Boost Your Human Capital: Become an Expert

Education and experience are necessities for increasing your human capital, with human capital as an approach to looking at your potential overall worth, a grand analysis of which your financial net worth is only a part. With education and experience, you have the ability to become a versatile subject matter expert. […]

Money Leaks: Inaccurate Tax Withholding

Whenever you get paid, a portion of it is “withheld” by your employer for tax purposes. It’s sent to the Treasury Department each month and it goes towards your annual tax bill. We’re a pay as you go system, so you’re required to pay taxes on your income as you earn it. […]

Should You Lend to Friends and Family?

It's happened to all of us at one point or another. Something has happened to someone we love, and money is needed. Our money. If perfect strangers asked us for money, we'd more than likely not give it, end of story. But when a friend or family member asks to borrow, we don't usually say "no" right away. We think about it first. […]

Best Money Tips: Frugal Fall Activities

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on frugal fall activities, ways to make budgeting fun, and how to avoid paying the new debit card fees. Top 5 Articles 7 Favorite Frugal Fall Activities — This fall, have some frugal fun by picking your own fruits and squash. [My Dollar Plan] 5 Ways to Make Budgeting (and Willpower) Fun! […]

Learn New Skills for Free: The Power of Forums

Learning a new skill is hard. Whether it’s becoming a better cook  or trying to build your own computer, your success rate will improve if you have some help. (See also: 6 Ways to Get Paid to Learn) That can be expensive — taking classes or hiring someone to help will cost you. But there’s an old-school kind of social media that can help. […]

Stop Telling Yourself These Three Financial Lies

The following is a guest post from Marotta Wealth Management.Most of us rationalize why we can't get our finances together right now. Many Americans prolong these excuses during their entire working careers. Here are three lies you must stop telling yourself in order to build a solid financial foundation.Consider these statistics. […]

$25 dining certificate for $1.50 through 10/16/2011 has an 80% coupon going on through October 16th, 2011. The code is TOUCHDOWN. $25 dining vouchers, good for qualifying* expenses at over 18,000 restaurants nationwide, are normally $10, but this coupon code knocks them down to $2. But wait! There’s more! […]

Basics Of Shorting A Stock: What To Know Before You Short

The responsible thing to do before we talk about shorting stocks is to offer a disclaimer. There are a lot of exciting and thrilling ways to play the stock market but more often than not, the more boring strategies work the best. Be very careful when shorting stocks. […]

Join Our Tweetchat on Thu 10/13, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Money Mistakes. Learn about pulling money out of your 401k early, paying unnecessary bank fees, and paying your credit card bill. […]

Saving Pennies or Dollars? Cleaning Wipes

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Is Now the Time to Buy Your Retirement Home?

For those of you considering retiring in the next ten years or so, is now the time for you to buy your retirement home? […]

My New Gym Membership: Good Idea or Foolish Move?

After years of failed self-improvement in a number of aspects of life that most people tend to consider important, like organization, time management, and self-motivation, I’ve come to accept some of my flaws while taking advantage of my strengths. […]

Year-End Tax Saving Moves

We’re now a little more than a week into the 4th quarter of 2011, which means that you have less than three months to make moves to reduce your tax liability for this year. While there’s a limit to how much you can do, you can save a nice chunk of change by taking a few simple steps. Below, I’ve outlined a handful of ideas for minimizing your tax bill. […]

Could a Headhunter Help You Find a Job?

It’s tough out there, if you’re a job seeker. With dozens — or even hundreds — of people vying for the same position, it becomes important to stand out. Indeed, with some predicting a double-dip recession, and with companies slow to hire, the job market is a tricky place to be right now. If you are hoping to stand out, and find a job, it might help to get professional help. […]

Score Big Rewards at Walmart (and Other Grocery Stores/Gas Stations)

Time recently reported that Walmart is extending their 10-cents-off per gallon on gas promotion through December. The details: Over the summer, while gas prices remained stubbornly high, Walmart introduced a new promotion which knocked a dime off the price of a gallon of gas. [It] was supposed to expire at the end of September. […]

The Simple Dollar Weekly Roundup: Simple Pleasures Edition

Drinking a glass of cold water when you’re thirsty. Tossing a Frisbee back and forth with your children. Holding your wife’s hand while you’re both enjoying watching a movie. Getting into bed after a long day. Many of the best pleasures in life are very simple ones. My Kid Flooded Our Home. What’s the Worst (Most Expensive) Mistake Your Kids Have Made? […]

How to Change Banks

Eliminate Banking Fees by Changing Banks If you haven’t heard by now, many big banks are sticking it to their customers with new, and higher fees. Especially debit card fees. They argue that due to new credit card regulations they are forced to institute these new fees to recoup that lost income. In fact, Bank of America has gone as far as to say they have a right to make a profit. […]

Fitness Rewards: Break a Sweat without Breaking the Bank

Hi guys, April here. J.D. is off the grid and somewhere in South America, so in his absence I’m introducing new staff writer Tim Sullivan. We’ll do a formal introduction for Tim later this week; for now, a mini-bio is at the end of this post. Congratulations! You just ran a whole three miles on the treadmill. […]

Boost Your Human Capital: Get More Experience

Increasing your human capital is an excellent way to put yourself in a position where you’re better prepared for life’s surprises, particularly when it comes to money. […]