Reader Mailbag: You Vote With Your Dollar

If you like a particular film and want to see more like it, see that movie in the theatre or buy the DVD or at least check it out from the library or watch it on a streaming service like Netflix. […]

Secured Credit Cards: A Good Alternative in Times of Tight Lending

In this day and age, access to a credit card is virtually a necessity. It’s very impractical to carry bundles of cash and paying for things is so much more convenient with plastic. But using your debit card also carries a little added risk. Lately, the credit industry has been stifled and getting a credit card has become more difficult. […]

How to Examine Your Healthcare Plan and Save

I’ve been examining healthcare plans for a couple of decades, starting with sticker shock when I signed up for COBRA coverage in 1986 (over $300 per month). […]

Financial Fear Factors

Have you seen the latest headlines: “market down on fears,” “fears stoke market decline,” or “fear pushes broader market down”? Of course you have and in different forms, incessantly, constantly, for about the past three years. Last year in a special report titled Greed and Fear: The Future of Finance, The Economist attempted to examine wha […]

How to Close a Revolution Money Exchange Account

A few years ago, I opened a Revolution Money Exchange account because they were offering a $25 promotion for very little work. Revolution Money Exchange is a PayPal-like payment system clone minus all the fees. […]

Social Capital: More Valuable Than Money?

I’m back! After ten days boating through southeast Alaska (and two days of recovery), I’m ready to think about personal finance once again. Actually, it’ll probably come as no surprise that I never stopped thinking about personal finance. Even while we were skirting among ice floes, pulling up prawns, and admiring whales, my mind never strayed far from the topic of money. […]

Start a Business for Next to Nothing

ShareThisStarting a business is an intimidating prospect. It involves a level of commitment that few other goals require. Typically, one of the major commitments in business startups is a hefty financial commitment. However, there are ways to start a business for next to nothing. […]

Stop-Loss Orders Can Lose Money Quickly

The following is a guest post from Marotta Wealth Management. After investors and their advisors experienced the precipitous market drop during the fall of 2008, many people searched for ways to protect their assets. After a year-long review of possible ideas, I decided to stay the course and not change our investment strategy. […]

Our House is Worth a Ton of Money – No, Really, It Is!

This is a guest post from Christian of Money Obedience. If you like what you see here, please consider subscribing to his RSS feed. Mortgage rates hit bottom again at the end of last year, which is when we started the process of refinancing our mortgage – finally. (Note: Mortgage rates are currently at the lowest point of 2010). […]

8 Tips for a Successful Community Yard Sale

Picking the right time and a high-traffic location are the first rules for a community yard sale. But don't spend a lot of time writing out price tags. […]

Affording Student Loan Payments & College Tuition

Just as bad as our health care system woes are the financial issues faced by many college students who fall into serious debt due to student loans. […]

Lending Club Update – April 2010 Performance

I’m a bit late with this update, but I wanted to get it out there because I’m closing in on one year of lending money through Lending Club and will be doing a big, year-end post sometime soon. As April came to a close, my “net annualized return” (NAR) was 10.65% — not too shabby. […]

Credit Score and Credit History Basics

When it comes to staying on top of your finances there are few things that can have such a lasting impact as your credit history. Many people have heard the terms “credit report” and “credit score” before, but not everyone knows exactly what each means, and few are privy to the important details that make up each. […]

Help a Reader: Buying a Live-In Rental Property

Here's an email I recently received from a reader: I'm 50 yrs old, divorced 5 years, struggling to get back on my feet.  Credit in so-so shape, score somewhere in the upper 600's; want to purchase my first home by myself - currently renting an apartment.  Due to the banks understandably tightening the purse, loans at my score probably close to nil.   Couple of ideas, what if I could purchase a […]

Pulling the Trigger

One of the biggest challenges of saving money for a big goal is when exactly to go forward with that purchase. Three examples: For almost three years, I saved money for a replacement for my truck. For almost a full year, we shopped for a replacement while continuing to save and, during that year, we passed over several potential replacements before finally settling on a 2004 Honda Pilot. […]

Best Money Tips: The Best Canadian Money Blogs

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you a list of the best Canadian blogs, 7 easy ways to straighten up your clutter, and tips for buying a foreclosed home. Top 5 Articles The Best Canadian Money Blogs — We owe a lot to our blogging neighbors to the north! […]

Cashback vs. Points Reward Credit Cards

When it comes to reward credit cards, there are two major flavors – cash back and points rewards (there’s also miles for travel cards but we put those in the points category). […]

Now's Still the Time to Buy a House

The following is a guest post from Marotta Wealth Management. To note, this piece is a bit centered on a specific area of the country, so the findings/recommendations might not be the same for your area. That said, real estate is still at very low relative prices in much of the country. Between 2005 and 2009 I annoyed local realtors by claiming that real estate values were headed lower. […]

The Simple Dollar Weekly Roundup: Long Road Trip Edition

Over the last eleven days, my wife and three kids and I have been on one long road trip, hitting multiple graduations on different weekends and visiting grandparents and siblings and various other people along the way. I am bone dead tired at this point. Tip: an eleven day road trip with a four year old and a two year old and an infant is not fun. A five day vacation? Sure. […]

Degrees of Frugality: 7 Tips for the College-Bound

ShareThisIt's no secret that affording college tuition and all the related expenses can be a daunting prospect for students and families. According to the College Board in New York, tuition costs in 2010 have increased 6.5% for public universities and 4.4% for private — that's about twice the national inflation rate. […]