New Site Launched

Just wanted to let you know that I have launched my new site and have sent out emails to all those who requested them. If you did not receive an email but wanted one, please drop me a note and I'll try again. You may want to check your spam folder too. Note, there were a couple that had spam protection levels where I needed to verify myself to send an email to a particular address. […]

10 Worst States for Student Loan Debt

Time and again, statistics show that a college degree is a good investment. College graduates make more money cumulatively, studies show, helping them achieve greater wealth over the course of their lifetimes. A recent study from Georgetown University analyzed educational achievement and wage data to highlight this disparity. […]


A few days ago, I had the pleasure of watching an excellent speech by Steve Harvey. Harvey gave this speech on the set of Family Feud, a game show that he hosts, to the audience while waiting between episodes. I encourage you to give it a watch, but I transcribed it below. […]

Best Money Tips: How to Recover From Big Financial Mistakes

Welcome to Wise Bread's Best Money Tips Roundup! Today we found ways to recover from major financial mistakes, how to afford an amazing trip this year, and home and auto maintenance tasks that people often forget. Top 5 Articles Don't Panic! You CAN Recover From These 5 Major Financial Mistakes... […]

Flashback Friday: Wise Bread's 88 Best Food Hacks Ever

Food is something all humans need to survive. And since we've evolved into a stressed out, overworked race of eaters, we need our food prep to be as easy and painless as possible. That's why we're all so obsessed with food hacks. Wait, I've been eating apples all wrong my entire life? Cupcakes can... […]

How to Enjoy Disney World on the Cheap

Since we live in New York, my four-year-old daughter hasn't yet confronted us with the mighty D-word. That's right: Disney. However, as she's getting older, we've been seriously contemplating a trek. But the price tag can be a bit intimidating. Think you can't afford a Disney World vacation? Think... […]

Something to Think About in a Stock Market Downturn

Over the last week or two, as is always the case when the stock market dips a little, people write to me and ask whether or not they should be changing course in terms of their retirement investments. My answer is, as always, no. The stock market is a volatile beast. Some days – and even some years – it goes down. Other days – and other years – it goes up. […]

5 Downsides of a Reverse Mortgage

A Home Equity Conversion Reverse Mortgage (HECM), more commonly known as a reverse mortgage, is often used as a means of income for retirees. For those age 62 or older, these loans can provide guaranteed income during retirement (See also: 6 Ways to Guarantee Income in Retirement). Though there... […]

Avoid These 7 Things When Living With Roommates

Until very recently, I've never lived alone. I went from my parents' house to a college dorm room to a fraternity house to various apartments, to a condo of my own — all of which were occupied by at least one other person. Considering that I'm OCD about everything — which is perhaps why... […]

Financial goals when the going gets tough

This article is by editor Linda Vergon. Last month, the December 2015 Consumer Confidence Index ®, showed improvement over the previous month: “Consumer confidence improved in December, following a moderate decrease in November,” said Lynn Franco, Director of Economic Indicators at The Conference Board. […]

Best Money Tips: Simple Living Tips From the Amish

Welcome to Wise Bread's Best Money Tips Roundup! Today we found simple living tips from the Amish, where to get ridiculously cheap flights to Europe, and things that’ll cost more in 2016. Top 5 Articles 10 Simple Living Tips from the Amish — The Amish have a small wardrobe consisting... […]

Eight Affordable Furniture Stores to Furnish Your Home on the Cheap

A huge, cozy couch to read on during a rainy, drizzly day can bring you a significant amount of joy. However, furniture – couches especially – can be some of the most expensive and most overpriced stuff in your home. From bedroom sets to living room sofas to kitchen tables, you can easily spend thousands of dollars on your home furnishings just adding the basics to each room. […]

5 Times It's Okay to Close a Credit Card

Conventional wisdom says that you should never close a credit card account unless you have an overwhelmingly pressing reason to do so. It's true that closing an account can hurt your credit. If you close an old account, it can shorten your credit history, which can then lower your overall credit... […]

Best Deals for Thursday 01/16

Link for teaser title: Gap: Up to 75% off, Walmart: Up to 30% off Select Graco Baby Gear, 2-in-1 Folding Upright & Recumbent Bike for... […]

Can Tiny House Living Actually Save You Money?

The hottest housing trend out there right now is the tiny home. No doubt, you've heard of it. From mini barns to micro-apartments, whole communities of folks living large in small spaces are sprouting up everywhere. But can tiny house living actually save you money? Read on for our roundup of the... […]

11 Simple but Vital Home and Auto Maintenance Tasks That People Often Forget

About once a month, I spend part of a Saturday simply catching up on home and auto maintenance tasks that have fallen through the cracks. […]

Ask Yourself These 5 Questions Before Buying a Home

Buying a home is a major financial decision. The National Association of Realtors reported that in November 2015, the median sales price of existing homes hit $220,300, or 6.3% higher than in the same month one year earlier. As housing prices continue to climb, you need to make sure you're ready... […]

10 Money Goals All 30-Somethings Should Have

You are not 29 anymore. It's time to start acting like a grown-up. Aside from doing mature things like ironing your clothes and eating more kale, it's also time to get your financial house in order. Take a look at these 10 financial goals that all 30-somethings should have. Do yours line up? 1.... […]

The 5 Best Lip Balms

According to Total Beauty, the average woman reaches for her lip balm anywhere from two to 30 times a day. When you reach for lip balm, you’re looking for something that will work to soothe, heal, and protect your lips. We’ve found some of the best lip balms on the market so you can... […]

New calculator helps answer a big question: When should you start collecting Social Security?

Mitch StrohmJanuary 14, 2016 Quick. At what age should you start collecting Social Security? It’s not an easy question to answer, right? Fortunately, the Consumer Financial Protection Bureau recently put out a calculator that helps you decide. The tool allows you to explore how your claiming age impacts your retirement benefits. […]