Review: It’s Not About the Money

Every other Sunday, The Simple Dollar reviews a personal finance book. I’ve always been interested in the areas where spirituality and personal finance meet. […]

Ally Bank Ten Day CD Rate Guarantee

One of the most annoying things in personal finance is opening a bank account and then seeing the interest rate drop. This happened very often in the falling interest rate environment of the last year and a half. I remember opening an online savings account only to see the rate fall the next day! […]

Podcast 25: Sandra Hanna, Smart Cookies and Neal Frankle, Wealth Pilgrim

Today’s podcast features Sandra Hanna, the “savvy spender” among the Smart Cookies. Smart Cookies is a television program on the W Network. Sandra is one of five hosts on the show. Each with their own specialty offers financial makeovers. […]

Mirror Neurons: Why Watching Others Succeed Won’t Help You Succeed

When I first started becoming interested in cooking, I went through a short period where I watched a lot of programming on Food Network. […]

Christian Money Blogs

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. I write about the Bible and Money on Sundays, but there are tons of blogs that cover the two every single day. Today I thought it would be fun to highlight a few of them. […]

8 Pumpkin Stencils: Scary Printable Pumpkin Faces (and Marilyn Monroe)

It’s that time of year when the ghouls get ghoulish, the devils get devious, and the ghosts get spooky. Yes, it’s Halloween people! Last year I posted a series of Free Pumpkin Carving Patterns for your downloading spooky pleasure. Or try these 20 Extreme Pumpkin Carving Designs (from Frightful to Fabulous) if you want more of a pumpkin carving challenge. […]

The Guilt of Wealth

Yesterday I shared a guest post from Leo of Zen Habits. His guide to minimalist money was a sort of overview of good financial skills, useful information for those in the first stage of personal finance. But some long-time GRS readers couldn’t relate to Leo’s post. Today’s post goes in the opposite direction. […]

The Simple Dollar Time Machine: October 10, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, as well as the five best posts from two years ago this week. […]

Never Eat Alone: Build and Broadcast

This is the twelfth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

Ode to the Ecofan

By Margaret Garcia... Judging by the the thermostat this morning, I’d say it’s time to turn on the heat (37 degrees this morning). […]

A Classic Debt Collection Story

Last week I asked email newsletter subscribers for their experiences with debt collection agencies. I’ve been fortunate never to have crossed paths with a debt collector so I was looking for stories to help put me in the shoes of those who have. I read about stories of people paying off debts but through some clerical error, the debt was incorrectly sold to a collector. […]

10 Ways to Lower Your Taxes

Here's a list of 10 ways to lower your taxes from Kiplinger: 1. Boost your 401(k) contributions.2. Make the most of your flexible spending account. 3. Buy a house. 4. Buy a car.5. Sell losing investments. 6. Maximize your tax credits and deductions. 7. Pay college bills. 8. Give to a charity. 9. Max out tax breaks for the self-employed.10. […]

Only Six Months Left To Make Year 2009 Contributions To Roth IRA Or Traditional IRA

My wife and I both have contributions to the retirement plans offered by our employers deducted from our paychecks.  In addition to those pre-tax retirement contributions, we also make monthly contributions to our Roth IRAs. For me, the annual contribution limit to my Roth IRA is $5000.  (See IRS Publication 590 for complete information about contribution and income limits.)  My wife’s limit is th […]

ING Direct Review: Electric Orange, Business Savings Accounts

ING Direct is a hugely popular online bank with some noteworthy products I’d like to review. They’re one of a few online banks I know that offer both savings vehicles and investment products (via ShareBuilder), which helps their customers consolidate accounts under one bank. […]

Friday Fiscals link love

A few weeks ago, the Recaptcha at one site I visited was “Fiscals Friday.”  So, I switched the order of the words, and there you are. […]

The “Local Store Premium” – How Much Is It Worth to You?

When I was in college, there was a local independent bookstore – the name completely escapes me now, but I could still almost walk to it blindfolded – not too terribly far from campus. It was a very popular hangout for the heavy reading crowd and the store did all they could to maximize customer loyalty, both with students and people in the broader community. […]

Four Documents You'll Need as Part of Your Estate Plan

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. […]

ING Direct “Added Value” CDs

Earlier this week, ING Direct announced a new promotion aimed at generating more deposits. Dubbed the “Added Value” CD, they are offering a 12 month CD that pays a 0.15% premium over and above their standard rate. As of right now, that means you’ll get 2.25% APY vs. the standard 2.10% APY. The catch here is that you have to fund the CD with “new money” that is transferred in from elsewhere. […]

$8,000 First-Time Homebuyer Credit to be Extended for Military

Yesterday, the House of Representatives voted 416 to 0 to pass the Service Members Home Ownership Tax Act of 2009 which extends the current $8,000 first-time home buyer tax credit for another 12 months for members of the military, Foreign Service, and intelligence corp who served at least three months of qualified overseas duty in 2009. […]

It's Time to Purchase Like It's 1999

By Stacy Johnson If you believe the US economy is never going to recover, grab some canned food and a gun and head for Montana. But if you do, it’s probably time to invest. Or at least spend. As I point out in the accompanying news story, prices on some major assets are priced like it’s 1999. And if past is prologue that means there’s money to be made. Perhaps major money. […]