Refrigerator Inventory: 5 Steps to a freshly frugal fridge

Tasty Trash: The $55 million Squawkfox Food Waste Challenge is a series aimed at helping your family save up to $1,500 this year by reducing food waste. The environment may also thank us. To start from the beginning, read the introduction. Your cool fridge is likely a hotbox for food waste. […]

Consumers Want Easier Online Payments

Yes, it’s frustrating to need to reach for my wallet and type in my credit card number every time I want to complete a purchase online. According to a recent MasterCard and Harris Interactive survey, 58 percent of consumers agree with me. Consumers even abandon their online shopping carts when the check-out process requires too much effort. That might be good news for consumers. […]

Help a Reader: Investment Opportunity

I recently received this email from a reader: I just finished a meeting about fixed index universal life insurance.  I have not heard of it before.  It has been around for about 12 years.   How it works in my example:  41 years old invests $6,000 a year for 25 years ($150,000 invested). At that time I start taking out $40,000 a year for life tax free. […]

Reader Mailbag: Houseguests

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Junk mail and postal employees 2. Defaulting on national debt? 3. Tax liens 4. Coffee frugality tip 5. Charity calling list removal 6. Worried about retirement 7. Car shop ramps up quote! 8. Smarter Bank? 9. […]

How to Prepay Your Mortgage

One of the downsides of listening to Sirius XM radio is that you start to hear the same commercials over and over and over again. It’s one of the reasons why I thought to do more research into stock loss companies. […]

From the Trenches: An Update on My War on Stuff

Though our divorce is final, Kris and I continue to see each other about once a week. We have lunch or dinner together, and sometimes we do chores around the house. One big chore is approaching: We’re going to hold a joint garage sale to purge our lives of some of the Stuff that has accumulated over the years. […]

50 Great Things to Do With $50

There’s not much you can buy for a dollar these days, but 50 big ones can still score you something pretty decent. From funding in a Kickstarter campaign to updating your kitchenware to pampering your pet, here are 50 ideas on how you can spend half a Benjamin and not feel too bad about it. (See also: 10 Smart Things to Do With $25) 1. Pick Up a Nice Bottle of Wine Stop drinking the cheap stuff. […]

5 Ways to Save Money on New Flooring

As a financial planner, you're probably wondering why I would be in a position to give you flooring advice. Personally, I don't blame you. Prior to building our dream home a few years ago, I didn't know squat about flooring. […]

Best Money Tips: Ways to Improve Your Next Flight

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to improve your next flight, lies you shouldn't tell your interviewer, and how to get the best deal on your new car. Top 5 Articles 8 ways to improve your next flight — Make your next flight more tolerable by bringing watery snacks with you on the plane. […]

10 Awesome Money-Making Hobbies

Starting a full-time small business is a process of blood, sweat, and tears; why not choose, instead, to take your existing hobby and use it as a little side hustle? Most life-long passions are a way to unwind and sharpen your skills. These ten also happen to have the ability to pad your budget! (See also: Make Your Hobby Pay Its Way) 1. […]

The Truth About Internships

The following is reprinted with permission from All Work, No Pay: Finding an Internship, Building Your Resume, Making Connections, and Gaining Job Experience by Lauren Berger, copyright © 2012. […]

Know Your Credit Report and What It Means (126/365)

First and foremost, ignore those ads from and and the like. Ignore them. All they do is require you to sign up for a service you don’t want in order to get something that you can already get for free through the federal government. The federal government’s real site for getting your credit report is […]

Podcast 159: The 7% Solution

Today on the Consumerism Commentary Podcast, Jay Frosting speaks with John Graves, author of The 7% Solution: You Can Afford a Comfortable Retirement. They discuss the unique challenges baby boomers face when planning for retirement. Consumerism Commentary Podcast The 7% Solution: S07E03 / 159 jQuery(document).ready(function($) { $('#wp_mep_7').mediael […]

Three Things

When I was about fourteen, I watched a cancer-stricken Jim Valvano give an amazing speech at the 1993 ESPY Awards. That speech has stuck with me ever since. Here’s the speech in its entirety: The part that always got to me was near the start of the speech: When people say to me how do you get through life or each day, it’s the same thing. […]

Reader Story: Avoiding Student Loans Gave Me a Head Start in Life

This guest post from Lisa is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? […]

Money is Not the Root of All Evil

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. A couple weeks ago I was at a fundraising committee meeting for a charitable organization when the chairman said we were starting the meeting with a word of prayer. […]

Try Using the Snowflake Method (125/365)

When most people construct and start executing their debt repayment plan, they get excited. They see the giant iceberg of debt that’s been blocking up the straits of their life slowly starting to melt and they want to see it melt faster. Snowflaking is a simple way to make that iceberg melt a little quicker. What is snowflaking? […]

Ten Pieces of Inspiration #72

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Emerson on the experiment of life If you never try anything new, you’ll never find out if you’ll enjoy it. All life is an experiment. The more experiments you make the better. – Ralph Waldo Emerson Every day, try something new. […]

Asset Allocation and the Efficient Frontier

The following is a guest post from Marotta Wealth Management.  Crafting portfolio asset allocations is a combination of art and engineering. Just as a blending of colors can produce cerulean, so a blending of indexes produces a unique shade of risk and return. […]

Lending Club Recovered Funds from Defaulted Loans

While updating our investment portfolio last month, I discovered that Lending Club had actually recovered some funds from previously defaulted loans. We’re not talking about a huge amount here — around $18 minus ca. […]