The Desire That Defines Your Direction

What do you want right now? I’m not just talking about the big things or your goals in life. I’m talking about everything. What are your greatest desires right now? It might be very short term. You might want to go to the restroom. You might be hungry or thirsty and want food or drink. It might be something material. Maybe it’s a gadget that you want. […]

Money Commandment #8

The book The 10 Commandments of Money: Survive and Thrive in the New Economy lists money commandment #8 as follows: The old-school rules: Buy plenty of insurance. You never know what will happen. The bubble economy rules: Buy insurance so you don't have to pay out of pocket. […]

American Express Credit Line Increase Returns

Back in late 2009, I shared a tutorial for how to increase your line of credit on an American Express credit card. As the credit crisis intensified, American Express removed that option from the account management screens – leaving many without a way to request an increase online. […]

Kids and Money: Teaching Toddlers

One of the most difficult assignments you have as a parent is likely to be teaching your kids about money. The earlier you start, the better. However, teaching toddlers about money can be hard, since money is a largely abstract concept. […]

US Bank Offers Free Rewards Account, Then Cancels Offer

Xenocid is having a frustrating experience with US Bank. A customer service representative moved his account into a new tier, offering a free account with cash back rewards when using his debit card. […]

Win $20,000 and Facebook Makeover For Your Small Business

What would your small business do with a big break? Everybody knows that having a company Facebook page is vital if you want to take your small business into the digital age. […]

When Your City Moves Your Financial Class Down a Couple Notches

Here's a piece from MSNBC detailing the story of a firehouse dispatcher whose town is dealing with budget issues -- and thus the city wants their pay increases to be lower than in past years and health care costs higher than in past years. I'm not going to get into the union/non-union/public employee political debate (or mess, which is more descriptive) here. […]

Got Unused Vacation Time? Put It to Use with a Personal Sabbatical

In September 2004, I was about to leave my first post-college job. My boss at that time – who happens to be one of the people I respect the most in this world, even now after my radical career shift – observed that I had a pile of unused vacation time that was basically going to disappear when I left that job in mid-October. […]

Goal Progress After April 2011

I last evaluated my progress towards my goals at the end of January, so it may be time to have another look. At the beginning of 2011, I set financial and personal goals for the year to keep me focused on improving not only my finances but other aspects of my self. Goal 1. I will consider the year successful if I increase my income from my projects by $100,000. Status: complete. […]

Be a Good Carpool Passenger

As gasoline prices continue their upward trend, more and more people are carpooling. That’s a good thing. The bad thing is that fewer people are fairly breaking up the costs! Personally, I’ve always felt that as a passenger in the car, I owe more than my “fair” share for gasoline. […]

Building Your Financial “Safety Gear”

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Recently, I’ve gotten into indoor rock climbing. It’s a challenging activity, and frightening when you first begin. You need to really push the edges of your strength and flexibility. […]

Ask the Readers: Do You Pay For Convenience?

Let's be honest: goods and services that make our lives a little easier are always fantastic. Most people are willing to pay a little extra when it comes to convenience. […]

Four Types of Life Insurance That Are a Complete Waste of Money

This is a guest post from Hank Coleman. Do you ever feel like you’re just throwing money away on life insurance? You could end up doing just that if you buy specialized coverage that you don’t really need. […]

Giveaway: $50 Gift Card

Don’t fret if you didn’t win yesterday’s giveaway. This is Giveaway May at Consumerism Commentary, so every weekday this month, I will have something new to giveaway. Yesterday, I selected a winner randomly from among those who properly entered by leaving a comment answering the question within the allotted time frame. […]

Consumer Consciousness: Questions to Ask Before You Buy

You would think that in a land where most of the economic activity rests on the shoulders of ordinary consumers, the U.S. would have the smartest, savviest shoppers in the world. […]

Best Money Tips: Build a Better Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on building a better budget, negotiating with your landlord on renovations, and easy steps to becoming a millionaire. Top 5 Articles How to Build a Better Budget — Make a better budget by not worrying about perfection and keeping it simple. […]

Free Ways to Celebrate Mother's Day

It's not that Mom doesn't deserve an extravagantly expensive celebration of her day; it's just that over-the-top gifts and parties may not be feasible on a budget. And speaking as a mom, I can say that what matters most to me on Mother's Day isn't the amount of money spent (in fact, I get more of a kick out of saving money, usually). […]

Five Things to Consider When Choosing Where to Retire

Yahoo Finance lists five things to consider when choosing where to retire as follows: 1. Taxes2. Climate3. Work Opportunities and Recreation4. Cost of Living5. Housing Market A few thoughts from me: I think #1 is a sub-set of #4, isn't it? […]

Live like the Duke and Duchess without the royal bank account

You may not be able to drive off from your wedding day in an Aston Martin or have a shot at the British throne. So what?  Royalty does have its privileges, but many of the same luxuries that the new Duke and Duchess of Cambridge have at their disposal are surprisingly affordable.  This is a tip I picked up from one of Michael Masterson’s books — I think it was Automatic Wealth.  “The best money ca […]

Chase Freedom Named Best Overall Credit Card ($150 Bonus Still Available)

A week or so ago I told you about the $150 cash back bonus for those opening up new Chase Freedom credit card accounts (FYI, if you want the $150, it's still available. Simply go here: Chase Freedom® Visa - $150 Bonus Cash Back). […]