BB&T $125 Checking Account Promotional Bonus

It’s been a while since I wrote about a nice bank deal but if you’re in the market for a brick and mortar bank, BB&T is offering a $125 checking account bonus for new account holders if you meet their criteria by May 31st, 2013. I tend not to write as often about similarly incentivized credit card offers because credit card applications have a negative impact on your credit score. […]

Merchants can charge credit card fees to customers. But so what?

I was unaware of this until I read DollarVersity’s article that alerted me to a recent ruling against Visa and MasterCard which forces them to allow merchants to pass on credit card fees to their customers. The settlement was on the order of $6+ billion.  The official site is here. Can a business charge a credit card fee?  Now they can under some circumstances. It costs businesses to accept credit […]

Wise Bread's Guide to Valentine's Day

Ah, February — when romance is in the air. Sure, that romance may be forecfully pumped into the air by stores and restaurants — but it's in the air nonetheless. […]

Delicious Ways to Prepare Affordable White Fish

I often hear that many people are mystified about how to choose and cook fish or how to find fish that fits their budget. White fish, of which there are many types, is usually very affordable. Even better? It's suitable for a variety of preparations. (See also: How to Shop for Fresh Fish) What to Look for in a Piece of Fish First of all, do not assume that fresh fish is always best. […]

Relationship deal breakers, then and now

This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. I recently had breakfast with a woman I dated almost 20 years ago, soon after I graduated from college. […]

Best Money Tips: Cool Things to Do With Hotel Amenities

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on cool things to do with hotel amenities, free ways to say 'I love you,' and how to make an interviewer like you. Top 5 Articles 8 Cool Things To Do With Hotel Amenities — Use the hotel soap you scored on your last vacation to make detergent. […]

How to Sell Your Old Stuff on Facebook

We all have things we don’t need or want. The traditional avenues of selling your stuff — such as Craigslist or eBay — seem to be overly competitive, or worse, a little unsafe. I’ve recently taken to Facebook to get rid of unwanted items and even pick up a few things that would have been cumbersome to buy through those other online channels. […]

Financial to Do List for 2013

You have already seen my 2013 financial resolutions. Now Fox Business suggests a financial to do list for 2013 of their own as follows: Analyze your entertainment budget. Put one savings on auto-pilot. Max out your credit cards -- not with borrowing, but with rewards. Refinance your mortgage. Buy life insurance. Adjust your 401(k) settings. Update your resume. […]

The Simple Dollar Redesign to Come

I’m excited to announce a few upcoming changes to the look and feel of The Simple Dollar. Since kicking everything off at the end of 2006, I’ve pretty much kept the overall design the same, but after seeing what a redesign can do for a site, I realized The Simple Dollar could benefit from some basic changes. I let some design people I trust pitch me a new look to the site’s menus and blog. […]

Tales of the Retireless

The woman to my right at the table was beautiful; striking smooth grey hair, an elegant style of dress that I admired and would happily have copied. At one point when I asked her to introduce herself — I was leading a workshop on promoting books through social media. It was then that I learned that she was 70 — I had assumed she was in her sixties. […]

When Can I Live Off of My Own Savings?

You’d be surprised how often I’m asked this simple question. It’s something on a lot of people’s minds, apparently. How much do I have to save up to be able to live off of my own savings? It’s impossible to come up with an exact number, but we can come up with an estimate. Figuring this out takes a little bit of math, so I’ll walk you through some of the steps. […]

Should Public Employees Go Bowling?

Whether you’re watching a twenty-four hour news channel, the local news, or national news “magazine” programs like 20/20 and 60 Minutes, the program directors need to be concerned about ratings. Television ratings are everything to those who work in this industry. If you can’t get an audience to watch a program, there are no eyes for potential advertisers to reach. […]

Are You Really Prepared for the Costs of Retirement?

For most of us, retirement is a nebulous concept. Retirement might be 20, 30, or even 40 years down the road. Our human minds have a hard time looking ahead so far, and truly grasping the implications. Even harder for us to imagine is the fact that we may need to ensure that our money lasts an additional 30 to 40 years into the future. […]

Saving Money on Valentine’s Day

7 Tips To Save Money On Valentine’s Day Are you on a tight budget this year? Do you think it means you have to forgo having a romantic Valentine’s Day? Think again. You can create a memorable time for you and your loved this Valentine’s Day, all without breaking the bank. After all, sometimes the most romantic things you can do don’t involve expensive dinners, lavish gifts, or big plans. […]

Five Red Flags for Bad Financial Advice

Every once in a while, I’ll find myself in an airport or somewhere else where a personal finance or investment program is on television. […]

How to Find Your Missing Money

A few years ago, I learned about how there are billions of dollars belonging to every day citizens locked away in state coffers. When bank accounts are abandoned or security deposits are unclaimed, the bank or the landlord doesn’t get to keep the cash. Most of the time, it gets sent to the state. […]

Dryer troubleshooting to save money on repairs

Major appliances save a lot of effort.  Even the hobbled energy-efficient ones are still better than nothing. It’s frustrating when things stop working, though.  I know that we take our appliances for granted, and fixing appliances that aren’t working usually becomes a top priority very quickly.  Water heaters, refrigerators, and freezers are way at the top of the list.  Clothes washers and dryers […]

Ask the Readers: How Do You Save on Valentine's Day?

Valentine's Day is right around the corner! It's time to start thinking about what to get that special someone in your life. Many people go with the traditional chocolates and red roses, while others get a little more creative in order not break the bank when Valentine's Day rolls around! How do you save on Valentine's Day? Do you make your own gifts? […]

99 Affordable Date Ideas

Going on dates doesn't always have to mean draining your wallet at fancy restaurants. There are plenty of affordable and entertaining dates you can go on with your beloved. After all, it's really the time you spend with your sweetheart that matters and not how much you're spending on the dates. […]