Ask the Readers: What Are the Best Gifts for Kids?

Congratulations to Nancy B from Many LA, Rachel, and Step for winning this week's contest! Editor's Note: For the next few weeks, we will be doing a gift giving series on Ask the Readers and will focus on the best gifts for certain demographics! Ask the Readers: What are the Best Gifts for Kids? is part three of our series! Shopping for kids for their birthday or the holidays can be a blast! […]

How to Get Free or Cheap Internet Access

It is not unusual to pay $15 to $70 a month for cable or DSL Internet service in your home. The lower price is normally obtained by bundling your Internet with other services, such as your home phone and cable television. If you are looking to reduce your monthly expenses but still want to use the Internet, here are some ways you can get free or cheap Internet access. […]

Best Money Tips: Go to College for Free

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on going to college for free, tips to save on Thanksgiving airfare, and measuring career success. Top 5 Articles Go to College for Free — Want to go to college for free? Consider attending a military service academy. […]

Make Millions More: The Difference 1% Can Make

There's no doubt about it: managing our careers for maximum growth can have a huge financial payoff. All you need to do is look at the numbers to see that this is true. […]

Join a Book Club (288/365)

On the first or second Tuesday of each month, Sarah gets together with several women for a book club meeting. Each month, they select a book together, read it, then come together the following month to share their thoughts on it. Over time, the book club has really turned into much more than that. It’s now a social club, at least to a certain extent. […]

New Best Buy Price Matching Policy

This past Saturday morning, I awoke to kids who were anxious to get out of the house and spend a bit of their allowance money. […]

7 Consumer Profile Reports You Didn’t Know About

Many of us are familiar with credit reports and credit scoring. Chances are, that you are familiar with the credit reports issued by the “big three” credit bureaus: Equifax, TransUnion, and Experian. […]

Go to College for Free

Welcome new readers. Be sure to subscribe to Consumerism Commentary via RSS. New readers should start here. I enjoyed my experience as an undergraduate at a “state-assisted, privately governed” university. As I did not live in that university’s state prior to attending, my tuition fees were higher than many of my classmates’ fees. […]

Reader Mailbag: Waking Up Children

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Sticking with an insurance agent 2. Fighting a spousal compulsion 3. Visiting mother concerns 4. Buying appliances on Craigslist 5. Political signs and property values 6. Redbox and rentals 7. Children and dental checkups 8. […]

My Journey: Handwriting 100 Letters for McDonald’s Monopoly Pieces

If you’re a reasonable, rational-thinking human being, you may be wondering why anyone would risk developing carpal tunnel by handwriting 100 letters for a fast-food chain’s sweepstakes… and then post the process on the Internet. Well here’s why I’m doing it. Per the rules of McDonald’s annual Monopoly Game — and to comply with their “no purchase necessary” claim — participants are allowed to requ […]

Should you be a generalist or a specialist?

Way back in 2009, I read a blog post on whether you should be a generalist or a specialist. Sure, the post’s focus was on freelance commercial writing, but every now and then, I would think about its premise: Can you earn more as a generalist or a specialist in a certain career field? Do generalist careers or specialist careers earn more overall? Is it easier for a generalist to be hired? […]

10 Surprising Ways to Negatively Affect Your Credit Score

A credit score is supposed to be about how you handle credit, so it seems counterintuitive that non-loan actions can bring your credit score down. Unfortunately, the reality is that even if you aren’t borrowing money, you could still be hurting your credit score. Here are 10 actions that can bring down your score even though they have nothing to do with applying for or receiving credit. […]

Tax Deductions to Start Thinking About Now

Unlike most people, I love taxes. In fact, I enjoy taxes so much that one of my first posts as a Wise Bread writer was I Love Tax Season, and Why It's Like Christmas. […]

Best Money Tips: Food Items You Should Stop Buying and Start Making

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on food items you should stop buying and start making, being a charismatic leader, and surviving unemployment. Top 5 Articles 10 Food Items You Should Stop Buying (And Make Instead!) — Stop buying pesto and opt to make it instead! […]

Retirement Guideposts

When it comes to figuring out how much you think you'll need for retirement, I'm a big fan of calculating your specific retirement number -- using your income needs, your assets, your estimated costs, and so on. IMO, this gives you the best estimate of what you'll really need and how you stand towards that goal. […]

Mortgage Payoff Progress for October 2012 with Chart

It has been quite some time since I last updated you guys on our mortgage reduction progress.  First, a couple of reminders: My wife and I have a conventional 15-year mortgage and we recently reduced our interest rate.  Our September payment was the first payment to made at our new interest rate. My wife and I purchased our first home back in February of 2010. […]

Join a Volunteer Organization (287/365)

I spend quite a bit of my time volunteering. I serve on the board of a charitable organization. As I mentioned yesterday, I coach youth soccer. I collect aluminum cans and bottles for our local area’s annual civic festival. All of these things have a few factors in common. First, they’re all free. […]

The Weekend Restock

In 2003 or 2004, I read David Allen’s Getting Things Done for the first time. For those of you unfamiliar with the book, it presents a very novel system along with countless specific solutions for dealing with the ongoing problem of managing one’s time and energy in a modern information-heavy world. […]

Non-Financial Stewardship

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Recently the Christian Financial Alliance asked several bloggers the following question: “Other than ‘time, talents, and treasures’, what is an area God has led you to be a better steward?” Here was my response: “With my health. […]