Financial Guide for the Unemployed

Many of us are currently dealing with financial and/or economic challenges. One devastating problem that some of my neighbors and friends have recently faced is unemployment. Surviving with one less source of income due to a job loss can cause a lot of financial and personal stress. As of right now, the Bureau of Labor Statistics estimates that approximately 15 million people are unemployed. […]

Seven Money Lies from Monopoly

When it comes to games, Monopoly is probably one of the most iconic. While I haven’t played a game of Monopoly is years (the last time was on a cruise to Bermuda many years ago), the game and its rules are still fresh in my mind. […]

Taking Care of Business: Expense Reimbursement

This post is from GRS staff writer April Dykman. Most employees have to submit expense reports at some point — be it for out-of-town travel, client dinners, special events, or other expenses you incur due to your job responsibilities. […]

Ask the Readers: What's Your Favorite Childhood Memory? (Win $100)

ShareThisWe have a new addition to the Wise Bread family.  Meet Linsey Knerl's new beautiful baby boy! To celebrate, we're holding a special contest with a $100 Amazon GC prize!  Think of this contest as a giant Hallmark card from Wise Bread readers to Linsey. […]

Is Going to College a Bad Financial Move for Many People?

Here's a piece from Yahoo that examines the value of a college degree -- and finds that for many people it's a bad financial move. Why do they say so? First of all, many people who start out in college don't finish it, leaving them with no degree. […]

How To Invest In Gold: The Long & Short of Gold Investing

We take a look at various ways to invest in a popular precious metal. Regardless of what goes on in the investment markets, precious metals — and gold in particular — is one of those asset classes that investors closely keep track of. Some would argue that gold is one of the oldest investable commodities. […]

So what about Italian gold?

Commenter Marlene on my post on how to value gold jewelry asked this: Is 14k Italian gold different in price than gold in the USA? The answer depends on which gold price we’re talking about. On the one hand, there is the retail price of the gold jewelry.  This is what you’d pay at a jewelry store, secondhand store, or pawn shop.  I’m by no means an expert on Italian-made gold jewe […]

Planning To Replace My Old Car

I own a 2001 Honda Accord.  It’s a great little car, and even though it’s a decade old, it still gets really great gas mileage.  The paint and the interior are both in pretty decent shape, despite the fact that the right-front panel was recently damaged and repaired.  I like the car, but with growing kids and the fact that it has nearly 200,000 miles, it’s time to think about rep […]

Five Big Ways You Need to Think About Christmas … Now!

It’s mid-June, so there’s no better time to write about Christmas. Right? Right?! The truth of the matter is that just a little bit of forethought right now can save you a ton of time, effort, cost, and heartache this December. […]

Help a Reader: Buying Assets

Here's an email I recently received from a reader: I'm a 30 yr old professional and have saved up about $40k from living within my means sitting in my savings account (I know, I could put it to better use).  I contribute about 10-15% in 401k off and on (due to job jumps and 6-12 months working period for eligibility) and have approximately $20k in it.  I recently read "rich dad poor dad" and […]

In Praise of Paying Yourself First

Can you bear with me for one more labored metaphor? As I’ve mentioned a few times already, I’m in the midst of a successful fitness program. […]


The Best of Money Carnival is up at Free from Broke. Congrats to all participants and especially the winning post, How Much Extra Should You Pay On Student Loans? I made the carnival myself with And Yet Another College Student Who Needs a Clue. Enjoy! […]

Fuel Surcharges – Still? Seriously?

Time for a minor rant… Back in the fall of 2008, I asked if fuel surcharges were here to stay. At the time, gas prices had fallen from $4+/gallon to the mid-$2 range, but those pesky surcharges that cropped up when fuel prices spiked were still persisting. At the time, I suggested that these sorts of fees are a one-way street in that they get added when times are tough, and they never go away. […]

Governments Benefits Direct Deposited in 2011

Today, the Obama administration will announce that all benefits payments from the government will be paid electronically, rather than with paper checks. This includes, but is not limited to, Social Security, unemployment, veterans benefits, railroad retirement, and other government benefits. […]

Ally Bank CD 60-Day Early Withdrawal Penalty

At most banks, if you close a CD before it’s maturity period you pay a penalty of 90 or 180 days. 90 days, or three months, is the penalty for shorter CDs, generally less than 12-months. The 180 day penalty is reserved for CDs with maturity periods of 12-months or more. […]

How to Prepare for a Performance Review

The following is reprinted, with permission of the publisher, from The Essential Performance Review Handbook: A Quick and Handy Resource For Any Manager or HR Professional © 2010 Sharon Armstrong. Published by Career Press, Pompton Plains, NJ. All rights reserved. Know your employee or your supervisor. […]

Reader Mailbag: Dad’s Health Update

What’s inside? Many readers have written to me asking for me to summarize the questions in the mailbag right at the top so that they know what’s inside. So, I’m going to try this out for this mailbag and see how it goes. Here are summaries of the included questions in five words or less. 1. Ethics of item return strategy 2. Budgeting after debt freedom 3. Lesser pay for more sanity 4. […]

Restaurants That Let Kids Eat Free

Save Money by Dining Where Kids Eat Free Today’s budget conscious family has made their fair share of financially sound decisions to save money.  From buying secondhand to growing their own backyard gardens, parents with multiple children take it upon themselves to cut back on unnecessary spending by doing almost anything.  With so many mouths to feed, the thought of going out to […]

A Crash Course in Offensive Budgeting

I live in a suburb of an ever-expanding, sprawling metropolis and yet I often chose to bike through the arteries of the city. I navigate my way over potholes, passed unobservant drivers and pedestrians, and pedal by garbage trucks on two spindly wheels. And I do this all by being an offensive cyclist. […]