Box of Books #18

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): The 11 Laws of Likability: Relationship Networking . . . […]

Here’s How to Save on Last Minute Travel

If it hasn’t happened already, it eventually will. At some point you’re going to have to jump on a plane with only a few hours of notice and often, the reason isn’t good. Somebody was injured, passed away, or something else that desperately needs your attention. […]

Get 1,000 Delta SkyMiles for Free

If you’re a frequent (or even semi-frequent) Delta traveler, you might be interested in this offer that just showed up in our mailbox… If you signup to receive SkyMiles promotions via e-mail by December 31st, you’ll get 1000 free SkyMiles credited to your account. […]

Battle of the Flat Tax: Cain’s 9-9-9 vs. Perry’s Optional 20%

Almost no one likes the current tax code. It’s big. It’s complex. Many think it’s “unfair.” Which is why Republican presidential candidates are eager to float their own ideas for a new tax code. So far, both of the recent tax system overhauls are based on a flat tax structure. […]

Layaway Programs: How to Buy What You Can’t Afford (Yet)

In the midst of the economic recession a few years ago, layaway programs made a big comeback. Previously a great method for buying items that may have been on the expensive side in eras when credit was not available to many consumers, the same economic conditions returned when credit card offers became scarce recently. […]

I Got a Points-Based Rewards Credit Card

As most readers here know, I prefer cash back credit cards over points-based (and mileage) credit cards (in fact, I even have a list of what I consider to be the best cash back credit cards) I've detailed my reasons why but it basically boils down to the facts that I think cash back rewards are clearer (less muddled as to what you're actually earning), less complicated, and are much more versatile […]

How Often Should You Check Your Credit Score

You have probably heard about the importance of your credit score and credit history, and may have even shrugged it off, but there are a number of reasons to check both. First you need to know what’s a good credit score. Then you know that the better your credit score, the better your chances of being approved for a loan, and the lower the rate. But that’s only half of the equation. […]

Reader Mailbag: The Family Months

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Charter school conundrum 2. Roth as college savings 3. Saving Legacy TreasuryDirect 4. Favorite board game 5. How I read 6. Education debt question 7. Community of church without religion 8. Introductory banking offers 9. […]

Four Places Where You Can Save Water at Home

Water is a precious commodity, and we use a lot of it. Don’t believe me? Just take a look at your monthly water bill. A typical family of four consumes 300 to 400 gallons of water per day, which means between 9,000 and 12,000 gallons flow through a household each month. How much does that cost? […]

Discover More Card $150 Limited Time Cash Back Bonus

The Discover More Card has been around for quite some time. If you’ve seen a competitor’s commercials on television mentioning the “biggest cash back credit card,” you might be surprised to learn that the commercial is referring to this card. To grow the number of customers, Discover has launched different versions of Discover More over the last few years. […]

5 Saving Money Tips for Car Owners

This is a guest article by Emily Guy Birken, author of The SAHMambulust. In this article, she offers suggestions for cutting the costs associated with car ownership. Owning a car is an expensive proposition, but most of us never stop to consider the cost of each trip. Unless you live in a city with great public transportation, you use a car for everything. […]

Ally’s Curious CD Rates Schedule

I’ve started moving everything I need to in order to make Ally Bank our main checking account, away from Bank of America, and I was looking at their certificate of deposit rates when I noticed something very curious. As of November 1st, 2011, the online savings account had an APY of 0.85%. That APY is higher than the yield on the 3-month, 6-month, and 9-month CDs at Ally. […]

A Closer Look at Bonds

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. In the past, I’ve illustrated some of Robert’s posts with cats. […]

The Best and Worst Things to Buy in November

We finally made it to November, one of the happiest months for budget-conscious shopping. Many categories hit their lowest points during this month, usually around Black Friday (not surprisingly). But let's not forget that the month is made up of 30 full days, not to mention the fact that daylight savings ends. […]

How to Earn a Good Interest Rate in a Low-Rate Environment

I recently wrote an article where I explained two basic financial tips that had helped me stay on track with my finances. It was pretty basic advice, but the email I got from readers was dominated by questions and remarks about my decision to use a 6% interest rate to calculate the potential return on monthly savings of $200. Just how, many people asked, do you propose I get a 6% return? […]

Best Money Tips: Enjoy Happy Hour for Less

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on enjoying happy hour for less, how to save money this holiday season, and ways to avoid hotel fees. Top 5 Articles How to Enjoy Happy Hour for Less — To enjoy happy hour for less, make friends with the bartender and don't forget to look for deal vouchers. […]

Is Taking Classes Online Right for You?

Whether you’re looking to start a degree, finish one, continue your education, get some new certifications, or just expand your horizons, there’s probably an online study program out there that would give you what you want. While many students find these programs a boon to their education, the truth is that there are both benefits and drawbacks to studying online. […]

Economic Lessons from Settlers of Catan

The following is a guest post from Marotta Wealth Management. I've heard a lot of good things about Settlers of Catan, so I enjoyed this piece.I've loved games all my life. Mostly I enjoy analyzing the game design and learning what makes a winning strategy. Profound lessons can be learned from the best of these games. […]

Saving Pennies or Dollars? Roomba

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]