Review and Giveaway: The Secret to a Successful Budget eBook

Our own Craig Ford recently launched an ebook designed to help readers with one of the most essential tools to living well on a modest income — the humble budget. […]

Video on How to Spot Counterfeits

As part of introducing the new $100 bill that'll come out in February, the US Treasury is producing a video podcast. The current episode is on spotting counterfeit notes. The previous video in the series looked in particular at the new features that are unique to the new $100 bill. […]

My Credit Score is Stuck at Good

I am a supporter of CreditKarma.com, a free service that shows you your TransUnion credit score, among other things, as many times as you want. Lately it seems like it hasn’t been working. It’s been reporting a FICO for me of 732 since March, and I’ve made what I feel are dramatic differences to my credit situation from January through August. […]

How to Contest a Property Tax Assessment

In Maryland, home property tax assessments work on a three year cycle. Every three years your home is evaluated for property tax purposes and you have that one opportunity to contest the new assessment. The schedule for your area may be different but the process is the same. […]

Insurance Basics: How Insurance Works

I don’t write a lot about insurance around here. For one thing, insurance is kind of boring. For another, I don’t know a lot about it. Still, insurance is an important part of personal finance, and my silence on the subject hasn’t gone unnoticed. Josh wrote last week to make a request: I’ve been reading your blog for about a year now, and I consider it a constant source of valuable information. […]

How Do I Handle a Stolen Credit Card?

Having your credit card (or card number) stolen can be extremely stressful. If the thief gets your entire wallet, the situation is even worse. […]

Asset Allocation Made Ridiculously Easy

The following is an excerpt from Personal Investing: The Missing Manual. In Chapter 5, you learned how index funds are a low-cost way to diversify your portfolio among all sorts of investments. They provide instant diversification, because they own many individual investments within categories like large and small companies, industries and sectors, bonds, and geographical regions. […]

Don’t use your time profitably? Sue someone!

If keeping your day job is the cake, then investing in yourself outside of your day job is at least the icing, or maybe even another four or five cakes’ worth. But if that sounds like way too much work, there’s always the chance you can hit the jackpot by suing the entity that consumed most of your time for an obscene amount of money.  That’s what Craig Smallwood is doing to NCSof […]

Amended Our Tax Return

I did something today that I’ve never done before – I filed an amended tax return.  Back in March, I filed my taxes but didn’t claim the first-time homebuyer credit.  Armed with the proper paperwork, forms, and software, it took, literally, 10 minutes to amend the return. According to the IRS website, returns claiming the first-time homebuyer credit must be mailed, with correct documentation, and […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How to Graduate from College without Student Loan Debt. Enjoy! […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How to Graduate from College without Student Loan Debt. Enjoy! […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How to Graduate from College without Student Loan Debt. Enjoy! […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How to Graduate from College without Student Loan Debt. Enjoy! […]

Try Volunteering & Get Hired For The Job You Want

This guest post is by Mrs. Accountability, who writes for the awesome site, Out of Debt Again. She talks about how you can find your dream job by employing a fresh approach. We all have to start somewhere. […]

Make This Week Something Special

If you go home tonight and devote two hours to a big project at home, you’ve got a start. Go home every night this week and spend two more hours and you’ve poured ten hours into that project. Spend four hours on Saturday and four hours on Sunday and you’ve got eighteen hours of project time. You can do something that you didn’t really think you could ever get done. […]

Help a Reader: How to Grow an Income

Here's an email I received recently from a reader: I have been reading your blog for a good while now and one important topic you write on is growing your income.  As I see it, there are two general ways to do this. […]

Ally Bank: No Plans to Change 0.25% APY CD Loyalty Bonus

Last week, Reader Dan emailed me a transcript of a conversation he had with a customer service representative. In the conversation, the CSR said that the 0.25% APY renewal/loyalty bonus may be going away after next month (September). Here’s the chat transcript (edited for formatting but otherwise 100% intact as what Dan sent me): Joshua: Thank you for chatting with me today. […]

Book Review of Leah Ingram’s Suddenly Frugal

I consider myself a lifetime learner.  Maybe that is one of the reasons why I feel compelled to read anything I can get my hands on.  My past experience as a book reviewer for an arts and entertainment magazine put me into contact with nearly every publishing house in the United States.  I will be the first to admit how exciting it can be to get a box full of books to read in the […]

The Long-Term Prospects for Stocks: Game Over?

For as long as I’ve been paying attention, which admittedly is only the last ten or so years of my total thirty-four, personal finance experts have been extolling stocks as the best long-term investments. […]

A Creative Way to Give

Here's a comment that a reader left on my post titled Something I Like: Applebee's 2 for $20: We went to Applebees last night and got the 2 for $20. My wife couldn't finish the steak (so I finished it for her) and I got the Riblets. […]