Preparing for Your Next Act

A few days ago, I was standing by the bus stop waiting for my oldest child to arrive home from one of his first days in kindergarten. There were a few other parents of kindergarteners there and I struck up a conversation with one of them. […]

Save a Bundle by Keeping Your Dog Under Control

Here's a shocking stat from MSN Money: Last year, the average cost of a dog bite [insurance] claim was $26,166, according to the Insurance Information Institute. Ouch! That's a very nice new car!A bit more on how insurance companies handle dog bites: Some states give you an initial break -- a sort of "free chomp" allowance -- commonly known as the "one-bite" rule. […]

Low Income Families Paid More for College While Everyone Else Paid Less

Sallie Mae and Ipsos Public Affairs, a research company, shared some good news for college students and their families. In the latest research results, gleaned from a representative sample of 1,600 undergraduates and their families, the total amount paid for a year in college has decreased. With tuition costs increasing every year faster than the official rate of inflation, this is good news. […]

Finding a Job When You’re Unemployed

Talk about kicking someone when they’re down… If you’re currently unemployed, you’ll be disappointed to learn that an increasing number of job openings require you to be currently employed or you won’t be considered. As bad as this sounds, this practice isn’t considered to be discriminatory because unemployment is not a “protected status” like age or race. […]

Payroll Tax Holiday May Expire Jan 1

When Congress extended the Bush era tax cuts, one of the benefits to lower income earners was the introduction of a payroll tax holiday. For one year, 2% of your FICA (Social security & medicare payroll taxes) will not be collected and you get a little extra take home pay. […]

Kids & Money: Prepare for Next Year’s Back to School Shopping

We often think of back to school as something that happens only once a year, starting the end of July and lasting through the first part of September. Many of us feel financially stressed during back to school, since it usually represents an increase in how much we spend. […]

10 Ways to score textbooks for less

Paying $300 for a 100 page textbook isn’t cool. I don’t care if every page is bound by golden threads weaving wads of knowledge from cover to cover. I’d rather take a pass on pricey tomes and save that moolah for something more pressing — like preventing massive student debt from spiraling outta control. […]

Lessons from Those in Extreme Debt

CNN Money has several stories of people in extreme debt (or at least what they classify as "extreme".) The people profiled have debt ranging from $20,000 to $522k in debt. FYI, $20k doesn't seem that "extreme" to me.Here are the amounts the people are in debt and how they got there: $522,000 - Lost job in 2008 and not employed since. Tried to start a few businesses that didn't work out. […]

Money Isn’t the Root of All Evil

I just received an email from a concerned friend of mine who had never read The Simple Dollar before. I asked for permission to share this part of the email with you (with just a touch of editing). I can’t believe you’re actually using your life and your energy and your mind talking about money and encouraging other people to accumulate money. Money is the root of all evil. […]

Appeal Your House’s Assessment to Lower Your Property Tax Bill

The comparison of owning a home in New Jersey or Long Island with owning a home in New York City shows that the city has one financial advantage: property taxes. In New Jersey, it’s hard to discuss the cost of owning a home without talking about property taxes. With high property tax rates, it’s worthwhile to take as many actions as possible to reduce those rates. […]

Questions To Ask Before You Invest

Questions to ask before you invest or buy stocks, and why it’s like shopping for a printer. A guest post courtesy of Mr. Moneybags. For one reason or another, I recently found myself in desperate need of a new printer. So, off I went into the treacherous realm that they commonly refer to as Staples. [...]Questions To Ask Before You Invest Copyright 2011 TheDigeratiLife.com All rights reserved. […]

How Online Classes Can Really Save You Time and Money

We’re a society obsessed solutions that save the most money, as we should be. Thrift is no small attribute. We also like things quick and easy. For these reasons, online classes appeal to many people. But this is because online degrees are often advertised as cheap and immediate solutions to what’s perceived by many people to be an expensive, time-consuming process. […]

How to Control Your Taxes

Over the weekend, there was an article on the homepage of CNN that teased an opinion piece by Lou Zickar on “What taxpayers want.” The teaser said that “In every budget, there is only one item over which a family has no control: what they pay in taxes.” That’s wrong. You and I don’t have total control (who ever has total control of anything in their budget?) but there are plenty of levers we can p […]

Dissatisfied Customer? Make an Effective Complaint

This post is from staff writer April Dykman, who recently wrote about how pineapple pops can prevent heatstroke. I’ve often heard that there are two kinds of customers, those who will complain and those who won’t. The ones who complain are better for a company because they’re more likely to stick around if the company can successfully resolve their issue. […]

Ask the Readers: Would You Donate to the Government?

The United States is currently over $14 trillion dollars in debt. After the recent debt-ceiling crisis, almost everyone became painfully aware of how in trouble the United States is financially. But is the severity of the situation enough to cause Americans to pull together to try to alleviate the debt issue by donating to the Bureau of Public Debt? Would you donate to the government? […]

50+ Ways to Have Free Outdoor Fun

There are lots of ways to have free outdoor fun. "Naturally," being outside can be all about exploring nature — taking a rigorous hike in a national park, for example — but there are loads of things that you can do outside that involve neither hugging trees nor sweating. (See also: 47 Cheap, Fun Things to Do This Weekend) Relax and Contemplate Gaze at the sky, looking at the stars. […]

Stupid Money

I’m currently engrossed in Peter Elkind’s entertaining 2010 book Rough Justice: The Rise and Fall of Eliot Spitzer. […]

Where to Find the Cheapest Shipping Rates

Whether you are shipping items for a small business, sending out your manuscript to multiple publishers, or simply mailing a gift, you don't want to get burned on the shipping costs. Doing a little extra research to find the cheapest shipping rates could save you a lot of money. […]

Best Money Tips: Ways to Make Saving Fun

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to make saving fun, offbeat ways to make money, and online job search techniques to avoid. Top 5 Articles 5 Ways to Make Saving Fun — Make saving fun by looking for rewards. [Credit Sesame] A Few Offbeat Ways to Make Money — Want to make extra money? Consider participating in clinical studies. […]

10 Ways Not to Get a Job

US News lists 10 ways to annoy a hiring manager, but I think it's more like a list of 10 ways not to get a job. Their list: 1. Ignore application instructions. 2. Call to “schedule an interview.” 3. Be difficult to schedule a conversation with. 4. Follow up repeatedly. 5. Arrive late for your interview.6. Arrive overly early for your interview.7. Be unprepared for your interview. 8. […]