Reader Mailbag: Word Processing Middle Ground

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Mess of debt and taxes 2. Renting out a room 3. Settling on retirement philosophy 4. Long games 5. Hotel disappointment 6. Future state retirement benefits 7. Lacking the “spark” for change 8. Taxes and online work 9. […]

Kickstart New Habits with a 30-Day Challenge

This post is from staff writer April Dykman. I never make New Year’s resolutions. I’ve got nothing against them, but I’m usually already working on resolutions made throughout the previous year. I’m too impatient to wait for an arbitrary day to start changing something in my life. One example? Less-than-healthful holiday eating habits. […]

2012 Dogs of the Dow

Dividend stocks have gotten a lot of attention lately and so have various “strategies” that involve them. The most well known dividend related investing “thing,” for lack of a better term, has been the dividend aristocrats list. […]

10 Things You Do to Save Money That End Up Costing You More

Have you heard of the expression “Penny Wise, Pound Foolish?” It’s something I heard a lot growing up from my parents, and it can have multiple meanings: You are very careful with small amounts of money, but throw caution to the wind with large amounts. […]

Seeing Mickey for a Song: Disneyland for Less

They say that money can’t buy happiness, but Disney seems to prove that statement false. As the self-proclaimed “Happiest Place on Earth,” Disneyland (along with California Adventure) is indeed a lot of fun for the whole family. But with exorbitant prices on everything from tickets to food, it could make your available funding fall faster than the Tower of Terror. […]

Best Money Tips: Improve Your Social Life

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on improving your social life, alternatives to joining the gym, and shopping and cooking for one. Top Articles How to Improve Your Social Life in 2012 — Improve your social life in 2012 by joining a few Meetups! […]

Taxes: What's New for 2011, Part 2

The following is an excerpt from J.K. Lasser's Your Income Tax 2012: For Preparing Your 2011 Tax Return. It is reprinted with permission of John Wiley & Sons, Inc.Here's a summary of what's new in the 2011 tax year (and the section of the book where the information is listed in detail). For previous items listed, see part 1: First-time homebuyer credit. […]

Get Rid Of The Stuff You Do Not Use

Several years ago, I decided to take control and rid myself of the stuff that I did not use.  I gathered some cardboard boxes, and went to work, removing the clutter from our home.  I went through our closets, cabinets, dressers, and drawers.  I separated our unused stuff in to four boxes. Box 1 – Give It  – I encourage everyone to consider donating a portion (or all) of any unneeded items to a lo […]

Join Our Tweetchat on Thu 1/5, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: How to Haggle. Learn about doing price research, bringing cash, and walking away when you can't get the deal you want. […]

Help a Reader: Real Estate with No Appreciation

Here's an email I recently received from a reader: My wife and I are currently living in a classic brick townhouse that I am renting directly from a home builder.  The property is in one of the nicest areas in my state of residence.  My wife and I are within walking distance of a prestigious private college and corresponding small historic downtown area that is full of amenities (coffee shops, […]

Spend Less Than You Earn (3/365)

If there is a single mantra of The Simple Dollar, it’s this one. Spend less than you earn. There’s a reason that it’s my first rule of personal finance. If you can spend less than you earn consistently over various time frames (less this week, less this month, less this year all at the same time), you’re going to be in great financial shape. Spend less… It all starts with spending. […]

Tips for Hiring the Right Tax Preparer

Thanks to programs like TurboTax, people with relatively simple tax returns can prepare their own documents without paying a professional. […]

Could an Extended Warranty Be Worth the Cost?

In many cases, the question of whether or not an extended warranty should be purchased is answered quite simply with a resounding, “No!” However, there are some instances in which an extended warranty might be worth purchasing. Before you make a purchase, consider the possibility of purchasing the extended warranty, so that you know what you should do ahead of time. […]

Savings Bond Purchase Limit Increased to $10k in 2012

If you’re a fan of savings bonds, then I have some good news for you… The Treasury has increased the TreasuryDirect purchase limit from $5k per bond type (I or EE) per year to $10k. […]

Year-End Personal Balance Sheet, December 2011

I’ve spent the last decade of my life focused on my finances. I started because I had no money and a job that was taking more from me than it was providing in income. I knew I had to make some changes if I wanted to build any kind of future for myself. […]

Forget New Year’s Resolutions – Get Real Results Instead

The following is a guest post from Todd Tresidder who writes regularly about advanced personal finance topics and investment strategy at Financial Mentor. […]

S&P Dividend Aristocrats for 2012

A few years back, I published a list of “Dividend Aristocrats” — companies in the S&P 500 that have increased their dividend payouts for at least 25 consecutive years. […]

The Simple Dollar Weekly Roundup: Freedom Edition

A few days ago, a technical problem with The Simple Dollar cropped up involving the front page not refreshing for some users of the site. A reader emailed me about it. A few months ago, I would have then spent several hours reading documentation and trying to figure out what was wrong. There would have been a decent chance that I would have broken the site in the process. […]

Different Ways to Save Money – From Savings Accounts to Savings Bonds

When people talk about having money for a rainy day they are usually referring to putting their money into a savings account. A rainy day or emergency fund is used to set aside money from every paycheck so that in the event of an emergency or unexpected expense there’s money readily available. […]

5 Unusual Ways to Raise Successful Children

This is a guest post from Natalie Peace of She is the author of 30 Keys to Building a Multi-Million Dollar Business: What They Didn’t Teach Me in Business School. […]