Podcast 115: LaFoy Thomas, Generational Wealth

Today on the Consumerism Commentary Podcast, Tom Dziubek speaks with LaFoy Thomas, attorney, investor and author of the book Generational Wealth: Business & Investing Guide to Building an Empire. LaFoy discusses the concept of financial sophistication and many other topics such as economic indicators, REITs (real estate investment trusts) and how to understand financial statements. […]

Why Does Insurance Cost So Much? Q & A On Insurance Charges

Do you ever wonder about why insurance coverage costs the way it does? As consumers, we’re often frustrated about why our policies are priced the way they are and spend a tremendous amount of time shopping around for cheap insurance. Well, allow me to answer some of those burning questions on how insurance companies set [...]Why Does Insurance Cost So Much? […]

Tactics for Appealing Health Insurance Denials

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. […]

Luck is for Losers

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The following is an excerpt from The Root of Riches.I once led a Bible study attended by six couples who lived in Dallas’s most expensive neighborhood. […]

Is It Worthwhile to Invest in Precious Metals?

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. […]

The GRS Garden Project: June 2011 Update

Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for June 2011. (Here are the results for 2008 and the results for 2009. […]

Ten Pieces of Inspiration #26

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Thoreau on the purpose of actions Having enough time seems to be a concern of most people today. It’s not enough to be busy, so are the ants. The question is, what are we busy about? […]

Do You Shop at Estate Sales?

Wise Bread has some tips for shopping estate sales which got me to thinking. Am I missing something by not attending estate sales?As a kid I used to think of estate sales as what rich people did with their belongings when they died. After all, you had to be rich to have an "estate", didn't you? […]

5 Hair Conditioners You Can Make at Home

You might think of beer, bananas, and coconut oil as the main ingredients to an awesome banana bread, but to use in a natural hair conditioner? According to Cristi Nunziata — The Herbal Education Coordinator at City Market in Burlington, VT — there are many items from your kitchen that you can use to make natural beauty products. […]

Dinner With My Family #22: Cooking Out with Healthy Options

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. This past weekend, we had several houseguests over for dinner. […]

Are you contributing to this debt clock? Watch out!

I’ve posted on this more common debt clock before.  It’s pretty scary.  The national debt stands at $14.4 trillion.  It was “only” $10 trillion as recently as October, 2008. This newer debt clock hasn’t gotten quite as gigantic as the other one, but it’s more directly troubling for many young Americans.  Currently, $922 billion is owed on student loans. […]

PSA: Export Your Quicken 2007 Data Before Upgrading to Mac OS X Lion

I’ve talked in the past about the fact that the release of Mac OS X 10.7 (Lion) will mark the end of Quicken compatibility on the Mac platform. […]

Why Does Everybody Hate Dollar Coins?

According to a recent report from NPR, the Federal Reserve has $1B worth of dollar coins just sitting around. The production of these coins stems from a 2005 Congressional mandate to produce a new series of coins honoring past Presidents. […]

How To Find & Work With The Ideal Real Estate Agent

Buying and selling a home can be a lot of work, but a knowledgeable real estate agent can save you effort, time, and money. Just walking into the nearest real estate office or hitting the top results on the search engines might not give you the best results, though. […]

Citi Simplicity Card Review

The most popular feedback I receive when reviewing cards pertains to fees. Most users seem to be allergic to annual fees, balance transfer fees, and others, regardless of the quality of the rewards program or bonus offer. Even when the rewards overshadow the fees, consumers shy away. […]

How to Reduce the Startup Costs of a Food Garden

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Sherri requested a post on the topic of “how to have a food garden for cheap.” I’ll do my best, Sherri! My background in gardening is pretty expansive. […]

Life After Salary: I Am Selling 18 Months of Company Stock Today

My former employer has a generous company stock purchase plan for employees. Each quarter, the company offers the opportunity to buy stock at a discount of 15 percent off the share price at the close of the first day of the quarter or the last day of the quarter, which ever is lower. […]

Your Take: Presidential $1 Dollar Coins

The sad reality that about a billion dollars in dollar coins currently sits in Federal Reserve vaults has been circulating the last week or so, a staggering sum considering we keep producing them because of a Congressional mandate. The idea behind dollar coins is simple – a coin lasts longer than a bill. We’re supposed to save money by using coins… except we didn’t do away with the dollar bill. […]

Best Savings Accounts for 2011

To be honest, I’m curious about alternative online savings accounts too. I’ve had my savings at ING Direct for the past three years, but are there better options? I spent last Sunday morning sorting through dozens of online savings accounts to find the ones that seemed most promising for Get Rich Slowly readers. I’ve listed twenty top choices below (though I’m sure I missed a few). […]