Credit Unions Successfully Woo 650,000 New Customers

Bank of America has given into the pressure of losing more than just a few unprofitable customers, canceling its planned $5 monthly debit card fee. The damage, not just to Bank of America but to retail banking overall, has already been done. […]

TreasuryDirect Changes Security Features – Easier Account Access?

Guess what? It just got easier to access your TreasuryDirect account. If you’re not familiar with TreasuryDirect, it’s a website run by the US Treasury which allows individual investors to make direct purchases of Treasury securities. […]

Average Family Could Earn Over $600 in Cash Back Rewards Each Year

While doing research on the PerkStreet 2% cash back debit card, I ran into this from their website: For the average American family, it adds up to a lot of cash back. According to data from the U.S. Bureau of Labor Statistics, the average household spends $601 per week on things that could be put on a debit card, like utility bills, gas, and groceries. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Creative ways to help a charity without spending any money. Enjoy! […]

Reader Mailbag: Clock Confusion

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. The price of tea 2. Preemptive computer replacement 3. Retirement account confusion 4. Secret Santa thoughts 5. Infrared heaters 6. Investing in I-bonds 7. Children and television 8. Health and weight management insight 9. […]

Spreadsheet For Children’s Savings – Encourage Kids To Save

I recently created a spreadsheet to help my son track his savings.  He has moved beyond the simple three-jar setup that we used for his older sister – and I recently helped him open his very own Kids Savings Account from ING DIRECT. He really digs updating the spreadsheet, which helps him visualize just how much money he has saved.  Kids are visual – and explaining the concept of an online savings […]

Quick Ways to Improve Your Credit Score

Like your weight, your credit score isn’t something that you can safely change overnight. It takes months and years of responsible credit usage, regular payments, and living within your means. […]

The Economics of Country Mouse vs. City Mouse

This post is from staff writer April Dykman. I’ve lived in a small town for most of my life. The drive home includes steep hills with panoramic views and winding country roads that ramble past ranches and wide-open fields. But I didn’t always have positive feelings about the country life. In high school, I hated it. […]

4 Ways Procrastination Can Cost You

If the early bird gets the worm, the procrastinator gets the shaft. Here's why. […]

Do You Feel Entitled To Money?

One of the biggest obstacles for those who are trying to save money and pay off their debt is their notion that they are entitled to money. They look at celebrities or their neighbors and want what they have. […]

5 Things to Do With Your Coffee Beans

I once walked into a coffee house where all the art on the walls was made from using coffee bean grounds as watercolor paints. Very cool if a little monochromatic — and aromatic, I might add. Upcycling old used coffee beans and grounds into art! […]

Best Money Tips: Save on Event Tickets

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on saving on event tickets, household items with unique uses, and ways you can save money right now. Top 5 Articles Save Money On Concert & Event Tickets — Save money on event tickets by opting out of ticket insurance. […]

How to Switch Banks

American banks aren't the most lovable of institutions. It's no wonder that the American consumer is sick and tired of low interest rates on savings accounts and sky-high ATM fees, to say nothing of the disappearance of free checking. […]

Six Unusual Ways to Save at Club Stores

Those of us who belong to club stores (FYI, I get my Costco membership paid for by my employer as a very nice perk) know that if you shop them correctly you can save a good amount on a whole host of food-related products. […]

Price Check Experiment: Are generic drugs worth it?

Every pharmacy and big box store seems to boast their own unique line of generic over-the-counter drugs and remedies these days. It’s impossible to miss these products since they’re often placed right next to their big brand name brothers on store shelves. But are these generic drugs worth it? […]

Review: The Finish Rich Workbook

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I’ll be the first to admit that personal finance workbooks never really clicked for me. […]

Podcast 133: Laughing at Wall Street

Today on the Consumerism Commentary Podcast, Bryan talks to Chris Camillo, author of Laughing at Wall Street: How I Beat the Pros at Investing (by Reading Tabloids, Shopping at the Mall, and Connecting on Facebook) and How You Can, Too. Chris advises avoiding standard Wall Street advice and focusing on social networks, personal shopping research and pop culture for discovering investment ideas. Co […]

Using A Personal Cash Flow Statement To Track Finances

They say that cash is king. The income statement and balance sheet are the granddaddies of financial statements, but it’s the cash flow statement that determines if you can pay your bills in the short term. […]

Online Financial Tools and Security

A long while back (was it really 2008), I wrote an overview of the web-based personal finance tools available at that time. I didn’t really give a strong recommendation to any of them, though I did end up serving as an advisor for a time with Wesabe. Today, Mint.com is clearly the frontrunner in this field, but there are many other services that offer similar financial tools via the web. […]

Should the Poor Give?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The members of the Christian Financial Alliance recently addressed the issue of whether or not the poor should give. […]