Reduce financial problems in marriage with regular financial dates

Life can become hectic.  The incessant activities of making a living, raising children, and feeding passions can strain the connections associated with married life.  One piece of advice that’s often given to married couples experiencing these kinds of strains is to schedule dates — as in put it on the calendar, make reservations, get a babysitter. What works for “getting the spark back” can also […]

Money and the Fool

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Today I'm posting Proverbs 17:16, a verse that talks about money in the hands of someone who doesn't know how to handle it. From the NIV: Of what use is money in the hand of a fool, since he has no desire to get wisdom? Unfortunately, this verses seems to describe many Americans these days. […]

Reader Stories: The frugal Orioles fan

This post was written by Kurt Smith, author of Ballpark E-Guides, PDF-format guides that help fans get the most bang for their buck at the ballgame. He’s been called “MLB’s Worst Enemy” by “Connecticut Morning,” a TV program on which he is a frequent guest. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. […]

Saying “The Little Things Don’t Matter” Is An Excuse

Recently, I’ve come across several financial “gurus,” both in print and online, who make the claim that the little expenses in life don’t really matter in terms of getting ahead. […]

Ten Pieces of Inspiration #115

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Gloria Steinem on looking for the right person “Far too many people are looking for the right person, instead of trying to be the right person.” – Gloria Steinem This is perhaps the best dating advice I’ve ever heard. […]

Retirement Test Run

While reading this month's issue of Money magazine I saw an idea I've seen several times lately. Their words: "[Try] living on [your] projected retirement income as a test run of the real thing." Specifically, they are suggest that people determine their expected retirement income, then, before they quit working, live on that income for a year. If everything "works", then you're good to go. […]

A scholarship for small-business folks

We’d like to republish this information from Wednesday’s post to help spread the word about this great opportunity. With student debt now topping credit card debt (see page 3 of the PDF), every penny that you can find to put toward education is wanted. We hear a lot about student loans, but not so much about scholarships as a way to pay for education. […]

You Can’t Avoid Risk

Earlier this week, I ran across an interesting tool over on the Vanguard website. It’s embedded in an article called “The Truth About Risk” and it lets you tweak a model portfolio with sliders for stock, bonds, and cash. The upshot is that you can’t avoid risk. You can attempt to minimize your exposure to it, but there will always be some level of risk associated with your investing activities. […]

When The Things You Enjoy Are All Expensive

A few weeks ago, I had a conversation with an old friend of mine. She was telling me all about her winter trip to Bolivia (I think that’s where it was, anyway) and seemed really passionate and excited about all of it. After telling me, though, she paused for a bit and then said, “The problem with travel is that it’s so fun but when I come home it’s so depressing. […]

LastDollar January 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis, and February is “insurance month.” I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. […]

Got Extra Space in Your Home? Rent It Out!

    Do you find yourself dreaming of new ways to make extra money to pay-off your credit cards or your mortgage? Have you thought about how much it costs you to own your home? Now is the time to think about ways your home can make a profit for you. It is time to put you house to work for you and see if you can can get a little extra spending cash from doing it. […]

FMF March Money Madness, Round 1, Posts 37-40

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Financing to Make Money

Connie writes in: My husband and I are in great financial shape thanks to living well below our means for many years. We are in our mid 40s and have $300,000 in the bank along with no personal debts. We’ve been thinking about buying an apartment building in our area. There’s a person who may be selling a six unit apartment building for about $400,000. […]

Your Take: Is Working from Home a Good Thing?

One of the big stories this week was Yahoo CEO Marissa Mayer’s memo that would end “working from home” for all Yahoos by June. […]

The Citi Diamond Preferred Card: 0% Interest With Benefits

The credit card market is often divided into two segments. First, there are the no-frills cards that are used by those who have credit card debt and need the lowest interest rates. […]

5 Things 30-Year-Olds Don’t Have Enough Of

As humans, we tend to set up milestones for ourselves. It's fairly common to take stock at the end of each decade of life, and figure out what we need to do differently. One of those major milestones seems to be the age 30. At age 30, you are assumed to be moving forward with life. You're firmly in the adult world, but you might still be making the mistakes of post-adolescence. […]

Best Money Tips: Things Teens Should Do With Their Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on things teens should do with their money, keeping your receipts in order, and planning for a new financial paradigm. Top 5 Articles 5 Things Teens Should Do With Their Money — Encourage your teen to save and invest his or her money. […]

Ask the Readers: What can you do this month to earn an extra $150?

And here we are in March! We’d like to check in with a series of challenges to help us achieve some goals this year. In February, we gave you the challenge of giving up something (or a series of somethings) for one month to save $250. How did you do? […]