Did/Will You Get a Bonus This Year?

Here are some career-related questions to get the conversation flowing today: Did/will you get a bonus this year (for last year's work)? If so, what do you plan to do with it? If not, why not? I did get a bonus (paid in December) and put it right into savings. I know, call me Mr. Practical. :-) Leave your answers in the comments below! […]

Using Grocery Flyers to Plan Meals

As I’ve mentioned many times on The Simple Dollar, one of our most frequently-used methods for saving money on food is to simply create a meal plan each week based on the sales found in grocery flyers. […]

Are Certificates of Deposit Obsolete?

A certificate of deposit (CD) is a deposit account that pays you a fixed interest rate over a set period. You can close a CD early and pay a penalty but the bank cannot close it (call it) early, unless it’s a very rare callable CD. […]

Ask the Readers: What's On Your Bucket List?

A bucket list is the list of things you want to do before you "kick the bucket."  Such lists remind us to rise above the hustle and bustle of everyday life, so we can set our sights on loftier goals. What is on your bucket list? Do you want to do something grand like becoming a millionaire or finish a novel? […]

Poll: How Do You Do Your Taxes?

It’s that time of year again and tax forms are starting to trickle in through the mail. Over the coming weeks you’ll be receiving W-2s, 1099s, investment statements, mortgage statements, and a number of other important tax documents. So, whether we like it or not, tax season is upon us. […]

My Credit Card Report for 2010: Over $800 Richer

As most of you know, I'm a big fan of cash back credit cards. I use them only to buy budgeted items, pay them off every month, and only use cards with no annual fees. […]

15 Surprising Facts About Income Tax

Brought to you by TurboTax Federal Free Edition — Free to prepare, Free to print, Free to efile. With the holidays now out of the way, many of us begin to focus on our finances. What did we spend? What did we save? And of course, when will we start preparing our taxes? […]

Savings Under the Kitchen Sink

Yep, under the kitchen sink. Like a lot of people, the cupboard under our kitchen sink is chock full of all sorts of household items. A few days ago, I was searching for a replacement water filter, as we have an under-the-sink water filtration system and the filter was due to be replaced. […]

How to Really Save Money When You Shop

I assume we all sometimes feel the urge to mock people who think that they "saved money" when they bought something at a discount. They buy some exercise equipment or new shoes and are pleased with themselves for "saving $60," even though what they really did was spend twice that. But there is a valid way to save money with a purchase. […]

Preparing for a Baby

As I noted in a recent review of our 2011 financial goals, we’re going to have some big upcoming expenses that we need to prepare for. It’s happy news – we’re expecting our first child! Of course, aside from the emotional, mental, and physical preparations, we’re also looking at our finances so we can be ready as possible for the baby’s arrival. […]

How (and Why) to Help Your Parents Pay Off Their Mortgage

Your parents have a fair chance of carrying a hefty mortgage well into retirement. According to a Newsweek article ("Many Baby Boomers May Retire with Mortgages"), 63% of 55- to 64-year-olds have a mortgage. […]

11 Tasty Recipes for Canned Clams

One of the most affordable resources for cheap seafood is canned clams. Available for smaller recipes at most grocery stores, or in bulk at warehouse stores, canned clams provide low-fat protein and loads of style. […]

Revisiting Reward Checking Accounts

It’s been almost two years since I last looked at reward checking accounts and I thought it was about time we checked them out again to see what had changed. Two years ago, most reward checking accounts offered over 5% interest on deposits of up to $10,000 (sometimes $20,000 or more) if you satisfied certain requirements. […]

Caring for Aging Parents

As more of my friends enter middle age, they’re talking less about how to care for their kids and more about how to care for their parents. […]

10 Things Your Boss Won't Tell You

Smart Money lists 10 things your boss won't tell you as follows (along with some explanation where needed: 1. "Yes, we are reading your emails… and your IMs." 2. "You're too old for this." (roughly 25% of employers said they were reluctant to hire older workers) 3. […]

Get Cheaper Loans Through Lending Club & Credit Sesame

Here’s how to get a free credit score while finding out if you can qualify and switch to a cheap personal loan. The other day, I wrote about a new and free consumer service called Credit Sesame, which has the goal of helping you manage and optimize your debt a lot better. […]

Tax-Free Distributions From Your IRA: Charitable Rollover

First enacted in 2006, the charitable IRA rollover is a way to let certain taxpayers reduce their tax liability. Individuals who own an IRA must begin taking minimum distributions at age 70½, and those distributions could increase the tax bill at a time when there may not be much income. […]

Top 10 FMF Topics of 2010

As I wrap up my "top 10" lists for 2010, here are the top 10 categories I posted in (in countdown order) along with the number of posts in each category as well as a "highlight" post (not necessarily the "best" post in that category.) FYI, I had over 900 posts in 2010. Here's the list: #10 -- Debt (37) - This one surprised me since I don't remember writing much about this topic. […]