Reader Mailbag: Little Steps

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Help disputing bill 2. Requesting credit increase 3. Most valuable thing you’ve learned 4. Finances and dating 5. Buying electronics for life? 6. Frugal social circle 7. Next step after college illness? 8. […]

The power of profit margin

Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. J.D.’s non-financial writing can be found at More Than Money, where he recently wrote about how to be happy. After six months of work, my guide about becoming the Chief Financial Officer of your own life is ready for launch! Be Your Own CFO will be released on April 22. […]

10 Super-Cool Ways to Add Hidden Storage to Your Home

Sometimes it can feel difficult to find good storage solutions around the house or apartment. Whether space comes at a premium where you live, you are looking to organize and conceal chaos, or you just want a sneaky place to hide important items, check out some clever hidden storage solutions that anyone can add to their abode. (See also: Efficient Storage With Towel Rods) 1. […]

How to Earn Tons of Frequent Flyer Miles Without Flying

I earned my first airline miles as a teenager by flying on airplanes via purchased tickets. At the time, I assumed that was the only way to earn airline miles. Turns out, that isn't even the main way to earn airline miles. You can earn airline miles doing everything from dining out to shopping online,to setting up an investment account. […]

10 Easy Exotic Meals You Should Be Making

Looking for some big taste without the big budget? These simple meals might be just the thing you need in your life. From my experience, cooking more exotic dishes in the kitchen isn't necessarily more difficult. Instead, it's all about knowing how to work with new flavors. Once you master certain techniques and familiarize yourself with uncommon ingredients (and their substitutions), you're set. […]

Best Money Tips: Ways to Perk Up Your Productivity

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to perk up your productivity, reasons why you can succeed when you fail, and signs you should quit your job. Top 5 Articles 21 Ways to Perk Up Your Productivity — Writing in your success journal and having a positive attitude can perk up your productivity. […]

This Is How You Speed Up Your Morning Routine (and Get More Sleep)

How you handle your morning impacts the productivity of your entire day. When you get a good night's rest, your mind is clearer, more focused, and more energetic than it would be if you didn't get enough sleep. It doesn't matter how many energy drinks or cups of coffee you guzzle down; nothing can replace sleep. […]

The Only 3 Budgeting Apps You Need to Know About

Gone are the days when balancing a budget required pages of spreadsheets, a pencil, a calculator (and a large eraser), and a great deal of patience. Thanks to technology, budgets can be managed easily on your tablet or phone with minimal work. (See also: Build a Better Budget in 5 Minutes) There are lots of budget apps available to try. […]

11 Frugal Ways to Land a Client

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. You’re probably familiar with one of the oldest terms in business, or the ABCs of sales: “Always Be Closing.” This phrase would almost be cliché if it wasn’t true; a thriving business needs to keep prospects throughout all phases of the sales cycle, with special emphasis on getting a signed contract.  […]

Join Our Tweetchat on Thursday 4/10, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #CreditInsight to participate. This week's topic: Credit scores and more! Learn why credit scores are so important, what makes up a credit score, and why it is essential to understand, build and manage your credit.  . […]

Experiments with Homemade Dishwashing Detergent: What Works Best?

A few weeks ago, I was greatly inspired by this HouseLogic article where several different homemade dishwasher soap recipes are compared. […]

Home Grocery Delivery: Peapod vs. FreshDirect

Although I don’t take advantage of this type of service every time I need to go food shopping, grocery delivery is one luxury I enjoy about once a month. I’ve been a customer of Peapod for about eighteen months. Peapod is a company associated with Stop & Shop, a supermarket in my area. The food they offer is the same as Stop & Shop’s items, including store brands. […]

The Simple Dollar Weekly Roundup: Focus on Happiness Edition

Try this little experiment. For the rest of the day (or tomorrow, if you’re reading this late in the day), whenever you interact with someone, take just a second and ask yourself what you could do during that interaction to make that other person walk away happier. Then, try to do just that. Offer a compliment. […]

The cure for vacation deprivation: A vacation budget

After a long and brutal winter in parts of the U.S., warmer temperatures and sunshine are finally heading our way. And, although it doesn’t seem possible, an entire quarter of this year is behind us already. In most places, schools are out of session — at least for a few weeks — which means that families are taking their first major hiatus of the year. […]

Dryer Sheets, Shampoo, and 15 Other Everyday Things You Can Make at Home

Recently, my daughter and I have been reading the "Little House on the Prairie" series, and I've been reminded of how life used to be. As we've experienced these books together, we've begun to explore what it would mean to make some of the everyday things we usually buy. […]

The Conversation About College is Turning in the Right Direction

This piece from the Wall Street Journal is one of the first I've seen from a mainstream media outlet that really digs deep into the cost/benefit considerations associated with going to college. Just a decade or so ago most media outlets bristled at the notion that money/economics/payback should play much of a role in selecting a college. […]

This Is How You Declutter and Keep Your Stuff, Too

You've probably heard you should throw out stuff that hasn't been used in the past year. But if you are like me, you have regretted decisions to donate, sell, or trash the nonessential as you tried to aggressively declutter. Sadly, you may have learned this lesson too late. You can easily get rid of a saved item, but you can't readily reclaim one that's been given away. […]

Best Money Tips: Stay Motivated While Looking for Jobs

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on staying motivated while looking for jobs, personal finance tips from Captain America, and the 30-second habit with a lifelong impact. Top 5 Articles How to Stay Motivated While Looking for Jobs — Creating a schedule and fulfilling a purpose can keep you motivated while looking for a job. […]

How to Find and Book the Best Vacation Rentals

Vacation rentals are a big part of the sharing economy — the idea that sharing things could financially benefit all involved. For example, travelers have been taking advantage of free accommodation by swapping their homes with each other through HomeExchange for decades. […]

9 Wall Street Expressions You Can Use Every Day

Colorful Wall Street expressions grace any good banker, trader, or analyst's regular day. While each group has its own specific idioms, as a former investment banker, I can attest to the many banker sayings out there. […]