Best Deals for Thursday 02/04/2010

40% off Melissa & Doug Wooden Puzzles: Prices Start at $9 Old Navy Khaki Craze Sale: Up to 50% off + extra 15% off 60% to 80% off Oakley sunglasses, apparel: Deals from $6 + $7 s&h Guitar Hero World Tour Band Kit for Xbox 360 for $79 + free shipping Free Download of Assemble for iPhone / iPod touch […]

Insider’s Look at Drug & Vitamin Expiration Dates

After my last post on drugs, vitamins and expiration dates, I received an anonymous email from someone who claims to work in the pharmaceutical industry. They wanted to share some insider knowledge on how drug and vitamin expiration dates really work. […]

Online Tax Payment and Filing for Small Businesses

By Thursday Bram The IRS wants businesses to pay their taxes online, as well as file their taxes online. It's faster, eliminates the need for the IRS to have people open envelopes and process paperwork and has been running for more than a decade. The Electronic Federal Tax Payment System The Electronic Federal Tax Payment System (or EFTPS) offers taxpayers the technology to make payments online. […]

Tax Filing Stats

TurboTax offers up this "infographic" about filing your taxes online that has some rather interesting numbers in it. […]

Which Should You Pay First: Credit Cards or Mortgage?

Imagine your income were sliced in half while your debts remained the same. How would you prioritize your payments? […]

What to do When You Have a Bad Financial Advisor, Planner, or Broker That Isn’t Working in Your Best Interest

Where to Turn When Your Adviser Does You Wrong While I’m not a big fan of how many people quickly jump on the litigation bandwagon for almost anything these days, there are legitimate situations where you may have a case against a bad broker or advisor. Even so, keep in mind that you can’t sue just because you lose money on an investment they have recommended. […]

What Would It Take For You to Relocate for a Job?

By Xin Lu Last year was a challenging year for American job seekers as corporations cut millions of jobs amidst the recession. This is why I was surprised to read that according to Challenger, Gray & Christmas, only 7.3 percent of job seekers chose to relocate to a new town for a job in the last quarter of 2009. […]

Starting a Carpool

Jenny writes in: I work at an office park about forty five minutes from where I live. I live in a highly populated suburban neighborhood. In order to save some money on gas and wear and tear on my car, I want to start a carpool, but I don’t know anyone who lives near me who works in the office park. […]

Is Just Leaving Some Slack Better Than a Plan?

By Philip Brewer Are you as tired as I am of personal finance sites saying that you've got to have a plan? If you're a planner, it's unnecessary advice, because you've got a plan. If you're not a planner it's pointless advice, because you're not going to make a plan anyway. […]

Fitness: Physical or Fiscal?

This article is presented by Kelly Whalen, Consumerism Commentary staff writer.The costs of health care rose dramatically in the past year for many Americans. […]

Imprisoned by Debt – 5 Escape Plans

This reader has $40,000 of credit card debt and having trouble making payments. If you're in a similar situation or know someone who is, take a look at the 5 options to deal with debt. Warning: None are painless, and all will result in varying degrees of hassle and heartache. […]

Thousands of “Insider” Tips from Reddit

If you have a few (dozen) hours to kill and want to learn some pretty insightful things, I have to recommend this fantastic thread on Reddit where users share all sorts of tips. […]

Reader Tip: Pay Your Bills as They Arrive

Andy sent me a tip by e-mail the other day. This isn’t long enough to be a reader story, but I think it’ll be useful advice for some GRS readers. Andy says he’s learned that if he pays his bills as they arrive, he feels a lot less stressed than if he puts them off to the end of the month. When he got his first credit card, Andy made a habit of paying his bills when he got them in the mail. […]

Determining Your Financial Priorities

If my time as a personal finance blogger has taught me but one thing, it would be that personal finances are like snowflakes… Seemingly similar, yet utterly unique. […]

Top Six Mindless Money Wasters

Yahoo lists the top six mindless money wasters as follows: 1. Convenience Stores2. Cell Phone Plans3. Soft Drinks 4. Unnecessary Bank Fees5. Magazines6. Annual Credit Card Fees I guess I must be doing pretty well -- I don't spend money on any of these. At least not much money. here's where I stack up on the list: 1. […]

Why yes, I DID save some money on my auto insurance!

We’re (hopefully) in the final stretch for purchasing a new house, and part of the paperwork for this was setting up homeowner’s insurance for the new house. We called the same company that sold us our current house’s homeowner’s policy, as well as our current auto insurance policy.  The agent was able to get us quite a good deal on the homeowner’s policy, and almost as an afterthought, she offere […]

Be Vigilant of Car Recalls: Lessons For Car Owners

One of the biggest consumer stories of late has been the Toyota recall. As someone whose been shameless about only driving imports, this particular story hits home. For most of my life, I’ve had the long-standing belief that “foreign” cars are supposed to be well-made, especially compared to their American counterparts. […]

Two Tax Credits that Could Save You a Bundle

The following is a guest post from Harvey J. Poorbaugh, Editor of Fidelity Select Fundranker. […]

Does a Credit Score Matter to Someone Living a Debt-Free Lifestyle?

Mary writes in: My husband and I have been debt free for seven years. Hooray! We cancelled all of our credit cards in 2001 and paid off our home mortgage in 2002. A few weeks ago, our homeowners insurance premium went up substantially. I called our agent to ask why and he told me that our premium was automatically raised because our credit score was low. […]

Best of Personal Finance Roundup: America's Biggest Rip-offs

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share the biggest ripoffs in America, how you can save money by skipping soap, and why shade trees are a smart investment! Top 5 Articles America’s Biggest Rip-offs — Think paying a 6500% markup for text messages is ridiculous? You’ll love (or hate) the rest of the items on this list. […]