Reader Mailbag: The Weakness of Electronic Communication

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. College savings as gift? 2. Bullet journal 3. Company stocks 4. Unemployed; what’s next? 5. “Sell by” date on food 6. Will I need it later? 7. Roth IRA advantages? 8. Losing an income 9. Fuel efficiency savings 10. […]

Spending less than you earn so the Joneses don’t keep up with you

This article is by staff writer Lisa Aberle. Why spend less than you earn? There are the obvious reasons. Spending more than you earn isn’t sustainable, of course. You can’t build your net worth unless you spend less than you earn. And spending less than you earn decreases your stress level. But is there another reason to spend less than you earn … something that doesn’t benefit you at all? […]

9 Tools That Create Hours of Free Time a Week

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. Most of us are busy — and probably busier than we’d like to be. Between work, family, friends, staying healthy, and having fun, there’s just so much to do! Thankfully, technology offers several great ways to save you time. […]

Raising Financially Savvy Kids, Productivity, and More with Kylie Ofiu

I recently had the chance to interview with the amazing Kylie Ofiu, founder of the popular Australian personal finance blog Kylie Ofiu! […]

20 Free and Fun Ways to Reward Yourself

I don't know about you, but I'm big on setting goals. I have fitness goals (run a 1:40 half marathon), professional goals (establish myself as a solid freelance writer), personal goals (join the local community orchestra), and financial goals (pay off my hefty student loans). Thing is, a lot of my goals involve incentives for motivation purposes. […]

Thoughts on Being a Millionaire and Retirement

Here's an interesting piece from the NY Times that takes several views on being a millionaire:They begin with the "a million dollars isn't what it used to be" argument: In 1953, when “How to Marry a Millionaire” was in movie theaters, $1 million bought the equivalent of $8.7 million today. […]

Are You Getting Ripped Off by One of These 8 Unnecessary Services?

For many of us, money is tight these days. In fact, a recent study reveals that 76% of Americans are now living paycheck to paycheck. With money so tight, and over one quarter of the population having no savings at all, this is not the time to be spending money on services we do not need. Here are eight unnecessary services you should stop paying for. […]

The Only 5 Grocery Shopping Techniques You Need

Here's the excuse I hear most often for why people don't grocery shop frugally. Say it with me: "I don't have time." Lack of time is not only the most common hurdle, it's also the easiest to overcome. The fact is, you can save money on groceries without spending more time shopping. […]

14 Ways to Retire Early

It seems like the economy is making it more difficult for people to retire at 65. That's true in some ways, but what if you had more control over your own retirement than you realized? What if there were some practical things that you could do that would enable you to retire closer to 60 instead of 70? […]

How to rear money-smart kids

The Consumer Financial Protection Bureau estimated, in 2013, that outstanding student loans have swelled to over $1.2 trillion. Seven in ten college seniors who graduated in 2012 had student loan debt, at an average of $29,400. Scary! It is extremely important for kids to have a good handle on personal finance before they enter college. […]

The Problem with “Driving It Into the Ground”

I subscribe to the philosophy of driving a car into the ground before you replace it. I’m thirty five years old and over the course of my entire life (since I was sixteen), I’ve been the primary driver of only three automobiles – and the third one is going to last several more years. […]

Digging Into the Buy Versus Rent Question

Is it better to rent a place to live or to buy one? It’s a question that I get asked multiple times per week in some form or another. […]

Reader Stories: The Notebook (Part 2)

Jim, a reader of our Facebook page, shared some of his personal finance journey in Facebook comments a while back. We reached out and asked him if he would elaborate so we could share his story with the Get Rich Slowly website readers. This is Part 2. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. […]

Kids Going Abroad? 8 Ways to Stay In Touch Without Going Bankrupt

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. Going abroad can be an excellent educational opportunity for teenagers and young adults. As a parent, you probably realize the benefit travel can bring to your kids, but you may also struggle with letting your young ones go so far away. […]

Is the Middle Class Collapsing?

A few days ago, I put an hour aside to watch this amazing presentation from Elizabeth Warren. Entitled “The Coming Collapse of the Middle Class,” Warren’s presentation makes the case that many, many factors are working against the ability of the middle class to maintain their standard of living. […]

Ten Pieces of Inspiration #172

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Aristotle on parenting “Good habits formed at youth make all the difference.” – Aristotle Thus, a good parent works to establish good habits in their children. 2. […]

How to Convince Your Boss to Let You Work From Home

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. Over 80% of employees say they’d love to work from home at least part of the time. Bosses on the other hand, well, not so much. But employers are starting to come around. Regular telecommuting has grown by nearly 80% since 2005. Why? It saves companies money. […]

External and Internal Motivation

If you’ve read The Simple Dollar for very long, you know that my children play a major role in motivating me to make good financial choices. I want them to have childhood security and to have every educational opportunity that I can provide for them, at least up until their college education. […]