Help a Reader: Dealing with Two Homes

Here's an email I recently received from a reader: My wife and I got married last fall and we both were fortunate/unfortunate to be homeowners.  I'm 32 and my wife is 28 and while we both bought homes before we met which were perfect for our situations, obviously things have changed.  Like so many, our homes are both valued at less than our mortgages.  We've since moved into my home which is a […]

Reader Mailbag: School Lunch

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Saving for multiple housing goals 2. Children sharing bedrooms 3. Staying positive in volatile markets 4. Early childhoold illnesses 5. Board games as gifts 6. Student loan payoffs or savings? 7. […]

The Jersey Shore Film and Television Tax Credit

New Jersey has been gaining a worldwide reputation thanks to the plethora of newer television programs featuring the state. It may have started with The Sopranos, but Jersey Shore, Jerseylicious, The Real Housewives of New Jersey, and Jersey Couture have continued. The state government has been providing a tax credit encouraging filmmakers to bring their production to the Garden State. […]

Money Leaks: Buying Brand Name Instead of Generic

The easiest way to save a little money while getting almost the exact same thing is to buy a generic version of a brand name product. Whether it’s cereal or prescription drugs, the generic version is almost always cheaper and usually a close enough product that you wouldn’t be able to tell in a blind test. […]

The Spectacle of Financial Difficulty

This post is from new staff writer Sarah Gilbert. Both my husband and I have spent some periods of unemployment over the past decade, and we have become intimately familiar with financial humiliation. […]

Cable TV Is Here to Stay...for Now

The economy is in rough shape, and everyone wants to save a few bucks where they can. And thanks to the Internet, you can cut your cable bill without missing any of your favorite shows. But after doing some research and running the numbers, I realized that cutting cable won't go mainstream until someone comes up with an easy, convenient solution that gives couch potatoes what they want. […]

The Best Money Tools and Toys for Every Age Group

It was almost four years ago that I initially researched the world of financial teaching tools for kids. At the time, I thought that many of the top-notch products on the market aimed at introducing children to money would be a great holiday gift. […]

Best Money Tips: Get the Most for Your Money When Toy Shopping

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on getting the most for your money when buying toys, planning your holiday budget, and fashion on a budget. Top 5 Articles 6 Ways to Get the Most for Your Money When Buying Toys — Want to get the most for your money when buying toys? Try to buy toys that are gender neutral. […]

How to Get Rid of a Skunk Without Losing Your Dignity

I never thought I'd have to Google the words "how to get rid of a skunk" until I bought a home in Burlington, Vermont, where the skunks seem to outnumber the humans. All summer, I have been researching and testing inventive ways to rid my property of this infamously stinky critter. […]

Financial Strategy #5: Maintain Your Own Personal Bailout Fund

The book Your Stronger Financial Future: The Eight Essential Strategies for Making Profitable Investments lists eight misconceptions, truths, and strategies to help readers deal with a variety of major financial issues. I'll be highlighting these in several posts and giving you my thoughts on them.Today we'll look at strategy #5 which deals with the necessity of having an emergency fund. […]

Join Our Tweetchat on Thu 9/29, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: financial goals. Learn about staying motivated to reach goals, creating savings plans, and staying on track to achieve your goals. […]

Saving Pennies or Dollars? Electric and Gas Lawnmowing

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

How the Typical Family Pays for College

The Wall Street Journal gives a three-year countdown for college saving as follows: Three Years Out: While you've hopefully been setting money aside since your teen was a baby, this is the time to get your college savings on the fast track. Two Years Out: Continue funding your 529 and other savings accounts, upping the amount if possible. […]

3 Ways to Beat the Return of a CD

The challenge is out there. Financial writers love to trash the CD and the savings account but in an economy that is taking people’s wealth faster than our credit cards, we can’t put our money in to just anything. The CD and the savings account are safe but they won’t make you any money. Still, though, if we’re going to snub the CD, shouldn’t we give our readers some alternatives? […]

Add Foreign Investments to Diversify Your Portfolio

One of the cornerstones of investing is diversity. You are probably very aware of the importance of diversifying across asset classes, as well as diversifying across industries. Many people, though, overlook foreign investments when considering how they can add diversity to a portfolio. This can be a mistake. […]

Discover Credit Cards Review

Sears introduced the Discover Card in 1985 and sold off the business to the independent company Discover Financial Services. Over the last few years, Discover has made some excellent strides in strengthening their somewhat ill-respected brand by expanding coverage. The company’s credit cards are now accepted almost everywhere Visa, MasterCard and American Express are. […]

Would You Do Your Job for Free?

Lifehacker likes the saying "If you wouldn't do you job for free, then quit." Personally, I think it's unrealistic and a load of hogwash.I would argue that very few people actually could find any job that they would do for free that would pay any sort of living wage.For instance, here are things I see American's being willing to do for free: Sleep Eat Watch football Visit with friends Take […]

Can You Afford to Have Kids in This Economy?

Having children is a thought many couples are thrilled to share. They picture their wonderful family, fully equipped with 2.5 children and a Labrador or Golden retriever, and a nice home in a quiet neighborhood. […]

The Simple Dollar Weekly Roundup: How I Round Up Edition

How do I select the links that I use in the weekly roundup? Each day, I visit quite a few personal finance blogs and blogs on related topics such as personal growth. […]

2012 Federal Income Tax Brackets (IRS Tax Rates)

Every year around this time, tax experts get together and use inflation data to project what the next year’s income tax brackets will look like. […]