Should I Accept a Credit Line Increase?

I was talking with friends over the weekend when one of them asked me a question I’d, surprisingly, never saw before (I would also later see it on Reddit). My friend received a letter in the mail from his credit card company that “congratulated” him on his good credit behavior. It also increased his credit limit by about 25%. […]

The spam email strategy for savings

This post is from staff writer Honey Smith. On Saturday, Jake woke up restless. Despite the fact that it was 112 degrees outside (argh) he really wanted to leave the house. While I would have been fine staying in, I understood where he was coming from; Jake works from home and hadn’t left the house in at least a week. “Where do you want to go?” I asked. […]

Charged With an Overdraft Fee? Get Your Money Back!

Picture this: You login to your checking account to review your transactions — and BAM! You've been hit with a $35 overdraft fee. Your account has a negative balance, and it's showing in bold red font. […]

10 Home Renovations That Almost Pay for Themselves

We'd like to think that the improvements we make to our homes will result in an increase in resale value. The unfortunate reality is that, according to Remodeling magazine, the average return on projects is really only about 60.6%. […]

Can you afford an international retirement?

This post is from staff writer Jeffrey Steele. On a recent trip to Guadalajara, Mexico, our hosts announced one Sunday they were taking us to a special place outside the city. We climbed into a van and motored an hour southeast, coming to a halt on the shores of Lake Chapala. […]

Best Money Tips: Slash Your Expensive Cell Phone Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on slashing your cell phone bill, saving on high end cosmetics, and a checklist for quitting your job. Top 5 Articles 8 Ways to Slash Your Expensive Cell Phone Bill — To slash your cell phone bill, use texting apps and be aware of roaming. […]

5 Places to Find Free or Cheap Mason Jars

It's summer, which means gardeners across the country will be looking for places to put their extra bounty. If you've taken to canning as a means of preserving your harvest, you understand that the number of jars, lids, and rings you'll need to put away a significant amount of food stores can number the hundreds, and canning jars (especially the brand name "Mason" jars) aren't cheap! […]

How to Buy Affordable Life Insurance

Some people might call it frugal. I like to call it cheap. But I'm not afraid to be cheap. […]

Looking at Frugality as an Investment

As we’ve discussed before, an average American family with two children – a seven year old and a ten year old – spends $1,252 a month on food according to the USDA’s liberal food plan. If that family adopted just a few frugal practices and were able to switch their food spending to the USDA’s low-cost plan, the family is now spending just $826.60 per month on food. That simple shift results in a s […]

What Would You Do With $30 Million Dollars? Revisiting Brewster’s Millions with Melissa

Remember Brewster’s Millions? In that movie, Richard Pryor plays Brewster who must spend $30 million in 30 days to inherit $300 million. The rules are that at the end of 30 days, he can have no assets from the money, and he’s only allowed to give 5% to charity and spend 5% gambling. […]

Anne and Matt, May 2013 Net Worth

Have you been following the Naked With Cash series this year? Seven Consumerism Commentary readers are making their finances public, sharing the intimate details of their financial decisions and net worth. They’re putting it all out there, leaving nothing to the imagination. […]

Best Deals for Tuesday 06/18

Link for teaser title: 50% Off Fisher Price Toys, Travelon East Satchel Handbag $10, Best Buy Reward Zone offers 12 points FREE […]

When Personal Finance Advice (or Other Advice) Conflicts

I generally don’t make a financial move unless I’ve researched the ins and outs of that move thoroughly. I want to understand exactly what I’m doing and why I’m doing it before I move any of my money around. Understanding the ins and outs of the various financial options before us is a vital part of personal finance. […]

Brewster’s Millions: Could You Spend $30 Million in 30 Days?

There have been many movies made about money. One of the more interesting — at least from a spending perspective — was Brewster’s Millions. The movie was based on a novel written in 1902, and is one of 10 films based on that novel. The main plot point of the movie is that Brewster has to spend $30 million in 30 days in order to get an inheritance of $300 million. […]

When lifestyle inflation isn’t even fun

This post is from staff writer Kristin Wong. When I think of lifestyle inflation, I think of going to my favorite sushi restaurant every weekend. I think of buying the pricey cashmere sweater I’ve been eyeing and then buying ten more expensive sweaters. I think of spending weekends on yachts and drinking champagne while a guy on a violin serenades me. […]

Ask the Readers: How Do You Save on Summer Parties?

Spring and summer are, arguably, the best seasons for outdoor parties! With so many occasions for summer parties — graduations, holidays, the usual birthdays, and just-because pool parties — it's not hard to find a reason to celebrate. Then again, so many occasions for summer parties makes for a very good reason to find ways to save on the festivities. How do you save on summer parties? […]

Begin Your Investing Career Right With Some Mutual Fund Basics

Buying shares of a mutual fund is a simple way to get started in investing and build a sizable portfolio. You can select funds that mesh with your investment goals instead of having to analyze multiple stocks and bonds to find the right mix of securities suitable for your risk tolerance, expectations for investment growth, and other considerations. (See also: The Duel: ETFs vs. […]

39 Tips That'll Save You Hundreds on Your Next Trip

Travel can be one of the most rewarding experiences you can pay for. However, it can also be one of the most expensive. Fortunately, there are ways to cut costs so you can afford your dream vacation. Read on for some of the best tips to save on the upfront costs of your next trip. RELATED: Life-Changing Opportunities That'll Take You Abroad 1. […]

Best Money Tips: Ways to Get a Cheap Gym Membership

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on getting a cheap gym membership, protecting your wealth, and keeping your living costs as low as a students. Top 5 Articles 8 Ways to Get a Cheap Gym Membership — If you want to get a cheap gym membership, buy a membership at Costco or consider community recreation centers. [Living on the Cheap] Got Wealth? […]

Save Money by Trusting Yourself

Every day I hear about people contorting their finances because they don't trust themselves to be responsible. Avoid the contortions. You can save a lot by trusting yourself. (See also: It's All Your Money) Of course, there's a second step. […]