The Debts of Special Events

When Sarah and I were married in 2003, we had a fairly low-cost ceremony. We rented a local Knights of Columbus hall for the reception, utilized a lot of family help in the preparation, and the total bill was quite reasonable. The honeymoon, however, was a different story. […]

FMF March Money Madness, Round 1, Posts 57-60

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Millennials, Money, and the Modern Marriage

When I married my husband at age 22, I was considered on the “old” end by the standards of my state. Now, 11 years later, getting married at 22 isn’t out of the ordinary in Utah — and it’s considered somewhat young by many in the rest of the country. For Millennials, the marriage age is rising. Not only that, but the way Millennials approach money in their marriages is changing as well. […]

The 14 Weirdest Tax Write Offs, They Were Asking for an IRS Audit

People are always trying to get creative with their tax deductions, but the IRS does not always go along with them. Filers have tried to deduct everything from prostitutes and pornography to pets and lavish holidays. But the IRS has been quick to put the kibosh on some of the truly outlandish deductions. […]

The Simple Dollar Weekly Roundup: Daylight Savings Time Edition

As far as I can tell, far more efficiency and productivity is lost due to the switch to and from Daylight Savings Time than is gained due to the shift in daylight hours. The best solution, in my opinion, is to simply pick one time or the other and stick with it. […]

Is paying down debt faster always a good idea?

Paying more than the minimum amount due on an installment loan, like an automobile loan or a mortgage, saves on interest expenses in the long run. You owe the money for less time, and hence pay less interest. There are of course lots of ways to pay down loans more quickly. There’s something for everybody who wants to be debt-free. […]

17 Things Car Salesmen Don't Want You to Know

Regular readers of the content aggregator may have seen a post recently asking car salesmen to confess their greatest fears. The response was overwhelming; over 7,500 comments were posted. As I read through the list (it took hours!) I jotted down some recurring themes. From those notes I have identified car salesmen's 17 greatest fears and weaknesses. […]

How to Get a Truly Free Credit Report

The federal Fair Credit Reporting Act (FCRA) entitles every American to a free credit report each year. So, how do you get your free credit report? Should you go to or some other site with a catchy jingle? Nope. There's a better way. Your truly free credit report comes from […]

What FDIC Insurance Does Not Insure

We all know that the Federal Deposit Insurance Corporation insures each depositor up to $250,000 per insured bank and it’s an insurance policy that is as good as gold (OK, technically not as good… but pretty solid). […]

Best Money Tips: How to Avoid Costly Travel Mistakes

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to avoid costly travel mistakes, ways to clear your mind, and how to not get hustled by your student loans. Top 5 Articles 7 Costly Mistakes Travelers Make and How to Avoid Them — Being inflexible with travel dates can cost you big time when it comes to traveling. […]

Extreme weather and recreational costs

This post is by staff writer Honey Smith. Although I live in Arizona (where it’s sunny and 65 right now), this has been a nasty winter for much of the country. The storm known as Nemo led to power outages, flight cancellations, and at least nine deaths. […]

Encourage Family Sharing and Save Money by Going Unisex

Meeting everyone's food preferences in a family is challenging enough. If you, like many other home economists, find that accommodating a different toothpaste flavor for every teen and keeping up with clothing replacements puts you over the edge, consider the following unisex savings strategies that encourage sharing and help you make ends meet. […]

How Will You Spend Your Tax Refund?

NBC News tells how Americans plan to spend their tax refunds this year: A TD Ameritrade survey released last month found that 47 percent of those expecting to get a refund plan to bulk up their savings account with it, while 44 percent plan to use the money to pay debt. About 28 plan to spend at least some on necessities and 15 percent plan to splurge on something discretionary. […]

Are Savings Habits Generational?

One of the most disturbing long-term trends in personal finance is the steep decline in savings rates over the years. There is a distinct difference in how Americans save today and how they saved in past generations. This raises a couple key questions about the present and the future: Are savings habits a product of the different influences and experiences of each generation? […]

Talking About Money Issues Without Fighting

Before Sarah and I began our financial turnaround, we largely avoided talking about money issues. […]

Morningstar’s day for individual investors

Hey, GRS readers, you have been invited to the Morningstar Individual Investor Conference. This is an all-day webcast (although I’m sure you can jump in and out of the webcast depending on which sessions most interest you), and it features an all-star lineup of personal finance experts. The theme is retirement savings and setting goals. […]

How to Save Money as an Intern

Before graduating from college, many students participate in a ritual known as “the internship.” I was an intern myself at one time. For many interns, this period of time is entirely devoted to trying to obtain a marketable skill while subsisting on crap wages — or even no wages at all. […]

How much house can I afford?

I still remember when I bought our first house, which we still live in today, and if you read the blog back in 2005, you probably remember when I bought our first house too. (the wonders of blogging!) It was the biggest financial decision of my life up to that point, whether to sign my name to buy a house nearly five times my salary. […]

Does “Leaning In” Make Sense?

If you’ve been reading the news lately, you’ve probably been unable to avoid mention of Sheryl Sandberg’s Lean In, a book by the Facebook COO that encourages professional women to “lean in” in some areas of their life and “lean out” of others, abandoning the idea of “having it all” (here’s an example of CNN’s coverage) and instead achieving balance by matching up your “lean in” areas and your “lea […]

Do You Let Brands Use You for Advertising?

From one of my social media accounts a few days ago, I responded to an article in Psychology Today. First of all, the article is a good read that discusses the relationship between money and happiness, and a recent study that disagrees with some of the more publicized studies from the past few years. It’s worth a note in a future article. […]