Long-Term Care Insurance: Policies and Benefit Choices

The following is a guest post from Genworth Financial and is a follow-up to their post titled How to Buy Long-term Care Insurance: What Every Policy Should Include.To continue the series on long-term care insurance, I’d like to further discuss important considerations when choosing policies and benefits. […]

Should a Personal Finance Education Be Offered in High School?

I was surprised to find out that there is actually a debate that surrounds the question about adding personal finance as a subject or a curriculum in high schools. I would have expected that this notion would meet with rousing support. […]

The Small Economies of Pleasure

Dinner with My Family is taking a one week break this week. Most of the time, when people mention frugality, the first thing that comes to mind is doing without little pleasures. They think of giving up something that they deeply enjoy, like their morning coffee or their weekly lunch out with coworkers. I’ll be completely honest: this was my first impression of frugality, too. […]

Saving Pennies or Dollars? Energy-Efficient Clothes Washing

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Should Hedge Funds Receive Special Treatment?

The Security and Exchange Commission (SEC) has advised the managers of super-secret hedge funds, investments of the most wealthy, that they will soon need to disclose more information to the regulators. Highly leveraged hedge funds contributed to the economic collapse, but the pressure to increase oversight has been mostly ignored by the industry. […]

Your Take: Residence Visa to Foreigners Who Buy $500,000+ Homes

Here’s something interesting that I read last week – a new approach to our housing problem. It’s a bill co-authored by Senator Charles Schumer (D-NY) and Mike Lee (R-UT) and it would offer a residence visa to foreigners who spend at least $500,000 on a residential home – a single family house, condo or townhouse. […]

Saving and Spending in South America

¡Hola, todos! For the past month, I’ve been on the road — first at a conference of financial bloggers in Chicago, and then trekking through the Peruvian and Bolivian Andes. For most of this time, I’ve been without an internet connection. It’s tough to blog about money when you’re trekking to the top of a 5350-meter (17,650-foot) mountain! The adventurous part of my trip is over. […]

Big List of Things to be Happy About

I'm writing this post from the Caribbean island of Grenada, where I'm house-sitting for three months. Sounds pretty good, huh? (See also: Housesit on Your Next Vacation) Well, I've just been dealt a heavy blow. […]

10 Great Ways to Use Duct Tape

Everyone knows that duct tape is very useful for fixing things (and it has some wacky applications), but I bet you didn’t know these 10 great ways to use it! (See also: Top 10 Unusual Uses for Duct Tape) 1. Splinter Remover Instead of breaking out the tweezers and ripping your finger open, remove splinters by placing a piece of duct tape over the splinter. […]

Pay Off Your Mortgage With 401(k) Funds?

Earlier this week, I ran across an article about a new piece of legislation being promoted by two Georgia Congressmen who want to allow people to pull money out of their retirement accounts to pay down their mortgages. Dubbed the Hardship Outlays to Protect Mortgage Equity (HOME) Act of 2011, the legislation would allow homeowners to withdraw up to $50k or half of the account value, whichever is s […]

Best Money Tips: Avoiding the Flu

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on avoiding the flu, ways to save at the grocery store, and things to do when you're laid off. Top 5 Articles 12 Tips for Avoiding the Flu (without a flu shot) — This flu season, avoid the flu without getting a shot by avoiding public restrooms as much as possible. […]

How to Handle Flight Delays Like a Pro

As much as we all love to hate them, flight delays are just a natural part of the travel experience. With them comes the inevitable need to reschedule a variety of other travel reservations, resulting in a domino of extra phone calls, down time, and overdue meals. Here are four survival strategies for handling flight delays like an experienced travel veteran. […]

Reader Profile: Megan

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Star Money Articles and Carnivals for the Week of Oct 24

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Carnival of Personal Finance  My Dollar Plan covers innocent spouses. Money Smart Life lists a checklist for quitting your job. The Digerati Life tells some rags-to-riches stories. The Sun’s Financial Diary discusses a Social Security increase. […]

The Changing Value of Hard Work

I received a very thought-provoking email from Elizabeth recently: I think you’re spot on about hard work, and it’s too often overlooked. But I also think about the changing value of hard work, too. Is hard work worth less now than it used to be? The amount of work we ‘have’ to do to get by or do well is always fascinating to me. […]

Making Retirement Work

We've noted that most Americans are not prepared for retirement (a couple times) and that most are in bad financial shape overall. Given these, many people will be looking for creative ways to make retirement a reality. CNN Money offers some tips to making retirement work in a slide show. […]

States That Don’t Allow Credit Card Surcharges

When I wrote last week about credit card surcharges, I noted that ten states have actually passed laws against such fees. […]

Everbank Offers $60 Cash Bonus

Bank of America sparked a bit of an outrage (ha!) when they announced a new $5 monthly fee for debit card users and Everbank counters with sixty bucks in bonus cash if you open a Yield Pledge Checking Account before November 30th. […]

Obama’s Student Loan Plan

By executive order, President Obama has made a few minor changes to the student loan industry designed to help students and former students with unmanageable student loan debt. Anyone who began their undergraduate studies in 2006 probably did so with the reasonable assumption that they’d have a job after graduation. […]

How to Blow $1.2 Billion

It's been awhile since we detailed rich people who couldn't control their spending and lost a fortune, so this piece is a good catch up. It lists ten star athletes who excelled at losing millions. In all, these ten lost over $1.2 billion. Yikes!!!!It's a pretty sad read -- full of over-spending, bad business decisions, bad personal decisions, shady managers and partners, and the like. […]