Dig yourself out with the Debt Reduction Spreadsheet

The Debt Reduction Spreadsheet is part of a financial planning series called How to Make a Budget. To start this series from the beginning, read the introduction. It’s time to get down to the business of paying down your debt. Yes, go ahead and call me a meanie and stamp your feet since I’m no fun. I can take it. […]

University Pre-Tax Parking Deduction Benefit

The best kind of benefit is a fringe benefit, right? As it turns out, the IRS has a guide for Federal, State, and Local Governments (FSLG) governing the tax rules of fringe benefits and the reporting of fringe benefits! We ran into this the other day as my lovely wife was signing up for a parking pass at her school. As a graduate student, she’s technically faculty and an employee. […]

Three Myths About Earning More Money

The following is a guest post by Ramit Sethi, founder of I Will Teach You To Be Rich and a new course on earning more money. Ramit is a personal finance blogger and author of the NYT bestseller I Will Teach You To Be Rich. For a free mini-course on how to start your own side business, visit Earn1K.com. […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 5 Lessons From a Homeless Entrepreneur. Enjoy! […]

Reader Mailbag: Projects, Projects, Projects

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Debt snowball questions 2. Cost-effectiveness and breast pumping 3. How much life insurance? 4. Which debt to pay off? 5. Choosing 401(k) investments 6. Saving for nieces and nephews 7. DirecTV arbitrage 8. […]

Review: Be Thrifty

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. A few weeks ago, I stopped at a local business that was having a “going out of business” sale. […]

Wine Pairings for Virtually Any Menu

Worried about wine pairings for your special event dinners? Not sure what to serve with roast lamb or Asian stir fry? When it comes to hosting a dinner, many people who are cool as cucumbers with the menu planning and other event details get nervous when it comes to wine pairings. […]

Making an Offer on a Home: How to Negotiate a Deal

Buying a home has to be one of the most exciting, yet stressful financial decision that most people will have to deal with. You can spend years saving up for a down payment, months touring homes looking for the right one, and weeks trying to find the best mortgage. With all of the effort going into this single decision it’s obvious you want to avoid any mistakes. […]

A Guide to Becoming a Part-Time Bicycle Commuter

A few years ago, I wanted to increase my level of exercise and save money on gasoline at a time when gas prices were the highest they had been in decades. I realized I could accomplish both tasks through commuting to work by bicycle. In some ways, transitioning from the car to the bike was easier than I had thought. […]

Is A Balance Transfer Worth It?

In the last few years, I’ve received a lot of balance transfer emails as people were looking for an edge in battling their credit card debt. […]

How to Use a Credit Card (Without Going Into Debt)

Last Friday, we had a great discussion about the socio-economic implications of credit-card rewards programs (or lack of implications, depending on your viewpoint). […]

TD Bank’s Penny Arcade: An Investment With a 58% Return

I’m generally a fan of TD Bank and my local branch’s generous operating hours, and I’m also a fan of the bank’s coin counting machine called the Penny Arcade. […]

Building Up Savings Rates is a Life Long Process

This is a guest post from Richard Barrington, who is a banking analyst for MoneyRates.com. Richard previously spent over twenty years as an investment industry executive. People can easily be intimidated by the amount of money it takes to fund retirement. […]

Should You Rent or Buy?

The following is an excerpt from Buying a Home: The Missing Manual. For more on this subject, see The Eternal Question: Rent or Buy? Home ownership is a big step, and many people worry whether they're ready to take it. If you currently rent your house, you may wonder if you can even afford to buy a home. […]

Own Stocks For The Long Run

Here is a more optimistic view of the state of the stock market by our contributing writer, Todd Smith, CFP. He shares some thoughts on long term investing strategies. I have been around long enough to have heard many of the arguments for and against the stock market. And, depending on whom you talk to (i.e. […]

Podcast 69: American Express Customer Service Survey, Keri Buster

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek speaks with Keri Buster, Vice President of Corporate Affairs and Communications, World Service at American Express about her company’s recent survey about customer service.Tom and Keri discuss American Express’s findings about the importance of customer service to customers and the effect customer service has on purchasing a pro […]

The Simple Dollar Reading Guide: The Power of Goals in a Random World

Every Sunday morning for the next few months, I’m going to “riff” on a chapter from my book, The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams by reflecting on particular pieces of it that I’ve had further reflections on or particularly excite me, including some elements that were removed from the final draft. […]

Reader Story: I Quit My Job and Joined the Peace Corps

This guest post from Bon is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. […]

Do We Favor the Rich?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]