The “I’m Never Going to Retire” Retirement Plan

Stephen writes in: I’ve basically made the decision that I’m never going to retire. I’m going to keep working until I literally cannot work any more, at which point my physical and mental decline should be pretty steep and swift. Given that, what’s the point of saving for retirement? […]

Will You Get Your Rental Security Deposit Back?

Ah, the rental security deposit. When you rent an apartment or house, you usually have to plunk down a security deposit — just in case you skip out, or if there is major cleaning to be done, or damaged to be fixed. […]

SteveDH January 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. SteveDH is retired, and he and his wife have two grown kids. […]

Retirement savings wake-up call

My tax-advantaged retirement account from my employer offers a valuable piece of information on our annual statements. It’s the amount of monthly retirement income I can expect, given the amount I have in there now. This amount really was nothing to write home about.  (It amounts to about 6% of my gross income.)  But I’m forty, so I still have time to bolster this.  Whether or not my age group has […]

The Simple Dollar’s Education in Insurance

Up until now, I’ve only occasionally dealt with a major component of monthly finance: your insurance. If you’ve got a family, like me, you have to know how your insurance works. […]

Help a Reader: Financial Aid Charities for Dogs Needing Surgery

As the owner of an older dog, our beagle Tobey, we know how expensive surgery can be for our four legged friends. I can’t begin to imagine how difficult it is when the dogs get older and when their owners have trouble paying for their care. When I asked for readers to email me their problems, one stood out both for its length and because it was a subject we could see ourselves facing. […]

Ask the Readers: What DIY Projects Do You Do?

From car maintenance to home decor to pantry staples, DIY can be a great way to save money on services and products that you use in your everyday life. While some projects are easy for beginners to pick up, other projects are better left to professionals if you don't have the equipment, skills, or time to make it work. What DIY projects do you do? […]

How Credit Card Companies Prey on Your Basic Needs

You may remember learning about Abraham Maslow's psychological theories back in high school. […]

How to save money on vet bills

A few years ago, a little orange cat showed up on my front porch, and I fed him. You can probably guess what happened next. Yep, he never left. But as with any “free” pet, Hans cost a lot of money. This was especially true in the beginning when we had to have him neutered and vaccinated. We also paid for a six-month supply of flea treatment. Then, Hans injured his paw. […]

The 5 Best Deals in Every Thrift Store

If you’re an avid thrift shopper like me, you know that every second-hand store has its own unique personality. Some stores are great for furniture, others for clothing; some seem to have the market cornered on books, and a few just seem to have older and more unique items than all the rest. […]

Best Money Tips: Save Money While Job Hunting

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save while job hunting, making a budget for life after college, and saving on bathroom accessories. Top 5 Articles 6 Ways to Save Money While Job Hunting — To save money while job hunting, carpool to recruiting events with friends. […]

Student Loans: The Third Way to Ruin Your Finances

I've long said there are two ways people ruin their finances — loss of income or large uninsured expense. I've recently become aware of a third. (See also: Pre-Career Advice) The new way to ruin your finances is this — take on enough student loan debt to get a college education. This is new. […]

Marrying for Love and Money

With Valentine’s Day in the rearview mirror, I’m thinking about love. Love, and money. […]

Reader Profile: WV

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Poor Service Made Right

Not quite a month ago, I wrote about a poor customer service experience at the Golden Arches, and what a poor job they did in making it right. Today I’m writing about another negative experience at a different establishment and a manager that went above and beyond what was necessary to make things right. We recently had lunch at a relatively well-known Italian sit-down restaurant chain. […]

The Range of Your Vision

Because of the strange trajectory of my life, I have friends in rural places and I have friends in cities. I have friends who are on food stamps and I have friends that are millionaires. I have friends who own their own business and I have friends who can barely keep a job. I’ve noticed something fascinating lately among the friends that I keep regular communication with. […]

FMF March Money Madness, Round 1, Posts 17-20

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) Today's games are brought to you by the Citi® Hilton HHonors™ Visa Signature® Card, which offers 40,000 Hilton HHonors Bonus Points after making $1,000 in eligible purchases within the firs […]

Now Covered By Umbrella Insurance

There is nothing that can derail your financial success or path to independence as fast as being held liable for some kind of catastrophic loss without the appropriate level of insurance coverage. Automobile and homeowners insurance (or renter’s insurance) cover only up to a certain amount of your liability if you or your property is involved in an accident. […]

Reader Mailbag: The Time Spent

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Overseas travel with kids 2. Bitcoins 3. Life or disability insurance? 4. Prepaying funeral expenses 5. Reaching a financially clueless student 6. Self-publishing a book 7. Emergency fund alternatives 8. […]

The Myers-Briggs Personality Test &Your Money

Since I am married to a man with a Ph.D. in Psychology, I’ve taken a number of personality tests — just for fun. My husband normally has me take them (he takes them, t00) before he uses them as activities in the classes he teaches. One of the most famous personality tests is the Myers-Briggs test. I’ve taken the Myers-Briggs test more times than I can count, including once for an employer. […]