Where Can I Get the Best Price for my Used Books?

During the first six months of 2012, my wife and my sister have challenged each other to an contest. The person that sells their unused space-takers from around the house for the most, wins a free spa day from the other. As frugal as I tend to be, I’ve never had much use for EBay but I’ve sold my fair share of books online. […]

30 Steps to Great Finances: Steps 7 and 8

Today we are going to continue talking about how to improve your finances in 30 steps. We are going to talk about the final piece of growing your career as well as how to make more money outside your day job.  If you want to see where we've been so far, start with step #1 and work your way through the series. […]

Bank Error in Your Favor?

What would you do if you discovered that your bank had accidentally extended you 100x more credit than you were approved for? Would you transfer it to your savings account and leave the country? That’s exactly what a New Zealand couple did in 2009 when they discovered their bank had approved them for a $10,000,000 credit line. […]

Reader Mailbag: Walking Around Town

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Loans, repayments, and rates 2. Finding cheap Kindle books 3. Incompetent landlord issues 4. Eliminating fast food 5. Health insurance for newborn 6. Waiting for divorce 7. Changing spousal money habits 8. Egg cartons 9. […]

How Does a Balance Transfer Work?

A balance transfer is when you transfer your balance from one credit card to another, presumably to take advantage of lower rates. Some credit cards will write you a check for the amount, rather than having you jump through the hoops of paying another credit card company. Why do credit cards offer balance transfers? […]

How to Change Your Spending Habits

This is a guest post from Charles Duhigg, the author of The Power of Habit: Why We Do What We Do and How to Change. Learn more at www.ThePowerOfHabit.com. When you get to the cash register, what do you do first? Do you imagine the balances due on various credit cards, and choose the one with the smallest outstanding debt? Do you mentally compare APRs and make the optimal financial choice? […]

20 Frugal Ways to Brighten Your Spouse's Day

With everything that my husband and I have going on in our lives, it’s often easy to forget about each other. I don’t mean that we forget that the other person exists, but it’s not uncommon to get so wrapped up in our work and other responsibilities that we neglect our relationship at times. I know we’re not alone in this. There are lots of other couples out there in similar situations. […]

Deal Killers: 5 Phrases to Avoid When Negotiating

To the uninitiated, the process of negotiating can often seem stressful. Sellers get defensive about their prices; buyers hesitate to haggle for a better deal. In this potent of mix of awkwardness, we toss out phrases that don’t do us any favors and offer information that can hurt our chances of coming out ahead. […]

Best Money Tips: How to Save Money on Gas

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on how to save money on gas, ways frugal travelers save on trips, and fun on a cheapskate's budget. Top 5 Articles How to Save Money on Gas for Your Car - 20 Easy Ways — Avoiding gas stations by the highway can help you save money on gas. […]

When Avoiding Debt Is the Losing Strategy

I must have written a dozen articles about the dangers of debt, but there are circumstances where taking on debt is the winning move. Here's an analysis. Borrowing for consumption is almost always bad. (I say "almost" only to allow for cases where you're borrowing for necessities like life-saving medical care.) Borrowing for investment is another matter altogether. […]

The Most Important Part of the Budgeting Process

The following is an excerpt from Securing Your Financial Future: Complete Personal Finance for Beginners courtesy of Rowman & Littlefield Publishers. All Rights Reserved. Get ready: here comes one of the most important recommendations in the whole book. […]

Ask About Retail Returns or Open-Box Items (140/365)

I’m one of those people who likes to take advantage of ten or thirty day “no questions asked” return policies. I keep the receipt for items and if I discover that I have some sort of issue with the item, I don’t hesitate to return it. For example, I owned a digital camera a few years ago. […]

Podcast 161: My Mother Was a Mail Order Bride

Today on the Consumerism Commentary Podcast, Tom Dziubek speaks with Aloysa, founder of the personal finance website My Broken Coin about how her mother came to America by becoming a mail order bride. She talks about the decision to find an overseas husband, what the search process was like, the risks involved and how the decision turned out. […]

Should You Buy When Mortgage Rates Are at Record Lows?

This past week, mortgage rates hit a new record low, bottoming out at a 3.79% average for a 30 year loan. A fifteen year mortgage is now at 3.04%. […]

Reader Story: How I Use Superfrugality Month to Curb Lifestyle Inflation

This guest post from Marisa Bell-Metereau is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? […]

Does Your Will Leave Money to Charity?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. This recent Wall Street Journal article talks about how some people deal with their religious beliefs in estate planning. […]

Pay off credit cards first, or pay off student loan first?

One of my Yakezie friends Fiscal Phoenix got some advice from a financial planner about paying off debt.  The choice was between paying down student loans and paying down credit cards.  The credit cards had a lower average balance and a higher average interest rate than the student loans.  Given these pieces of information, it seems like it would make more sense to pay down the credit cards first […]

Look at Refurbished Models (139/365)

Refurbished models are items sold by a company or a store in which they came into possession of an item with some flaw. […]

Defrost your freezer and warm up to cool savings

Tasty Trash: The $55 million Squawkfox Food Waste Challenge is a series aimed at helping your family save up to $1,500 this year by reducing food waste. The environment may also thank us. […]

Ten Pieces of Inspiration #74

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. This past week, I’ve spent some significant time working on my public speaking skills due to some upcoming situations where I will be called on to speak before a crowd and either inspire them or keep them entertained. […]