How to Set Up an IRA to Build Wealth

Here's some food for thought — if you save just under $11 a day in an investment that grows 8% each year, and in 40 years you'll have $1 million. What would you do with a million dollars? Would you travel the world, visiting a new country every month? Support a cause that's dear to your heart? How would you feel? […]

Best Money Tips: Frugal Ways to Enjoy Spring

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on frugal was to enjoy spring, how to make your side business a success, and managing financial risk. Top 5 Articles 25 Frugal Ways to Enjoy Spring — Enjoy spring by organizing a barbecue or going camping. […]

The Online Dating First Date: Get a Drink

Single folks, repeat after me — "Would you like to go out for a drink?" It can be coffee. It can be a beer, cocktail, or glass of wine. It can be tea. Bubble tea. Juice. A milkshake. Heck, it can be for bottled water if you want. (Going to a bottled-water bar could either be a hilarious first date or one of the most pretentiously off-putting things I can think of. […]

The Many College-Related Decisions

College is on my mind a lot these days. Several of my friends have kids in college or just entering, and my own children are a few years away from going to college (should they choose to do so.) In the past, it was pretty clear that going to college gave the average worker a huge advantage in the workplace. […]

Figuring the Value of Our Benefits

Last week, Suba Iyer wrote about factoring in the value of your benefits when evaluating compensation packages. That got me to thinking about the value of my benefits at the work, and so I did a bit of digging. As it turns out, my employer breaks everything down in terms of deductions from my pay alongside their contributions. […]

Another Look at the Fulfillment Curve

Almost five years ago, I posted an article on the idea of the “fulfillment curve.” For those unfamiliar with it, the “fulfillment curve” is an idea presented in the book Your Money or Your Life which says that there’s a sweet spot for anything that maximizes the fulfillment you get out of it. […]

FMF March Money Madness, Round 2, Posts 1-4

Here we go with the second round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) Today's games are brought to you by the Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back currently offering $100 cash back after $500 in purchases within the first 3 months of a […]

Women & Money: Do More Women Want to Stay Home Now?

“Despite the fact that there are more young women in graduate and undergraduate programs, the young bride is willing to give up her career for marriage and kids,” Susan Shapiro Barash says. Barash teaches gender studies at Marymount Manhattan College, and is well known expert on gender. Her most recent book is The Nine Phases of Marriage: How to Make It, Break It, Keep It. […]

Are Sophisticated Producers Taking Advantage of Their Fans With Kickstarter?

I like the concept of crowdfunding. Websites like Kickstarter have been helpful to start-up businesses, sole individuals with an idea but without capital, and independent entertainers looking for support for their first project. It’s democratic capitalism; the best ideas receive necessary funding while the “investors” receive neither a financial return nor equity. […]

Reader Mailbag: Starting Seeds

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Credit card advantages 2. Trip annoyances 3. Priorities and student loans 4. Early spring garden preparation 5. Paying off loan early 6. Starting a community garden 7. 15 year versus 30 year 8. Inexpensive record player 9. […]

Should Credit Cards Reward Good Behavior?

There's a new credit card in town, and it wants to give you a helping hand. […]

How to Step Out of Your Comfort Zone and Try Something New

Do you want to try new things? Maybe you do, maybe you don't. New adventures involve risk and uncertainty. And you may be at a phase in your life where you are seeking stability. […]

Best Money Tips: IRS Audit Red Flags

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on IRS audit red flags, ways to spring-clean your finances, and hidden costs of DIY moving. Top 5 Articles IRS Audit Red Flags: The Dirty Dozen — If you want to avoid an IRS audit, don't take large charitable deductions. […]

Investing in your investing education: A resource list

This post is from staff writer Lisa Aberle. Investing isn’t new to me. I opened my first CD in high school back in the good old days of 5 percent interest, and I started contributing to my 401(k) as soon as I was eligible (at age 21). I did everything right according to the articles I read. […]

Saving Money Without Wasting Food: Bulk Buying for Singles

It’s always amazed me how many single people — and even couples — avoid purchasing food in bulk because they feel like they just won’t be able to use it up. The truth is that even those of us preparing easy meals for one (or two) can benefit from bulk buying and family-sized purchases just as a parent of five does. The secret lies in choosing the proper purchases to enjoy the greatest savings. […]

Reader Profile: NY

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

The Reason

A few hours ago, my wife and I were sitting out in the yard watching our three children playing together. […]

Is a Second Job the Right Decision for Increasing Income?

Undoubtedly, frugality can be a powerful tool that can help you start digging out of a financial hole. Every time you make a choice to cut your spending, you’re directly leaving more money behind in your bank account. It’s an immediate effect, too. […]

Negotiating for perks when raises are off the table

This guest post is from David Lye. David is an expert on novated leasing, which is a “company car” type perk that many Australian companies offer their employees. In today’s uncertain economy, many employers are reluctant to offer raises to their employees. You may be lucky enough to keep your job, but chances are that you may not get a raise, or if you do, it could be a very small raise. […]

Getting Rich Quickly

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Today I'm posting Proverbs 20:21, a verse that talks about what happens when a person gets rich quickly. […]