Bank Transfer Day: November 5, 2011

Kristen Christian has declared November 5, 2011 to be Bank Transfer Day. Fed up with the big banks’ claims that regulation would make the institutions unprofitable, and with research to back that up, Kristen started a movement on Facebook to encourage more people to withdraw money from large banks and use these funds to open accounts at non-profit, member-owned credit unions. […]

The Psychology of Paying Off Debt

Moneyland does a great job of detailing the psychology of paying off debt, telling why the debt snowball (listing and paying off debts from least owed to most owed) is often more effective than the statistically better listing and paying off all debts from highest interest rate to lowest. The summary: The debt snowball method has vocal detractors who complain that the math doesn’t make sense. […]

Social Security Cost of Living Adjustment for 2012 – 3.6%

On several occasions, when playing golf with my good friend and his dad, the dad has joked about how he hasn’t gotten a raise in three years. He’s semi-retired and is getting Social Security payments and his “I haven’t gotten a raise” joke is in reference to how Social Security hasn’t gotten a cost of living adjustment (COLA) in three years. […]

Two Big-Bonus Credit Cards (Limited-Time Offer)

Don't forget there are two big-bonus credit card deals currently available that can earn you over $1,400 combined. For details, see my post Two Free Flights on Southwest Airlines (Over $800 Value). The one specifically is a limited-time offer, so I'm posting this reminder for those of you who may need it. […]

The Simple Dollar Weekly Roundup: Future Plans Edition

This past week, I spent several hours putting together a detailed plan for some interesting things for The Simple Dollar through the end of 2012. Instead of focusing strictly on the writing (as I often spend my time doing), I stepped back and tried to look at the bigger picture. What do I have already available to me that would be of value to my readers? […]

Boost Your Human Capital: Get Involved and Volunteer

Consider your personal human capital as an addendum to your net worth when evaluating your overall worth. While your net worth is a good financial measurement, your human capital is a good predictor of how you’ll handle opportunities to grow in the future. In an unsteady economy, those with better developed human capital have an advantage. […]

Why Pay Debit Card Fees? Changing Banks, or Not

This post is from staff writer Sarah Gilbert. Bank of America will soon be charging $5 per month for consumers who use its debit cards to access the money in their accounts. […]

American Express Small Business Saturday 2011

Small Business Saturday, the easiest way to “make” $25, is back for it’s second year. Smack in between Black Friday and Cyber Monday, Small Business Saturday was American Express’s promotion in which you could get a $25 statement credit if you spent at least that much at a “small business” that day. […]

20 Household Uses for Pantyhose

Have extra pantyhose or stockings lying around your closet? If you’re anything like my fiancée, you have at least 30 pairs of unworn nylon stockings clogging up your drawer. Here are 20 great ways to use them around the house. (See also: 17 Ways to Use Old Newspaper) 1. Remove Nail Polish Cut your pantyhose into small strips and substitute for cotton balls. 2. […]

12 Cheap First Date Ideas

My husband and I celebrate our third wedding anniversary this week, and it’s had me reminiscing about all the fun dates we’ve been on together through the years. […]

Stamp Prices: The 2012 Increase

In yet another attempt to stanch the flow of red ink, the US Postal Service plans to increase first class stamp prices from $0.44 to $0.45 on January 22nd, 2012. […]

Snow Patrol: Winter Driving Safety Kit Must-Haves

I grew up in the Midwest, where winter preparedness is something between a religion and a science. Midwest winters are a combination of unpredictability, brutal temperatures, and roads paved with black ice. Having the proper winter gear for our cars isn’t just about avoiding inconvenience; it’s about survival, and there are a few essentials we think every driver should have. […]

Two Ways You Could Be Sabotaging Your Retirement

US News lists five ways you could be sabotaging your retirement but I want to share and comment on just two of them. Here's the first: Not negotiating better pay during the hiring process. In this economy, it's easy to be grateful for even having a job. But you are definitely short changing yourself if you don't negotiate for higher pay once an employer presents a job offer. […]

Best Money Tips: Save when Having a New Baby

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to save when having a new baby, saving cash with your credit card, and how to be a better investor. Top 5 Articles How to Save when Having a New Baby — Save money when having a new baby by buying a car seat that faces both forwards and backwards. […]

Reader Profile: Mr AtoZ

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Two Free Flights on Southwest Airlines (Over $800 Value)

As you know, I prefer cash back credit cards. I keep a list of what I consider to be the best cash back credit cards for readers to check out at their convenience. I have also detailed what exact cards I use and how I use them.However, I also know that different people have different spending patterns, goals, preferences, etc. […]

Why I Love My Amex Delta Platinum Card

I’ve sung the praises of my Amex Delta Platinum Card in the past, but today I woke up to an e-mail that made me fall in love with it all over again. As I noted in my post about credit card rental car insurance, I’ll be traveling later this week. Well, guess what? That’s right… I just got upgraded to first class for a cross-country flight. Woohoo! […]

Kids & Money: Frugal Halloween Costumes

I have a confession to make. I buy my son’s Halloween costume each year (one of those costs of raising children that I choose to pay). In fact, we just found a $20 costume for him on eBay. However, I know it’s possible to create your own costumes on the cheap. In fact, my mom still has the costume box that contains all sorts of elements that can be used for creating great Halloween costumes. […]

The Best Financial Advice I’ve Ever Received

People frequently ask me to share the best piece of financial advice I’ve ever received. Most recently, this was a common theme at the Financial Blogger Conference in Chicago. One company in attendance, creditcards.com, filmed and edited a video of various personal finance bloggers sharing their best piece of financial advice. […]