Be The Change You Want to See in Your World

“Be the change you want to see in the world.” – Mahatma Gandhi That Gandhi quote pops up in a lot of places. […]

A Helping Hand to the Poor

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. For the rest of the year I'm going to be highlighting verses relating to the poor on Sundays as a reminder of why I'm doing my $25k Red Kettle Challenge. Here are two for today: Proverbs 31:10, 20: Who can find a virtuous and capable wife? She is more precious than rubies. […]

Reader Stories: My strange love of stocks or: How I learned to stop worrying and love the Buffett

This Reader Story comes from Rick Lee. Rick commented on William Cowie’s post about investing, and several readers wanted to hear his story. So we reached out to him and asked if he’d tell us how he became a successful investor. Rick is a 40-something husband, father, retired chartered accountant, blackjack card counter, entrepreneur, aspiring chef, musician, and lover of travel, food and wine. […]

Ask for Introductory Deals, Even If You’re a Regular Customer (328/365)

Companies will sometimes offer astounding deals in an effort to acquire a new customer, because they know that once you’re a customer, the contract will keep you for a while and then inertia will often keep you for longer. Because of that, shopping around for a new provider for your cell phone service (or your internet service or your television service) can often result in getting a very good dea […]

Ten Pieces of Inspiration #101

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Abraham Lincoln on enemies and friends When you have someone that you’re in conflict with, you’re far better off finding common ground with that person and getting past the difficulty than you are letting the problem fester. […]

Best Ways to Make Extra Money: Smart Financial Moves

Today we're continuing my series on the best ways to make more money -- with a bit of a different spin on the topic.Sometimes making extra money is simply about making savvy financial moves. […]

Why we buy: The science of shopping

This is a guest post from J.D. Roth. J.D. founded Get Rich Slowly and now writes at More Than Money. Ready or not, the holidays are here and the shopping season is upon us. Although I wish I could convince you not to shop during November and December — I’m a fan of Buy Nothing Day myself — I realize I’m in the minority. It’s Black Friday. It’s Christmas. People are going to shop. […]

Black Friday: The Dark Side of Humanity

It is a sad commentary on our culture when not only are people willing to trample and hurt each other to scramble for what is perceived to be a “good deal” but when such trampling is glorified by the media. (Crazy people drive ratings, and ratings drive large advertising profits for the media!) No one ever saved money by spending money. […]

Avoid Long-Term Contracts (327/365)

Cell phone companies want you to sign a contract. It’s just a fact of life when picking out a cellular deal. It makes a lot of sense for the cell phone company. It locks in a revenue stream for them that persists for two years (and has a solid chance of being extended beyond that). The only way that stream can be interrupted is if someone pays an early termination fee, which can be sizeable. […]

Giving Gifts That Can’t Be Bought on Black Friday

Two Christmases ago, Sarah and I gave almost everyone we know gifts that we made ourselves, from scratch. […]

16 Fun and Fabulous Ways to Enjoy Candy Canes

Candy canes say "winter fun" like few other treats can, and they come in a range of sizes suitable for enjoying in a number of ways. Here are 16 frugal and fun suggestions for enjoying these tasty tidbits throughout the holiday season. (See also: 7 Savory Holiday Food Gifts) 1. […]

What You Pay in Time

You probably think about costs in terms of dollars (or whatever your local currency is). I suggest that you experiment with an alternative way of thinking — think about costs in terms of time: The time you spend earning the money. (See also: Track Your Spending. […]

Best Money Tips: How to Eat Healthy and Inexpensively

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on eating healthy and inexpensively, ways for teens to make money, and ideas for cheap holiday fun! Top 5 Articles How to Eat Healthy & Inexpensively — To eat healthy and inexpensively, shop late at night. […]

Ask the Readers: How can you help children appreciate delayed gratification?

This post is from Ollie Geiger, a personal finance writer who contributes to I had it pretty good as a kid. While I didn’t get everything I wanted for birthdays or Christmas, my parents always gave it a good shot, and most importantly, they were always there when I opened the boxes. Still, in the instances I wanted a big-ticket item from my parents, I had to be patient. […]

Save Thousands by Buying a Timeshare on the Secondary Market

Would you rather a buy the same timeshare for $20,000 or $2,000 — or maybe even $200? Some people are getting timeshares for cheap by buying them on the secondary market — from owners instead of directly from the developers. Savings of 50, 75, or even 99% are not uncommon say those involved in the resale market. […]

Black Friday deals from the comfort of your home

Here are a couple of Black Friday deals from services I’ve tried out and am happy with.  These are online deals so you don’t have to brave dangerous shopping conditions to get them! Hostgator — This blog is hosted with Hostgator VPS and I’ve been very happy with the level of service I get.  For today only they’re offering 50% off of your first billing cycle for all plans.  If you’ve wanted to get […]

Taking a Day Off

Hope you all are enjoying a nice, relaxing day with family like I am. As for those of you braving the crowds for Black Friday deals, I hope you get some screaming sales! :)While I am taking the day off, here are links to some great articles -- the best FMF had to offer last year: Best Posts of 2011 Best Guest Posts of 2011 Best Excerpts of 2011 Enjoy! […]

People have camped out in front of stores since when?!

I hope that everyone had a great Thanksgiving!  For many people this traditionally a time of year for spending time with friends and family, and for being thankful for the blessings in your life.  I hope that was how it was for you! Thanksgiving also acts as the de facto start of the holiday shopping season:  Black Friday.  Early store openings, leaked ads, door-busting deals, retailers competing […]

Star Money Articles and Carnivals for the Week of Nov 19

As a reminder, I am currently running the $25k Red Kettle Challenge.Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Budgets are Sexy lists seven things he'd rather do than shop on Black Friday. Work Save Live lists financial mistakes you should avoid. Festival of Frugality Lazy Man and Money doesn't like MLM. […]