How to Improve Your Life by Becoming a Better Quitter

"Quitter." If you're at all like me, that word brings up all sorts of negative childhood memories. I was a particularly tenacious kid, but I remember cringing when kids used that word to describe each other. […]

Best Money Tips: Cleaning Tips That Can Save You Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on cleaning tips that will save you money, awesome ways to give, and finding small appliances for cheap. Top 5 Articles 5 spring cleaning tips that can save you money — Donating your old items can save you money when you spring clean. […]

10 Surprising and Useful Things to Do With Ketchup

Ketchup. Whatever your favorite brand is, you can't have fries without it. In fact, in my household, it's demanded by my children with almost every meal. […]

How to Store Herbs to Make Them Last Longer and Taste Better

Proper storage of herbs (fresh or dried) is necessary to keep them fresh and flavorful for as long as possible. Whether you are trying to reap the rewards of an outdoor garden, a trip to the farmers market, or an ample dried herb supply, you can make them last much longer with a few careful steps. Here is a quick infographic guide to storing your herbs. And read below it for more details! […]

This Is When You Should Borrow From Your Retirement Account

Building a retirement nest egg takes time and effort. In a perfect world, this is money that you are not supposed to touch until you are least 59 1/2 years old. Nonetheless, when life throws you a curve ball, you may have to take a loan or withdrawal from your nest egg. […]

“Buying It for Life” in the Kitchen

Sarah and I are subscribers to the “buy it for life” philosophy. In short, it means that we’re willing to pay more for a product that does its job well but, just as importantly, will last a very long time, preferably for the rest of our lives. Here are six principles of “buying it for life” that I suggested earlier, along with a few extra ones: 1. […]

Reader Mailbag: The Weakness of Electronic Communication

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. College savings as gift? 2. Bullet journal 3. Company stocks 4. Unemployed; what’s next? 5. “Sell by” date on food 6. Will I need it later? 7. Roth IRA advantages? 8. Losing an income 9. Fuel efficiency savings 10. […]

Spending less than you earn so the Joneses don’t keep up with you

This article is by staff writer Lisa Aberle. Why spend less than you earn? There are the obvious reasons. Spending more than you earn isn’t sustainable, of course. You can’t build your net worth unless you spend less than you earn. And spending less than you earn decreases your stress level. But is there another reason to spend less than you earn … something that doesn’t benefit you at all? […]

9 Tools That Create Hours of Free Time a Week

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. Most of us are busy — and probably busier than we’d like to be. Between work, family, friends, staying healthy, and having fun, there’s just so much to do! Thankfully, technology offers several great ways to save you time. […]

Raising Financially Savvy Kids, Productivity, and More with Kylie Ofiu

I recently had the chance to interview with the amazing Kylie Ofiu, founder of the popular Australian personal finance blog Kylie Ofiu! […]

20 Free and Fun Ways to Reward Yourself

I don't know about you, but I'm big on setting goals. I have fitness goals (run a 1:40 half marathon), professional goals (establish myself as a solid freelance writer), personal goals (join the local community orchestra), and financial goals (pay off my hefty student loans). Thing is, a lot of my goals involve incentives for motivation purposes. […]

Thoughts on Being a Millionaire and Retirement

Here's an interesting piece from the NY Times that takes several views on being a millionaire:They begin with the "a million dollars isn't what it used to be" argument: In 1953, when “How to Marry a Millionaire” was in movie theaters, $1 million bought the equivalent of $8.7 million today. […]

Are You Getting Ripped Off by One of These 8 Unnecessary Services?

For many of us, money is tight these days. In fact, a recent study reveals that 76% of Americans are now living paycheck to paycheck. With money so tight, and over one quarter of the population having no savings at all, this is not the time to be spending money on services we do not need. Here are eight unnecessary services you should stop paying for. […]

The Only 5 Grocery Shopping Techniques You Need

Here's the excuse I hear most often for why people don't grocery shop frugally. Say it with me: "I don't have time." Lack of time is not only the most common hurdle, it's also the easiest to overcome. The fact is, you can save money on groceries without spending more time shopping. […]

14 Ways to Retire Early

It seems like the economy is making it more difficult for people to retire at 65. That's true in some ways, but what if you had more control over your own retirement than you realized? What if there were some practical things that you could do that would enable you to retire closer to 60 instead of 70? […]

How to rear money-smart kids

The Consumer Financial Protection Bureau estimated, in 2013, that outstanding student loans have swelled to over $1.2 trillion. Seven in ten college seniors who graduated in 2012 had student loan debt, at an average of $29,400. Scary! It is extremely important for kids to have a good handle on personal finance before they enter college. […]

The Problem with “Driving It Into the Ground”

I subscribe to the philosophy of driving a car into the ground before you replace it. I’m thirty five years old and over the course of my entire life (since I was sixteen), I’ve been the primary driver of only three automobiles – and the third one is going to last several more years. […]