Box of Books #14

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): The Frugal Millionaires - 70 millionaires anonymously share the […]

Frugal Summer Fun Ideas

I do not know how it is where you live right now, but it is really hot here in Houston, TX. […]

Discover Open Road Card – $150 Promotion

When it comes to credit card new account promotions, Discover has never been one to open up the wallet and shower new customers with buckets of money. […]

401K Loans & The Pros and Cons of Borrowing Against Your 401K

When it comes to finding money, your options are often limited. Banks have made it difficult for the regular guy to borrow money, and unfortunately, other forms of financing are often expensive. Because of past credit issues, more and more people find that they are unable to locate financing at all. […]

Financing a Business With Credit Cards

This is a guest post from Lisa White. They say there is never a better time to start a business than in a down economy. […]

TrueEarnings Card from Costco and American Express Reduces Benefits

As was rumored, Costco and American Express have reduced the cash back return on restaurant purchases on their TrueEarnings® Card from Costco and American Express. I received my statement last night and it contained this statement: With billing periods starting in August 2011, we are reducing the reward percentage earned for eligible purchases at restaurants from 3% to 2%. […]

Reader Mailbag: Ghosts

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. House now or later? 2. Blender recommendation 3. Long term care insurance question 4. Enjoying music at low cost 5. Protecting a family property 6. Finding the right home 7. Birthdays and charities 8. Keeping food 9. […]

Money Leaks: Vending Machine Snacks

Does your workplace have a vending machine? Perhaps it’s one that sells soda or chips? Maybe there’s a canteen area where a fellow employee or the administrative staff has kindly kept well-stocked with lots of goodies? When I worked in an office, we typically had a canteen area that one of our co-workers kept stocked with goodies. There was a price list and you paid into a little jar. […]

A Primer on Finding Unclaimed Property

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Finding free money lying around with your name on it seems a little too good to be true, doesn’t it? That’s what I thought when I learned about Missing Money, a website that offers to help you track down unclaimed property that may belong to you. […]

Finding Your Best Work Hours

People naturally have times when they are more energetic and able to focus. If you can figure out what those hours are for you, you can maximize your productivity without working more hours. In fact, you may find that you can work fewer hours and get more done just by adjusting your schedule so that you do the most important work during your most productive times. […]

Life Without a Microwave

I have lived without a microwave for over 10 years now, and I don't miss it. When I moved into my first apartment after college, I was a vegan and very strict about my lifestyle choices. There was just something unsettling about nuking my food, so I chose to equip my kitchen without a microwave. […]

Best Money Tips: Crazy Money Ideas That Just Might Work

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on crazy money ideas that just might work, 4 things you can do with money, and inexpensive kid-friendly activities. Top 5 Articles 5 Crazy Money Ideas That Just Might Work — Force yourself to save by overpaying the IRS. […]

More Depressing Information

As if my perception of the financial ability of the average American wasn't bad enough, now comes this piece from US News. They cite a National Bureau of Economic Research study where 1,488 adults were asked three questions to assess their financial literacy. The questions: 1. Suppose you had $100 in a savings account and the interest rate was 2 percent per year. […]

Join Our Tweetchat on Thu 7/7, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: How to give yourself a financial tune up. You get regular check ups for your body and your car, why not your finances? […]

Why the Lottery Isn’t the Answer to Your Problems

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Jeffrey requesed that I discuss “why ‘winning the lottery’ isn’t the answer..” In my eyes, the lottery (as it exists today) is a no-win proposition. […]

A Phone Interview is an Open-Book Test

The following is an excerpt, reprinted with permission of the publisher from The Essential Phone Interview Handbook. © 2011 Paul J. Bailo. Published by Career Press, Pompton Plains, NJ. All rights reserved.A phone interview is like taking an open-book test. You don’t need to memorize facts and details or stay up until 2 a.m. making flash cards.However, you do need to be organized. […]

Garage Sale Tips for Finding Hidden Gems

A close friend, Tonia, has been trying to get me interested in garage sales for a couple of years now.  She swears that it is a ton of fun to spend her early Saturday mornings browsing through the sales around town.  I personally don’t want anything enough to wake up at 6am on a weekend to go after it, but her garage sale plans were detailed enough that I knew I should share.  Here are Tonia’s tip […]

How Small Purchases Lead To Big Debt

How does one end up amassing debt? Usually it’s because of the small things! As my spouse and I whittle away at our debt and work on a loan modification on our home, we are digging deeper into our finances to find out how we ended up in this unenviable position. Discovering the root of [...]How Small Purchases Lead To Big Debt Copyright 2011 All rights reserved. […]

Kids and Money: Buying Gifts for Others

One of the essentials of a well-rounded financial education is learning how to give. Children naturally want to do what they see others doing, and that includes giving gifts to others. […]

Government Ranks Colleges by Cost

In a domain once reserved for U.S. News & World Report, the government is stepping in to rank United States colleges by affordability, as mandated by Congress. This ties right into zeitgeist; thousands of families are thinking about college as we head deeper into summer, and high school students and their parents are evaluating their options in a period of higher unemployment and lower income. […]