The Bible on Debt

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Recently I had the chance to speak at my church on How to Get Out of Debt. Before I got to the specific steps, I talked about some points the Bible makes about debt. Here are highlights of the four points I focused on: The Bible does not prohibit debt. […]

Five Financial Problems We Struggle With

Given all of the things I write about on The Simple Dollar, some people tend to assume that all of this just comes easy for me and my family. To put it simply, it doesn’t. […]

The Simple Dollar Time Machine: April 17, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

What is the Middle Class?

“Middle class” is a term that has a hundred different meanings if you ask a hundred people for their definition. […]

Low Interest Credit Cards

This post continues our series describing features of the best credit card offers in specific categories. So far we’ve taken a look at PenFed credit cards, Chase credit cards, Citibank credit cards, and Top 8 Balance Transfers. Today we’re happy to bring you information about the best low interest credit cards. […]

Save Big Money on a Car by Buying Online

Here's an interesting comment left on my post titled How to Buy a Car the Same Way You Would Buy a Big Screen TV: I just bought a new truck two weeks ago. After getting some quotes in person I decided to get a quote through the dealers via email and WOW, what a difference. It's important to let them know you are serious and will be buying in the next couple of days. […]

Extra Insurance Coverage Through Credit Cards: Use Those Perks

Don’t let those credit card perks go to waste. Most credit cards offer a plethora of extra rewards and benefits that a lot of cardholders may not be taking full advantage of. And one of those things is extra insurance. Yes, credit card debt is bad. However, credit cards, when used properly, can be a tool to help you save money on additional costs such as insurance. […]

Does Rewashing Ziploc Bags Really Save You Money?

Mal writes in: I loved your post about how little you save by not flushing. You should do the same thing about your favorite bugaboo, rewashing Ziploc bags! Rewashing Ziploc sandwich bags is something that I’ve joked about being a frugality “step too far” since the first days of The Simple Dollar. […]

Seven Steps to Get Your Finances Back on Track

CNN Money lists seven steps to get your finances back on track (along with specific tips for each) as follows: 1. Get in touch with a better reality. Boost your emergency fund. Tap the power of a Roth. Cut out big-ticket money drains. 2. Work on your plan b Act as if you're already job hunting. Do a hard-nosed assessment of the danger. […]

Smithee Debt Update, Mid-April 2010

Happy Friday. It’s been just about a month since my last debt update, and I’m feeling relatively successful at it. I’m still on track to get rid of it by July, having eradicated $1,267.39 in the last four weeks.Aside from the satisfaction of persistence, there’s actual good news: as of yesterday, my employer has brought my salary halfway back up to what it was a year ago. […]

Best Money Tips: The Wisdom of Yoda

Welcome to Wise Bread's Best Money Tips roundup. Today, we share financial wisdom from Yoda himself, tips for making the best baked beans, and a quick hack for a space-saving clothesline! Top 5 Articles Wisdom of Yoda: Personal Finance Lessons — These are precious, entertaining teachings for Star Wars fans and non-fans! […]

How to Budget and Track Expenses for Your Next Vacation

I recently discovered a neat — and free — online tool that will help you estimate, budget, and track your expenses for your next vacation. It’s aptly named Budget Your Trip. Travel is one of those luxuries that, even on a budget, can be costly. […]

3 Reasons Why Keeping Your "Latte Factor" Will Help You Save Money

"The Latte Factor" is a term referring to the small expenditures that you make every day that could add up to huge savings over time. […]

My Five Year Goals

One suggestion I frequently give to readers who write in unsure what to do with their money is to plot out some long term goals. The big question I usually ask them to think about is where would you like to be in five years? Over the last few months, my wife and I have done some soul-searching with regards to that very question in our own lives. […]

Are You Listening to TED?

Do you know TED? Have you heard the name? No, this is not a reference to the United airline, or my crazy uncle. This TED is devoted to technology, entertainment and design. TED promotes ideas worth spreading. And I am addicted. I once did something foolish. […]

How to Beat a Certificate of Deposit (CD) Ladder

Building a certificate of deposit (CD) ladder is a great process that ensures you’re eventually earning the strongest interest rates available while leaving the possibility open to withdraw money every three months without penalty. […]

Should You Roll Over Your 401(k)?

There once was a time when people worked the same job their entire life and retired with a pension. Now? Not so much. Instead, most people work multiple jobs during their lifetime, and their retirement is funded by money accrued in their 401(k). So… When you switch jobs, what should your old 401(k)? Don’t cash it out First and foremost, do not cash out your 401(k). […]

Your Take: Have You Ever Been Scammed?

Of course you have, we all have. Sometimes they’re small scams, like someone adding a little onto your bar tab, and sometimes they’re big scams, like someone skimming your credit card and going on a spending spree. When I was in college, I would occasionally buy and sell stuff on eBay. I remember the days of scouring Fatwallet Hot Deals forums for deals I could sell on eBay. […]

Finding Frugal Fun with Board Games

This is a guest post from Katie Boes, a self-avowed nerd. As kids, many of us loved playing board games. I was a child of the eighties and, as such, grew up playing Candy Land, Sorry!, and Monopoly. But somewhere along the path to adulthood, most games that we’re familiar with seem to lose their appeal. […]

Retirement Lessons: Sail Away into the Sunset Years

The following is a guest post by FMF reader Amanda S. Ever caught yourself saying “I would love to retire to some faraway tropical island and spend my days in the sun doing absolutely nothing”?  Lots of people daydream about visiting exotic locales in retirement; we found a way to do just that for less money than you think – we bought a boat.  Sure, it sounds crazy.  When we told our friends and […]