Insurance Basics: How Car Insurance Works

This is the third part in a short series about insurance basics. In the first part, I explained how insurance works. In the second, I shared some general tips about how to save on insurance of all types. Today’s article offers info about auto insurance. You’ve had car insurance since you were old enough to drive, but how much do you really know about it? […]

The Active versus Passive Decision

The following is an excerpt from The Investment Answer. It's a small, easy read with very nicely designed charts and graphs (which I couldn't put in a post so I have included them in red below.) Much of what the authors say here are reasons why I choose to invest in index funds. […]

The annual fees you thought you’d never have

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Personal Finance Tips & Things You Learn When Living In Colorado

This is a guest post by Jason D. Steele, who has been a personal finance writer for the blog at AskMrCreditCard.com since 2008. In addition, Jason has his personal blog where he writes about Travel, Aviation, and Consumer Issues. Personal Finance Tips From Colorado Greetings to the good people of Silicon Valley, from way out here in Colorado, AKA “flyover country”. […]

Summer Meal Series: Six Lessons for Efficient Cooking at Home

I’ll start off with what everyone will probably want to use this post for in the future – an index of all of the “Summer Meal Series” posts, as well as last summer’s “How Low Can You Go” meal series and a few other meal posts before that. The Recipe Collection Here are all of the “visual” recipes I’ve posted on The Simple Dollar over the years. Summer Meal Series 1. […]

How's Your College Savings Going?

Fidelity recently released guidelines for how much should be saved by parents at different incomes to pay for their kids' college costs. They estimated the cost of private and public colleges in 18 years, subtracted expected financial aid, assumed a given return rate, and then estimated the total amounts people should save. […]

AT&T Universal: Reinterpreting “No Annual Fee For Life”

Reader Bill has been a gold AT&T Universal Card since they were since introduced in the early 1990s and was annoyed when he learned that he’d be charged a $30 annual fee starting this month, September 2010. Here’s his email to me: AT&T introduced its Universal Card back in 1990, and with the card came the written guarantees ‘no annual fee for life’, and ‘no annual fee–ever.’ Remember that? […]

MoneyPak Review and Giveaway (Chance to win a $50 MoneyPak!)

Have you ever wanted to completely protect your payment information online? Would you like to pay without ever having to reveal your bank account or credit card numbers? MoneyPak is a collaboration between PayPal and Green Dot. It allows you to fund your PayPal account without using a credit card or a bank account. […]

Use American Express Membership Rewards Points on Amazon.com

I’m a fan of alternative currency; that is to say, I’m interested in how concepts like “points” and virtual currency are adapted to real transactions. […]

12 New Rules for Your Money

Kiplinger lists 12 new rules for your money as follows: Renting may beat buying. Consider a Roth. Invest in stocks that pay dividends. Personalize your emergency fund. Think McCottage, not McMansion. Age 66 is the magic number (for taking Social Security.) Cut your credit-card debt, but not your cards. Lock in your retirement income. Think single-digit returns. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Make Money Blogging | A Guide for Beginners on How to Make Money Online. Enjoy! […]

Reader Mailbag: The “Making It All Work” Series

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Stuck between goals 2. Dealing with partner’s student loans 3. Preparing for involuntary job loss 4. Replacing a vehicle 5. Jack of all trades 6. Using sleep as “mental downtime” 7. Buy house or attack debt? 8. […]

How to Save Money at the Butcher's

You might be aware of the local butcher shop but hadn't given much thought to ever stopping by to check out what they have to offer. Recently, we moved into a new house that is within walking distance of the local meat shop, one which I have never shopped in before. What I found there was quite surprising. […]

Living Well on a Feast to Famine Income

Living on a fluctuating income can wreak havoc on a person's finances. I should know; my income is slightly erratic from season to season. From October through June, my income is steady and stable with an occasional fluctuation — a surge of income one month, or a great reduction the next. […]

Christmas Shopping With Fake Money: Time to Get Started

Last year, I wrote about Christmas shopping for my husband using "fake money" and it generated some excitement among readers who wanted to try it themselves for Christmas 2010. […]

Global Bank Reform: Basel III

Until I heard of Basel III yesterday, I didn’t know there was a Basel I or a Basel II. […]

More than You Think: The True Cost of a College Education in America

This is a guest post by Jena Ellis, who specializes in writing on the topic of Online Certification Courses. She can be reached via e-mail at: jena.ellis20@gmail.com. So you’ve finally hit that stage… You’re sending your kids off to college. This phase is one of the most important and trying times both for parents and children. […]

Five Worst Car Maintenance Scams

Finding a good mechanic or shop that you can trust is very difficult, so when you find one, it pays to stick with them. It’s why I always take my car to the same place every time I have an issue. There have been a couple times when I, or my lovely wife, have brought it in for a minor issue and they sent us on our way without a bill. […]