Health savings accounts: An overview, plus some pros and cons

Lately, my dad’s been praising the benefits of having a health savings account. This year, he had the opportunity to get the most of his HSA — bad news for his health, but good news for his wallet (side note: Dad is now doing OK health-wise). At any rate, I’ve spent the week researching, calculating and mulling over whether an HSA is the best option for me. […]

Best Money Tips: Ways People Waste Money on Groceries

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways people wast money on groceries, making extra money before Christmas, and being safe when making charitable donations. Top 5 Articles 7 Ways People Waste Money On Groceries — If you are buying name brand food, chances are you are wasting money on groceries. […]

Save on Books, Diapers, and Much More With an Amazon Membership Program

Since its inception, Amazon has dominated cyberspace in terms of print book sales and nowadays, e-book sales. It is a frugal source of literature for millions of bookworms looking to stock their shelves (or Kindles) with books. For the rest of us, it's a good source for everything else, from tools to toiletries. […]

Stacking Multiple Discounts to Rack Up Big Savings

A few weeks ago I noted how I save while shopping at outlet malls. The key: stacking multiple offers on top of each other to get substantial discounts. Well, our family recently had a big success doing this on a much larger scale and thought I'd share the details.As you all know by now, I purchased a rental property recently. […]

Chase Ends Bonus Reward Auto-Enrollment Experiment

Last winter Chase began experimenting with auto-enrollment for their rotating reward categories. This was only offered to select “valued Chase Freedom cardmember” so you may not have been able to participate, but… Fear not. Now I can’t participate either. Why? Because they’ve discontinued the auto-enrollment option. […]

Join Our Tweetchat on Thursday 12/6, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat to participate. This week's topic: Career Advice for Young Adults! Learn about making your resume stand out, nailing your interview, and what makes young adults attractive to employers. […]

Do Your Own Travel Planning (339/365)

When Sarah and I were talking about our honeymoon in 2003, we were a little intimidated by setting up our travel plans. It was the first major trip either one of us had taken where we would be responsible for all of the planning, and it seemed like a ton of confusing work. So, we paid for a travel agency to plan our trip for us. They did a good job, don’t get me wrong. […]

Are You Ready for the New Medicare Tax?

After much wrangling and hand-wringing, and even a review by the Supreme Court, it’s time for the Patient Protection and Affordable Care Act (PPACA) to continue following its timeline. The provisions of the PPACA (also called “Obamacare” informally) were laid out to take place over time, and not all at once. […]

Citigroup Laying Off 11,000 Employees

As part of a measure to cut ongoing expenses for the benefit of major shareholders, Citigroup has announced a massive reduction of employment, affecting over four percent of the company’s workforce across the world. The new CEO, Michael Corbat, has determined the best course of action to increase the value of the company for investors is to scale back operations. […]

The Simple Dollar Weekly Roundup: Basketball Edition

A long time ago, I used to play basketball every single day. I’d stand in my parents’ driveway shooting baskets for hours. In high school, I gradually moved from completely terrible to reasonably good. […]

Time is Your Most Precious Asset

I spent a lot of time writing about money. Bargaineering is, after all, a personal finance blog and personal finance is mostly about money. The problem with writing mostly about money is that you can easily start to think of everything in those terms. As the adage goes, a hammer sees only nails, right? You start to think that the main pursuit of life is accumulating more wealth. […]

Win Your Next Potluck With One of These 23 Cheap, Easy Potluck Dishes

It’s potluck season, which means that soon you’re going to be thinking, “What in the world am I bringing to this thing?!” These 23 delicious dishes are perfect for your next potluck, and they won’t bust the bank in the process. (See also: 5 Potluck Parties That Help You Share the Wealth) Let’s start with the sweet dishes...  1. […]

A 5-Step Plan to Quitting Your Job

That all-too familiar dread is starting to consume you more and more every day. Sundays have become even more depressing than normal. Lunch hours are a godsend even if you're not eating. It's time for you to get out of there. It's time to quit your job. Here's the right way to do it so you don't burn any bridges and set yourself up for success. (See also: How to Quit Your Job) 1. […]

The power of personal networks

This post is by staff writer Honey Smith. While I believe that focusing on your day job generally has the possibility for greater payoffs than side gigs, I am currently under-earning based on my education and experience. I do keep an eye out for positions that would enable me to advance in my main career. […]

Best Money Tips: Frugal Christmas Gifting Strategies

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on frugal Christmas gifting strategies, designing a lucky life, and gifts for job hunters. Top 5 Articles How to Create a Fantastic Yet Frugal Christmas Gifting Strategy — The first step in creating a fantastic but frugal Christmas gifting strategy is to set a budget. […]

How to Make Money Like the Guys on "American Pickers"

"American Pickers" is one of the most popular shows on cable TV. But how do Mike and Frank make picking look so easy and the picking life so darn sexy? After 22 years of picking barn sales, thrift stores, rural auctions, and alleyways, I’ve learned there are a few key rules of the road that all pickers follow. […]

Are You Better Off than You Were Four Years Ago?

A big question in the presidential campaign a few weeks ago was "are you better off than you were four years ago?" Both sides had their points-of-view (of course) and tried to influence the electorate to their way of thinking, hoping it would lead to more votes. Personally, I avoided anything related to politics this year on FMF. Why? There were several reasons: 1. […]

Albert Einstein’s Philosophies For Growing Wealth

Although blogs and newspapers alike have oft posthumously placed a familiar quotation pertaining to compound interest — it being the most powerful force in the universe or man’s greatest invention — in the mouth of Albert Einstein, there is no evidence he ever said such a thing. He might have; the sentiment matches what seems to be this particular genius’s sense of humor. […]

Five Unusual “Investments” You May Not Have Considered

As the end of the year approaches you may be thinking about your investments. If you’re like the people in the slick TV commercials who talk about “wealth management” while they cast their line in some Montana fly-fishing river, you can stop reading this article. […]

Plan Far in Advance (338/365)

After a few weeks of discussing bill paying strategies in this series, we’re going to shift gears and look at vacations during much of the month of December. Vacations? The kind of things that most people take in the summer? […]