The Simple Dollar Weekly Roundup: Edition

Over the past year, I’ve been experimenting a lot with my personal website, Should it just be a puff piece that promotes me? Should I have some long essays or short stories on there? […]

Don’t Treat Your 401(k) Like a Savings Account

As a Chartered Retirement Planning Counselor and someone who deals specifically with retirement issues I spend a lot of time helping participants with their retirement plans. One of the most common reasons participants would meet with me is because they say need money and they are looking to take it out of their retirement plan. […]

10 Ways to Save Time by Spending Time

Just like the adage you have to spend money to make money, it’s just as true that sometimes you have to spend time to save time. But when do we know if a time investment will have a high ROI? Here are 10 ways to save time by spending it. 1. […]

Live Abroad for Less (Also at Home)

Look around and you'll find any number of articles on living abroad for less. Some are full of great ideas — but of those great ideas, only one is uniquely applicable to living abroad. All the rest work just as well at home. The one thing that sometimes makes living abroad cheaper than living at home is a preferential exchange rate. […]

State Tax Free Filing

Wondering if there are options to free eFile for your state taxes? If you qualify and your state is in the program, you may be eligible for free state tax filing online from various tax preparation software and companies. Since April 15 is pretty much one day away, your best bet and fastest option would be to use TurboTax’s Freedom Edition. […]

Attend a Great Private College for Less Money Than a Public College

I’m a big fan of a continuous education that lasts a lifetime, whether earning degrees or just gaining knowledge in topics you’re not normally exposed to. But when you start focusing on money, it’s easy to raise questions about how much education is worthwhile. There is a war over the value of higher education.College graduates on average earn significantly more than individuals without a degree. […]

Brick and Mortar Bank Myths

In the last few years, I’ve reviewed several online banks from the gray beard ING Direct to the more recent Ally Bank and Sallie Mae. […]

The Perils and Pangs of a Pricey Purchase

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. […]

Social Security Loopholes

The following is a guest post from Marotta Wealth Management. Had you simply saved and invested, you would probably be retiring as a multimillionaire. But because you were required to pay into Social Security, now you have to figure out how best to get back some of your money. […]

Are You at Risk of Identity Theft?

Are you at risk for identity theft? As it turns out, a company called ID Analytics has created a website called where they perform a statistical analysis of your “basic identity elements” to assign you an ID Score. […]

Lexus GX 460, A Safety Risk: Would You Buy A Toyota Now?

Be a smart and safe consumer when it comes to making those big purchases. How vigilant are you of car recalls? I’m one of those people who finds it hard to trust again. Once I find that the credibility of something (or someone) is shot, I start giving it (him/her) a wide berth. Especially when it comes to safety. […]

Would You Rather Receive a Refund or Owe More Taxes?

If you haven’t noticed, it’s tax time. I have noticed, not only because of the relentless emails I receive reminding me of this grand celebration, but also due to people I interact with. […]

Help a Reader: Dental Work?

Here's an email I recently received from a reader: My husband and I bought our first home last year ($165,000). Our monthly mortgage payment is about $1200. We also are still paying off loans on our cars, mine about $2,500 (monthly payment $180) and his $16,000 (monthly payment $465). My husband has about $25,000 in school loans. We have about $15,000 in ING for emergencies. […]

Worried About an Audit? Six IRS Red Flags

ShareThisAround February, my commute home starts to give me a knot in my stomach. That’s because my bus passes a tax-preparation shop where, as tax season draws nearer, a woman stands outside wearing a Lady Liberty costume and holding a sign that promotes the shop’s services. […]

Calculating Your Life-Time Income

This article is by staff writer Adam Baker. Baker recently released an online guide entitled, Unautomate Your Finances. J.D.’s note: According to Facebook, today is Baker’s birthday. Happy birthday, Adam! In continuing celebration of Financial Literacy Month, my GRS contributions throughout April are covering basic techniques to raise your financial awareness. […]

Replacing Things Early

Recently, I took a serious look at our non-stick skillet, the one we use to cook sticky things like eggs. While it was still very usable, I found that in one place a bit of Teflon was beginning to peel away. I immediately tossed the pan into the trash. A few weeks ago, I replaced a perfectly good filter on our car – or at least it seemed like a perfectly good filter. […]

What is the Average Cost of Tax Preparation?

I just ran across a bit of interesting information on the cost of tax preparation from the National Society of Accountants. According to their biennial survey, the average tax prep fee for an itemized Form 1040 with Schedule A plus a state tax return is $229. […]

Fighting Financial Trolls

The following is an excerpt from Your Money: The Missing Manual, an excellent book written by JD Roth from Get Rich Slowly. Copyright 2010 O'Reilly Media, Inc. All rights reserved. […]

Free Experian PLUS Credit Score

For a limited time, American Express is offering a free look at your Experian PLUS credit score and Experian credit report. The Experian PLUS credit score is not the same as your FICO score but there’s no way for you to see your FICO score based on Experian data, so this is about as close as you’ll ever get. […]