Cheap ways to satisfy those food and drink cravings at work

Food and drinks out of vending machines are sold at ridiculous mark-ups, but sometimes that extra bit of concentration that a snack or a soda is what’s needed to get through the mid-afternoon slump — that time when the brain is screaming “nap” and the stomach is yelling “feed me.”  Unfortunately, the cooking facilities at work are rarely extensive enough to make anything really good (and besides, […]

Join Our Tweetchat on Thu 3/3, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Be a tourist in your own town. You don't have to leave home to enjoy spring break. […]

Spare Change: Tweetchat Today! Edition

Wow. No matter how much I try to prepare, coming back from a long vacation is always a lot of work. It’s very difficult, for instance, to sort through hundreds of e-mail messages to find the ones that are most important. Meanwhile, there’s a blog that needs to be written! […]

CompleteTax Review #4

In January I selected several readers to receive free copies of various income tax software programs. In exchange, they agreed to use the software to do their taxes and write an unbiased review. The summary below was written by FMF reader Lynn and contains her thoughts about CompleteTax’s Premium MVP product. […]

Insights from Warren Buffett’s Letter to Shareholders

For the last few years, I’ve been enjoying reading Warren Buffett’s annual letter to Berkshire Hathaway’s shareholders. […]

What is a Form W-2?

The Form W-2 Wage and Tax Statement is a form that your employer sends you near the beginning of the calendar year. By law, they are required to mail it by January 31st, barring any special extensions, so that you have ample time to meet the April 15th income tax filing deadline. When your employer sends you a copy of your W-2, they will also send a copy to the IRS. […]

Citi® Hilton HHonors™ Visa Signature® Card Review

Credit cards can be dangerous tools for those not prepared for their power, emptying wallets and bank accounts quickly. Companies have interesting methods of marketing some of the most dangerous or expensive cards, either with a cool design, interesting construction like carbon fiber rather than plastic, or a unique sign-up bonus that belies the real value of a rewards program. […]

Help a Reader: Paying Down an Underwater Condo

Here's an email I received from a reader: I have a condo with an 86K mortgage balance.  I bought it three years ago in October and I put 10K down on it.  Since the market is down, similar condos are selling for 20K-40K in my complex.  I want to start paying down on my mortgage.  I have no other debts and put away 15% to retirement accounts and 5% to a rainy day fund every month.  My question is […]

Free Money Finance March Money Madness, Round 2, Posts 13-16

Here we go with the second round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

The Simple Dollar Weekly Roundup: Politics Edition

Because some aspects of personal finance overlap with politics, I’m often asked what my political views are, particularly on specific issues. I usually don’t feel comfortable doing that, for several reasons. First, I usually see benefits on both sides of the issue. Often, my feelings on a specific issue have more to do with me than it has to do with the merits of an issue. […]

The Home Office Tax Deduction

Do you have a home office? If so, have you ever considered taking the home office tax deduction? One common concern with taking this deduction is that it might trigger an income tax audit. But is that really the case? Well… The general consensus seems to be that concerns over audits related to the home office tax deduction are a bit overblown. […]

Saving Face for Buy-and-Hold Investing

Two years ago, Michael Brush from MSN said, like many other financial columnists, that the buy-and-hold investment strategy, or the long-term efficacy of that approach, is a lie. This echoed a lot of the prevailing popular thinking at the time. The stock market was at an all-time low. […]

Why Women Don't Negotiate

Back in 2007, I wrote an article on Wise Bread about how women simply need to demand more money when negotiating a salary, either at a new job or an existing one. It's not that I have a long history of excellent salary negotiating skills or anything. […]

The 4 Most Common Unnecessary "Needs"

Whenever I work with people on cutting their expenses, the easiest part is always at the beginning when we start slashing all their unnecessary spending habits. The need to cut those out of the budget is obvious. […]

529 Plan Benefits Are Not Just for Kids

Thanks to the Pension Protection Act, the 529 looks like it is here to stay. These plans were initially slated to end in 2010, but that’s no longer the case and they are here to stay. A 529 plan is clearly recognized as a college education savings plan, but the benefits don’t stop there. […]

Four Expenses You Must Negotiate

When it comes to saving money, one of the most important things you can do is ask for a discount. Many of us have been conditioned to just accept costs as they are. Haggling is not really part of the American psyche right now. (Although some point out that bargaining has been on the rise since the recession.) There is no reason to just accept the first number offered. […]

What a New Baby Really Needs

Babies are big business. Nobody wants to be a bad parent, so there is great pressure to be sure you have not just the essentials, but the best essentials for your new baby. If you're a first-time parent, you have no experience to guide you. […]

Gaming Without Breaking the Bank

Though J.D.’s back on the blog, he’s still a bit behind — so much e-mail! — so here’s a guest-post from Tim Ellis, who writes Seattle Bubble when he isn’t glued to a screen, zoned out on video games. You can find him playing as “TH3 T1M” on Xbox Live and on PSN. I’ve been an avid gamer ever since I bought my first Nintendo Entertainment System when I was ten. […]

Did The Google Content Farm Update Snare Your Site?

Well, well, well. It’s been an eventful week here in the online world as Google did a rather major overhaul of the web. And there’s been quite a hullabaloo over this matter as many long-standing web pages were pulled out of their usual rankings and banished into the deep recesses of the Internet where no [...]Did The Google Content Farm Update Snare Your Site? […]