How to Keep Your Job With High Unemployment Rates

6 Tips to Help You Increase the Chances of Keeping Your Job Unemployment continues to remain high and jobs are hard to come by. The national average is still over 9 percent while many areas are being hit with unemployment rates of about 10 percent. Think about that for a minute. One out of every ten people you know is likely to be without a job. If not now, but possibly in the near future. […]

Year End Reminder: Rebalance Your Portfolio

As the end of the year approaches, take a break from stressing about the holiday season by getting your personal finances in order. It’s a great time to finish your charitable contributions and adjust your 401(k) contribution. It’s also better to fund your IRA now than it is to wait until the April deadline. […]

Tipping for the Holidays

Consumer Reports lists a chart on how people tip, who they tip, and how much they tip during the holidays. […]

Saving Pennies or Dollars? Canning Beans

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

The Santa Index: How Much is Santa Worth?

Every year around Mother’s Day, looks at the role of a typical mother in a typical household and calculates an annual salary based on the market rates for the various jobs she does. Using the Mom Salary Wizard, I determined that the media salary for a mother of two school-age children living in my town is over $134,000. […]

Avoiding Competitive Shopping For Fun and Profit

This post is by staff writer Sarah Gilbert. As a personal finance writer and editor, I have watched many a Black Friday with a mix of fascination and horror. […]

Wal-Mart Netflix Class-Action Settlement

In 2005, Wal-Mart and Netflix made a deal. Wal-Mart would kill its DVD rental subscription service and push customers towards Netflix. Netflix wouldn’t sell DVDs and would instead tell folks to go to Wal-Mart. It was a win-win deal for both companies. […]

Ask the Readers: What is Your Favorite Part About the Holidays?

The holiday season is upon us yet again. Chances are you can’t go anywhere without hearing Christmas music, seeing holiday decorations, and receiving constant reminders about how you must get your shopping done. While the holidays can be overwhelming, everyone has something they always love about the holiday season. What is your favorite part about the holidays? Is it spending time with family? […]

How to Spend Almost Nothing on Gifts This Year

It’s that season again, when your wallet starts to feel lighter and every purchase means a big nasty surprise when the credit card bill rolls around in January. I am not against spending money for gifts at the holidays — after all, this is the one time of year when people are spending money on others rather than on themselves. […]

Put Off Saving for Retirement

Here's an unpopular idea. Everybody knows that you should start saving for retirement as early as possible, because everybody's seen the calculation where you put aside a few dollars every month starting at age 20 and with compound interest have a huge amount by the time you're 65. […]

Best Money Tips: Working Out During the Holidays

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on working out during the holidays, kicking bad habits to the curb, and teaching kids about giving back. Top 5 Articles Five Creative Holiday Workouts — Instead of running off to a workout by yourself, suggest a family game of football, soccer, or basketball. […]

Tech Life: 8 Reasons Why You Shouldn’t Be an Early Adopter

Early adopters of new technology are, God love ‘em, those folks who are the first to embrace manufacturer innovations in the marketplace. In my day, they were first family on block to get a microwave or a VCR. Today, they’re the first to have an LCD TV or smartphone. These are the consumers that manufacturers dream of and often cater to. […]

The Value of a College Degree is $1 Million -- Can Be Much More if You Work At It

MSN says that the value of a college degree is $1 million. The details: The Census Bureau has taken a new stab at answering the age-old question: Just how much is a college degree worth? […]

Reader Profile: RJ

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

The Indirect Connection

A few months ago, a friend of mine bought a used car to replace his worn-out beast from the mid-1980s. I was impressed when he told me he had paid cash for it. I was even more impressed when he told me how he bought this used car. His method was simple. He didn’t go to a dealership or shop on the internet for his car. […]

Are You Prepared for a Disability?

If you believe the hordes of studies that take on the subject of human behavior, you have probably noticed a consistent trend: What Americans think and what Americans do are two very different things and our ideas about our uncertain future are no exception. A 2010 study found that when it comes to our health and how it affects future employment, we have some rethinking to do in our lives. […]

Frugal Christmas: 15 Gifts for Under $25

Looking for just the right gift at just the right price? There are a number of frugal gift options that can really make your loved ones’ Christmas. […]

Christmas dinner on a Scrooge budget

It’s that time of year again when the only thing that’s stretched tighter than our budget is our nerves. […]

Shopping Local vs. Shopping Locally

Do you make a point of shopping locally? What about shopping local? While they might sound same, there’s an important distinction — at least in my mind. When I say “shop locally,” I’m referring to the practice of buying from stores in your community. […]