What’s the Difference Between Student Loan Refinancing and Consolidation?

Higher education can open the door to better job prospects and a larger salary, but there’s nothing cheap about earning a degree. According to the Institute for College Access and Success, in 2013, about seven in 10 graduates from public and nonprofit colleges had student loan debt with the... […]

Join Our Tweetchat on Thursday 11/12, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12pm PST/ 3pm EST for lively conversation and a chance to win one of twenty $15 gift cards! Use #WBChat and #caregiversmonth to participate. This week's topic: Health Care Plans and Financial Protection! Learn about open enrollment, how identifying your... […]

The Best Store Credit Card: Target REDcard

Target stores provide a wide variety of household wares, clothing, food, and nearly any other type of everyday item you need. As the second largest retailer in the United States, it only makes sense that it would also offer an equally competitive store credit card. (See also: Store Credit Cards... […]

8 IKEA Shopping Tricks

Similar to other large box stores, there are ways to maximize your savings and time at IKEA. Here are eight such hacks that'll help you walk out the doors with a great deal on your next visit. 1. Make Your Shopping List Online A great way to make your next trek to IKEA a faster, and more pleasant... […]

How to Make Money

The No. 1 rule of personal finance is to spend less than you earn. […]

What Pays More: Online Surveys or the Gig Economy?

Working from home seems like the ultimate dream for most people. You can make your own hours, be your own boss, and accept projects that you like. Fortunately, with the booming gig economy and increase in paid online surveys, your days working from home may be closer than you think. We’ve... […]

5 Ways Restaurant Apps Hurt Your Wallet

Craving a Chipotle chorizo burrito but not in the mood to wait behind an entire softball team of customers, or suffer through a noisy phone call just to place an order? Why not order your burrito through an app on your smartphone, pay for it on the same device, and then pick up your already-made... […]

10 Year-End Financial Moves You Must Make Now

Like Yogi Berra famously said, "It ain't over, 'til it's over!" Although there are just a few weeks left in 2015, there's still time to set yourself up for success in 2016. From minimizing your tax bill to maximizing your retirement account contribution, there are a number of steps you... […]

10 Smart Household Uses for Rope

Thick or thin, long or short, nylon or sisal, there are a seemingly endless number of rope varieties available to you these days. Although we all know the most common uses of rope, particularly in sailing, trucking, and other industrial applications, there are some wonderful ways to use rope around... […]

Open Enrollment 2016 dates and how to shop for health insurance

This article is by staff writer Suba Iyer. Have you started shopping yet? No, I’m not talking about shopping for the holidays; I’m talking about something more important – your health insurance. It’s that time of year when many employers have their open-enrollment period and the federal and state health insurance marketplaces are open for business. […]

Best Money Tips: Strategies to Build Wealth Fast

Welcome to Wise Bread's Best Money Tips Roundup! Today we found strategies to build wealth fast, the right way to load your dishwasher, and how to plan a fun and frugal Thanksgiving meal. Top 5 Articles 9 Strategies to Build Wealth Fast (That Your Financial Advisor Won’t Tell You) —... […]

What I’ve Learned as a Volunteer Trash Collector

Photo: Harmon When I worked in the television industry, I read a great comedy script by veteran writer Greg Garcia, the creator of My Name Is Earl and several other successful TV shows. It was called Super Clyde. It was about a young man who inherits a lot of money and decides to use it to perform anonymous acts of kindness for people in his community. […]

12 Clever Coat Closet Hacks

Is your coat closet a complete mess? Mine was. Then I decided to do something about it. Here are a bunch of ideas that will help you whip your entry closet into shape. 1. Hooks Up Do what we did! Take down the hanging bar and install hooks in your coat closet instead. Hooks are great for storing... […]

Ask the Readers: What Do You Want in Your Forever Home?

When we think about our future, it often includes the kind of home we will be living in. Many people begin homeownership with a starter home and plan to save until they can upgrade to a forever home — the home that they plan to live in for many years to come. What do you want in your forever... […]

Seven Key Approaches for Solving a Gambling Addiction and Getting Your Life and Finances Back on Track

If your gambling has ever created problems in your personal relationships or finances, it’s a problem. Photo: Jamie McCaffrey In 2005, I went through a period where I played a great deal of online poker. During that timeframe, online poker was in a boom period. […]

5 Financial Regulations That Protect Your Wallet

You can take out a mortgage loan no matter your race, gender, religious preference, or sexual orientation. Credit card companies can’t suddenly send your interest rate soaring from 8% to 19%. Debt collectors can’t call you 15 times a day or threaten to throw you in prison. The reason?... […]

6 Ways of Improving Your Lottery Odds

A retirement or savings plan based on winning the lottery is not actually a plan — it's a wish. There are much smarter things to do with your hard earned cash. We all know this. Yet many of us still buy numbers and scratchers, for the thrill, for the dream. If you just can't resist, take a... […]

Revised Pay As You Earn (REPAYE) — Decide if it’s right for you

[This is the second installment in a series examining repaying student loans. Part I was a best practices guide for repaying student loans.] This article is by staff writer Honey Smith. Pay As You Earn (PAYE) was introduced in December 2012 and has been widely touted as one of the best options for those struggling to pay back their student loans. Why is this? […]

5 Low Key Jobs for People Who Hate Stress

We all know people who really seem to thrive in high-profile, high-stress stress occupations. They're the ones who voluntarily come in early and stay late, those who don't ever stop talking about work, and the people who seem to eat, sleep, and live for their jobs. And then there are the rest of... […]