Three Free Tools for Perfect Time Management

The most valuable asset you have is time. If you’re a business owner, the most valuable asset you’ve got is your time and the time of the people on your staff. If you work for someone else, are thinking about being self-employed, or if you stay at home, time is equally precious. I would argue that mastering your time is the key to success at work and home. […]

What's the Best Way to Pay Off Credit Card Debt?

The book Smart Is the New Rich: If You Cant Afford It, Put It Down lists the three most popular strategies (not in any particular order) for paying off credit cards as follows and the advantages of each: Pay off the highest interest rate card first - Costs you the least. Pay off the card with the lowest balance first - Gives you the psychological boost of making progress quickly. Pa […]

Join Our Tweetchat on Thu 3/17, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Money and relationships. Managing your own finances can be tricky enough, but add in a partner or spouse and things can get complicated. How do you make financial plans as a couple? […]

Affirm Your Way To Wealth

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at This morning, I did something unusual. After I brushed my teeth, I looked in the mirror and recited: “People love to give me money!” “I am rich and wonderful.” “I am now earning a great big income doing what satisfies me.” I admit, I felt silly. […]

Thoughts on Choosing Guardians for Your Children

Yesterday morning, I posted an article discussing our decision-making process with regards to deciding whether or not to become named guardians for several children. Is it something we could handle? After posting that article, several parents emailed me to state that they had been struggling with the guardianship question in their own lives. […]

Little Fees Can Add Up

The Mint Life Blog says that little fees can add up. They quote a 2006 study that found that the average American adult paid $942 per year in hidden fees and upcharges. Ugh!!!! That can really add up over the course of years (and decades). They go on to list places where little fees are hitting many of us these days. […]

The Wealthy Need $7.5 Million To Feel Wealthy

“Happiness is making $1 more than your sister-in-law’s husband.” I don’t know who said it but I consider it one of the most accurate quotes about our society’s relationship with money. […]

Preparing for an Emergency or a Disaster

Lately, it seems as though disasters have been cropping up regularly. We hear about hurricanes, tornadoes and, lately, earthquakes. We have heard of two major earthquakes in the relatively recent past, the Christchurch quake in New Zealand and, even more recently, the devastating and horrifying earthquake in Japan. […]

Chase Sapphire Card $100 Cash Back

Chase’s latest move is to consider limiting debit card transactions to $50 or $100. This plan may never be implemented, but regardless of whether it does, credit cards are often better choices than debit cards. If the plan is implemented, debit card users may need to consider using credit cards more often. […]

How to Prepare for a Major Home Disaster

The Consumerist tells the story of a woman's house that burned down and nine things she wished she had done before the fire broke out. IMO these really serve as a list of what to do to prepare for any sort of home disaster -- fire, flood, storm, etc. and are as follows: 1. Subscribe to an online data backup service (my external back up drive sat right next to my laptop in my office)  2. […]

How SIPC Works and How it Differs from FDIC Insurance

How SIPC Insurance Can Protect Your Investments With news of banks failing and being taken over by FDIC, a lot of people are questioning not only how safe their deposits are, but their investments in brokerage accounts and mutual fund companies as well. […]

Free Money Finance March Money Madness, Sweet 16, Posts 5-8

Here we go with the Sweet 16 round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Investing vs. Consuming: Paving the Pathway to Wealth

Yesterday, I talked about how much money you need to be wealthy. Today, I want to share some thoughts on investing vs. consuming and the role of your everyday financial decisions in paving your pathway to wealth. As you may have heard, Apple released the newest version of their iconic iPad – dubbed the iPad 2 – this past Friday. […]

How to Financially Survive a Disaster

When one thinks of earthquakes in the United States, California is usually the main target. The San Andreas fault line is well-known for powerful quakes. There are others located within the United States that, although they haven’t caused severe seismic activity in the most recent century or two, could produce earthquakes resulting in severe damage. […]

10 Really Easy Ways to Unclog Drains

We all know the warning signs. The sink takes a little longer to drain. You begin to notice water pooling around your feet in the shower. And the odors. The strange, unpleasant odors. They're all signs that you may soon be facing a clogged drain. And then one day, boom. Your drain is blocked completely. […]

Child Tax Credit Explained

One of the popular credits extended along with the Bush tax cuts and the tax brackets was the child tax credit. […]

Tax Prep Costs: How Much Will It Cost to Get Your Taxes Done?

This is a guest post from Richard Barrington, a freelance writer and novelist who spent over 20 years as an investment industry executive. Barrington is a regular contributor at MoneyRates. Previously at GRS, he shared how to find the right CD or money-market account and tips for sound saving and investing. Tax season is in full swing. In fact, income tax returns are due in just over a month. […]

Where to Buy Discounted Designer Clothing Online

I've always been a bit of a clothes horse and madly in love with all things fashion. When I began writing, my first ever magazine article covered Valentino's retirement. Lucky for me, I'm also frugal and would never, ever pay full price for designer clothing even in my dizziest daydreams. […]

Best Money Tips: Ace Your Next Job Interview

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on acing your next job interview, signs you've taken frugality too far, and unexpected tax deductions. Top 5 Articles 10 Tips to Ace Your Next Job Interview — Stand out at your next job interview by asking the interviewer at the end of the interview. […]