How Many Hours Do and Should You Work?

Fortune asks how many hours per week you should work. They put the issue this way: Is there a weekly hour sweet spot? It's a tricky question. One hour per week is too little to do a job well, and 168 -- the total number of hours in a week -- isn't right either. […]

The Art and Science of Dumpster Diving

Get Free Stuff From the Trash A few years ago, I got my hands on a book written by John Hoffman called The Art and Science of Dumpster Diving.  It literally changed my life.  In the past, I was very secretive about my dumpster diving.  Now, I am more apt to share my finds with other people, especially if they’re something worth talking about. I have reclaimed furniture, clothing, books, jewelry, k […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Sorry…I Recycle For The Money. Enjoy! […]

Reader Mailbag: The Band

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loans and retirement 2. Being a frugality mentor 3. Food shortages 4. Selling unused items 5. International transitions 6. 2011 versus 1980 7. Annuity rollover? 8. Establishing a budget 9. Wedding registry ideas 10. […]

$300,000 on Credit Cards and an 815 FICO Score

The choice to use credit cards tends to be more personal than financial. While credit card use can be the gateway to a lifetime buried in debt, it doesn’t have to be. Most people are Type A credit card users. Type A credit card users see credit cards as a tool for buying anything for which cash might not be available. […]

Bitcoins: Rare Opportunity to Watch Currency Evolve

Bitcoin is a type of virtual currency that has been getting a lot of attention lately. I first read about it a few weeks ago (from some post I can’t find anymore on Reddit) and was amazed at how quickly it was being accepted. It’s billed as a “peer to peer currency” and as such there is no central bank or authority that issues currency or tracks the transactions. […]

Defining Your Financial Future

This is a guest post from Kent Thune. Thune urges readers to place meaning and purpose before money and planning at his blog, The Financial Philosopher. For better or worse, language has a significant influences on who we are and what we do in life. What, for example, is the definition of the word retirement? How has this shaped your life? More importantly, is this definition yours? […]

25 Great Movies About Money

When I first started researching this article, I figured I’d find a dozen decent movies based on money. I was wrong. There are hundreds of films out there with money at the core, and why not? Money makes the world go around, after all. […]

Clipped Wings: Can Consumers Fix Air Travel?

For me, it begins about two days before a flight — that mild anxiety that only modern air travel can inspire. It’s a restlessness born of the knowledge that in a matter of days, my intricately laid travel plans will surely begin to unravel. […]

Best Money Tips: Tips to Take Advantage of Garage Sales

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on tips to take advantage of garage sales, part-time jobs for high school students, and tips for surviving on a limited budget. Top 5 Articles 5 Tips to Take Advantage of Garage Sales -- Take advantage of garage sales by negotiating. […]

Eliminate Junk Mail With the Click of a Button

On a good day, I’ll see a postcard from my dentist, two magazines, and a freelance check in my mailbox. On a bad one, I’ll be inundated with phone books, flyers, credit card offers, and even a fake certificate for 20% off a custom-made hearing aid. Generally, I’ll dump the unwanted mailings — or “junk” mail — into my recycling bin before I even get into the house. […]

News Flash: $225k Not Enough to Live On

We've discussed how $100,000 a year, $250,000 a year, $250k per year (again), and even $1 million a year is not enough to live on in the United States. Now we can add a family that makes $225,000 to the list of those barely able to make it. The details: With a combined income of $225,000 and a nest egg of $330,000, Rick and Amy Mendez, 41 and 43, seem like they are in good financial shape. […]

Review: The New Good Life

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I really enjoy it when an established author from another field writes a personal finance book because they often bring new perspectives to the table. […]

Comparing Public School vs Private School Costs

If you’re a parent, you’ve probably already realized that your child’s education can become a major expense. This time out, let’s consider the costs of public versus private school. Besides tuition, there are other associated fees and expenses that may arise throughout your student’s years in school. […]

Podcast 114: Summer Cooling Tips, Steve Rosenstock, EEI

Today on the Consumerism Commentary Podcast, Tom Dziubek speaks with Steve Rosenstock of the Edison Electric Institute (EEI) about tips to cool your house in the summer. Steve discusses many ways to cool your house down, including giving your air conditioning unit a checkup, using a programmable thermostat and several cheap and easy methods which people may not have considered before. […]

Don’t settle for $1 per hour. Please!

Jacob over at My Personal Finance Journey is in graduate school.  I’ve been in graduate school, also known as Slave Labor, Class A.  (I opted out of Slave Labor, Class B, also known as a “postdoctoral fellowship.”)  Over at the Yakezie Forums when discussing whether or not to e-mail spammers about advertising, he quips: Thanks for everyone’s input. Very interesting. […]

Abundance, Scarcity, and the Idea of Being Rich

Whenever I read or hear things about getting rich, the first thing I always think of is how I don’t really understand what “rich” means. Rich is a nebulous concept that means something different to each of us. […]

Reader Story: Making Life Transitions Meaningful

This guest post from Laura Mezoff Christy is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Some of the biggest transitions in life also tend to be the most expensive. […]

How to Spot a Me Tree

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The following is an excerpt from The Root of Riches. It is not wrong to have an abundance of money and possessions. However, it is wrong to be a Me Tree. The Me Tree is alluded to throughout the Bible, because the Lord knows exactly how this tree operates. […]

Handling Clogged Drains Frugally

I’m going to be kind and spare you with pictures in this post. Yes, I took them. No, I don’t really think they’re all that appealing. This past week, I had to clear out two different clogged drains around our home. This surprised me a bit, as I usually try to keep them clear using a few simple techniques (which I’ll mention at the bottom of the post). […]