Ten Pieces of Inspiration #116

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Can You Save Money with a Pellet Stove?

As you might imagine, it's cold a lot here in Michigan. And people look at all sorts of ways to keep warm and heat their homes: oil, electricity, natural gas, wood, and on and on. […]

Bank Failure Rates

It’s been awhile since I’ve talked about failed banks. Back in the height of the financial crisis, bank failures were all the rage and the media couldn’t stop talking about it. But we don’t hear about it nearly as much anymore. Is that because bank failures have slowed down? Or because we’ve become immune to the news? […]

Picking the Right Spot for a Home

When Sarah and I first moved into the home that we currently live in, it made sense in a number of ways for us. Our jobs were in two different towns about forty minutes apart, so it seemed to make sense to live in a place that was halfway between the two so that neither one of us had a long commute. […]

Learning About Investing With the Stock Market Game

In my mind, no child is too young to learn about the basic concepts of personal finance. From using money to saving money and budgeting, youngest children learn as they watch their parents behave. These are the most important lessons because parents are the ultimate role models. […]

FMF March Money Madness, Round 1, Posts 49-52

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) Today's games are brought to you by the Citi® Hilton HHonors™ Reserve Card, which offers two weekend night certificates, each good for one weekend night (standard room, double occupancy) at […]

Comments Wacky on Typepad

The original post (below) was made on March 8. Here it is May 2 and we are all dealing with the same issues!!! Typepad is being no help at all!!! […]

Managing Your Daily Energy and Focus for Maximum Return

Not too long ago, I had an office job that was, at times, highly stressful and very demanding of my focus and energy. […]

Your Take: Have You Had Trouble Claiming Missing Money?

Every few months, I write a post about how you should check for missing money (that’s the first one – linking to each state – but nowadays I would just recommend using MissingMoney.com because it’s easier). When I found money owed to me from Pennsylvania (an old paycheck from my days at Carnegie Mellon), the process wasn’t difficult but it did take some time. […]

Love Travel, but Hate Airline Miles? Try AmEx's Blue Sky Preferred

Sometimes, the best way to earn a free flight with a reward credit card is to avoid frequent flier miles altogether. Cards that offer cash back and other benefits are often more valuable than frequent flier miles, as these rewards can be used for any flight at any time. […]

Unclaimed Assets: Is the Government Holding Your Money?

State governments are holding an estimated $41.7 billion in unclaimed property, also called abandoned property. The funds could be from abandoned bank accounts, refunds, security deposits, insurance funds, customer over payments, or uncashed paychecks. […]

Ask the Readers: What is the next step?

J.D. wrote about the three stages of personal finance often. His definitions were: The first stage of personal finance involves learning the basics: understanding compound interest, reducing debt, beginning to save. The second stage is putting the basics into practice: choosing to live frugally, saving in earnest, and pursuing financial goals. […]

Best Money Tips: Signs You May Be a Shopaholic

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on signs you may be a shopaholic, making your life easier by snapping a photo, and planning for worst-case scenarios. Top 5 Articles Signs You May Be A Shopaholic And 6 Things You Can Do To Change It — To stop being a shopaholic, cancel your credit cards. […]

5 More Ways to Save Money on Homeschool Supplies

Years ago, I shared some of the methods I used to homeschool my five kids on a budget. While many of those resources are still relevant, some of the websites have ceased to exist, or I have found newer, better avenues for getting supplies on the cheap. Here are my new favorite five ways to get supplies for much less than retail! […]

Reader Profile: JN

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

A pizza guy shouldn’t make a cardiologist salary

Saw this story on MSN Money about a pizza delivery guy who delivered 85 pizzas, costing $1,453.95.  He received a $10 tip.  A friend of the driver then posts a picture of the receipt on Reddit, and the 15 minutes of fame begins. The article points out that the tip is less than 1% of the total bill of $1,453.95.  (It’s 0.688% of the bill, actually.)  Some standards would recommend $2 per pizza, whi […]

The War on Unitaskers

One of my favorite television series is Good Eats, a food science program hosted by Alton Brown that still sometimes runs on repeats on Food Network and Cooking Channel. The series could probably best be described as being like Mr. […]

When Is It Time for You To Move Out Of Mom and Dad’s?

Young professionals have often been called the “boomerang generation.” Instead of getting a career and/or getting married by the time they are done with four years of college (or even with graduate school), many students are moving back home. A study from the Pew Research Center indicates that about 29% of those aged 25 to 34 have moved back home in recent years. […]

Does an Emergency Fund Invite Emergencies?

I was reading comments on older Consumerism Commentary articles and I came across an interesting statement. A reader, who had otherwise good advice to provide another reader who was pondering whether to use an unexpected $100,000 inheritance to pay off a mortgage or invest in the stock market, said the money or a portion of the inheritance should not be used for an emergency fund. […]

Eat out less for memorable meals

Eating out is a common budget-buster.  A meal at a restaurant can cost easily several times what a meal prepared at home would cost.  And don’t get me started on the 1,000%-plus markup on sodas! If dining out is killing your budget, then a simple way to begin bringing the problem under control is to eat out less. This implies, of course, that you were eating out too much to begin with.  What I’m g […]