Ask the Readers: What Is Your Biggest Financial Goal?

Editor's Note: Congratulations to Kathleen @ Frugal Portland, Kathleen S, and Jerry for winning this week's contest! Most people have financial goals they are trying to accomplish. Whether it's dining out less or cutting back on a certain item in your budget, everyone works on achieving small financial goals everyday. […]

7 Credit Card Reward Tips Many People Don't Follow

As someone who advises a lot of people about credit card rewards, I'm often surprised by what the average person forgets to do when it comes to their rewards credit cards. Here are some helpful tips for making the most of your card rewards. (See also: 5 Best Travel Reward Credit Cards) 1. Conduct an Annual or Bi-Annual Award Card Audit This is the biggest mistake people make. […]

13 Free or Cheap Ways to Be Blissfully Unproductive

I often think I should be productive even in my downtime. I don't want to live slothfully and, well, there's always something important to do. […]

Best Money Tips: Easy Ways to Cut Your Food Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on easy ways to cut your food bill, redecorating your home on the cheap, and side hustles to make extra money. Top 5 Articles Easy ways to cut your food bill — Want to reduce your food bill? Try cooking once, but cooking a lot. […]

Once Again Safe as Houses?

A good reason to buy a house: It's affordable, and you want to live in it. A bad reason to buy a house: You're worried about "missing the bottom" in the housing market. (See also: Your Equity Was Always Imaginary) As soon as housing prices made their initial leg down, I started seeing people thinking that it was time to buy. […]

Shopping for Insurance

Since "regularly shopping for insurance" was #31 on my list of the 52 best money saving tips, I thought I'd follow my own advice and compare our current insurance costs to those offered by other companies. Given the savings some people have seen ($1,400 here and $1,300 there), it seemed like the effort could well be worth it.It's been a while since we quoted out our insurance. Too long in fact. […]

The Danger of Prepaid Tuition Plans

In case you missed it, prepaid tuition plans have been in the news recently as Alabama has been forced to re-consider whether or not they’ll be able to deliver on what their plan promised. As you’re likely aware, 529 plans come in two main flavors: college savings plans and prepaid tuition plans. With the former, you contribute to the plan and make invest the money in hopes that it will grow. […]

Look Into Joining a Community-Supported Agriculture Group (204/365)

A community supported agriculture group is one in which members of a community can buy “shares” in a local farm. Those shares pay out in the form of a box of vegetables and, depending on the CSA, other items such as milk and eggs. I’ll give you an example of a CSA in our area so that it becomes more clear. […]

20 Frugal Hobbies (That Might Even Make You Some Money)

Everyone needs a little down time to relax and unwind. While some choose to spend quite a bit of money on their hobbies and recreational activities (think downhill skiing or boating), your hobbies don’t have to cost a lot. Best of all, some frugal hobbies might even make you money! Here is a list of 20 frugal hobbies you might enjoy: Reading: Take advantage of the library and this hobby is free. […]

The Power of Likability Demonstrated Again

We've talked several times about how being likable is a powerful career asset. In fact, some experts say that being likable is as important as -- or even more important than -- doing a great job.Whether or not likability is as important as how you perform isn't an issue we can probably ever resolve. […]

What is Really Making You Poor?

If you’re a regular reader of topics related to personal finance, you’re probably quite familiar with seeing statements that suggest people are poor, or at best living paycheck to paycheck because of their choice to buy coffee, watch cable television, or buy books instead of borrowing them from the library. […]

Kids & Money: Are You Prepared for a Teen Driver?

One of the scariest prospects that many parents face is that of having a teen driver. Many of us worry about what happens when our kids are old enough to drive. My son is still more than six years away from his driver’s license, but it’s something that I think about from time to time. Teen drivers cost more to insure than most adults, so you have to take that aspect of the situation into account. […]

How to build a cloth diaper stash on any budget

Pockets, AIOs, covers, fitteds, and prefolds. I needed a glass of wine with a side of smirk just to decipher the diaper lingo associated with cloth nappies. No one told me that being a new mom on a budget would require a degree in diaper technology. Grumble. My questions were simple. How much moolah do the different cloth diaper systems cost? How many cloth diapers would I need? […]

Planning to Work Into Retirement

In a world where employees can’t rely on long-term relationships with their employers, most of which no longer offer relatively safe retirement protection through pensions, planning for retirement, at least for the younger demographic in today’s workforce, is substandard. […]

Reader Mailbag: Handwritten Notes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Rapid paydown of debts 2. Following sports 3. Bread making issues 4. Games played over and over 5. Homemade soap in efficient washer 6. Rounding and the penny 7. Children’s haircuts 8. Political volunteerism 9. GMO corn 10. […]

35 Side Hustles to Make Extra Money

I like to think of list of ideas as novel, at least more novel than the “get a job delivering pizza” or “sell the books you don’t read on your bookshelf.” While those are fantastic ideas on how to make extra money, I’d expect most people to know that already. […]

Where I’m Starting From: Honey’s Story

This article is from new staff writer Honey Smith. Hello. I’m Honey Smith. I’m thrilled to be a part of the GRS community, though of course a little embarrassed that it’s essentially as an object lesson to others of what not to do. However, I do hope that everyone on the site learns something along with me. […]

15 Phenomenally Frugal, Single-Serving Freezer Meals

I think most of us can agree that saving money with a freezer is a good idea. And while tackling assembly cooking like it’s an Olympic sport seems to be the launching point for most work-at-home cooks, the truth is that embracing the concept can be a bit overwhelming for some, especially singles. Who wants to eat casserole for a week or sit down to soup every night for a month? […]

The Types of Health Insurance Plans

Understanding the kinds of health insurance plans isn’t easy. Textbook definitions differ from real-world designs offered by your employer or private insurance agencies. Insurance companies may use corporate doublespeak, christening a plan with a name that is misleading and even the opposite of the plan type. […]

Best Money Tips: Ways to Save at the Grocery Store

Welcome to Wise Bread’s Best Money Tips Roundup! Today, we share tips to help you save money at the grocery store, tricks to avoid eating at restaurants, and common terms that ruin your resume. Top 5 Articles How to Save at the Grocery Store — Don't purchase items placed near the checkout lane. It's an impulse-buy trap! […]