Border Crossings by Bus: How to See More of the World for Less

The travel scene is one of interest and intrigue. You meet new people, see new sights, and hopefully broaden your horizons in ways unimagined. It’s all good…except for the logistics of moving from spot to spot. Border crossings, visa issues, and transportation options can weave into a tangle of indecipherable information in your head. […]

Your Take: Tips for New Graduates

Hopefully you’ve enjoyed this week’s New Graduate Guide series and, even if you aren’t a new graduate, learned a little something that you can use in your daily life. […]

What YOU Can Learn from Baby-Boomer Blunders

J.D. is on vacation in Alaska. This is a guest post from Neal Frankle, a Certified Financial Planner, and the author of Wealth Pilgrim, a blog about his financial journey. If you know someone in their fifties, don’t be surprised when you discover they’re afraid. I’m 52, and I checked with everyone. They confirmed it. It’s true. […]

Seth Godin Hates Consumer Debt

If you're in the marketing business, a must read is Seth Godin's blog. His daily postings are always like taking a drink from a fire hydrant (too much for anyone to absorb) and he ALWAYS makes you think. […]

Star Money Articles and Carnivals for the Week of May 17

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: The Centsible Life tells us how to live on one income.  Smart 401k discusses money and marriage. […]

How To Lower Your Homeowners Insurance Premiums

More tips on how to get a cheap home insurance policy. Although I’ve been in my current home for over half a decade, I haven’t updated my homeowners insurance recently. Well, that’s not surprising given that most people buy insurance then just forget about it. […]

Help a Reader: How to Invest

Here's an email I recently received from a reader: Back story:  For 2 years I had a Fidelity PAS Roth IRA (Portfolio Advisory Services), which is basically a managed account based on the timeline of your retirement.  Well after reading time and time again about index funds and why people used them, I decided to look at my managed account rate of return and many indexes the market tracks.  Turns […]

Convenience and Piracy

I’m going to go a little bit off of the beaten path here and talk about something not directly related to personal finance, but something that has a strong indirect relationship: piracy of intellectual property. A week barely goes by when a person writes to me asking for some sort of justification for their piracy of music, computer software, or other electronic materials. […]

Join Our Tweetchat on 5/20, 4:00 CDT For a Chance to Win Prizes

Link for teaser title:  http://www.wisebread.com/join-our-tweetchat-at-400-cdt-for-a-chance-to-win-prize... twitter-logo_0.jpg Join our Tweetchat today from 4:00 – 4:45 pm CST for lively conversation and a chance to win prizes! […]

How Tax Withholding Works

In the United States, you pay taxes on your income as you earn it. If you earn $10, you’re expected to kick the taxes to Uncle Sam every quarter in the form of quarterly estimated payments. If you earn $10 from your employer, the company has the pleasure of withholding those taxes and forwarding them to the Treasury on a regular basis. […]

The Eight Money Ratios, Part 4

The book Your Money Ratios: 8 Simple Tools for Financial Security lists eight money ratios that are designed to help us all determine where we stand financially. They're so good that the Wall Street Journal called them "some of the best tools we have seen for gauging where you stand." So I thought I'd list each of them as well as tell you where I stand on each measure. […]

Reader Mailbag: Draft Copies

Over the last few weeks, I’ve been sweating over a lot of the little details of my upcoming book. What will the cover look like exactly? What will the text be on the folds? What will the acknowledgements look like? […]

9 Financial Tips for New Graduates

Graduating from high school or college is a big deal. It’s a point in your life where you embark on a new journey that carries more responsibility and begin taking actions that determine your future. Becoming financially responsible is one of the new challenges you’ll face and it will be important to your success for the rest of your life. […]

Should We Discourage Some Students From Attending College?

Pair a recession with escalating college tuition prices and the result is overall skepticism of post-secondary education. […]

Be at Peace in Less Than 5 Minutes

ShareThisHave you ever caught yourself hurrying when you don't even know where you're going? Do you ever find yourself stressed out when there's no reason to be? We live in a hectic society. Our minds have been conditioned to be stressed all the time. We are told to relax, but there's a problem: We don't know how. […]

Decode and Understand Your Paycheck

I remember when I received my first real pay stub, it was a mixture of happiness and absolute horror. It was my first summer internship after my freshman year of college. I was earning something like $12 and I was pumped that in my first week I’d earn $480. Then I saw my paycheck. At first glance, your paycheck is a lot of numbers in tables. […]

The Importance of Finishing What You Started

J.D. is on vacation in Alaska. This is a guest post by Bill Goodwin, who co-edits the debating site Dissense. Bill has been following the GRS gospel since converting to the religion of financial common sense three years ago. Personal finance blogs, and none more so than Get Rich Slowly, offer a wealth of resources for people looking to master their spending and take charge of their fiscal health. […]

10 Things to Buy in Bulk

After covering 15 things not to buy in bulk, I thought it was only fair to list 10 things to buy in bulk. Here's the list from MSN Money: 1. Cooking oil 2. Toothbrushes3. Cereal4. Antiseptic wipes 5. Vitamins 6. Soup 7. Dog food 8. Beer 9. Tuna 10. […]