How to Be a Good Thrift Store Shopper

Thrift Shopping the Right Way Oh how I love a good thrift store.  The Goodwill in Seattle was as large as the biggest department store I’ve ever stepped foot in.  There were literally aisle upon aisles of merchandise to choose from.  The book section was impressive.  Everything was organized by genre.  Imagine my excitement to find not one, two or three titles I wanted to read but dozens upon doze […]

5 Creative Uses for Stale Cereal

With five kids in my house, boxed cereal is a staple for breakfast — and, once in a while, even snacks. I’d like to say that we use up every toasted flake of cereal in the most efficient manner, but this is not the case. Depending on the flavor of cereal, some of it goes stale before it can all be eaten. […]

Credit Cards On Pause

When my wife and I decided to get out of debt, we did three things. First, we created a simple to use zero-based budget. Second, we established an emergency fund. Third, we stopped using our credit cards. Essentially, we put them on pause. We didn’t cancel them and we didn’t cut them up.  Instead, we simply stopped using them. Here are the details: Why did we stop using our credit cards? We were s […]

ChexSystems: What It Is, and How It Can Make It Difficult for You to Open a Bank Account

ChexSystems provides financial institutions with information about how responsible you are with your bank account, and derogatory entries on your report can cause denial of applications for bank accounts and other banking products and services. […]

Taking stock of 2012

This post is by staff writer Honey Smith. For me, the end of the year is a time to take stock of where I’ve been. This not only helps me identify (and celebrate!) my accomplishments throughout the year, it helps me identify and prioritize new goals. I’ve already met the short-term of my recently identified financial goals. […]

Best Money Tips: Best Life Hacks of 2012

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar article on the best life hacks of 2012, how to save on your electric bill, and ways to make extra money. Top 5 Articles 25 Best Life Hacks Of 2012 — Easily distinguish your keys from one another by painting them different colors with nail polish. […]

Best Christmas Tips from Wise Bread [Infographic]

Link for teaser title:  http://www.wisebread.com/node/959853 From making your own cards to making gifts for foodies, kids and pets, Wise Bread offers dozens of tips for saving money this holiday season. […]

Price Matching at Best Buy

Remember our discussion of "showrooming", the practice of looking at/checking out a product at a store, then leaving and buying it cheaper online? It was quite a lively conversation! Well I recently had an experience with it and wanted to let you know how Best Buy handles it.I got a new phone in early December and needed a case for it. […]

Personal finance boils down to recognizing good deals in context

When I registered MightyBargainHunter.com back in 2003, I had in mind a website that would offer up ways to buy things for less.  All well and good, but then I got to talking about broader topics like personal finance, debt reduction, frugal living, real estate, and even the economy after I transferred the site over to the WordPress platform in 2005. […]

What Is Your Biggest Financial Concern Today?

I am preparing for a possible media appearance on a program broadcast across the world. I’ve been reading a number of news stories as well as comments from readers in order to get a sense of what Americans are concerned about today. One of the biggest issues seems to be the so-called fiscal cliff. […]

Use the Peak-End Rule (352/365)

The “peak-end” rule is a tactic that can not only maximize the value you get out of your vacations, but it can maximize what you get out of almost anything in life. […]

Frugal Gift Giving: Trading Your Skills, Talents, and Time

Shopping for holiday gifts for your family, friends, children’s teachers, service providers, and neighbors can leave you and your wallet exhausted. Do you really know everyone on your gift giving list well enough to buy them a thoughtful present? Most likely the answer is no, so you probably resort to giving cash. […]

10 Small Christmas Gifts to Have on Hand in an Emergency

One of the most difficult situations that can arise is when someone gives you gift — and you have nothing in return. One of the ways you can get beyond this is to keep small Christmas on hand for just such an emergency. These small gifts can be wrapped ahead of time, and even fitted with a tag that you can fill in later, when you have a minute to excuse yourself. […]

Naked With Cash: Anne and Matt

In January, Consumerism Commentary will begin the Naked With Cash event and series. Several Consumerism Commentary readers will share their financial reports and analyses at the beginning of each month, with insight from financial planners and other experts. […]

Best Money Tips: New Baby Checklist

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on what you'll need for a new baby, things that are worth the money, and how to cure your shopping addiction. Top 5 Articles A New Baby Checklist - What You'll Need! — You will need onesies, a changing table, a baby monitor, and more if you are having a new baby! […]

Getting Through the Valley

Whenever someone takes on a goal, they tend to go through a few phases. At first, there’s the honeymoon phase, where the person is enthusiastic about what they’re working on. They’ve got a clear goal, one that they’re sure is going to change their life. The steps to achieve that goal seem fresh and new, and they can often see real results from those steps. […]

5 Ways to Snag Holiday Travel Deals

Heading ho-ho-home for the holiday season can also mean going bro-bro-broke thanks to high travel costs. Even as prices on airfare, hotels and rental cars steadily increase, there are still deals says Jean Chatzky, author of eight finance books including “Money Rules: The Simple Path to Lifelong Security” and host of the personal finance show, “Money Matters with Jean Chatzky,” on RLTV. […]

Ask the Readers: How Do You Save on Holiday Travel?

We are officially in the midst of the holiday season and many of us have travel plans! Whether you are headed to family or friend's homes for the holidays, if you are traveling chances are you are trying to figure out how to save on your holiday travel plans. […]

11 Ways to Have Fun at Your In-Laws

Visiting in-laws can seem like competing on "Survivor." You have to learn to thrive in a foreign environment amid unfamiliar ways. Though I have never been on a reality television show, I have made numerous visits to the homes of my husband's family, just the two of us in the beginning and later accompanied by children. I have learned survivor-like skills such as how to accept and overcome chal […]

Money in a savings account continues to be a wise move

The Empowered Dollar had an enviable problem.  She had enough cushion in savings for repayment of student loans. In the end, she decided to split the difference between paying off her student loans and depleting her savings.  She “couldn’t bear to part with all” of her savings. For my two cents this was a very wise move.  She solicited a lot of advice and considered it carefully.  (I didn’t give a […]