Sovereign Bank $150 Checking Promotion

If you live in the northeastern United States, need a bank account, and could use an extra hundred fifty bucks… do I have a bank deal for you. Sovereign Bank is offering a $150 cash bonus for new checking and savings account customers. The requirements are fairly standard – setup a checking and a savings account, enroll in online banking, and make five debit card transactions. […]

Help a Reader: Getting an MBA

Here's an email I recently received from a reader: I am in my mid-thirties with an Engineering background in IT. For the last 3 years, I have been in a managerial position. […]

Reader Mailbag: Travel

Did you know that ten hours of road travel with a four year old, a two year old, and a newborn is a really bad idea? I have just signed a loan modification for my (large) mortgage. They fortunately gave me a starting payment at 2% for the first 5 years. I have been able to pay up ALL of my bills (no credit cards or outstanding debt) and have $2000.00 in savings. […]

Keep Your Family Safe with these 6 Must-Have Smartphone Apps

Everyone wants their home to be a haven from dangers, and thanks to a recent roundup of some of the best smart phone apps designed to  keep you safe, you can sleep a little sounder tonight!  Check out 2 of the 6 that we recommended in a recent My Life Scoop article! WebMD Mobile Cost: Free Compability: iPhone While a smart phone app can ne […]

How to Intelligently and Responsibly Buy a Car

Car companies want you to buy their products on impulse. They would, generally, prefer that the step of thinking is removed from the consumer’s process. […]

Read Your Financial Statements Like a Banker

Link: ShareThisLet’s face it — financial statements aren’t the most fascinating things to read. […]

Grand Plan: How to Make $1000 Risk Free

How would you like to make $1000 risk free starting with just $1? It sounds too good to be true right? It sounds like a scam? Well, 99.999% of the time it’s a scam. This is that 0.001% time it isn’t and when you read through my Grand Plan, you’ll know it’s not a scam. You won’t get rich with the Grand Plan, you’ll just get a little bit ahead. […]

Further Adventures in Home Maintenance

As much as I’ve learned about money in the past five years, and as much as I like to share what I’ve learned, there are still times when I fail to follow my own advice. As I’ve mentioned, we live in a hundred-year-old house. This is a great and terrible thing. The house is beautiful and full of character, but it’s also a pain in the ass. […]

Win $200 in Gift Certificates!

Here's a great way to start off a Monday! The folks at BigCrumbs (summary of their site: offers a free online loyalty program that pays the highest overall cash back available at eBay and popular online retailers, including Target, Wal-Mart, Best Buy, Gap, Nordstrom and HP. […]

Working On The Website

I am working on a new look for No Credit Needed.  I recently upgraded some of the software that I use to manage the site – and I am in the process of creating a new, cleaner, easier-to-use interface.  Thank you for your patience while I complete the upgrade.  You guys rock! […]

Review: Better Groceries for Less Cash

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. Better Groceries for Less Cash by Randall Putala has a subtitle that pretty clearly describes what you’ll find inside the covers: 101 Tested and Proven Ways to Save on Food. […]

Redeem Chase Rewards At The Ultimate Rewards Mall

Today’ I’d like to take a closer look at a popular credit card rewards program. What’s in Chase’s Ultimate Rewards Program and just how attractive is it exactly? But first, let’s check out the credit cards that will allow you to participate in this program. […]

Podcast 55: Generation Y Consumers, Kimberly Palmer

Our guest on today’s episode of the Consumerism Commentary Podcast is Kimberly Palmer, senior editor at U.S. […]

Mother’s Day Reading: Financial Lessons, Saving for Retirement, and Pretending

To all those who celebrate, have a happy Mother’s Day.Jim from Bargaineering asks, “What financial lessons has your mother taught you?” Jim’s mom provided negotiation skills and some of his readers learned various lessons for dealing with credit cards, spending smartly, and being compassionate.Here are five reasons the author of the Well-Heeled Blog saves for retirement. […]

What Day Is It?

It would be easy for me to write some nice platitudes today about my wife (the mother of my children) or my own mother. I could go on for a long time about how wonderful these two women are, the most important two women in my life. But I really don’t need to. […]

Reader Story: A Drastic Change for Drastic Results

This guest post from Ian is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity, and with all sorts of incomes. […]

The Seven Pillars of Financial Success, Introduction

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Over and over again, the Bible promises blessing/favor/prosperity/success. A few verses to illustrate what I'm talking about: For surely, O LORD, you bless the righteous; you surround them with your favor as with a shield. […]

Secure Investment Strategies God’s Way

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The following is an excerpt from Faith & FINANCES: In God We Trust, A Journey to Financial Dependence. “Who then is the faithful and wise servant, whom the master has put in charge of the servants in his household to give them their food at the proper time? […]

19 Things to Take Off Mom’s To-Do List

It's Mother’s Day. Forget breakfast in bed. Instead, take some things off of mom’s ever-growing, never-ending to-do list. 1. Plan an entire week’s menu (including snacks for the constantly growing children). Do all the shopping at your local market, warehouse store, or roadside stand. […]