Best Money Tips: Ways to Save on Gas

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on saving on gas, upcycling ideas that will blow your mind, and how to keep your identity safe. Top 5 Articles 5 Ways to Save Gas Money — Targeting the best day and time to buy gas can help you save at the pump. […]

Grow Your Dough Throwdown: Second Quarter Results

Through the end of the second quarter, the S&P 500 has climbed 6.22%. That’s a nice increase, and the stock market’s performance has provided me impressive gains on paper in my overall portfolio. […]

How We Use Our Time

I’m a financial analyst, not a philosopher, and yet in my writings about money I often touch on the subject of time. Generally, this is because the two are somewhat interchangeable with one another — some people sacrifice their free time to plunge headlong into their careers, while others sacrifice income to have more leisure time. […]

6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe

They used to be a luxury, but now, almost every American home has at least one smartphone. With their ability to organize and simplify so many of our daily tasks, it's no surprise that today's iPhones, Androids, and Windows-based gadgets are allowing us to be safer than ever before. Here are some of my favorite ways to use my smartphone to keep me and my six kids secure! […]

7 Tips for Getting the Best Morning Workout

The sun is rising earlier these days, which means you can exercise earlier than usual, before your normal workday begins. Plus, who wants to go for a walk or jog outdoors when the temperatures regularly hit peaks in the 90s and humidity levels are sky high? Not me. […]

Questions About Insurance, BPA, 529s, National Parks, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Insurance and breast pumps 2. Donations and religious groups 3. Cosigning on a mortgage 4. Cashing out whole life policy 5. Planning a “national parks” vacation 6. Baby bottles and BPA 7. Contributing to a 529 8. […]

More on motivation and money

This post is by staff writer Honey Smith. In my last post, I talked about motivation and money. Motivation is a huge yet under-discussed concept in personal finance, I think. While big wins may be the quickest way to wealth, that doesn’t mean you’ll reach your goals overnight. Even if you have become wealthy, you still need motivation to manage your money and prioritize your spending. […]

8 Things You Can Do in Denver That You Can't Do Anywhere Else

I moved to Colorado to attend graduate school, and fully intended to return to my home in the Southeast upon graduation. That was eight years ago. In my opinion Denver's a dark horse among American metropolises. It's clean, easy to get around, chock full of fun things to do, and just a short drive away from the most beautiful mountains in the country. Looking for quick, affordable getaway? […]

An Example of How to Save a Bundle on a New Car

I've previously detailed my process for saving a fortune on a new car (and for those of you wondering, here's why I buy new cars). I've used this system to purchase three cars (four now) in the past 10 years, but had never shared the specifics on FMF. […]

This One Mistake Could Delay Your Retirement by 10 Years

A while back, during a housing boom (remember those?), I watched a TV news segment about homeownership. […]

Kick start your savings with goal-based accounts

Susan LadikaSaving money is always one of the top New Year’s resolutions, but halfway through the year, you’ve usually kicked that goal to the curb. […]

Sweeping the Floor, Sweeping Away Late Fees

Freedom from late fees tops my 14 Declarations of Financial Independence. And I've found one frugal path to financial freedom after sweeping the white tile floors in my apartment. I see money-saving connections between sweeping, bill-paying and late fees.Daily SweepI have to sweep every day or else face increasing tracks of dust and dirt. […]

Reader Stories: 4 ways to make money with your old junk

Sharon M. shared some of her personal finance journey with us this week. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. […]

Your personal finances are not someone else’s

As humans, we’re very good at putting on appearances, even when they don’t match our reality.  If we have a lot of money, we can appear as if we don’t.  If we are just scraping by, we can “put on a good show” and try to appear more affluent than we are.  Unless your neighbor gives you a peek into his investment portfolio, it can be really difficult to tell how they’re doing financially. The discon […]

How to Start a Blog: A Side Business Primer

One of the most common requests I get from readers is for detailed information on how to start a side business of some kind. With minimal equipment and ample time, how can a person construct a side business in order to earn a little extra money? This is the first in a series of articles describing exactly how to do this. […]

My 14 Frugal Declarations of Financial Independence

In honor of the 2014 Fourth of July, I've penned :14 Frugal Declarations of Financial IndependenceI declare myself free from the tyranny of:Late fees.Overdraft or NSF penalties.Disorganization and clutter.Unopened mail.Unrealistic expectations about costs, deadlines and income.Mindless or forgotten automatic monthly charges and subscriptions.Anxiety.Thoughtless purchases.The need to impress others […]

Best Money Tips: Things to Do on Your Lunch Break

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on things to do on your lunch break, money tips for new grads, and turning a cheap vacation into a first-class getaway. Top 5 Articles 11 Things to Do on Your Lunch Break — On your lunch break, consider mailing your packages or reading a book. […]

13 Creative Ways to Avoid Spending Money

Even if you know that your spending is out of control, you might not have the strength to break your shopping addiction. However, a spending problem isn't going away on its own. And although you might feel powerless over your addiction, you ultimately control whether you spend. […]

How to Switch to Collecting Experiences Instead of Things

In the old apartment Sarah and I used to live in, I had one whole wall filled with books. The bookshelf stretched from the floor to the ceiling and from wall to wall and, frankly, it was overstuffed. That bookshelf wasn’t too surprising, though. I’ve been a voracious reader since my early childhood, reading more than a book a week for as far back as I can remember. […]

Don't Let Poor Health Kill Your Retirement Fund

Poor health can destroy your finances in retirement if you fail to build both a healthy retirement fund and a healthy retirement body. Research shows that physical and financial health are closely linked. […]