HSBC Banking Network Down

Reports are coming in with many HSBC customers around the world experiencing declined card transactions, no website access, and no phone system. HSBC’s network in the UK is apparently unavailable at the moment, and other areas may be affected throughout the world. HSBC is the largest bank in the United Kingdom, and all HSBC card transactions are being declined. ATMs are inoperative. […]

No Fee, 0% Balance Transfer From Chase Slate

Prior to 2009, you could hardly open your mailbox without getting an offer for a no fee, 0% balance transfer from one credit card issuer or another. And then it happened. The economy crashed and the credit markets tightened up. […]

5 Reasons You’re Unhappy With Your Career Progress

There have been times in my life, while working for other people or companies, that I’ve thought to myself, I should have more job responsibility than this, or, I should be getting paid more than I am. A disagreement with the boss over my skills, potential, and value to the organization created tension. For some people, this tension could be demotivating. […]

Saving Pennies or Dollars? Making Your Own Coffee

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Your Take: Unbundling & A La Carte Pricing

I call it “a la carte” pricing, various industries all it “unbundling,” but more and more industries are breaking out how much you pay for what services when you do business with them. It was the subject of Art Pine’s article in Kiplinger’s and he goes into detail about the logic of bundling and unbundling your pricing. Personally, I like unbundling as long as I have control over what I can buy. […]

Ask the Readers: How Much Do You Spend on Gifts?

As Kris and I near the end our trip to Peru, we’ve begun to make preparations for our return home. That means shopping. I spent some time today buying books, for instance. Keeping in mind my recently-drafted guidelines of what to buy, I picked up a couple dozen Spanish translations of classic novels and popular children’s books. […]

5 Best Travel Reward Credit Cards

Updated April 2013 There are few things as alluring as the promise of free travel to exotic destinations. The banks know this, and have long offered travel rewards to their customers for receiving and using their credit cards. In turn, savvy credit card users have learned how to exploit these offers to travel in comfort and style well beyond their means. […]

Is Paying Off Your Mortgage Early Costing You Money?

A frequent question that pops into people's minds is whether they are throwing money away by paying off their mortgage instead of investing that sum. In reality, that's the last thing you should think about. […]

Best Money Tips: Save Water at Home

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving water at home, tips for a better work-life balance, and when to get rental car insurance. Top 5 Articles Four Places Where You Can Save Water at Home — Save water on your lawn by not watering on windy days when a lot of the water will evaporate. […]

Recession Survivor: Would You Eat Bugs and Roadkill to Cut the Grocery Bill?

I try to be flexible with my family menu in order to save on groceries, but recently I learned about a couple guys who are waaay more flexible than I am when it comes to ingredient choices. They eat bugs and roadkill. And they have recipes to share. […]

Reader Profile: RK

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Carnivals for the Week of Oct 31

For those of you interested, there are still three big-bonus credit cards available. I just picked up one of them myself this week.Here are some of the carnivals Free Money Finance was in this week: Totally Money Blog Carnival Cavalcade of Risk Carnival of Personal Finance Enjoy!P.S. […]

Beginning And Ending And Beginning Again

Over the past several weeks, I have been working on several projects around the house.  I built my son a bunk bed (picture below).  I constructed a storage-and-shelving unit for the shed.  I installed a new mailbox, with a a new post, and I tilled and planted a new flower bed, around the post. I love working on a project, especially when it has a definitive beginning and ending.  For instance, the […]

How Important Is It to Start Early?

I get a lot of emails from people in their forties and fifties who are suddenly panicking about their retirement savings. Often, they don’t have any or they have very little, yet they still want to retire at age 65. At the same time, I also get emails from people in their twenties who are already saving diligently for retirement. […]

Box of Books #18

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): The 11 Laws of Likability: Relationship Networking . . . […]

Here’s How to Save on Last Minute Travel

If it hasn’t happened already, it eventually will. At some point you’re going to have to jump on a plane with only a few hours of notice and often, the reason isn’t good. Somebody was injured, passed away, or something else that desperately needs your attention. […]

Get 1,000 Delta SkyMiles for Free

If you’re a frequent (or even semi-frequent) Delta traveler, you might be interested in this offer that just showed up in our mailbox… If you signup to receive SkyMiles promotions via e-mail by December 31st, you’ll get 1000 free SkyMiles credited to your account. […]

Battle of the Flat Tax: Cain’s 9-9-9 vs. Perry’s Optional 20%

Almost no one likes the current tax code. It’s big. It’s complex. Many think it’s “unfair.” Which is why Republican presidential candidates are eager to float their own ideas for a new tax code. So far, both of the recent tax system overhauls are based on a flat tax structure. […]

Layaway Programs: How to Buy What You Can’t Afford (Yet)

In the midst of the economic recession a few years ago, layaway programs made a big comeback. Previously a great method for buying items that may have been on the expensive side in eras when credit was not available to many consumers, the same economic conditions returned when credit card offers became scarce recently. […]

I Got a Points-Based Rewards Credit Card

As most readers here know, I prefer cash back credit cards over points-based (and mileage) credit cards (in fact, I even have a list of what I consider to be the best cash back credit cards) I've detailed my reasons why but it basically boils down to the facts that I think cash back rewards are clearer (less muddled as to what you're actually earning), less complicated, and are much more versatile […]