9 Ways to Develop the Breakfast Habit

You've heard it before — breakfast is the most important meal of the day — but it is also the meal that we're most likely to skip. Having breakfast every day can increase your nutritional intake, improve your concentration, boost your energy, and even help you lose weight. Try the... […]

Deals On Stuff They’ll Love – And Use!

It’s that time of year – time to buy gifts for our friends and family.  I love giving gifts, I love saving money, and I would prefer that the gifts that I give be practical. I’ll skip over some of the more traditional gifts – and focus on things that can be used, year-long. Here […] […]

Free And Discounted Prescriptions

Over the past few months, I’ve dealt with some now-resolved health issues.  I’m doing great now, but I have a deeper appreciation for free and discounted prescription drugs.  Here’s an updated list of pharmacies, drug stores, and supermarkets that offer free or discounted prescriptions.  Information is subject to change.  Check each store website for full […] […]

Four Strategies to Stay Sane While Battling a Student Loan

The most surprising part about paying off my student loan has been the mental anguish it causes. I get sad thinking about how much money I owe — like, actually sad. If I ever find myself staring at a wall with a blank look on my face and my mouth slightly agape, zoning out, it’s usually because I’m thinking about the burden of my loan. What if I lose my job? […]

These Purchases Might Be Best for Cyber Monday

Link for teaser title:  http://www.wisebread.com/7-things-not-to-buy-on-black-friday?utm_source=wisebrea... You might get a better deal on these purchases if you missed them in... […]

Achieving Financial Success Without Extreme Frugality or a Huge Income

It’s not too hard to find stories in the media about seemingly ordinary people finding great financial success. You hear about what seems like an ordinary guy or gal who worked in what seemed like an ordinary career path and somehow they’ve got a million dollars in the bank. […]

Day 2: More Calls More Money (Saved)

It’s Day Two of my plan to reorganize my finances and improve this website.  Today I spent some time making a few phone calls and working on organization.  Here’s what I accomplished (and what I didn’t) – My first goal was to call our satellite television provider and discuss options for lowering our monthly bill.  […] […]

Can a CD Loan Help You Build Credit or Tap Emergency Cash?

Here’s an approach to establishing, building, or repairing credit that few people are likely aware of: a CD loan. More specifically, the process usually involves opening a secured credit card with a bank or credit union, which is backed by your certificate of deposit (CD). […]

Flexible Holiday Gift Ideas for a Frugal Person

Around this time of the year, I get messages and emails from folks who are struggling to figure out gifts for the frugal person in their life. What do they get for the person who is very careful with their money and doesn’t seem to want anything? It can be a real challenge. […]

Can You Find a Hobby That Actually Saves You Money?

Expensive hobbies can really wreak havoc on your budget. Fortunately, there are frugal hobbies out there that are enjoyable and offer money-saving opportunities. Here’s a list of ten hobbies that save you money plus how you can save money on each one of them: Gardening Fruits and vegetables are great for your diet, but not so nice on your wallet. […]

Podcasts Are Awesome – These Are My Favorites

It makes sense that I would love podcasts, because I learn by listening.  Once in a while, I like to share my favorite podcasts with my readers – as a way to thank the various podcast creators and promote cool, free audio.  Click on the podcast titles for more information – and on podcast-creator names […] […]

Flashback Friday: 30 Brilliant Ways to Survive Black Friday Madness

Black Friday shopping isn't always fun. In fact, most of the time, it's the opposite of fun. But even though there are crowds everywhere, the weather is most likely extremely cold, and you're still working off the food coma from yesterday, the Black Friday hustle is worth it for the amazing deals... […]

The 5 Best Charcoal Scrubs

In Japan, charcoal has been used as a cleansing ingredient for centuries. That’s because activated charcoal is a powerful ingredient that draws out and traps toxins, bacteria, and impurities like a magnet. Charcoal scrubs can detoxify and re-energize your complexion, deep clean your skin,... […]

10 Ways to Give Back on #GivingTuesday Without Breaking the Bank

Get out your wallet and warm up your charitable spirit because #GivingTuesday is right around the corner. This worldwide day of philanthropy takes place on November 29th, (the Tuesday after Thanksgiving) and marks the start of the charitable giving season. In 2015, over 700,000 people in 70... […]

Star Money Articles for the Week of November 21

Welcome to this week's edition of Star Money Articles. ESI Money wonders about the definition of financial independence.  PoF defines a new financial term. Investment Zen says it's dangerous to be financially average.  Budgets are Sexy turned down $1 million and started financial forums. Life and My Finances tells how to choose from investment options. Finally, my book of the week is The […]

Hatchimals, ‘Unicorns,’ and Other Scarcity Marketing Tactics to Avoid

Just last week, I had a conversation about leggings that blew my mind. After receiving an invite to an online LuLaRoe party, I asked the host how the whole thing worked. She said I just needed to join the Facebook group and then bid on the leggings I wanted. Simple enough, right? […]

Best Deals for Friday 11/25

Link for teaser title:  http://www.wisebread.com/bestdeals/today Brash Women's Kollide Strappy Heel $18, Professional 10-Piece Makeup Brush Set with Holder $19, 73% Off Canvas... […]

31 Days to Financial Independence (Day 15): Trimming Your Spending – Apparel and Services

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we continued looking at the average American family budget, going through each category and examining how one could trim the cost of typical expenses in that category. […]

Throwback Thursday: 58 Best Thanksgiving Hacks Ever

You can plan and prep as much as possible in the days leading up to Thanksgiving, and you still might end up with some last-minute turkey troubles or side dish snafus. Ultimately, all that matters is that you are surrounded by loved ones as you ingest large amounts of food. But just in case you... […]

5 Ways to Use Credit Card Rewards this Christmas

With the holidays almost here, you've probably already braced yourself for the busy days ahead. November and December are notorious for packing in so many events — with end-of-year work parties, family get-togethers, and holiday parties galore. But, what about the impact on your budget? With... […]