Lessons from a Retirement Millionaire

I really like it when major magazines do Q&A’s with regular people, like when Kiplinger talked with Dane Lacey, a 49 year old radiologist from San Diego. It’s somewhat deceptive though as a radiologist is hardly a job that any regular person can get into. It’s a specialty that involves using imaging to treat patients and something you need plenty of schooling to do properly. […]

Being a Referee Could Provide a Great Side Income

As many of you know, my son and I make some extra money as soccer referees (for specifics, see How to Make Money as a Soccer Referee and How Much I Made This Spring Refereeing Soccer.) It's not much money for me (I pretty much break even after expenses) but for him it's a solid source of income -- $400 or so per "season" (one in the spring and one in the fall) -- that allows him to earn more than […]

Leisure Time, Not Idle Time

As I’ve mentioned before, I was able to create, launch, and build up The Simple Dollar during my leisure time in the evenings after work over a two year period. […]

Last Minute IRA Tax Deduction

With just under two weeks before the tax filing deadline you probably think your 2010 tax picture is set in stone. For some of you that may be the case, but for many more there may still be some money on the table ready for the taking. It’s all about the IRA contributions. One of the benefits of IRAs is that you have up until the tax filing deadline to make prior year contributions. […]

Free Money Finance March Money Madness, The 2011 Winners

Well, we had another successful year of Free Money Finance March Money Madness. Here's a wrap-up of the winners and where the winnings go: CHAMPION Dirty Car Dealership Tactics won $500 donated to Charity Water.  RUNNER-UP How I Make Money Blogging won $300 donated to PugHearts. SEMI-FINALISTS Debt Reduction Strategy Guide won $100 donated to Charity Water. […]

Increase Your Credit Score

Somewhere along the line, American consumer society has progressed to the point where access to debt is almost essential to living a middle class life. If owning a house is the modern American dream, most Americans wouldn’t be able to achieve this without the help of the finance industry. As a result, our finances rely on credit scores. […]

How to Avoid a Tax Audit

No likes the idea of going through a tax audit. Indeed, many of us get downright nervous about being audited. There is no way to completely avoid an audit; some IRS audits are performed randomly. You never when your number will come up. […]

Establish Your Financial Priorities (Worksheet Inside!)

This post is from staff writer April Dykman. Quick — can you list your top financial priorities? My top priorities (aside from basic living expenses) are building a house and travel. […]

Ask the Readers: Desktop or Laptop?

Editor's Note: Congratulations to CgK, @ldelangel, and Steve Sforza for winning this week's contest! Computers have become a huge part of our day to day lives.  I personally am a huge fan of laptops and cannot imagine life without my laptop. […]

Homemade and Store Bought Mouse Trap Designs That Work

Do you have an unwelcome visitor right now? Have you seen evidence of a mouse? Do you want it gone? Well, this collection of mouse trap designs will have something for every persuasion. If you want humane mouse traps, there are a bunch. If you want something more "final," there are mouse traps that will do the job, too. […]

How to Fix a Bike Flat

The open road, miles away from home (and cell coverage), is no place to discover that you don’t know how to repair a flat tire. Let me be honest. I am considered not-so-bright in the realm of doing things without serious trial and error, and this category includes making bike repairs. But I am committed to making progress, however slowly. […]

You Deducted WHAT? Five Off-the-Wall Tax Deductions

This is a guest post from Richard Barrington. Richard is a banking analyst for MoneyRates.com who spent over 20 years as an investment industry executive. So you think you’ve got a creative way to save money on your taxes… You might want to stop right there, because creativity and tax returns can be a dangerous mixture. […]

Best Money Tips: Extreme Ways to Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on extreme ways to save money, habits of effective interviews, and things to buy in spring for deep discounts. Top 5 Articles 5 Extreme Ways to Save Money — Save money by becoming a house sitter. This way, you don't have to pay rent! […]

99 Free or Virtually Free Ways to De-Stress

There's no way around it — life is stressful. In between schedules, working, making ends meet, and spending time with family, there's very little time to unwind. When stressful situations happen (and these days, who isn't anxious?), it's important to take a step back and re-focus on your center. […]

Some Ideas for Earning Extra Income

The book The 10 Commandments of Money: Survive and Thrive in the New Economy lists several suggestions for earning some extra income. […]

Spring Cleaning: 5 Chemical free ways to clean house for less

Is cleaning your dirty home making chemical companies filthy rich? Take a look through your cleaning kit — if it contains a number of caustic brand name kitchen, bathroom, or other specialized cleaners, then you’re paying into the multi-billion dollar chemical cleaning business. Makes my eyes water too. […]

Citibank Changes Overdraft Procedure: Fewer Fees

At the end of March, Fifth Third Bank changed its procedure for dealing with overdraft fees. When a customer has many debits (withdrawals) posting on the same day, and they are not real-time debits, banks often start with the largest amount. […]

Need a Frugal Gift for Someone? Relieve Some of Their Pressure

In July, my wife and I are attending a wedding for a couple that we’re very close to. As that date approaches, the couple is pretty heavily involved in planning things – and they’re really beginning to realize how many little things there are to take care of. Meanwhile, there’s another couple that are close friends of ours who recently had a baby. […]

Help a Reader: Buying a Condo

Here's an email I recently received from a reader: I'm 29.  I have 2 sisters, one lives local and the other in Florida.  My family asked if I wanted to go in on a condo 2 miles from my sister in Florida for $54,000.  My parents would also split the cost, so each member of the family pays 1/4 of the costs/expenses.  Homeowners fees are $450 a month.  Cable is included.  So it looks like we'd be […]

Carrying a Credit Card Balance Won’t Improve Your Credit Score

I’m one of the moderators of the Personal Finance sub-reddit (at Reddit.com), which routinely sees plenty of credit score related questions. […]