Money Manager from American Express

When I reviewed the Chase Blueprint payment program, I said I believed that credit card companies were offering money management tools and payment systems to help keep defaults and late payments down. The best credit card customer is a regularly paying one, despite what mainstream media would have you think (that credit card companies love to ding people with fees and send them to the poorhouse). […]

Have You Ever Had a Boss That's Hated You?

This piece from MSNBC about bosses that hate employees made me want to ask this question: Have you ever had a boss that's hated you? I've detailed my entire work history, so you all know a lot about my work life. But the one thing I didn't cover is the boss who hated me. […]

Coming Soon: Good Times for Temp Workers

By Philip Brewer During a recession is the worst time to be a temp — whatever work companies have will go to employees, as a way to avoid having to lay them off. Another bad time is the middle of a recovery — things are going so well that managers figure it's safe to hire new permanent employees. […]

A Final Reminder

If you haven't signed up for my giveaway newsletter, now's a good time to do so. I'm putting the finishing touches on the November issue and we've got lots of great prizes! They include a $50 SmartyPig gift card, three copies of Quicken personal finance software, one copy of You Need a Budget software and one box of books containing eight personal finance books. […]

Best Deals For Wednesday 11/11/09

By Paul Michael Today's WISEBUY. Up To 75% Off Shoes at ShoeSteal.com ShoeSteal.com knocks up to 75% off all shoes as part of its Fall Clearance Sale. Plus, coupon code "FALL20" takes an extra 20% off.   FREE Jennifer Lopez My Glow Perfume Sample Experience My Glow. […]

Avoid a Financial Holiday Hangover This Year

Plan Ahead to Avoid a Financial Holiday Hangover Does this scenario sound familiar? You use credit cards to do your holiday shopping, promising yourself you’ll pay the debt off within two or three months. […]

The High Cost of Music

By Lain Ehmann I’m all for the arts. I try to encourage my kids to express themselves: I hang all their “masterpieces” on the fridge, I listen to their kazoo solos, and I even let them play with Play-Doh (though I hate the stuff). But I had to balk when my nine-year-old told me she wanted to play the piano. It wasn’t the playing, per se. It was the learning. […]

What is Backup Withholding?

Last week I contacted Ally Bank with a last minute change of heart. I had intended to roll our 12 month CD into a 5 year CD upon expiration, but had second thoughts when I saw that Series I Savings Bonds are more attractive than CD rates. I actually contacted Ally on the renewal date and was thus able to get the money back out without any penalties. […]

Way to Save #115: Don't Waste Water

You don’t need to run the water while you’re shaving or brushing your teeth, so turn it off whenever you can. […]

The Simple Dollar Weekly Roundup: Post-Book Lull Edition

After turning in my book a week ago, some of my friends who had already published books wrote to me with an interesting point. “After your book is done,” they said, “you’ll find that you go through a bit of ‘writing burnout.’ You won’t want to write anything for a while.” At first, I didn’t think this was true, as early last week, I got a lot of writing done. […]

Super Sports Gear for Less

By Sasha A. Rae Putting together the right clothes and gear to ensure a stellar outdoor outing can be quite the challenge, especially in these belt-tightening times. Some people might even live in easy walking or quick driving vicinity to the woods, like I did when I lived in Manitou Springs, Colorado. […]

Bargaineering Store Technical Issues

To everyone who has been bidding on the Bargaineering Store auctions, there has been a technical glitch this morning. It’s powered by an auction Wordpress plugin that I edited, to use Bargaineering Bucks, and apparently when you deactivate the plugin, it deletes every auction and every bid in the entire database. […]

Reader Question: Can You Write “See ID” Rather Than Signing Your Credit Card?

I can’t remember the last time I’ve signed the back of a credit card, and I use my credit cards (one for personal travel and big expenses, one for all other personal expenses, and one for business expenses) almost every day. […]

Credit Report Bumpage: Knocking Off Hard Inquiries

Before I started spending most of my time writing for Bargaineering.com, I spent many of my formative years at Fatwallet (as far back as 2001!). One of the big ideas in the Finance forums was the App-O-Rama, where you applied for a lot of credit cards in a short period of time (on the order of just a few days). […]

How to Establish a Credit History Without Losing Your Shirt

This is a guest post from Adam Jusko, founder of IndexCreditCards.com, an information and comparison site for credit cards that maintains a list of over 1200 cards. You can follow Adam on Twitter for quick credit tips and opinions. […]

Portfolio Recommendation Beats S&P 500 by 9.4%

The following is a guest post from Marotta Wealth Management. For those of you interested, I have a similar, though not exact, investing strategy to the one he details below. Exactly a year ago I encouraged you to avoid another lost decade in the markets. I recommended a specific balanced portfolio that today is beating the S&P 500 by 9.4%. […]

Where is that extra French hen?

(If you have a true love, then you have thirty of them from last Christmas! Most people really only need twenty-nine French hens.) Regifting this year is up.  Way up. […]

Sneaky Credit Card Trick: Adding New Annual Fees

A while back, we had some issues with our Advanta credit cards. Our business card accounts were closed with little warning. Advanta was one of those issuers that decided to shut down their credit card division due to tough business conditions. This time around, we’re hearing rumors about what may happen to personal credit cards. […]

Daily Links: Frequent Flyer Master Edition

As many of you know, my pal Chris Guillebeau is crazy. He’s been to 119 countries, and he just keeps on flying. He wants to see them all before he turns 35 (in April 2013). As you can imagine, Chris has accumulated a hell of a lot of frequent flyer miles over the past few years. He says he currently has 676,583 miles in eight accounts. But not all of these come from flying. […]

Converting Paper Savings Bonds to Electronic Form With SmartExchange

This is just a quick followup to yesterday’s post about Series I Savings Bonds. As I noted in that post, you are limited to purchasing $5k of these bonds in electronic and paper form each year for an annual total of $10k (per Social Security number). Assuming that you max out, this means that you’ll be the proud new owner of bonds in two forms. Yuck. […]