10 Frugal Family Fun Activities for the Fall

While I wait for the warmth of summer every spring, by the time summer is over, I am ready for the crisp fall air and the beautiful fall foliage. Fall is the perfect time to relax a bit, slow down and enjoy time with the family. Between autumn harvests and Halloween, fall offers families plenty of fun, frugal activities. Try some of these activities in upcoming weekends: Visit an apple orchard. […]

5 Things Your College Student Doesn’t Need this Fall

Back to school is well underway, and some college students are on campus and ready to get on with the semester. As you send your college student off, it is tempting to provide him or her with everything necessary to live comfortably. […]

It’s Time to Create a Will

I’m almost ashamed to admit this: I don’t have a will. I’m not happy about that, and it’s a situation I’ll change within the next few weeks. After being surrounded by so many intelligent people at the Financial Blogger Conference this weekend (please read my review), my lack of attention to this important facet of financial planning was almost embarrassing. […]

Retirement Savings Goals Should Be Based on Expenses Not Income

Over the past few months, I’ve seen several instances in which people are advised to save X times their income for retirement. […]

Why I’m Wary of Stocks

Jim Wang’s recent Bargaineering post “Why Fewer People Trust the Stock Market” inspired from me an “and-I’m-one-of-them” comment. Jim—a savvy guy who probably detected the prospect of one of those cranks who can really drive engagement—invited me to expand here on my reaction. […]

Redefining Frugality: Mistakes and Money Lessons Learned as a Freelancer

Sitting on my desk as I write this is an application I should have filled out months ago. Twenty-two months ago, to be exact. It was then that I left my 40-hour-a-week office job, which included a convenient 401(k), dependable health care plan and, most refreshingly, a kind and understanding boss. It was tough to leave that job, but I wanted to pursue a career in freelance writing. […]

9 Savory Soups That Make Perfect Freezer Meals for Fall

Freezer-friendly meals are a busy parent's best friend, especially when we long for a cozy dinner at home but have no time to prepare a meal. One of the best foods to keep in your freezer for nights like these? Soup. It's healthy, hearty, and kid-friendly — and will warm you up on a chilly fall evening. […]

A Step-by-Step Guide for When Friends Ask for Help Being Frugal

I don’t consider myself a personal-finance expert, but as a writer for a variety of personal finance blogs, my friends think I’m a guru of all things money. Because I’ve made a mini-career out of doling out money-saving advice, I field lots of queries on how people can cut back on this thing or that. […]

Best Money Tips: How to Get a Good Night's Sleep

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles with tips to help you sleep better at night, save money while eating healthy, and spend less at the bar. Top 5 Articles How to Get a Good Night's Sleep: Tips for the Whole Family — Going to bed and waking up around the same time every day will help you sleep better on a regular basis. […]

Moderate and Selective Frugality

I was recently in need of an audiobook to listen to during a long drive, so I picked up Money Secrets of the Amish: Finding True Abundance in Simplicity, Sharing, and Saving at the library. […]

Know Your Discounts (254/365)

We’ve all seen the insurance advertisements where they laud all of the discounts you can get if you’re a safe driver over a certain period or your children have good grades or other such things. Those discounts can save you significant money, but there’s a catch. The catch is that the insurance company may or may not tell you when you’ve received a discount. […]

Make Money by Turning in Tax Cheats

If you’re looking for a way to earn extra money, you should seriously consider becoming an IRS whistleblower… While I’m (mostly) kidding when I say this, it appears that there’s big money available to those with information on big-time tax evaders. […]

Furnish Your Apartment on a Dime

My oldest son moved into an apartment with two roommates a couple of weeks ago, and his budget for furniture was essentially zero (good thing his old man was there, huh?). He lives in another city, and I was returning home two days later, so we had to furnish his new pad in a rush and on a tight budget. A bed was the first priority. […]

Offbeat Ways to Make Money as a Stay at Home Parent

I quit my full-time job in June, 2011 because the cost of having an infant and toddler in day care was prohibitive and would eat up most of my salary.  However, we couldn’t financially survive on my husband’s salary alone, no matter how many corners I cut.  Instead, I set about finding a way to work from home around my children’s schedules to help supplement the family income. More and more freque […]

How Much the Average Couple Spends on a Wedding

This piece from my local paper contains a chart listing what an average couple spends on a wedding. I've seen the total numbers previously, but don't recall ever seeing how it breaks down by category. […]

Should You Pay Your Mortgage Off Early?

One of the goals that many people have is to pay off the mortgage early. Once you have paid off your consumer debt, it seems natural to turn your thoughts toward your mortgage. But is it always a good idea to pay off your mortgage early? It’s exciting to think that you could “truly” own your home by paying off the mortgage. After all, who wants the threat of the bank taking your home away. […]

My Recent Credit Card Moves

Since I shared my latest credit card strategy last fall, I've given a couple updates (like how much I earned in 2011 and the fact that I lost $280 in rewards by not paying attention), but I haven't posted any details about what I'm doing on a daily basis to get the most cash back I can. Since I've recently made several moves, I thought now would be a great time to give you an update. […]

Ignore Your Mail and Lose Thousands of Dollars

The prevalence of junk mail and spam has certainly made weeding out noise more difficult over the last decade. With email, software does a great job of hiding the junk and making the legitimate messages obvious, but there are occasional mistakes. […]

More Money, More Problems

Jennifer writes in: I really appreciate the articles you write on frugality. My husband and I are very glad to have simple jobs that we can just walk away from at the end of the day without stress. We don’t make a ton of money, but we have everything we need and we don’t have the stressful situations that many of your readers encounter. […]