Big Changes versus Little Changes: Which Has More Impact on Your Finances and Your Life?

Most people who share personal finance advice tend to agree on a lot of the core principles. Spend less than you earn. Save for the future. Shop around. Learn before you invest. […]

6 Celebrities With Shockingly Low Net Worths

Being rich and famous isn't all it's cracked up to be. Just ask the famous people who made it big, and then squandered their riches to earn the dubious distinction of being celebs who have struggled financially. (See also: The 5 Most Money-Savvy Rap Stars) 1. Mike Tyson The former heavyweight... […]

Don't Waste Your Money on These 6 Workout Snacks

The fitness industry tends to insist that you need all kinds of "fuel" in order to build muscle and get through your workouts. But a lot of workout snacks on the market are processed, pricey, and totally unnecessary. So rather than wasting your money on expensive workout snacks, know... […]

Ask the Readers: How Often Do You Dine Out?

Dining at a restaurant is almost always more expensive than a home-cooked meal. Most people can't afford to dine out every night, but for some, the occasional experience of having a tasty meal that you don't have to spend the time and effort to prepare is worth the extra cost. How often do you... […]

This One Factor Affects Your Credit Score More Than Anything Else

It should come as no surprise that the way you pay your bills — particularly, the consistency with which you pay them — has a huge impact on your credit scores. […]

Best Deals for Tuesday 07/19

Link for teaser title:  http://www.wisebread.com/bestdeals/today 73% Off Moscow Mule Pure Copper Mug Set of 4, 70% Off Wall Mount Mop and Broom Holder, 70% HemingWeigh Metal... […]

How Family Plans Can Save you TONS

While house phones and cable may be on their way toward obsoletion, the subscription market is booming. You can find a subscription or membership plan for just about anything — your favorite TV shows, your cell phone, music, and even Uber. While these subscription plans can save consumers... […]

Best Money Tips: How to Shop Designer Items for Less

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on how to shop designer for less, things that make you less productive at work, and easy ways to meet your family’s savings goals. Top 5 Articles How to Shop Designer Items for Less Money and Maximize Your Style —... […]

How to Take One Vacation Day and Save Thousands

We all have a list of financial tasks we keep meaning to get to, but between work, family, everyday obligations, and the need for sleep, we just keep putting them off. Whether it's rolling over an old employer 401K or finding cheaper car insurance, you can end up costing yourself hundreds, or even... […]

8 Negotiating Skills Everyone Should Master

There was a time when a bit of haggling was expected in nearly every transaction — from the price of shoes to the cost of a loaf of bread. Sadly, negotiating is usually reserved for home-buying, the purchase of car, and used items these days. Still, knowing how to negotiate effectively can... […]

Save Hundreds of Dollars When You Transfer Your Balance to These Credit Cards

Link for teaser title:  http://www.wisebread.com/5-best-credit-cards-with-no-balance-transfer-fees?utm_s... Balance transfer fees can cost you as much as 10% of the amount you... […]

Seven tips for cheap precious metal investing

Precious metal has a place in many portfolios.  Here’s a way to accumulate inexpensively … Investing in commodities can be part of your investment portfolio. […]

Retirement Investing 101: The Basics of an IRA

One of the best strategies to save for retirement is to use a tax-advantaged account such as a 401(k) or 403(b) offered through your employer. However, those work-sponsored accounts aren’t available to everyone — and they aren’t the only tax-advantaged way to build up your nest egg, either. […]

Questions About Goal Setting, Financial Advisors, Shaving, Philosophy, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Setting goals and reflecting 2. Financial advisor for young professional? 3. Right time for IRA? 4. A job without challenge 5. Short term credit improvement 6. Basic personal finance materials 7. […]

5 Money Moves to Make the Moment You Decide to Get Married

There is nothing more romantic than the giddy days after you ask your sweetheart to marry you. But now is also the perfect time to start preparing for one of the most important aspects of a successful marriage: money. Before you groan that bringing money into the marriage equation is going to be... […]

How to Find a Legit Virtual Assistant Job

Working as a virtual assistant sounds like a dream job. As a remote administrator, serving as a virtual assistant allows you to work from home in your pajamas when it suits your schedule. You get to do more varied work than an at-home customer service representative — you might manage social... […]

Best Money Tips: Ways to Never Pay Full Price for Anything

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on ways to avoid paying full price every time you shop, a simple strategy to get better at anything, and how to lower your Internet bill. Top 5 Articles 15 Ways to Never Pay Full Price for Anything — Follow your... […]

5 Airlines With the Best Customer Service

Flying is not the customer-focused experience it was back in the 60s and 70s. In fact, talk about flying to many people today and a grimace will make its way onto their faces. Some say that a plane has become nothing more than a Greyhound bus with wings, and the airlines seem to charge for every... […]

Best Deals for Monday 07/18

Link for teaser title:  http://www.wisebread.com/bestdeals/today Crazy Monday deals just for you: 79% off Bucco Ringen Women’s Lug Sole Heeled Sandals, 78% off Besiva Digital... […]

How to Tell If a Car Service Plan Is Worth It

Considering the purchase of an extended warranty for a vehicle can lead to serious mockery from the frugal. Everyone knows that dealerships tack large markups to these policies, extracting hundreds of extra dollars from customers. Consumer Reports warns that more than half of people who buy an... […]