edition

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some of the best articles from around the web on everything related to your career! Top 5 Articles 50 Ways to Make Money: Maximizing, Creating, and Increasing Your Income — Asking for more benefits or perks at your current position can help you maximize your income. […]

7 Mantras to Sharpen Your Resolve to Downsize and Declutter

If the time for spring cleaning is long past, yet you still find yourself surrounded by clutter and feeling like you have way too much stuff, maybe you need a decluttering mantra — a statement or a question that you repeat to yourself as you look at each thing in your space. […]

Starting a Business

This is the part of our 2003 update. This update I am doing a little bit different than our 2002 update.  I am breaking it up into several consecutive posts and the last post will have the net worth update for 2003 followed by a glance at our 2003 budget. By doing it this way […] […]

The Guide To Buying A New Home

It’s the American Dream, right? To own your own home, to put down roots and be responsible for your own little corner of the world. This is the case for most people, but if the 2008 financial crisis has taught us anything about home ownership, it’s that owning a home is not for everyone. […]

How an Expensive Wardrobe Saves You Money

No one wants to spend more than they have to. Still, the saying "you get what you pay for" is a truism. […]

“Lock In” and Escaping the Trap

Over the course of my career, my single biggest fear – and obstacle – has been “lock in.” What’s “lock in”? It’s probably easiest to explain it with a story. Early on in my career, I found myself working at a pretty nice job. I enjoyed the work and enjoyed going into the office almost every day. […]

$4,000, $8,000, or Even $453,500 in 5 Years: A Low-Risk Investment Plan

How much can an investor accomplish in five years? Among the many possible answers, we're going to focus on two in this article: how much you could earn if you needed to use the money you invested at the end of those five years ($4k or $8k), and how much you could accomplish if those five years were used to give you a head start on a longer-term investment program ($453,500). […]