Sour Grapes

Aesop once told a story about a fox who desired grapes that were just out of his reach. He made many attempts to capture the grapes, but they stayed just a bit too far away for the fox to gobble them up. […]

FMF March Money Madness, Round 4, Posts 1-4

Here we go with the fourth round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Mistakes Happen, The Trick is to Learn From Them

I’m excited to introduce you to another Simple Dollar writer, Frank Addessi. Frank has written about funeral insurance, whole life insurance, fire insurance and more — be sure to take a look at all of his articles. Feel free to share your experiences in the comments, or reach out to the writers via their contact info. -Trent ___________________________ I love my wife, my second wife. […]

Keep Your Old Credit Cards Open

There may come a time when you have no need to keep your credit score as high as possible. Perhaps you have no need for debt now and in the future. It’s not common, but there are a few methods of arriving at that point. You’ve fashioned a life for yourself off the grid. You are completely self-sufficient. […]

Will Gen Y Be Ready for Retirement?

One of the questions facing the members of Gen Y is this: Will I be ready for retirement? There are a number of challenges facing Gen Y (roughly defined as those between 18 and 34 right now), and many of these challenges are making it difficult for members of Gen Y to plan for retirement. […]

Reader Mailbag: Tax Day

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Selling gifted art 2. Money and anger 3. Stock performance question 4. Entertaining children without television 5. Value from used books 6. Old medical debts 7. Community volunteer opportunities 8. Breakfast recipes 9. […]

How to Save Money at Baseball Games

Last week, I shared a few tips on how to save money getting baseball tickets and today I want to talk about how to save money once you get into the ballpark itself. Baseball is a nice casual sport to watch when you want to hang out in the sunny outdoors without being glued to the action going on in the field. […]

How to audit your own investments

This post is from staff writer Lisa Aberle. I’ve hinted before that I was a passive investor. And by passive, I mean that I have always set up a 401(k) and IRAs, then promptly ignored them. But since 2013 is the year I want to learn more about investing, I knew I needed to evaluate our current investment portfolio. Am I saving enough for retirement? Am I diversified? […]

20 Recipe Substitutions That Save Money and Prevent Food Waste

Some cooks hew to recipes like gospel — if it calls for a white yukon potato, a russet will never do. Then there are those people, like me, who see most recipes as a basic framework rather than an edict. It calls for carrots? Well, we have some broccoli stems. Will they do? We can't argue that you cooks in the first category have more consistent and often more delicious results. […]

7 Ways to Make Money With Friends

Tired of your boring job? Wish you could find a way to earn a living while spending your days with people you actually like? You can. All you have to do is look to your friends. Check out these seven ways to make cash with your buddies. (See also: Should You Talk to Friends About Money?) 1. […]

How to Make Money With an Online Tutoring Job

    How You Can Earn Big Bucks Being a Tutor In an attempt to make extra money, you’ve tried just about everything, mystery shopping, focus groups, selling on Craigslist, etc., but have you ever considered tutoring as a source of additional income?  Being a tutor can be easy and online tutoring jobs are in demand.  You just need to identify what skills you possess and know where to advertise your […]

The battle between accountants and investment managers

This post is from staff writer Richard Barrington. I was recently invited to review an investment technique called “automated tax-loss harvesting.” It reminded me of the never-ending struggle for primacy between investment managers and accountants when it comes to portfolio management. […]

10 Easy Veggies to Plant This Spring

Got a black thumb? I certainly do. I think it may have something to do with how I always forget to water my plants. Luckily, there are some herbs and veggies that thrive on neglect, and I’m hoping that I’ll be able to grow some of them this season. Growing your own vegetables can help save a buck or two, and when you grow them organically, they're healthier too. It's also just plain fun. […]

Buying Versus Renting

CNN Money recently posted a piece on the costs of buying a house versus renting. An overview: Figuring out whether it's better to buy or rent rests on three main factors: where you live, how long you plan to stay and how home prices compare to rents in the area. […]

Examining Two Credit Card Repayment Strategies

Kim writes in: My dad told me that the best way to pay off a credit card is to pay it all off at once so I have been saving up the money to do that. My boyfriend argues with that saying that the best way to do it is to make the biggest possible payment each month. Who is right? Your boyfriend’s plan is better in a very straightforward sense. […]

Pay Off a Mortgage Early, Affording a Smartphone, and JCPenney’s Gimmick

A few times a month, Lance from Money Life and More will stop by to share some of the best articles from across a variety of publications, including other blogs and mainstream media. I am excited to be starting a new series here on Consumerism Commentary! The goal of my new series is to share articles I’ve read over the last week or two that I feel deserved a second look. […]

Where Does 7% Come From When It Comes to Long-Term Stock Returns?

Whenever I talk about investing in stocks, I usually suggest that you can earn a 7% annual return on average. That percentage is based on a few assumptions. First, I’m assuming that you’re investing for longer than ten years. That’s because in a given year, the stock market is very volatile. Some years see an enormous dip in the stock market, like 2008, when many investments saw a 40% loss. […]

Mortgage Payoff Progress End Of March 2013 With Chart

My wife an I are working hard to achieve our goal of paying off our mortgage early. As of April  2013, my wife and I will have lived in our home for 3 years and 1 month. We have a conventional, fixed-rate, 15-year mortgage. Our goal is to pay off our mortgage in less than ten total years. As of April 1, 2013, we will have made 37 regular, monthly mortgage payments. We have also made several additi […]

Are there any safe investments?

This guest post is from William Cowie, who has contributed to Get Rich Slowly and other personal finance blogs. He also blogs about investing and offers a free Investing Basics course on Bite the Bullet Investing. Earlier this month our readers were asked, regarding your personal financial journey: “What is the next step?” The answer J.D. offered in his 2009 article was… investing. Why invest? […]

Servant to the Lender

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Today I'm posting Proverbs 22:7, a verse that talks about the impact of being in debt. […]