Your Take: What Have You Been Putting Off?

You never need more than one checking account. I have two and for the last year or two, as I’ve moved slowly towards simplifying our finances, closing the second checking account has always been on my “To Do” list but has never been scratched off. […]

Living on (a Lot) Less

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at I spent last weekend at a lake house in Maine with a broken water pump. For three days, we had no running water. […]

Good and Bad Uses of Leverage

Earlier this year, I suggested starting the decade off right by paying off debt. In general, debt is something that should be eliminated. […]

Summer Travel Plans

I don’t know about you guys, but we’re headed out of town for a glorious week of relaxation. In fact, by the time you read this, we’ll have nearly reached our destination. As we do nearly every summer, we’re traveling by car, and we’ll wind up covering close to 3,000 miles by the time we get back home. […]

What Home Inspectors Don't Do

Buying a Home: The Missing Manual lists what home inspectors won't do as follows: A home inspector doesn't have to inspect any system or structural element not readily accessible. A home inspector doesn't offer professional services beyond the inspection itself. A home inspector doesn't evaluate the strength, adequacy, effectiveness, or efficiency of any system or component. […]

Review of Gregory Karp’s The 1-2-3 Money Plan

(Thanks to Suburban Dollar for including this post in the Carnival of Personal Finance!) Well, my Bargaineering Bucks were burning a virtual hole in my electronic pseudo bank account, so I bid on Gregory Karp’s The 1-2-3 Money Plan: The Three Most Important Steps to Saving and Spending Smart, and won the auction. I was impressed with the book.  It covers a broad variety of finan […]

Cash Back Debit Card Rewards from PerkStreet Financial

If you’re not keen on using credit cards in lieu of cash, but still would like the convenience of using a card for making purchases, then you’ve probably considered using a debit card instead. Many banks and financial institutions are now offering free ATM bank cards and debit cards to their customers to give them easy access to their accounts. […]

Tiny Tarts: How to make Pie in a Jar

I love giving thoughtful homemade gifts to friends and family. I especially love it when the gift is fun to make and frugal to buy. So when I discovered the delicious and super cute world of goodies in a jar, I decided to put a lid on it and bake up a batch of pie in a jar. […]

Professional Time, Leisure Time, and Wasted Time

Most of this article applies to any situation in which someone hires someone else to perform work, whether it’s paying someone to change the oil in their car or hiring a plumber to fix a leaky faucet. On that note, Connie writes in: Your schedule seems overstuffed. Have you ever considered hiring an assistant or a housecleaner or something? I have, actually. […]

Help a Reader: Saving for Retirement

Here's a question from a reader I received recently: I have two homes, a rental house and my residence. Between the two, I owe $225,000 and that is all the debt that I have, no credit card balances, nothing else but I am worried about my retirement. I am 43 years old, I make about $70,000 a year with two girls (15 years and 17 years). […]

Join Our Tweetchat on 6/24, 4:00 CDT For a Chance to Win Prizes

Link for teaser title: twitter-logo-225x150.png Today's topic: What are your best unemployment and job hunting tips? Join the fun and you'll be entered to win an Amazon GC! […]

TV Shows About How Rich People Got Rich

Over the past few weeks I've stumbled on two TV shows that are about how rich people got rich and I thought I'd share them with you all. The first is aptly titled "How'd You Get So Rich?" It's hosted by Joan Rivers (warning: she's got a potty mouth, so be careful if you watch it with kids). […]

Reader Mailbag: Pee Wee Baseball Season

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Rent or buy a condo? 2. Prioritizing limited money for savings 3. Encouragement for staying at home 4. Cell phone: pay-as-you-go or not? 5. Prioritizing debts 6. Wedding gift registry etiquette 7. Worried about dad 8. […]

A Beginner’s Guide to Finding and Working Seasonal Jobs

Finding Seasonal Jobs Can be Rewarding and Profitable Although dated, The Back Door Guide To Short-Term Job Adventures by Michael Landes, proves to be a valuable resource for seasonal employment.  The book, last published by Ten Speed Press in 2005, contains 584 pages of information concerning “internships, summer jobs, seasonal work, volunteer vacations, and transitions abroad.”  […]

Freedom from the Day Job

Would you work if you didn't have to? When that topic came up among coworkers the conversation used to go at cross purposes, until I figured out that I needed to start by explaining that my work was my writing. […]

How to Invest $300,000 — Or Any Amount

Last week I wrote about lump sum investing vs. dollar-cost averaging, voicing the opinion that in most cases, if a lump sum is available, it’s a better choice in the long run. But how do you invest that lump sum?It’s great that the financial media has been encouraging young people to start thinking about investing as a part of becoming aware of financial responsibilities and future needs. […]

Travel and Money: Using your Credit Card on the Road

Your next vacation won’t happen without money…both prior to and during your trip. But with currency conversion discrepancies, high surcharges, and the risk of theft or loss, managing your money on the road isn’t as simple as you may think. […]

3 Ways to Kill the Penny

You all probably know my stance on the penny, I think we should kill the penny. Unfortunately, the only legislator willing to put some teeth in the move was ousted after his involvement in a bunch of scandals in 2007. […]

High Interest: How to Choose Between Checking, Savings, and CDs

In a rocky economy, high interest rates are the holy grail of conservative investors, especially those who don’t want to to invest in bonds. But in this rocky economy, “high interest” hasn’t really meant much: High-interest savings accounts are returning below two percent! Get Rich Slowly readers are just like everybody else. […]

Pick and Process Your Own Fruit to Save Money

It’s that time of year again folks! It’s harvest season for pick your own strawberries here in Michigan, and blueberry season isn’t far behind. Wouldn’t you rather pick local, organically grown berries for a fraction of the cost of store bought berries from who-knows-where? Good, me too. First, go to to find local, organic fruit growers. […]