Couples and Money: Learn How to Stop Fighting Over Your Finances in Marriage

Married Couples Spend a Lot of Time Fighting About Money Apart from sex, money is one of the leading causes of stress in a marriage. When couples fight about money it’s not only bad for the marriage, but it can also lead to bigger financial problems as well. […]

Find and Track Deals on Twitter: The Ultimate Guide

By Ann Smarty Twitter is huge: someone is very likely to be Tweeting a great deal right now, and unless you know how to "hear" that Tweet, you will miss it. Luckily there are quite a few tools that help to make sense of that clutter. The key is to choose the tool that will fit your needs and to help you to. […]

Free Money Finance March Money Madness, Round 1, Posts 53-56

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when t […]

Best Deals for Wednesday 02/17/2010

Viore 40" 1080p LCD HDTV w/ Soundbar for $500 + free shipping Zhu Zhu Pets Hamster Mr. Squiggles $9.99 + Free Shipping 2010 Entertainment Books - Now 40% Off! Earth's Best Jar Baby Food Just 57 cents! Free Sample of Tropical Chewy Lemonheads […]

Can a Little Inflation Be Good?

By Philip Brewer Let me jump to the end and say right at the start that I don't think so. However, there's a serious argument being made right now among economists and economic policy makers that higher inflation would be good. […]

The Simple Dollar Weekly Roundup: Headset Edition

For the last year and a half, I’ve used Skype for my business phone – through book edits and interviews and so on, it was used daily (if not more often). During that time, I’d been making calls using my computer’s speakers (for the audio) and my webcam (for the microphone). Of course, this has a big drawback – namely, echo. […]

Re-Evaluate Your Recurring Expenses

Over the past few months, I’ve locked in hundreds of dollars worth of savings without giving up a thing. How? Easy. […]

How to Get Audited By the IRS

If you have an adventurous, thrill-seeking personality, your life may never be complete until you’ve solicited an income tax audit from the Internal Revenue Service. There is good news and bad news for you. The good news is that audits have been more frequent in past years, so the chance of being audited has increased. […]

How to Dispute a Credit Card Charge

Last month, I went to a Trader Joe’s to buy a package of coffee filters. For whatever reason, their packages of unbleached cone filters are always remarkably cheaper than anywhere else, despite Trader Joe’s higher end reputation. On this particular trip, there was some sort of technical problem with the register. […]

Should You Really Be Reading This Post?

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. Let’s say it’s 8 p.m. on a weekday. Or 2 p.m. on a Saturday. Or maybe 3 a.m. in the middle of a night when you can’t sleep. […]

What Will It Take To Pay Off Our Mortgage Early?

In a few weeks, we will make our first mortgage payment.  Our mortgage is a fixed-rate 15 year mortgage.  Obviously, I’m not a fan of debt – and I’m going to work very, very hard to pay our mortgage off early.  Using a mortgage calculator I calculated the following the scenarios for paying the mortgage off early - 15 years and zero months = mortgage payment + $0 extra per month 1 […]

How to Submit a "Help a Reader" Question

As most FMF readers know, I regularly post questions readers send to me asking for money advice. […]

Woe to the lender who guesses wrong

The standard Settlement Statement, the HUD-1, just got a makeover this December.  The extra page is an extra burden on lenders to get the Good Faith Estimate right the first time. Last week at the closing for our new house, we got a small bonus courtesy of the new requirements.  The expenses are broken down into three categories based on how closely the actual charges have to agree with those on t […]

Starwood Preferred Guest Credit Card from AmEx: 30,000 Bonus Points

Why pick a hotel rewards card over any other type of card? While there are a lot of credit card rewards programs that can suit every card user, there are certainly those cards that are best for general purchases. […]

Quick Reminder And This Week’s Carnivals

I want to thank all of you for visiting No Credit Needed.  Once in a while, I like to encourage folks to subscribe to the site, via RSS or Email.  Once you do, you’ll have the very latest NCN content, delivered directly to your feed reader or email inbox, absolutely FREE.  Also, if you use Twitter, feel free to follow me and then say hello to me @NCN.  Now enough with the self-pr […]

E*Trade to Move Banking Customers to Discover Bank

This is just a quick note to say that I recently received a letter from E*Trade Bank saying that they’re moving my account to Discover Bank. According to the letter: “We are writing to let you know that your E*Trade Bank account referenced above will soon be transferred to Discover Bank, and become a Discover Online Savings Account. […]

Deadly Mistakes on the FAFSA Could Cost You Thousands of Dollars in Financial Aid

The following is a guest post from Manuel Fabriquer at College Planning ABC. It's time to fill out federal financial aid forms, preferably online. Families often think they will not qualify for financial aid and filling out the Free Application for Federal Student Aid (FAFSA) is too much of a hassle. […]

New from the IRS! Use Your Tax Refund to Buy Savings Bonds

Here’s something cool I learned at Mapgirl’s Fiscal Challenge. Apparently you can now use your tax refund to automatically buy I-series bonds from the U.S. government. As recently as three years ago, I was a huge fan of tax refunds. Despite the arguments against them, I liked getting a tax refund because it was the only way I’d found to save. […]

Optimizing Your Grocery List

A few weeks ago, I went to the grocery store in the afternoon to take care of grocery shopping for the week. Sarah had written a list for me (in all fairness to her, it was actually closer to a set of notes for a meal plan rather than for grocery shopping; it wasn’t really a complete and finished list), but I hadn’t looked at it very carefully. […]

ING Direct Electric Orange $50 Bonus Promotion

ING Direct is offering a $50 bonus for new Electric Orange checking account customers (who make 3 signature based debit transactions in 45 days) and has been for what seems like the last year. You are eligible if you already have their high yield savings account, which makes it especially sweet if you’ve kept one of these lying around in the hopes ING Direct’s rates become more competitive. […]