Far-Out Investment Strategies

There’s no time like the recently-passed 10-year anniversary of the Enron wipeout to revisit some solid pieces of investment wisdom. […]

Kids & Money: Should You Get Life Insurance for Your Child?

One of the big questions that you have to ask yourself as a parent is whether or not you should get life insurance for your child. Programs like the Gerber Grow-Up Plan let you buy life insurance for your children for a small price. […]

Job Hunting Tips for the New College Graduate

If you’re a college student preparing to graduate, you may find that some job markets aren’t exactly hot right now. There are plenty of jobs out there, but finding your ideal job will be harder than it has been in the past. While many of these tips are helpful for someone seeking their first job out of college, the tips can be used by anyone that is seeking employment. […]

Five Tips for Retiring Before You Reach 50

MSN Money lists five tips for retiring before you reach 50 as follows: 1. Cut housing costs2. Agree on your priorities3. Live below your means4. Stay in the game (keep investing)5. Don't rule out temporary work Here's my take on what you need to do to retire before 50: 1. […]

In God We Trust: Your Money and a Higher Power

Image courtesy Kevin Dooley. “Whenever a man makes haste, God too hastens with him.” – Aeschylus A few days ago, I had a long conversation with an old friend, who I’ll call “Randall.” Randall is in a deep financial, personal, and professional crisis. Instead of tackling the challenge head-on, Randall seems to be in something of a holding pattern. […]

Does Suze Orman’s Prepaid Debit Card Make Sense for You?

This post is by staff writer Sarah Gilbert. Suze Orman is famous for her personal, easy-to-digest, and friendly personal finance advice. Many of us less famous (far less famous, in the case of this writer) finance writers admire her general approach, which boils down to “spend less than you earn.” Who can argue with that? […]

5 Reasons to Beware 401(k) Retirement Plans

Financial planners just love promoting 401(k) retirement plans. They have quite a few benefits, notably a tax deduction for contributions as well as a tax deferral for contributions and earnings. […]

How to Find Matured & Unredeemed Treasury Bonds

Decades ago, one of the most popular things you could buy a kid for their birthday, before they knew any better, were savings bonds. As someone who turned thirty just a few years, folks my age and younger probably have a few savings bonds floating out there just waiting to be redeemed. […]

Ask the Readers: Is It Possible to Be Too Frugal?

Being frugal is typically something looked upon favorably nowadays. From clipping coupons to buying on sale, most people practice frugality in their day-to-day lives. But is there ever a point where someone can be a little too frugal? Is it possible to be too frugal? At what point does being frugal become cheap? […]

My Personal Productivity Rules...What Are Yours?

There's a problem with a lot of productivity advice out there, and it's this — your "rules" for personal productivity are often going to be different than mine. Sure, sometimes there's overlap. […]

7 Surprising Facts About Roth IRAs

Roth IRAs are a great way to build a nest egg for your retirement. If you’re already contributing to your company’s 401(k), adding a Roth IRA can give you added tax flexibility when you start withdrawing. Since you’ve already paid the taxes on the money you contribute, you can take money out tax-free, and that will help minimize taxes from your 401(k). […]

Best Money Tips: Entertaining on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on entertaining on a budget, saving money at restaurants, and how to use LinkedIn. Top 5 Articles 6 Easy Tips for Entertaining on a Budget — To entertain on a budget, learn how to make gourmet coffee at home. [Money Ning] 8 Ways to Save Money When Eating at a Restaurant — Want to save money when eating out? […]

What to Do When You Want to Quit Your Job

I’m in Arizona this week with a few old friends. In the desert, everything seems to be in sharp relief: earth, scrub, cloudless sky. If only everything in life were so clear! When I have tough decisions to make, it often feels like I’m under water, where emotion clouds my judgment. It made me think about the last time I quit a job, when nothing was clear. […]

Reader Profile: JB

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Risks & Advantages Of Investing In The Biotech Stock Sector

Health care has come a long way, hasn’t it? Ailments used to be treated with tonics made from roots and other raw, unprocessed ingredients from nature, while non-invasive options to surgery are now much more prevalent. […]

Save Yourself a Boatload of Money by Buying the Right Index Fund

I've noted a couple times that not all index funds are the same (see Not All Index Funds Are the Same and Index Funds: Not All Equal.) The way that index funds tracking the same index are not the same is in their fees. […]

Shop Patiently (15/365)

When we were first considering a move into our current home, my wife and I made a list of things that we wanted to have in our home that we just didn’t have room for in our small apartment. […]

How to Find Legitimate Work From Home Opportunities

We’ve all received an email with urgent information about how we can make our living in a few hours a day by working from home. Although opportunities like this do exist, these unsolicited messages are often deemed as nothing more than spam sent by scammers trying to get your credit card information. […]

Three Rewards Credit Card Worth Checking Out

If you’re using a credit card that doesn’t offer rewards points, it’s time to make a change. For people who use their credit cards frequently, rewards points can add up fast and when you use your card at certain stores, you’ll receive up to five times the rewards points. […]

IRA, 401(k), HSA Contribution Limits for 2012

Setting aside money in a tax-advantaged retirement account is one way that you can build your wealth for the future. You receive favorable tax treatment, either deferring taxes until a later date, or paying taxes now and watching your money grow tax free. However, you can’t use these accounts as complete tax shelters. Indeed, there are limits on how much money you can contribute each year. […]