Simple Ways to Get the Healthcare You Need Without Overspending

Published 2 weeks ago by Wise Bread

Getting the right healthcare services can be difficult under any circumstance. In the past few years, my family members and I have had some relatively minor but pressing problems requiring medical attention. Making sure we had proper care at a reasonable cost was much more difficult than expected even though we have excellent insurance coverage. […]

Try Before You Buy

Published 2 weeks ago by Generation X Finance

    How You Can Try Products Without Buying Them First Oh, the joy of getting something for free. […]

Reader Profile: TW

Published 2 weeks ago by Free Money Finance

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

When Parents Give You Regular Cash Gifts

Published 2 weeks ago by The Simple Dollar

Jennifer writes in: My parents have been giving me $1,000 a month since I graduated from college three years ago. When my career first started, I really needed that money as I was an unpaid intern for several months at first while I built up my resume, then my first job paid less than minimum wage. Now, I’m making pretty good money. […]

Frugality Binge

Published 2 weeks ago by The Simple Dollar

It happens to a lot of people – myself included. One day, something triggers a change inside of you. You get really sick of paying money to the credit card companies and finally you reach the tipping point where the drawbacks of living a debt-filled life outweigh the benefits. You’re sick of it. You cut up the credit cards. You read a bunch of personal finance websites and books and articles. […]

Reader Stories: How I became a home entrepreneur to get out of debt

Published 2 weeks ago by Get Rich Slowly

This reader story is from Kelly Crawford. Kelly is a “mompreneur” and contributing author for five blogs, including her own, Generation Cedar. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. […]

Applying Warren Buffett’s 7% Figure to Your Retirement

Published 2 weeks ago by The Simple Dollar

A few weeks ago, I discussed a Bloomberg article about Warren Buffett’s projections for the stock market over the long term. Here’s a refresher on what Buffett said: “The economy, as measured by gross domestic product, can be expected to grow at an annual rate of about 3 percent over the long term, and inflation of 2 percent would push nominal GDP growth to 5 percent, Buffett said. […]

Ten Pieces of Inspiration #124

Published 2 weeks ago by The Simple Dollar

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Renoir on beauty “The pain passes, but the beauty remains.” – Pierre Auguste Renoir Everything painful in life leaves behind a powerful imprint when the pain fades away. 2. […]

The Wasted Years

Published 2 weeks ago by The Simple Dollar

When I look back to the middle of the last decade – roughly 2002 to 2006 – I see a lot of great memories. I see my marriage to my wife. I see the birth of our first child. I see myself at a pair of jobs that I enjoyed quite a lot. I see the gradual diaspora of my college friends, and I see a lot of new friendships forming. At the same time, I see a ton of mistakes. […]

You’ve Got to Remove the Emotion

Published 2 weeks ago by The Simple Dollar

We are emotional people. We react to situations with a wide range of emotions: joy, fear, anger, mirth. On the other hand, money is about as non-emotional as you can get. Money is simply a method of exchange between goods and services. […]

Your Take: Do You Think Money Can Buy Happiness?

Published 2 weeks ago by Bargaineering

We’ve covered the issue of money buying happiness a few times in the past (just look at the Related Posts below and you’ll see a few fine examples). However, the last time we even mentioned it was several years ago and there’s new research! […]

Ask the Readers: Do you ever pay more to support a local business?

Published 2 weeks ago by Get Rich Slowly

Reader Jennifer Gwennifer raises a timely question: When I can, I try to support small, family-operated businesses instead of “big box” stores like Walmart. However, I live in a coastal area of New England that is overrun with tourists in the summer, which means I end up paying slightly higher “tourist” prices for some things in the summer months. […]

Retire Your Credit Card Debt With Citi Simplicity® Card

Published 2 weeks ago by Wise Bread

The best thing that you can do with your credit card is to always pay your entire balance in full and on time. If you do not pay your balance in full, you will incur interest on the average daily balance of all of your charges. […]

Cut Your Electric Bill With Solar Panels

Published 2 weeks ago by Wise Bread

Thinking about reducing your carbon footprint by going solar? Besides helping the environment, installing solar panels can dramatically reduce your electric bills. Solar panel installers say the panels can cut monthly electric bills by 50 to 90%. […]

How to prepare for a home appraisal

Published 2 weeks ago by Five Cent Nickel

This post is written by John Allasio and comes to us from our partner site QuickenLoans.com. Right now is the most popular time for people to buy a home, and if you’re looking to sell or refinance your home, one of the things you’ll have to deal with is the appraisal. If your appraisal doesn’t go well, it’ll considerably drop the perceived (because perception is reality) value of your home. […]

Best Money Tips: Why Your Budget Isn't Working

Published 2 weeks ago by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on why your budget isn't working, saving on car insurance, and custodial accounts. Top 5 Articles Your budget isn't working. Here's Why. — Your budget may not be working if you aren't keeping track of your spending. […]

Finding an Internship as an Adult

Published 2 weeks ago by Wise Bread

Internships have become a standard part of the learning process for many careers — they can be one of the best ways to get on-the-job experience when you don't have a resume that will get you hired for a position. But the stereotypical intern is in college, or perhaps a recent graduate. […]

Reader Profile: EA

Published 2 weeks ago by Free Money Finance

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

The Problem of Security and Negative Motivation

Published 2 weeks ago by The Simple Dollar

It is very easy to get lost in an endless conversation about money issues. What kind of retirement plan should I have? How do I get rid of my debts? Am I saving enough for my child’s college fund? The goal of all of those things seems to be the accumulation of money. […]

7 Essential Tips for Buying Your First Home

Published 2 weeks ago by Bargaineering

“This is most likely the largest financial investment you’ve ever made,” Chicago real estate attorney John R. O’Brien says. When you buy a home, you are making a huge commitment. On top of that, buying a home is a complex transaction, requiring titles, insurance, escrow, and there are usually a number of players involved. […]