How to Build Your Financial Foundation

Pouring the foundation is the first step in building a new house. Ensuring it is level, stable, and on solid ground is more important than any subsequent step in the building process. Your finances are no different. […]

Suggestions For Women Seeking a Raise

The New York Times is running a feature designed to help women negotiate for and receive a raise from their employer. Even in today’s progressive society in the workplace, women earn less than men for the same job, even after controlling for factors like time away from the workforce for childcare.According to the article, women take a different approach to negotiation than men. […]

Busting the Myths: Why Coupons Are a Valuable Part of Your Financial Arsenal

J.D. is on vacation in Alaska. This is a guest post from Tara Kuczykowski, who is introducing the basics of couponing to a new generation of coupon clippers through her money-saving blog, Deal-Seeking Mom. Tara is teaching readers across the U.S. how to stretch their budgets in order to make room for occasional splurges. […]

The Ten Worst Money Mistakes Anyone Can Make

If you enjoy this post and would like to receive free, daily suggestions on how to grow your net worth, you can subscribe to Free Money Finance using your feedreader and this link or get daily email updates using this link. I’ve said many times that success in managing personal finances is pretty simple: spend less than you earn over a long period of time. […]

529 Plans and Scholarships

As a followup to my recent post on common misconceptions about 529 plans, I just wanted to highlight an additional way to get unspent money out of the account without paying taxes or penalties. A sharp-eyed reader named Courtney asked: I’ve heard that if your child obtains a scholarship, you can withdraw that amount from the 529 plan without paying the 10% penalty. […]

Donate Your Body to Science or a Body Farm?

Here’s a departure from the usual fare. The following guest post is from Kosmo, an aspiring novelist, vehement opponent of the designated hitter, student of true crime who plays the keyboard for The Casual Observer – an eclectic, team-written web magazine. […]

Review: QBQ!

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. Contemporary culture constantly seems to push us to blame others. It’s the Republicans’ fault! It’s the liberals’ fault! It’s the art department’s fault! It’s your brother’s fault! Guess what? Casting blame on others doesn’t solve any problems. […]

Podcast 56: Bank Overdraft Fees and moneyStrands

Today’s episode of the Consumerism Commentary Podcast features two guests. First, Tom Dziubek talks to Preeti Vissa of the Greenlining Institute about the organization’s recent study on bank overdraft fees.Tom’s second guest is Atakan Cetinsoy, Vice President of Corporate Development and Personal Finance Products at the personal financial management website, moneyStrands. […]

Bargaineering 2010 New Graduate Guide

Welcome to Bargaineering’s 2010 New Graduate Guide! This entire week will be devoted to focusing on financial advice for new graduates. It doesn’t matter if you graduated high school, college, or graduate school, the information we present this week will help you get started on the right foot. When you start working, you will be inundated with a lot of information. […]

Reader Story: Learning to Read the Fine Print

This guest post from Joel is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. […]

The Seven Pillars of Financial Success, Pillar 1: Spend Less than You Earn

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The Bible discusses the keys to personal finance success quite plainly. If you read the book of Proverbs in particular, you'll see that the path to financial success isn't that difficult or extensive. […]

A Weekend Project for You

60% of Americans don’t have a will. When they die, at least some of what they hope of passing on to their loved ones will be eaten up by lawyers and distributed by judges. Pretty amazing what an hour of contemplation and an hour of document preparation can do. 47% of Americans have no life insurance. […]

Weekly Roundup: Not Enough Taxes

I’m sure you’ve heard about the TEA Party, “Taxed Enough Already,” and how they want change (if you haven’t, turn on the news!). Well, did you also know that, according to a USA Today’s article, we are paying the lowest amount of taxes in 60 years? […]

On Vacation with the Real Millionaire Next Door

I believe that money is a tool that should be used to help build the life of your dreams. After you’ve repaid your debt, saved for emergencies, and funded your retirement, anything you have left over is yours to do with as you please. I never thought I’d reach the “do with as you please” phase personally. It seemed like a pipe dream. […]

The Simple Dollar Time Machine: May 15, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Book Review: Confronting Collapse

Confronting Collapse: The Crisis of Energy and Money in a Post Peak Oil World by Michael C. Ruppert. We hardly talk about collapse here. Wise Bread is all about living large, while collapse mitigation is usually about living small. […]

The Predatory Nature of Student Credit Cards

The following is a guest post by Garrett Driscoll from Debt Eagle. When the first credit card was invented, it was all about convenience. In the 1950's a man named Frank Macnamara came up with the concept after forgetting to bring cash on a night out with friends. Always carrying money was cumbersome and a credit card solved that problem. […]

Questioning FAFSA: Free Application For Federal Student Aid

This guest post is brought to you by Ryan Ayres from The Financial Student, a personal finance site for teens, college students, and lifelong learners interested in the basics of personal finance. While the Free Application for Federal Student Aid was due months ago, the effects of it will be felt by college students for years. […]

Best Money Tips: How Being Late on Your Mortgage Affects Your Score

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you how many points a late mortgage payment will cost you, how early retirement might not be smart, and if you can really make any money chasing rates. Top 5 Articles How Being Late on a Mortgage Payment Affects Your Credit Score — Think it's just a little ding? […]