Teens and Money

The last 10 to 15 years have seen unprecedented numbers of Americans doing wacky things with their money, and paying big time for their mistakes. About 12 years ago, for instance, a lot of folks bought into the tech bubble just before it became a tech wreck. […]

How to Take an Inexpensive Road Trip

I just picked up a copy of Road Trip USA: Cross-Country Adventures on America’s Two-Lane Highways by Jamie Jensen from my local library because I wanted to plan an inexpensive road trip this year. […]

Reader Profile: DM

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Chores, Allowance, and “Above and Beyond” Tasks

I’m often asked about our allowance and chore policies for our children. Recently, some snow on our driveway made us carefully think about these policies and decide exactly how we wanted to handle them. About two weeks ago, we had a snowstorm that covered our driveway with about two inches of snow. […]

Five Easiest Ways to Save Money

This post is by staff writer Sarah Gilbert. This is America Saves Week, and I am writing to you sitting next to a jar. This jar is stuffed full (okay, imagine it gently filled — it’s a small jar) of five dollar bills. […]

Your Dream Wedding: When to Save, When to Splurge

This is a guest article by Jennifer Calonia, Junior Editor at GoBankingRates. In the article, the author helps couples in search of their dream wedding decide which expenses are worth paying more money for. The pressure to plan a perfectly executed wedding is a monumental undertaking, especially for those lacking a savings fund or a generous benefactor. […]

What is a 1099-MISC?

Right about now, you will have received most of your tax forms. The Form W-2 if you are employed, a 1099-INT from all the banks that paid you all those pennies in interest, and maybe even a Form 1099-K if you sold a lot of things on eBay. Another common form that you may get is the Form 1099-MISC. […]

Ask the Readers: How Do You Travel Frugally?

Being able to get out and see the world is something everyone should budget for. It is important to save up to take trips to places you want to see, but it is also important to travel frugally once you finally hit the road. From airfare to hotel expenses to dining costs, there are always ways you can stretch your travel dollars! How do you travel frugally? What do you do to reduce hotel costs? […]

Frugal Drink Pairings for BYOB Restaurants

BYOB restaurants are gaining more and more popularity. Restaurant owners love the concept because they don't have to purchase a liquor license or hire a bartender, and you love it because you don't have to pay $10 for a glass of wine. And bringing your own booze doesn't just cut down on the bill. […]

Best Money Tips: How to Handle a Canceled Flight

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great tips for dealing with a canceled flight, getting kids excited about art, and saving money on appliances. Top 5 Articles 4 Steps to Handle a Canceled Flight — Spend the extra airport time a little more comfortably — ask your airline for a convenience kit. […]

FMF Cruise Review, Part 5

This is a follow-up post to part 4.Today we hit two more islands!Wednesday, January 18The weather was still "ok" today -- "ok" being defined as 70-75 degrees, a bit windy, and overcast. Better than Michigan, but not the tropical feel we wanted. In addition, the waves were high, so our excursion today (we pulled in to Tortola, British Virgin Islands this morning) was cancelled. […]

Change the Way You Think

The following is an excerpt from Dollars & Uncommon Sense: Basic Training for Your Money.Most people scratch their heads and wonder why they are in the same financial predicament as everybody else. Assess the situation around you. Look at your friends, family, and neighbors. How many people do you know who live paycheck to paycheck? […]

Don’t Tolerate These Four Fees (50/365)

One of the surest signs that it’s time to switch to a new bank comes when you examine your monthly statement and see a lot of unnecessary fees. About a decade and a half ago, I was a customer of a large bank chain (Firstar) that was later swallowed up by an even larger bank chain (US Bank). […]

Don’t Be Cheap

On the way to work the other day, I stopped off for a cup of coffee. Yes, I’ve started drinking coffee — though I usually brew it at home — but that’s not really the point. The point here is that, while I was at the coffee shop, a guy walked in and asked for change for a dollar and a cup of ice water. […]

Don’t Let Social Media Keep You From Getting a Job

It’s a whole new job hunting world thanks to the internet. When our parents were graduating from college as young twenty something’s, all they had to do was make sure that they had quality references, no criminal record, and stellar transcripts and that was all of the reputation management that was required. […]

FMF March Money Madness, Round 1, Posts 29-32

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link http://www.freemoneyfinance.com/march_madness/index.html and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submit […]

How to Spend Your Tax Refund

Whenever tax seasons rolls around there are a lot of people who are chomping at the bit to get their hands on their tax refund. And for good reason. The average tax refund in recent years has been hovering around $3,000, and that’s just for federal taxes. Obviously, a $3,000 windfall could mean a lot in a shaky economy. It could be the difference between making a mortgage payment on time or not. […]

Does Your Child Need to File a Tax Return?

Children have always been able to earn some of their own money. And, of course, since the IRS wants to make sure that all income is reported — and proper taxes are paid — it is important to understand your kids might need to pay taxes. At any rate, even if your child doesn’t have to pay taxes, he or she may have to file a tax return. […]

Reader Profile: CR

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, The Definition of Broke: What Does It Mean? Enjoy! […]