7 Nutrients You Need More Of

When the US Department of Agriculture released its latest Dietary Guidelines for Americans recently, they identified a handful of vitamins and minerals Americans weren't getting enough of. […]

Best Money Tips: Avoid Banking Fees

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to avoid banking fees, things you should have on hand in a disaster, and ways to save money on gas. Top 5 Articles 5 Ways to Avoid Banking Fees — Avoid bank fees by paying with cash and using online alerts. […]

Your Take: On National Deficit Theater?

Last week, I posted that Democrat Representative Schakowsky of Illinois introduced the Fairness in Taxation Act (H.R. 1124), a bill that would add a few new tax brackets and adjust capital gains and dividend taxation for those taxpayers in the new brackets. I got into a twitter conversation with The Finance Buff and we both agreed that while it’s a nice gesture, it’s largely a hollow one. […]

42 Goals in 42 Months

I’m not big on holidays. They seem fabricated — an excuse to sell stuff. Thanksgiving is a big exception. So too are birthdays. I think everyone should celebrate birthdays in a big way. For me this year, that means commandeering Get Rich Slowly to go a little off topic. I’m not writing about money today. […]

Wise Bread's Frugal Food Gone Wrong

I do not like wasting food. Not only is throwing out food wasteful, but it's also financially irresponsible. One of my ever-present goals is to prepare just the right amount of food so that I'm full but not stuffed, and so that I have leftovers, but not so many that they'll make a lovely home for mold in the back of my fridge. […]

The Three Truths of a Job Search

The book Cracking The Hidden Job Market: How to Find Opportunity in Any Economy lists the three truths of a job search as follows: 1. You get jobs by talking to people. 2. You look for work in channels. 3. You need 100 leads at all times. A bit of explanation: 1. […]

Carnivals for the Week of Mar 21

Here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

Why Get Married At All? Finances and Cohabitation

Last week, I wrote an article discussing reasons why the idea that men shouldn’t get married for financial reasons was false. […]

Roth Recharacterization 2011

The following is a guest post from Marotta Wealth Management. Last year was the year of the Roth conversion. Now it's time to consider how much of the conversion to keep. Although that decision depends on a hundred different factors, here is a simple rule of thumb to use as a starting point for discussions with your CPA. Up until December 2010, it looked like a tax tsunami was coming. […]

How to Negotiate Your Medical Bills

According to a study conducted by The American Journal of Medicine, around 60% of personal bankruptcies are caused by overwhelming medical bills. The fact is, if you’ve been sick or severely injured, medical bills can add up fast. […]

Credit Card Signup Bonus: 25k Points from Chase Sapphire Preferred

If you didn’t have enough miles to make the Capital One Venture Card mileage-matching offer worthwhile, here’s another one that might be of interest to you… The Chase Sapphire Preferred card is offering a signup bonus of 25k points. You can redeem these points for either $250 in cash, or an airline ticket worth up to $312.50 thanks to the 25% bonus for using your points on travel. […]

IRS Audits 80% More Rich Taxpayers

Robert Frank at the WSJ looked at the latest audit statistics in the IRS Data Book and discovered that the IRS audited more than 18% of returns with income of at least $10 million. This is an increase of 80% from 2009, when only 10% were audited. […]

Details on the Hidden Job Market

The book Cracking The Hidden Job Market: How to Find Opportunity in Any Economy gives us details on what it calls "the hidden job market" as follows (along with my comments following each quote): Here are the most important two points for you to know about the hidden job market: At least half of all jobs that change hands go to someone who did not respond to a posted opening. Only about one […]

Reader Mailbag: Personal Trainer

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Mint and privacy 2. 401(k) distribution issues 3. Small emergency fund? 4. College student planning for future 5. Helping people in need 6. Old debts 7. Finding new ideas 8. Mid-20s career crossroads 9. […]

Potential Doctors Attracted to Primary Care Physician Jobs

The Health Insurance Reform Bill was signed into law a year ago. It’s already having an effect on the state of the medical profession. Thanks to some incentives, general practitioners or family doctors, typically the best choices when one is selecting a primary care physician, are becoming attractive jobs. […]

What is a Form W-9?

If you’ve started doing some work on the side, chances are you’ll have run into the Form W-9. As is the case with any form that has the letter W, this one has to do with wages. The Form W-9 is like the Form I-9 except it’s for independent contractors, not employees. […]

How to Make Your Own Soda

I will admit that I am not a huge soda drinker; most of the time, it makes my teeth hurt. But when I do drink soda, I want it to be worth it. I'd much rather drink a bracing, sinus-opening ginger beer or a fresh carbonated lemonade than some boring old can of Coca-Cola. […]

Best Money Tips: Save on Takeout

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save on takeout, commonly overlooked tax breaks, and how to make your dreams a reality. Top 5 Articles 7 Ways To Save On Takeout Food — Next time you buy takeout, be sure to look for coupons before you place your order. […]

Becoming a Groupon Groupie

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Childwild.com. I have a pretty idyllic Friday evening planned: I’m going to yoga class, and then taking my husband out for dinner. These are both fairly spendy activities for me, but I got a great deal. […]

Should We Pay $2 Per Pound for Garbage Disposal?

In many European countries, including Germany, throwing away garbage is a costly affair. Whether it’s based on weight, volume, or some other system, it’s a way to cut down on the physical amount that people throw away. […]