What to Eat Every Day: A Month of Frugal Meals

I have planned menus for the duration of my marriage (nearly 31 years). Every Saturday morning, I do a couple of things. First, I make a fresh cup of coffee. Then I get out a piece of paper and a pencil, and I start planning my week’s menus. The following method works for me and has enabled me to stay within a household grocery budget for years. […]

Best Money Tips: Save on Wedding Expenses as a Guest

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on saving on wedding expenses as a guest, strategies to lower your healthcare costs, and making extra money this holiday season. Top 5 Articles 6 Tips to Save on Wedding Expenses as a Guest — Are you attending a wedding as a guest? Save on expenses by splitting costs with someone else. […]

6 Dumb Things Employment Recruiters See People Do

Back in the day I used to work as a "headhunter" for companies on a national basis. It certainly was an eye-opener to discover what people will or won’t say when it comes to the hunt for a good job. It always surprised me that so-called professional people seeking six-figure incomes kept making the same juvenile mistakes over and over when looking for a new job. […]

Reader Profile: RL

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Department store shopping isn’t that different from grocery shopping

As far as the landmines go, anyway. This article (well, slide deck) on MSN Money discusses seven things stores don’t want you to know.  Seven tricks, and seven pieces of advice from experts on how to overcome them: The lure:  Tastefully done and attractive  displays with high-markup items.  The cure:  Stick to a budget and a list.  Seems just like:  Attractive end caps and sticking to a grocery b […]

Don’t Buy Any Item in the Checkout Aisle (315/365)

Grocery store designers are smart people. They know that when you check out with a cart load of groceries, you’re going to be standing in that spot for a while. They also know that sometimes you’re unfortunate enough to have children with you. Thus, they stock the checkout aisle with things that are perfectly selected for you to just toss on the conveyor without a second thought. Magazines. […]

Fleeting Moments

A few days ago, I watched some old home videos. I watched a video of our wedding day. We looked almost impossibly young in that video. We were freshly out of college and the love we had for each other on that day still shines brightly. I saw the video of the day our first child was born. I was almost scared to hold him. […]

Thinking of the Poor

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. For the rest of the year I'm going to be highlighting verses relating to the poor on Sundays as a reminder of why I'm doing my $25k Red Kettle Challenge. Here are two for today: Psalm 112:9 (NLT): They share freely and give generously to those in need. […]

Reader Stories: When is a lifestyle upgrade OK?

This post is from CYH, who is about to become a graduate student in another country so she’s examining her lifestyle carefully. This story is one of our Reader Stories series. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. […]

Get Amazon Prime on a Monthly Basis

As a followup to yesterday’s post about holiday shopping, I just wanted to point out that Amazon has started offering Amazon Prime on a monthly basis in addition to their usual annual plan. Here’s the deal: You can either sign up for an annual plan at $79/year or you can sign up for a monthly plan at $7.99/month. […]

Only Buy the Specific Item(s) You’re Shopping For (314/365)

Yesterday, I mentioned the idea of using a “time limit” to keep yourself from spending too much time in a specific store. It’s a tactic I find useful, particularly when I visit a store that’s full of temptation for me where very few things are items I actually need, like a bookstore. In other stores, though, I find such a “time limit” to be difficult. […]

Ten Pieces of Inspiration #99

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Best Ways to Make Extra Money: Sell Yourself

Today we're continuing my series on the best ways to make more money and it's going to take a unique turn. This post will list ways you can sell parts of yourself – legally – to make a little extra cash. Not that these ideas are for everyone (or even most people), but at least they'll get a conversation started. […]

Health insurance options for the self-employed

This is a guest post from Joanna Lahey, an associate professor of economics at the George H.W. Bush School of Government and Public Service at Texas A&M University and the National Bureau of Economic Research (NBER). The opinions expressed in this post do not necessarily reflect those of the aforementioned institutions. This is the third of four articles on health insurance. […]

Twelve ways to save money on groceries

With grocery prices expected to go up due to the unseasonable drought, you can expect to pay more for food. I’ll help you cut your grocery bill by sharing my top twelve ways to save on groceries. No extreme couponing necessary! Buy generic brands. Store brands tend to be less pricy and are sometimes manufactured in the same facilities as well-known brands. BYOB. […]

The Best Times to Score Holiday Shopping Deals

Today marks two weeks until Black Friday. Are you ready? While I’ve never been much of a Black Friday shopper, preferring instead to laze around and take the day off, I know that many of you love thrill of the chase. If you’re in the market for electronics, you can get some screaming hot deals on Black Friday. […]

Set a “Time Goal” When You Walk in the Door (313/365)

As I’ve mentioned many times before, when I walk into a bookstore, I can easily get distracted and find myself with my nose in one book or another. I’ll walk in, intending just to spend a few minutes, and find myself an hour later sitting in a reading chair surrounded by books. I dawdle. I browse. I find interesting new books I just can’t live without. […]

When You Can’t Afford All the Stuff You Want

If I had infinite money, I can think of a few things I would buy. I’d own some land in the country with a nice house on it, probably with a gaming room and a library (in other words, space for my big hobbies). I’d probably own a newer car than our current Pilot, which is pushing ten years old. There are smaller things, too. I would buy more original artwork for our walls, for one. […]

Your Take: Your Favorite Information Curation Sites

Every single morning, I wake up and I look at a handful of sites that do the hard work of finding useful news and information on the web. Years ago, I used to load up CNN Money and sites like that, scan by RSS aggregator for stuff, but I’ve always left feeling I got a big dose of “this is what you should care about” rather than what I actually cared about. […]

Ask the Readers: What is your favorite ‘no-money fun’?

This is a guest post from personal finance writer Gwendolyn Pearce. While I’ve never seen J. Lo. wearily balancing her checkbook in the “Celebrities are just like us” section of the tabloids, I assume most of us deal with frugality burnout occasionally. […]