How are Master Limited Partnership (MLP) Dividends Taxed?

For the last few years, I’ve started investing in blue chip companies that offer nice dividends, as an alternative to high yield savings accounts (not a replacement alternative, more like a much riskier alternative), and one type of company I’ve stayed away from has been Master Limited Partnerships. […]

10 Frugal Tips You Haven’t Already Heard

If you’re a regular reader of my posts or Wise Bread in general, you already have a pretty good education on how to live a frugal lifestyle — the basics, if you will. Now it’s time for the advanced course. That’s why I’ve dug deep into my bank of frugal knowledge to pull out these money-saving nuggets. Peep the gems below and start saving savvier than ever before. […]

Get a Week's Worth of Dinners Out of One Chicken

I am a part-time vegetarian. Back when I was a starving student with a $40-a-month food budget, I discovered that cutting meat from my diet on weekdays was not only good for my wallet, it was also good for the environment and my health too. Meatless Monday (through Friday) has never been a difficult diet for me to stick to, as I love fruits and vegetables. […]

Adopting strategies to pay for big expenses

I like the idea of financial independence, and if I’d had my way, we would have started our family once we had college fully funded for each child. Plus, a healthy emergency fund, a do-I-want-to-be-a-working-mom-or-not fund, and a minivan fund. But I didn’t want to be 80 years old at my children’s high school graduations either. […]

Investments Worth Making With $50 or Less

Having an extra $50 in your pocket can be a blessing or a curse, depending on how you use it. You could do something fun and treat yourself out to a nice dinner, blow it on a lottery ticket in the hope of getting more money, or find many other ways to enjoy the extra cash. The spending possibilities are endless. […]

Best Money Tips: Define Your Fashion Style and Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on defining your fashion style and saving money, tips for effectively using layaway, and cutting winter costs and saving for the holidays! Top 5 Articles How to Define Your Fashion Style and Save Money — Save money while defining your fashion style by flipping through a magazine to see what you are drawn to. […]

Buy a Home You Can Afford With the Mortgage Suitcase Trick

Raise your hand if you’ve ever tried to stuff more than you really need into a suitcase. You begin with good intentions, wanting to make sure you have everything you need for your trip. You don’t really know if you’re going to need that extra sweatshirt, but you throw it in just in case. Before you know it you’re sitting on the lid of your overflowing suitcase just to get it closed. […]

Creative Life Planning Solutions For Retirement, Part 1

The following is an excerpt from the book How Much Money Do I Need to Retire? (60 Minute Financial Solutions) by Todd Tresidder. It is an easy and valuable read for anyone wanting to get an accurate estimate of their retirement number. […]

Cyber Monday and Mr. Rebates

Online retailers are kicking it up a level for Cyber Monday. One great way to take advantage of even more savings and make your holiday dollars go a little bit further is with a rebate portal like Mr. Rebates. Taking advantage of the extra savings is easy.  Instead of heading to your favorite store directly, you sign up for Mr. Rebates and click through to the store from within there.  Mr. […]

Leverage Competing Deals (329/365)

One of the best parts of living in a modern capitalist country is that, in many industries, lots of companies are competing for your business. […]

Be The Change You Want to See in Your World

“Be the change you want to see in the world.” – Mahatma Gandhi That Gandhi quote pops up in a lot of places. […]

A Helping Hand to the Poor

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. For the rest of the year I'm going to be highlighting verses relating to the poor on Sundays as a reminder of why I'm doing my $25k Red Kettle Challenge. Here are two for today: Proverbs 31:10, 20: Who can find a virtuous and capable wife? She is more precious than rubies. […]

Reader Stories: My strange love of stocks or: How I learned to stop worrying and love the Buffett

This Reader Story comes from Rick Lee. Rick commented on William Cowie’s post about investing, and several readers wanted to hear his story. So we reached out to him and asked if he’d tell us how he became a successful investor. Rick is a 40-something husband, father, retired chartered accountant, blackjack card counter, entrepreneur, aspiring chef, musician, and lover of travel, food and wine. […]

Ask for Introductory Deals, Even If You’re a Regular Customer (328/365)

Companies will sometimes offer astounding deals in an effort to acquire a new customer, because they know that once you’re a customer, the contract will keep you for a while and then inertia will often keep you for longer. Because of that, shopping around for a new provider for your cell phone service (or your internet service or your television service) can often result in getting a very good dea […]

Ten Pieces of Inspiration #101

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Abraham Lincoln on enemies and friends When you have someone that you’re in conflict with, you’re far better off finding common ground with that person and getting past the difficulty than you are letting the problem fester. […]

Best Ways to Make Extra Money: Smart Financial Moves

Today we're continuing my series on the best ways to make more money -- with a bit of a different spin on the topic.Sometimes making extra money is simply about making savvy financial moves. […]

Why we buy: The science of shopping

This is a guest post from J.D. Roth. J.D. founded Get Rich Slowly and now writes at More Than Money. Ready or not, the holidays are here and the shopping season is upon us. Although I wish I could convince you not to shop during November and December — I’m a fan of Buy Nothing Day myself — I realize I’m in the minority. It’s Black Friday. It’s Christmas. People are going to shop. […]

Black Friday: The Dark Side of Humanity

It is a sad commentary on our culture when not only are people willing to trample and hurt each other to scramble for what is perceived to be a “good deal” but when such trampling is glorified by the media. (Crazy people drive ratings, and ratings drive large advertising profits for the media!) No one ever saved money by spending money. […]

Avoid Long-Term Contracts (327/365)

Cell phone companies want you to sign a contract. It’s just a fact of life when picking out a cellular deal. It makes a lot of sense for the cell phone company. It locks in a revenue stream for them that persists for two years (and has a solid chance of being extended beyond that). The only way that stream can be interrupted is if someone pays an early termination fee, which can be sizeable. […]