Reader Profile: JR

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Star Money Articles and Carnivals for the Week of Jan 30

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Barbara Friedberg Personal Finance covers asset allocation. Tax Carnival Carnival of Personal Finance Festival of Frugality Carnival of Wealth Totally Money Blog Carnival My Dollar Plan defines income. Lazy Man and Money grades Men's Health. Enjoy!P.S. […]

The magic of compounding has left the building?

You’ve heard of the magic of compounding, right? If not, here’s a quick version.  Let’s say you have a savings account that earns 1% per month.  (Don’t laugh too hard.  My dad had one that paid this rate at one point.)  Let’s say also that you put in $1,000 at the start of 2012, and never add anything more.  According to the Rule of 72, after about 72 months, I’ll have about $2,000.  In another 72 […]

Box of Books #22

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): What Color Is Your Parachute? […]

Air Up All of Your Tires (32/365)

Every weekday, I drive my daughter to preschool. It’s a nice routine, one that gives me a chance to spend some time with her. I make breakfast for her, make sure she’s adequately dressed for the weather, brush her beautiful long hair, and then we’re off to her preschool. Along the path from home to preschool is a gas station. […]

6 Ridiculous Tax Writeoffs (That Didn’t Work)

Even reality TV doesn’t give justice to the real world and the funny, eye popping, or jaw dropping events that happen every day that very few people hear about. […]

Chase Freedom Experimenting With Quarterly Rewards Auto-Enrollment

While flipping through the mail, I recently ran across a missive detailing a test of a new cash back feature for the Chase Freedom card. As you’re likely aware, many credit cards (including this one) have adopted a rotating bonus category model, where you get 5% on purchases in certain categories for a limited time, and 1% on everything else. In the past, you’ve had to re-enroll each and every qua […]

Protect Your Online Accounts

It seems like, regularly, we hear stories about how some database was hacked and personal information was stolen. […]

How to Check Your Tax Refund Status and When It Will Be Deposited

Once you’re filed your taxes, either electronically via eFile, sent off by your accountant, or mailed in the old fashioned way, you’re probably wondering when you can get your hands on that tax refund check. You can check your tax refund status 24 hours a day, 7 days a week, using the Where’s My Refund? […]

"Good" LTC Insurance is All You Need

Smart Money has a piece on why some long-term-care (LTC) insurance is better than none. The post basically boils down to two points: It's likely that we all need some LTC insurance. Just having a "good" plan is good enough. […]

FMF March Money Madness Brackets Set

At the end of this post is an Excel spreadsheet that contains the brackets for the 2012 version of Free Money Finance March Money Madness (if you're wondering what I'm talking about, click here.) A few things to note about the competition: The games will begin on Monday, February 6 and new ones will be posted every other day through the initial round. […]

Income-Based Repayment Plans for Student Loans

No one can argue that college costs have become exorbitant. Even during the recent recession, schools continued increasing tuition. Student loan repayments are thus taking even longer to pay off, as college graduates are having trouble finding a decent job, or any job at all. Amidst this gloom and doom, there is some positive news. […]

Reader Mailbag: Super Bowl Celebration

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Repeatedly failing to achieve goals 2. Handling bill collectors 3. Rethinking mortgage payoff goal 4. Handling extra cash 5. Paying taxes at year end 6. Online business and credit cards 7. Buying home for parents 8. Heroes 9. […]

Participate in Self-Control Research

I’ve written extensively about taking control of your finances. One aspect of the ability to succeed with your financial goals is making active, thoughtful decisions pertaining to your use of money. […]

How to Spend a Tax Refund

This post is from staff writer Sarah Gilbert. For the past two years doing taxes has not been bearable: it’s been terrific! I’ve used an online e-filing service for several years now after many years of taking great pleasure — really! […]

What is the Form 8888?

Form 8888 is titled the Allocation of Refund (Including Savings Bond Purchases) and is the from you use to indicate how you want your refund paid out to you. The form itself is very straightforward, there is a section for direct deposit, one for US Series I Savings Bonds, and one for the paper check. […]

Surprising Things That Can Kill Your Credit

When it comes to credit scores, we're all very familiar with the damage a late payment can do to your credit "worthiness." We also know that having too much debt is bad as is having no credit references at all. But surely that can't be all that affects your credit score, right? The truth is, there are several things that can tank your credit, some of which just might surprise you. […]

Budgeting for People Who Hate Planning

Although potentially life-changing, there are two things that most people hate doing — dieting and budgeting. Whether it’s weight loss or a better financial situation that you seek, neither task is easy, they’re often frustrating or boring, and it tends to take quite some time before you see significant results. […]

Best Money Tips: Cheap Ways to Feed a Family of Four

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on cheap ways to feed a family of 4, moving up the corporate ladder, and reasons to use your credit card. Top 5 Articles Cheap Ways to Feed a Family of 4 — Feed your family on the cheap by preplanning your menu. […]

The Senior Resume for High School Students

As a career-services provider, I have developed resumés for high school seniors to accompany their college applications. Much of this work involved organizing innumerable details of a laundry list of activities, highlighting academic and extra-curricular achievements, and demonstrating leadership skills. Now, as the mom of a high school senior, I have a different take on the high-school resumé. […]