7 Tips for Using a Credit Card Outside of the US

The following is a guest post by Craig Ford who shares money saving vacation tips at Help Me Travel Cheap. Lots of Americans get into the habit of buying everything with credit cards, so when it comes time for vacation, it is only natural that they are going to take their credit cards with them.  However, before taking your plastic on your vacation outside of the US, here are a few facts you sho […]

Join Our Tweetchat on Thu 5/12, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Frugal gardening tips. […]

Addicted to “Solutions”

An interesting question comes from Jonas: Do you read a personal finance book a week? Seriously? Are you really learning something new each week? First of all, I don’t read a personal finance book each week to find some overarching theory that will “explain” something to me. I read them for two reasons. […]

Help a Reader: Cruising the Caribbean

Ok, the "reader" this time is me (FMF) again. Here's the update:Last you all knew, we were looking at taking a trip to Hawaii. I did a good amount of research on the trip -- read several books, talked to people who had been there, etc. -- only to find out that my kids weren't all that excited about taking such a long trip. […]

Spare Change: Strange Degrees Edition

Whenever I write about the value of a college education, I get complaints from folks who argue that they have a degree in X, but now they’re working in completely unrelated field Y. “My degree is useless,” they tell me. While I feel for these folks, the anecdotal evidence doesn’t discount the statistics. […]

Tips for Starting a Garden

One of the cornerstones of frugal living is gardening. After all, there are few things that help you save money on food better than growing your own. My husband and I enjoy planting a garden. We prefer to plant items that are fairly easy to grow in our area, that we know we will eat a lot of, and that cost a little more at the grocery store. […]

To Diversify Or Not To Diversify

That is the question. For most small-time investors, diversification is necessary. Index funds offer diversification across a type of investment, and with a strategy like this, you can be sure you’re avoiding investment management who, on a whole, perform worse than the indexes. […]

Ants In Air Conditioner

We have two HVAC systems.  One controls the temperature downstairs, while the other controls the temperature upstairs. Less than two months ago, I had both HVAC systems cleaned and inspected, so I was shocked when one of them started acting up.  I would turn on the upstairs system, air would circulate, but instead cooling, the room remained warm.  Upon inspection, I noticed that the fan, inside th […]

How to Live Better on Less Income

The Wall Street Journal tells the story of an ex-accountant who improved his lifestyle despite the fact that he down-sized his income big-time. To give specifics, he earns less than 75 percent of his former salary but takes home almost 90 percent as much. […]

Ally Bank Buying ING Direct?

While I was on the Amtrak train to New York for a business meeting yesterday, I tweeted news that Ally Financial was in talks to buy ING Direct. […]

Emergency Savings: When it Rains, it Pours

Have you ever had “one of those weeks”? Well, I’m having one right now… Within the past week, we discovered that our minivan needs major repairs, and I also learned that I need some major dental work. The grand total will wind up being close to $4k, though our dental insurance should knock that back a bit. Shifting gears For starters, we drive a 2004 Odyssey with roughly 125k miles on it. […]

TrueEarnings Card from Costco and American Express Review

In 2009, Congress passed enacted laws that require credit card issuers to be more direct with their terms and conditions. Companies can no longer get away with double-cycle billing and hidden fees, which were costing customers millions of dollars every year. There are still a few items found in the fine print that customers often aren’t aware of. […]

Don’t Hesitate to Report a Credit Card as Stolen

While I don’t own a Playstation 3, I have been following the recent news of the Playstation Network being hacked and personal information being stolen, including credit card numbers. […]

Breakfast on the Fly — and on the Cheap

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money. She also writes about frugality, intentional living, and life in general at her own blog, Surviving And Thriving. Everybody talks about the cost of lunches out. But what about breakfast? […]

Stop Slouching! 5 Ways to Improve Your Posture

Forget the start of barbecue season. The month of May is all about bad backs and slouched shoulders. At least, that's the hope of chiropractic organizations, which have pushed to rechristen May as "National Correct Posture Month." Doesn't have a springtime ring to it, but the reality is that scores of Americans exhibit poor posture, which c […]

How to Make Your Own Popcorn

Addictive, fluffy, and crunchy, popcorn is, dare I say it...? The perfect snack. We already know that it makes for great movie noshing. But popcorn can also be one of the healthiest snacks you can make, with three cups of air-popped popcorn coming in at around 90 calories. […]

May 11 Giveaway: $100 and Pay Off Debt App

Giveaway May has been wildly successful so far. Every weekday during this month, I’ve been giving away gift cards and other prizes, and this is going to continue until the end of May. Yesterday’s Kindle was a popular item, but I’ll continue offering valuable prizes every day, including some surprises to come. Today’s giveaway is sponsored by the Pay Off Debt App. […]

Best Money Tips: Beat Rising Travel Costs

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on beating rising summer travel costs, what high schoolers should know about money, and how to get your first credit card. Top 5 Articles How to Beat Rising Summer Travel Costs — Don't let travel costs get the best of you this summer. […]