Power-Saving Televisions on the Way

I’ve always been a big fan of saving energy, both mine and my household’s, but more for efficiency reasons that a desire to “save the Earth”. If there’s nobody in a room, it just doesn’t make any sense to leave the light on. […]

Why ETFs Suck

UPDATE: After reviewing all of the comments and thinking about this long and hard, I've published a counter article that sheds light on the positives of ETFs. Please check it out to get a more balanced view of what they are and what they can do. […]

Overdraft Fees at Online Banks

Last week, I wrote about how ING Direct and Everbank offered overdraft protection by way of a line of credit, rather than socking you with overdraft fees. I commented, off the cuff and without doing much research, about how online banks are better than traditional brick and mortar banks about overdraft fees because they aren’t as much a slave to meeting their revenue expectations. […]

The Incredible Shrinking Emergency Fund

The polls that appear in the Get Rich Slowly sidebar are far from scientific, and a lot of the time they don’t yield anything interesting. But sometimes they turn out a curious piece of information. At the end of April, the poll question asked, “How many months to do you have in your emergency fund?” This was the same question posed in mid-January. […]

3 Easy Steps to Take for a Better 401k

I was recently invited to a small business 401k checkup meeting, where we talked about how the company's employees were participating in its plan, the overall performance, and fund allocations. When the representative suggested to hold a seminar on asset allocation, I asked whether she could separate the sessions into different age groups. […]

How to Conduct a Net Worth Review

For many people, figuring out their net worth can be a stressful (or depressing) exercise. As for me, I run a net worth review on a monthly basis, and use it to keep us on track with our finances. Reflecting on our net worth has been a helpful tool and a great complement to managing our monthly cash flow. […]

A Great Customer Service Experience

I recently had a GREAT customer service experience that I have to share with all of you! I'm the first one to complain when I have a bad experience (like with Sears or Comcast), and I want to be sure and share the good ones too.A few weeks ago I was in the market for a new lawn mower (my 17-year-old Craftsman has been on its last leg for years now). […]

How To Escape An Upside Down Car Loan

Do you really know how much it costs to own your car? Is your car loan upside down or underwater? Here are some thoughts on the subject. I often wonder what it’s like to drive those fancy new cars. You know, the ones with the flashy paint and the equally flashy price tag. But, I […]How To Escape An Upside Down Car Loan Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Ask the Readers: How Will You Celebrate Father's Day?

**Congrats to our winners!** @cmbarry: I will spend Father's Day with my lovely wife & 2 girls! Angie: We plan on grilling out, with some cold brewskis! His favorite kind of summer day. Dads are not easy to shop for. […]

What to Do When You Can’t Possibly Prepare Enough

Ellen writes in with a very difficult story: I am a huge fan of yours and have used much of your advice to simplify the money matters in my family, but my family is currently in a crisis that I have never seen discussed on your site. In early April, my family was in a severe car accident. We were driving my mother’s van at the time and we were t-boned by a hit & run driver. […]

What to Buy and Not Buy at Walmart

I'm an occasional Walmart shopper (not the superstore -- we don't have one in our area since we're dominated by Meijer stores), so I was interested in seeing Yahoo's list of what to buy and not buy there. Here's their list of what to buy: 1. Moderately Priced Consumer Electronics2. Smart Phones3. Coffee4. Video Game Bundles5. […]

The Best of Money Carnival

This week's Best of Money Carnival is up. Congrats to all participants and especially the winning post, Free consumer reports – Credit , Banking, Insurance, Employment & More. Enjoy! […]

Don’t Pay For Credit Score Monitoring

CNNMoney tackled the question of why you don’t need credit score monitoring. Credit score monitoring is when you pay one of the credit bureaus (Equifax, TransUnion, Experian) a set fee each month to tell you if your score goes up or down. […]

Track your variable income with the Extra Income Spreadsheet

The Extra Income Spreadsheet is part of a financial planning series called How to Make a Budget. To start this series from the beginning, read the introduction. “Were there any checks in the mail for me today, honey?” That’s the question I ask Carl every day when he gets home. […]

And Yet Another College Student Who Needs a Clue

Here's yet another in what seems like a long line of clueless college students (for others, see College Debt Run Amuck, A College Debt Nightmare, and An Example of What I've Been Talking About.) Like the others, this one borrowed way too much and is now having a hard time paying it back (she owes $97,000). […]

How Living Like a College Student Can Get You Through Tough Times

College students around the nation know the importance of living within their means.  Often given a tight budget to work with, young men and women must consciously account for every cost or sacrifice the time that could be spent studying working a full or part-time job. Think back to your college days. How did you save money and get by on such a limited budget? […]

Reader Mailbag: John Wooden

This past weekend, one of my heroes passed away. I’ll memorialize him with five of my favorite quotes from him. “Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are.” “You can’t let praise or criticism get to you. […]

Anyone Can Spend Less for Food

I can say without fear of contradiction that you're spending more than necessary for your food. That's a good thing — eating well is one of the great pleasures of life, and you can almost certainly afford to eat a more interesting and varied diet than the cheapest possible. […]

Worry About Only What You Can Change

Two interesting articles caught my eye recently. First, on Get Rich Slowly, J.D. Roth asks when it is okay to judge someone else for their financial behaviors. J.D. describes his encounters with two friends — one friend more frugal than he is, who judges J.D.’s spending choices, and the other friend struggling financially, trying to improve, but not making the choices J.D. […]