Best Money Tips: Black Friday Myths

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on Black Friday myths, things to do before the new year, and ways to make money in college without a job. Top 5 Articles Black Friday Myths — Don't be fooled: Black Friday deals are not just offered on Black Friday. […]

Win a 2012 Money Planner Workbook!

Kimberly Palmer knows a few things about financial planning. As author of the book Generation Earn, a guide to finances for young professionals, and a personal finance columnist for U.S. News & World Report, Kimberly has an extensive understanding of how people can successfully achieve their financial goals. […]

Reader Profile: Jane

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

A Black Friday special — on loans?!

I have to hand it to my credit union.  Their marketing is pretty good!  They advertised an unsecured loan special, good through today, at rates starting at 7.5% for up to 12 months for amounts between $500 and $2,500.  It ends today presumably so that people can have the money in hand to shop Black Friday.  The term is no more than 12 months so that it’s a sure thing that it will be paid off befor […]

Value Investing: How To Discover Bargain Stocks

Anybody who has some experience in the investing world has probably heard of the term “value investor”. It sounds like a great idea because all of us in our everyday lives are conditioned to operate with the idea that maximizing value in every area of our lives translates into a higher level of prosperity overall. […]

Ten Insurance Policies You Need To Own

The following is a guest post from Hank who writes about personal finance on Money Q&A. I wish I had more insurance coverage. How many times do you actually hear that or say that to yourself? Most people hate talking or even thinking about insurance. It isn’t a pleasant subject. […]

The Unemployment Plan

Craig writes in: I just found out that I’m being “downsized” at the end of the year. While I have a small emergency fund, I do have a mortgage and a bit of credit card debt. I also have three kids at home. My wife will continue to work, but she has only a part-time job with minimal benefits. […]

Real World Problems with a Flat Tax System

I read an interesting article in Forbes the other day and as a former public school teacher of 11 years, it really hit home for me. I was fortunate enough to teach in a school that was adequately funded but not well funded. I, like every teacher I knew, paid for certain expenses not always because the school wouldn’t pay for it but parting the red tape for a reimbursement wasn’t worth the hassle. […]

Kids & Money: Teaching Needs vs. Wants

One of the most difficult concepts to teach children is the difference between needs and wants. However, this is an important money lesson to learn. […]

Part Two: How to get married for $239.00

This article is part of a short (and sweet) wedding series. To start from the beginning, read Part One: How to get married for $239.00. Last day I covered our wedding costs for the flowers, invitations, venue, guests and of course my second-hand wedding dress. Find out our total costs and final wedding tab right here. 6. Cut the cake. Flour, sugar, eggs, and icing are cheap to buy. […]

Avoid Becoming a Holiday Crime Statistic

In the age of technology, nothing is sacred. The information you post online can be used against you. A new generation of thieves rely on your Facebook and Twitter posts as ammunition to break into your homes and steal your belongings while you’re away. With this being said, you can never be too cautious. […]

Small Business Saturday 2011

As you’re likely aware, this coming Friday is none other than “Black Friday.” And what happens the day after that? Small Business Saturday, of course. Small Business Saturday is a promo that was launched last year by American Express. The goal of this promotion is to get people to shop at small, locally-owned businesses – and to use their American Express cards when doing so. […]

The Expiring Payroll Tax Holiday

In 2008, many people received a stimulus check of a few hundred dollars. In 2011, many people got a payroll tax holiday instead of a check in the mail. There wasn’t a lot of news made about the payroll tax holiday but it’s almost as big of a “stimulus check” as the first stimulus check. […]

Seven Holiday Shopping Mistakes

The December issue of Consumer Reports lists the following holiday shopping mistakes to avoid: Going over budget Fighting the crowds Taking on too much debt Paying for a warranty Forgetting to haggle Relying on gift cards Overlooking return limits Here's what I do on these: We have a budget for Christmas gifts, but it's rather flexible. […]

The Cost of Maintenance and Defense

Based on the title of this post, you might think that I’m delving into politics or the federal budget, but I’m not. Instead, I’ll start off with three little stories about Sarah and our family. 1. When Sarah and I were shopping for a house in 2007, we looked at a lot of them. […]

One Sick Scam

It’s well established that average Americans find it difficult to save money. Come to think of it, there’s good reason for this. […]

That’s a Wrap: Some Alternatives to Traditional Gift-Wrapping

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Looking for a greener Christmas? Re-think your gift wrap. According to Stanford University: If every U.S. […]

Personal Balance Sheet, October 2011 ($373,552, +9.2%)

I’ve been tracking my net worth and keeping my finances updated in personal finance management software since July 2003. I’ve done this mainly for myself. Posting my finances online helps make the numbers real. I use these monthly reports to hold myself accountable. […]

Treasury Direct New Login Process: No More Passcards!

Treasury Direct is the website setup by the Treasury Department for managing electronic bonds. I use it whenever I go to buy savings bonds, such as Series I Bonds, but I hate logging in. You have to enter in your username, then your password, then three letter/numbers off this arcane passcard. It’s just one step but looking on this card just seems so silly. I understand why they have it. […]

Ask the Readers: To Shop or Not to Shop?

The Black Friday ads have once again invaded TV screens and mailboxes across the nation. With many stores offering insane early bird specials, many people are planning on waking up at the crack of dawn to take advantage of sales. However, there are plenty of people who would rather sleep in than be up before 5am . To shop or not to shop? That is the question! […]