Questions About Uber, Coconut Oil, Home Equity Lines of Credit, Mold Problems and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Damaged home and credit 2. Is Uber a full-time job? 3. UTMA account question 4. HSA without employer 5. mySmartPay Wealth Solution 6. Insurance and mold problems 7. Home equity line of credit 8. […]

Eight Seasonal Side Hustles to Make Bank This Summer

While the cost of living keeps going up, most wages have remained fairly stagnant, confirms a 2015 report from the Bureau of Labor Statistics. […]

The 6 Monthly Telecom Bills You Can Negotiate

Opening and paying the monthly bills is usually something we dread. This is especially true if you feel you’re being gouged by your cable, phone, or wireless provider. But with just a little bit of knowledge on the proper way to call and negotiate a lower bill, you can easily save hundreds of... […]

Best Money Tips: Ways to Save Money at BJ's Wholesale Club

Welcome to Wise Bread's Best Money Tips Roundup! Today we found helpful articles on ways to save big at BJ’s Wholesale Club, train hacks for your next trip, and health snacks that actually work against you. Top 5 Articles 7 Ways to Save at BJ’s Wholesale Club — If BJ's is one of... […]

How Late Payments Affect Your Credit

Your payment history is the most important aspect of your credit score, with the greatest weight of any single factor. So, what happens when you have a late payment and ruin your otherwise good payment history? What Happens to Your Credit Score Your credit score will be negatively affected by a... […]

Best Deals for Monday 05/09

Link for teaser title:  http://www.wisebread.com/bestdeals/today Awesome Monday deals! 4 Tiers White Rotating Table Top Jewelry Organizer $13, Star Wars Science Death Star... […]

6 Job Perks That Can Lead to a Dream Career

Work can be a necessary evil. Individuals might dream of being an award winning writer or inventor, but those dreams — without any pursuit to make them a reality — do not provide money for nourishment, shelter, and other financial obligations. Short of being independently wealthy or... […]

20 Places Besides Etsy to Sell Your Handmade Goods

First launched in 2005, Etsy rose as the leading ecommerce website for people looking to buy or sell unique handmade items, including art, photography, clothing, jewelry, and knick-knacks. With the potential to sell to over 50 million customers, Etsy has been able to gather over 1.5 million active... […]

New Posts at FMF

Here's something that FMF fans might be interested in... As many of you know, I have started a new website. On that site, I post more in-depth articles. They are longer than what was usually posted on FMF and generally much more detailed. […]

6 Money Lessons I Learned Working as a Corn Detasseler

My first real summer job was detasseling corn when I was 14. The lessons I learned from my hard work in the cornfield that summer shaped my view of money and the economy for a lifetime. What Is Detasseling Corn, Anyhow? Here's how it works: Corn plants have a tassel that grows on the top of the... […]

12 Things That Changed My Life (and Cost Less Than $50)

Most of the time, when people post memes and images on Facebook, they’re pretty dull and forgettable. Every once in a while, though, I’ll see something that really makes me think. The other day, a friend of mine posted such a memorable item. It was simple, really. […]

Appreciation Versus Depreciation: A Powerful Insight for Your Spending Choices

No matter how careful we are about spending and saving our money, the truth is that all of us spend some significant portion of our income on a mix of things we need and things we don’t. Some of those things are consumed, like food and water and gasoline and experiences, for instance – and you’re left with nothing but the memories afterwards. […]

How Young Is Too Young to Get a Credit Card?

It’s the quintessential catch-22: You can’t build credit until you have credit of your own. Then again, banks are hesitant to give you a credit card when you lack any type of credit history at all. This is how young people start their adult lives every day – lacking a credit profile, yet unable to prove themselves to get credit to begin with. So, how does one get started? […]

13 Smart Garage Sale Bargain Hunting Tricks

Unlike retail stores where prices are fixed and the sales staff has a lot of experience handling shoppers, garage sales are a free-for-all. Many garage sale sellers have little experience setting prices, running a sale, or negotiating with buyers. A smart garage sale bargain hunter can score some... […]

Flashback Friday: 62 Ways Introverts Tend to Win at Life

Who runs the world? Introverts. They just do it behind the scenes and out of the spotlight. We are living in an era when introverts are finally understood — and even celebrated. And let me tell you…. it's about time. Society has historically catered to extroverts, with their eager... […]

6 Reasons You Should Still Go to the Bank

Did your bank close your local branch? It wouldn't be surprising. According to a report from SNL Financial, banks closed 1,614 U.S. branches in 2015. JPMorgan Chase & Co. led the way, closing 195 branches, while PNC closed 94 and Bank of America Corp. 88 last year. The reasons are obvious:... […]

Best Money Tips: How to Redecorate Without Spending a Dime

Welcome to Wise Bread's Best Money Tips Roundup! Today we found helpful articles on simple ways to redecorate without spending anything, body language mistakes we often make, and places to get free WiFi. Top 5 Articles Four Simple Ways To Redecorate Your Home Without Spending A Dime — Go... […]

Best Deals for Friday 05/06

Link for teaser title:  http://www.wisebread.com/bestdeals/today TGIF! Don't miss the 81% off on Koolife 4-in-1 Sharpener for All Knives and Scissors, 78% Off on Express Mandoline... […]

A Simple Guide to Retirement Plans for the Self-Employed

Being self-employed has its ups, but it can also have its downs. For instance, there may be enormous business costs to worry about, and you likely have to finance your retirement account entirely on your own. Fortunately, there are a number of self-employed retirement plans that can help you save... […]