Pay Off Your Whole Credit Card Balance Each Month (127/365)

Credit cards are like sharp knives. They’re wonderful tools, but they can damage you badly if you use them incorrectly. Whenever I hear from someone who is having trouble paying their credit card bills and is struggling to keep their head above water, I encourage them to lock down their credit cards. Cut them up. […]

10 Things You Can Give Your Network

One of the keys to making the most of your career is to develop and grow a healthy network. But when some people hear the word "networking", they think of the old-time, sleazy definition of the word -- the "using" others in a what's-in-it-for-me fashion. That's not the sort of networking that moves your career ahead. […]

British Airways Visa Signature Card from Chase Review

If you’ve ever flown British Airways long-haul from the U.S. to London, you’ve probably lingered when walking past those sleeper seats in the “Club World” section. They don’t just recline, they lay fully flat. You won’t run the risk of a small child kicking the back of your chair for hours before you endure the endless escalator rides at Heathrow. […]

15 Low Cost Weekend Activities Without Leaving Home

Have you read the other two parts of this series? In the first article we looked at a few weekend activities that cost little or no money. In the second article, we looked at ways to make more costly activities more affordable. In this article, we’re going to look at 15 ways to have fun without leaving the house. […]

Average Price of a New Car?

Having just bought two cars in the past month, I was interested to read a handful of interesting car-related tidbits this weekend. For starters, the average price of a new car or light truck in April was just a shade over $30k. […]

Why I Don’t Use Coupons

There’s been a lot written about how coupons can be used as tools to save money. Indeed, the show Extreme Couponing highlighted how some of the most vigilant of couponers could save hundreds of dollars — or more — on shopping trips. Even if you aren’t going to extremes with your couponing, it can seem like a good idea to many to clip a few coupons a week. I, however, am not one to use coupons. […]

Refrigerator Inventory: 5 Steps to a freshly frugal fridge

Tasty Trash: The $55 million Squawkfox Food Waste Challenge is a series aimed at helping your family save up to $1,500 this year by reducing food waste. The environment may also thank us. To start from the beginning, read the introduction. Your cool fridge is likely a hotbox for food waste. […]

Consumers Want Easier Online Payments

Yes, it’s frustrating to need to reach for my wallet and type in my credit card number every time I want to complete a purchase online. According to a recent MasterCard and Harris Interactive survey, 58 percent of consumers agree with me. Consumers even abandon their online shopping carts when the check-out process requires too much effort. That might be good news for consumers. […]

Help a Reader: Investment Opportunity

I recently received this email from a reader: I just finished a meeting about fixed index universal life insurance.  I have not heard of it before.  It has been around for about 12 years.   How it works in my example:  41 years old invests $6,000 a year for 25 years ($150,000 invested). At that time I start taking out $40,000 a year for life tax free. […]

Reader Mailbag: Houseguests

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Junk mail and postal employees 2. Defaulting on national debt? 3. Tax liens 4. Coffee frugality tip 5. Charity calling list removal 6. Worried about retirement 7. Car shop ramps up quote! 8. Smarter Bank? 9. […]

How to Prepay Your Mortgage

One of the downsides of listening to Sirius XM radio is that you start to hear the same commercials over and over and over again. It’s one of the reasons why I thought to do more research into stock loss companies. […]

From the Trenches: An Update on My War on Stuff

Though our divorce is final, Kris and I continue to see each other about once a week. We have lunch or dinner together, and sometimes we do chores around the house. One big chore is approaching: We’re going to hold a joint garage sale to purge our lives of some of the Stuff that has accumulated over the years. […]

50 Great Things to Do With $50

There’s not much you can buy for a dollar these days, but 50 big ones can still score you something pretty decent. From funding in a Kickstarter campaign to updating your kitchenware to pampering your pet, here are 50 ideas on how you can spend half a Benjamin and not feel too bad about it. (See also: 10 Smart Things to Do With $25) 1. Pick Up a Nice Bottle of Wine Stop drinking the cheap stuff. […]

5 Ways to Save Money on New Flooring

As a financial planner, you're probably wondering why I would be in a position to give you flooring advice. Personally, I don't blame you. Prior to building our dream home a few years ago, I didn't know squat about flooring. […]

Best Money Tips: Ways to Improve Your Next Flight

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to improve your next flight, lies you shouldn't tell your interviewer, and how to get the best deal on your new car. Top 5 Articles 8 ways to improve your next flight — Make your next flight more tolerable by bringing watery snacks with you on the plane. […]

10 Awesome Money-Making Hobbies

Starting a full-time small business is a process of blood, sweat, and tears; why not choose, instead, to take your existing hobby and use it as a little side hustle? Most life-long passions are a way to unwind and sharpen your skills. These ten also happen to have the ability to pad your budget! (See also: Make Your Hobby Pay Its Way) 1. […]

The Truth About Internships

The following is reprinted with permission from All Work, No Pay: Finding an Internship, Building Your Resume, Making Connections, and Gaining Job Experience by Lauren Berger, copyright © 2012. […]

Know Your Credit Report and What It Means (126/365)

First and foremost, ignore those ads from freecreditreport.com and freecreditscore.com and the like. Ignore them. All they do is require you to sign up for a service you don’t want in order to get something that you can already get for free through the federal government. The federal government’s real site for getting your credit report is annualcreditreport.com. […]

Podcast 159: The 7% Solution

Today on the Consumerism Commentary Podcast, Jay Frosting speaks with John Graves, author of The 7% Solution: You Can Afford a Comfortable Retirement. They discuss the unique challenges baby boomers face when planning for retirement. Consumerism Commentary Podcast The 7% Solution: S07E03 / 159 jQuery(document).ready(function($) { $('#wp_mep_7').mediael […]

Three Things

When I was about fourteen, I watched a cancer-stricken Jim Valvano give an amazing speech at the 1993 ESPY Awards. That speech has stuck with me ever since. Here’s the speech in its entirety: The part that always got to me was near the start of the speech: When people say to me how do you get through life or each day, it’s the same thing. […]