Does Suze Orman’s Prepaid Debit Card Make Sense for You?

This post is by staff writer Sarah Gilbert. Suze Orman is famous for her personal, easy-to-digest, and friendly personal finance advice. Many of us less famous (far less famous, in the case of this writer) finance writers admire her general approach, which boils down to “spend less than you earn.” Who can argue with that? […]

5 Reasons to Beware 401(k) Retirement Plans

Financial planners just love promoting 401(k) retirement plans. They have quite a few benefits, notably a tax deduction for contributions as well as a tax deferral for contributions and earnings. […]

How to Find Matured & Unredeemed Treasury Bonds

Decades ago, one of the most popular things you could buy a kid for their birthday, before they knew any better, were savings bonds. As someone who turned thirty just a few years, folks my age and younger probably have a few savings bonds floating out there just waiting to be redeemed. […]

Ask the Readers: Is It Possible to Be Too Frugal?

Being frugal is typically something looked upon favorably nowadays. From clipping coupons to buying on sale, most people practice frugality in their day-to-day lives. But is there ever a point where someone can be a little too frugal? Is it possible to be too frugal? At what point does being frugal become cheap? […]

My Personal Productivity Rules...What Are Yours?

There's a problem with a lot of productivity advice out there, and it's this — your "rules" for personal productivity are often going to be different than mine. Sure, sometimes there's overlap. […]

7 Surprising Facts About Roth IRAs

Roth IRAs are a great way to build a nest egg for your retirement. If you’re already contributing to your company’s 401(k), adding a Roth IRA can give you added tax flexibility when you start withdrawing. Since you’ve already paid the taxes on the money you contribute, you can take money out tax-free, and that will help minimize taxes from your 401(k). […]

Best Money Tips: Entertaining on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on entertaining on a budget, saving money at restaurants, and how to use LinkedIn. Top 5 Articles 6 Easy Tips for Entertaining on a Budget — To entertain on a budget, learn how to make gourmet coffee at home. [Money Ning] 8 Ways to Save Money When Eating at a Restaurant — Want to save money when eating out? […]

What to Do When You Want to Quit Your Job

I’m in Arizona this week with a few old friends. In the desert, everything seems to be in sharp relief: earth, scrub, cloudless sky. If only everything in life were so clear! When I have tough decisions to make, it often feels like I’m under water, where emotion clouds my judgment. It made me think about the last time I quit a job, when nothing was clear. […]

Reader Profile: JB

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Risks & Advantages Of Investing In The Biotech Stock Sector

Health care has come a long way, hasn’t it? Ailments used to be treated with tonics made from roots and other raw, unprocessed ingredients from nature, while non-invasive options to surgery are now much more prevalent. […]

Save Yourself a Boatload of Money by Buying the Right Index Fund

I've noted a couple times that not all index funds are the same (see Not All Index Funds Are the Same and Index Funds: Not All Equal.) The way that index funds tracking the same index are not the same is in their fees. […]

Shop Patiently (15/365)

When we were first considering a move into our current home, my wife and I made a list of things that we wanted to have in our home that we just didn’t have room for in our small apartment. […]

How to Find Legitimate Work From Home Opportunities

We’ve all received an email with urgent information about how we can make our living in a few hours a day by working from home. Although opportunities like this do exist, these unsolicited messages are often deemed as nothing more than spam sent by scammers trying to get your credit card information. […]

Three Rewards Credit Card Worth Checking Out

If you’re using a credit card that doesn’t offer rewards points, it’s time to make a change. For people who use their credit cards frequently, rewards points can add up fast and when you use your card at certain stores, you’ll receive up to five times the rewards points. […]

IRA, 401(k), HSA Contribution Limits for 2012

Setting aside money in a tax-advantaged retirement account is one way that you can build your wealth for the future. You receive favorable tax treatment, either deferring taxes until a later date, or paying taxes now and watching your money grow tax free. However, you can’t use these accounts as complete tax shelters. Indeed, there are limits on how much money you can contribute each year. […]

Save Money: Break Up Before Valentine’s Day

This is a guest article by Jennifer Calonia, Junior Editor at GoBankingRates. In the article, the author encourages couples in failing relationships to break-up before holidays and their obligatory expenses are imminent. While it may sound like the antithesis of romance, calling it quits with your other half before the Valentine’s Day can be advantageous to your heart and your checkbook. […]

Roth IRA Withdrawal Rules: How to Get Your Money Out Early

As a followup to Friday’s post on contributing to a traditional IRA and converting to a Roth IRA (i.e., funding a “back door” Roth) I wanted to spend a little time talking about Roth IRA withdrawal rules. This post was actually inspired by a comment from a reader named John who is interested in using IRA funds to buy his family’s farm in about five years: If I convert traditional, previously-deduc […]

Another Clueless Interaction with Best Buy

In the midst of Christmas shopping last month, my wife and I wondered into Best Buy. Why I went there after my last experience is beyond me, but I did find myself at the local BB.In the course of talking to one of the sales associates, she mentioned a "great deal" for us. […]

Reader Mailbag: Friendship

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Housing challenges 2. Employer matched IRAs? 3. Paying ahead on credit cards 4. Bus pass math 5. Selling a small business 6. Negotiating a promotion 7. Finding a community group 8. Thrift stores in Des Moines 9. […]

How to Solve the Financial Literacy Problem

Opinions are generally clear about why such a large percentage of the American population winds up in financial jeopardy. There’s no formalized way to learn how to use money properly and with the best results; most people learn by experience. […]