A Brief History of Credit Card Marketing Tactics

I got my very first credit card in 1999, when I was a college sophomore. This was back in the bad old unregulated days when credit card issuers were allowed to set up shop on college campuses and offer T-shirts, pizza, and Frisbees in exchange for signing up for a card. […]

10 Ways to Acquire Cheap Formal Wear

Prom and wedding season are just around the corner, which means that if you have a teenager who plans to participate in that annual rite of passage or friends or family getting hitched this spring or summer, you'll be in the market for formal wear before you know it. Formal wear can be expensive — especially if you're renting several times a year — so it might not be a bad idea to invest in perman […]

Should You Pay Your Children for Good Grades?

This is a guest post from Suba Iyer. I grew up in India. We didn’t have a concept of weekly/monthly allowances. If we needed anything we would ask our parents. If they felt it was reasonable and affordable for them, they would buy us the stuff. We never handled cash on our own other than the occasional birthday or other holiday money. No one got allowances, so we didn’t miss it either. […]

Best Money Tips: Things You Should Buy at a Dollar Store

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on things you should buy at a Dollar Store, de-stressing during the workday, and tweeting your way to a new gig. Top 5 Articles 28 things you should always buy at a dollar store — Paper clips and greeting cards are two things you should always buy at the Dollar Store. […]

20+ Ways to Use Sriracha (AKA Awesome Sauce)

Athough it’s a staple at Asian food markets, Sriracha (sometimes called by its street name, "Rooster Sauce") is an all-American product, manufactured in a suburb of Los Angeles. It is also a masterpiece in the world of condiments. […]

Reader Profile: AH

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

The Next Step After a Mistake

I’ve messed up many, many times along my financial journey. I’m willing to bet you’ve messed up a time or two as well. I’ll spend too much. I’ll forget a bill and have to face the consequences of the lateness. I’ll try to adopt a new positive habit and then find myself slipping in my diligence with that habit. Whenever I find myself making a big financial mistake, I feel a ton of regret. […]

A Rookie Life Insurance Mistake I Made and How You Can Avoid It

For more than six years, I’ve shared my financial mistakes and successes on The Simple Dollar. I know the information that’s out there can seem dense and impersonal to everyday consumers, and I started TSD because I wanted to change that. That’s why I’m excited to introduce a series of posts that will highlight one of TSD’s writers’ personal insurance nightmares and valuable lessons learned. […]

How to Prepare for Refinancing Your Home Mortgage

With mortgage rates still at near record low levels, if you purchased a home or refinanced a few years ago when rates were significantly higher, you may be inclined to try to refinance that mortgage. Refinancing can certainly make sense when rates are low, but it isn’t a slam dunk and it may not even be worth it to refinance in some situations. […]

FMF March Money Madness, Round 2, Posts 13-16

Here we go with the second round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) Today's games are brought to you by the Citi ThankYou® Preferred Rewards Card which is currently offering 15,000 bonus ThankYou Points after you make $1,000 in purchases within the first 3 […]

Book Review: Lean In by Sheryl Sandberg

Last week, we did an entire series centered on women and money. It was inspired by one of the books generating a great deal of buzz right now, Sheryl Sandberg’s Lean In. Lean In is meant as encouragement to women to “sit at the table” and take charge of their careers. The book is interesting, and includes some great advice that anyone — woman or man — can use to further their careers. […]

Anonymous S February 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Anonymous S is a 24-year-old engineer earning $67,000 a year plus bonus. […]

Twelve Tips for Minimizing Your Tax Bill

Want to reduce your taxes? Of course you do. We all do. Well, the latest issue of Money Magazine has a list of 12 ways to reduce your taxes. Here’s a quick rundown along with some thoughts on each. Deduct state sales taxes. You have a choice between deducting state income taxes or state sales taxes. Even if you didn’t save receipts, you can use a tabled value from the IRS. […]

Reader Mailbag: Endless Winter

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Merging finances 2. Spending small windfalls 3. Handling parental stress 4. Career decisions and relationships 5. Energy drinks 6. Parents and financial disasters 7. Financial planning and self-education 8. […]

How Credit Card Issuers Pay Rewards Without Going Broke

This is a guest article by Lance, the founder of the blog Money Life and More. Earning rewards from credit card companies like cash back and sign-up bonuses, astute credit card users may be wondering how issuers afford to pay these bonuses for people who don’t pay interest or late fees. Lance takes a look at this feat. […]

See Your Life And Save Money

A few weeks ago, two huge trees were removed from the property directly behind our house.  The trees were massive oaks, 100+ years old.  Unfortunately, both were diseased and had to come down. After the trees were felled, I noticed something.  Right next to both trees, “hidden” in plain sight, were four smaller trees – all ready to leaf-out for Spring. We tend to focus on the “oaks” in our lives – […]

How to Get Free Shipping

I love shopping online for a lot of reasons, many of which tap into my deeply rooted love of laziness and sloth. I like that something is delivered straight to my door. I love that I usually don’t have to pay sales taxes on it. I love that I then have this awesome box or envelope I can use to ship other things (like the books you all win in the auctions!). […]

Spring-clean your closet and make money

This post is from staff writer Sarah Gilbert. We have all been there: standing in front of our closet or dresser drawers, looking at the contents, and waiting for something to emerge. That surprising dress or just-so shirt. That pair of pants that fits like it was tailored. […]

8 Vile Craigslist Scams to Watch Out For

Craigslist is great. Really, I love it for buying and selling, finding services, and even posting jobs. But for the 99% of ads that are completely legit, you'll find postings designed to con you. That's a sad reality of life, and of Craigslist, but if you know what to look out for you can avoid the pitfalls of an otherwise awesome service. (See also: How Safe Is Craigslist?) 1. […]

10 Inexpensive Spring Spruce-Up Ideas for Your Home

After a long cold winter, nothing warms a decorator’s heart like the first signs of spring. Spring is a time to pack up the old, usher in the new, kick off the snow boots, and slip on the gardening gloves. If the warm weather has you itching to spruce up around the house, here are a few budget-friendly ideas that spring to mind. (See also: Your One-Month Guide to Spring Cleaning) 1. […]