Citi 2G Credit Cards

Back in September I wrote about Dynamics Inc’s Card 2.0 and their newest credit card technologies. It turns out that Citi will begin rolling out some of these cards in what they call Citi 2G credit cards. […]

My Recent New Car Purchase

I thought this would be a good post to follow the one this morning on why I buy new cars. Last month (at the end of October), I finally bought a new vehicle: a 2011 Toyota Highlander. I detailed the cars I had been looking at and why on my post titled What to Do When Your Car Reaches 100,000 Miles (see that post if you want/need specifics.) In the end, the Highlander was the best option for me f […]

Making It All Work – Getting Perspective

This is the eleventh entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. […]

Best Money Tips: Looking for Scholarships

Welcome to Wise Bread's Best Money Tips roundup! Today, we share tips to help you make the most of a scholarship search, a list of must-haves for living out of a suitcase, a tasty way to use up leftover ingredients, and more! Top 5 Articles Free Money for College? […]

A Return to the Gold Standard

Robert Zoellick, president of the World Bank, is concerned about the future of our global monetary system. Once upon a time, every dollar in the United States needed to be backed by gold and silver because these metals were said to have intrinsic value. If the world is losing faith in the U.S. […]

Change Your Life with Storytelling

The most powerful tool that marketers use to sell you things is one that you can snatch from their grasp and turn to your own use: Telling stories. I first discovered this tool back in the 1980s in the catalogs of Banana Republic and J. Peterman. […]

The 254th Festival of Frugality – It’s Hard to be Frugal During the Holidays

Can you believe it’s already the second week of November? Thanksgiving is just a few weeks away and then we’re full-swing into the holiday season. It’s a wonderful time of year, but it’s probably one of the most difficult times to be frugal. We’re entertaining, taking time off of work, visiting family, and often pressured into buying gifts. […]

Underpaid? Here’s How to Fix It.

Are you underpaid? If yes, are you prepared to do something about it? The folks at GetRaised.com are willing to bet $20 that you’ll have your raise inside of six months with their help. Find Out Where You Are on the Pay Scale By simply inputting your career, location, and income data, GetRaised will tell you if you may be underpaid or not. […]

5 Hi-Tech To-Do Lists: Get It Done!

While I still have those days where I write all of my important tasks on the back of an envelope or on my refrigerator white board, my most solid planning is done with a more technological flavor. Whether I’m at my desk, checking up on things with my iPhone, or utilizing cloud applications from a friend’s PC, the options for managing a busy […]

How Homeowners Beat Renters in a Down Housing Market

I’ve been talking to a lot of people lately about home values. Many homeowners have seen their homes fall in value and they talk about how much money they’ve lost, how they can’t leave the house to seize other opportunities, how they won’t be able to sell for decades. In all the discussions, it seems there’s one thing that people focus on – purchase price. […]

The Coming of the Shopocalypse

This post is from staff writer April Dykman. Brace yourselves — the Christmas-shopping season is upon us. In fact, it’s been upon us since October at least, when I saw an early-bird Christmas shopper guide for the “it” gifts in 2010. […]

Do You Need Umbrella Insurance?

While surfing the web this past week, I came across an article on umbrella insurance and why some people should get it. I was curious, so I decided to look into it a bit more. I don’t personally know of anyone who has an umbrella insurance policy, but then again I don’t go around asking people about their insurance coverage. […]

Why I Buy New Cars

Every once in awhile, I get a question like this: I'm actually quite surprised you are considering getting rid of your current car and even more so that you are considering purchasing a NEW car! I'm in a similar situation with a '97 Honda Accord with 110,000 miles but highly doubt I would buy a new car. […]

Ask the Readers: What About Money DON'T You Know? (Chance to Win!)

Think you have ALL the answers? Chances are good that you don't! All of us have a chance to learn more than we already know, especially when it comes to money. Maybe you're unaware of the tax laws that could save your business money. […]

Help a Reader: Investing a Lump Sum

Here's an email I recently received from a reader: My wife and I are looking to max out our Roth IRA's for 2010 with one lump sum payment of $10k sometime before the end of this year. […]

When Customer Service Goes Awry

Recently, the credit union that handles our home mortgage had a bit of an issue. They called us up to inform us that our homeowners insurance had been cancelled, which was incredibly awkward considering we pay into an escrow account for our insurance and our insurance payments are taken straight from that account. What happened? […]

Carnival Hosts Needed

If you're a personal finance blogger and would like to drive some traffic to your site, do I have a deal for you. :-) I'm looking for the next round of hosts for the Best of Money Carnival.  It features only the ten best (in the opinion of the carnival host) money-related posts of the week -- giving readers the best of the best in personal finance. […]

S-Corporation Designations: Why and How

Last year, I mentioned my accountant saved me $15,000 by re-classifying my self-employment income from a limited liability corporation (LLC) to an S-corporation. I glossed over the process; in fact, getting to the $15,000 in tax savings was a bit more complicated than simply filing as an S-corporation. […]

Be Careful Who You Co-Sign With

When I first moved to Maryland for work, I rented an apartment with a friend of mine. He was a good roommate and a great friend, so much so that we even discussed buying a house together. We never got past the discussion phase because my parents recommended against it when I brought it up. His did as well. […]

Market Timing Doesn't Work. Yes, It Does. No, It Doesn't. Yes, It Does.

I've made it clear what my take is on market timing (I invest every month like clockwork whether the market is high or low). That said, I have taken some cash off the sidelines when the market has dipped, so some people could consider this market timing. […]