What is the Form 8888?

Form 8888 is titled the Allocation of Refund (Including Savings Bond Purchases) and is the from you use to indicate how you want your refund paid out to you. The form itself is very straightforward, there is a section for direct deposit, one for US Series I Savings Bonds, and one for the paper check. […]

Surprising Things That Can Kill Your Credit

When it comes to credit scores, we're all very familiar with the damage a late payment can do to your credit "worthiness." We also know that having too much debt is bad as is having no credit references at all. But surely that can't be all that affects your credit score, right? The truth is, there are several things that can tank your credit, some of which just might surprise you. […]

Budgeting for People Who Hate Planning

Although potentially life-changing, there are two things that most people hate doing — dieting and budgeting. Whether it’s weight loss or a better financial situation that you seek, neither task is easy, they’re often frustrating or boring, and it tends to take quite some time before you see significant results. […]

Best Money Tips: Cheap Ways to Feed a Family of Four

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on cheap ways to feed a family of 4, moving up the corporate ladder, and reasons to use your credit card. Top 5 Articles Cheap Ways to Feed a Family of 4 — Feed your family on the cheap by preplanning your menu. […]

The Senior Resume for High School Students

As a career-services provider, I have developed resumés for high school seniors to accompany their college applications. Much of this work involved organizing innumerable details of a laundry list of activities, highlighting academic and extra-curricular achievements, and demonstrating leadership skills. Now, as the mom of a high school senior, I have a different take on the high-school resumé. […]

MBA Application FAQs

The following is an excerpt from Your MBA Game Plan, Third Edition: Proven Strategies for Getting Into the Top Business Schools, © 2012 Omari Bouknight and Scott Shrum. It is reprinted with permission of the publisher, Career Press, Pompton Plains, NJ.  800-227-3371.  All rights reserved. […]

Join Our Tweetchat on Thu 2/2, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Saving money on sports. Learn about saving money on tickets to sporting events, paying for premium sports channels, and getting good deals on sporting equipment. […]

Got Laid Off? 14 Steps To Survive A Job Loss

If you just got laid off, you may be asking: what’s next? Here’s what to do if you lose your job unexpectedly. There was a time when job losses were across the board and piling up weekly. Things may not seem as bad today, but I’ve got a friend who recently called me with the [...]Got Laid Off? 14 Steps To Survive A Job Loss Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Proof That IRS Agents Are Human

The good folks at the IRS might be as human as the rest of us. Need evidence? Check out this IRS agent's response to a couple of very tired parents from San Francisco: We have reviewed your correspondence regarding the penalties that were charged based on your explanation that the 'adult brain turns to jello those first few months raising a baby', we have decided to remove all penalty charges. […]

Your Portfolio Needs Rebalancing

The following is a guest post from Marotta Wealth Management. Most investors do not have a balanced portfolio. They look for investments with little to no risk that still provide great rates of return. […]

Don’t Buy a Service Contract or an Extended Warranty (31/365)

I don’t like high pressure sales situations. Whenever I find myself in a situation where some cheesy salesperson is trying to give me the hard sell on some product, I find myself walking away. […]

Top Ten Personal Finance Start-Ups

The financial industry has been mostly static for centuries, with companies doing business and offering services not much different from how the companies operated for earlier generations of consumers. When there is innovation in the industry, it generally comes from smaller companies and entrepreneurs looking to fill a need that isn’t covered by larger, less flexible entities. […]

The Value of Periodic Rebalancing for Your Portfolio

This is a guest post by Jon Xu, who is co-founder at FutureAdvisor, a web service that provides unbiased analysis & recommendations to save money on your investment portfolio. Jon is a friend of mine from high school and as someone who has taken a look at FutureAdvisor, I’m excited to see what they have in store for the future. […]

Earn Extra Money as a Pet Sitter

US News has an interview with a woman who started her own pet sitting business after she was laid off. To her it's a way to earn some extra money -- not really a business (she has other interests), but she is supporting herself on it and other odd jobs.If I had the time and inclination, I'd start a pet sitting business. Why? Because I think it could offer a decent side income. […]

The Simple Dollar Weekly Roundup: Human Edition

Recently, I found out that one of my favorite writers has cancer. That person will announce it in due time if it turns out to be untreatable, but that’s her (or is it his?) decision. When you’re a fan of someone’s work and read it faithfully, it’s easy to get caught up in that person’s work. You want a new book. You want a new blog post. You want a new photograph. […]

Let Go of the Spatula: Reconsidering Wedding Registries

This post is from staff writer Tim Sullivan. My brother, my best friend, and my girlfriend’s sister are all getting married in the upcoming year, so I’ve heard a lot about wedding registries lately, and there seem to be many pros and cons. […]

IRS Pays Interest on Late Refunds

A few years ago, it became really popular to start writing about adjusting your withholding so you didn’t get an enormous refund after you filed your tax return. It’s good advice and the main argument against over-withholding was that you were giving the IRS, technically the Treasury Department, an interest free loan. […]

Score! How to Host a Great Game Night

When it’s cold outside, all you want to do is stay inside. I do, at least. I hate the cold weather. I live in New York City, but I long for Los Angeles. I say bring on global warming. Al Gore and Mr. DiCaprio will just have to deal with that statement. In the winter, there are few things to do inside besides cook, clean, and watch movies. […]

How to Not Be a Debt Slave

It's best not to get in debt at all, of course, but it's easy to accumulate debt without even really thinking about it. Your parents and guidance counselors tell you that a first-rate college education is worth it "no matter the cost," so you sign the loan papers to borrow whatever the financial aid office says you need to borrow. […]