Today’s Giveaway: $50 and The Gift of Stock

While the forecast is calling for rain all week where I live, the free gifts are raining down at Consumerism Commentary. Giveaway May continues right now with the twelfth freebie of the month. […]

Online Fraud May Mean Losing More Than Your Money

What happens when you mix anonymity and emotions with money? Be careful when you make financial or romantic connections through the Internet. Sometimes, it does not pay to go online, especially if you have money! […]

Filing Day

Since our third child was born, I’ve found that it’s been more and more difficult to find time for some of the more routine and mundane personal finance tasks. […]

The "Here I Am" Speech

The following is an excerpt from RecruiterGuy's Guide to Finding a Job. If you recall, we've previously discussed the elevator speech.Your “Here I Am!” speech is also called an elevator speech or one-minute commercial. This is the beginning of branding yourself as a candidate or professional. The more successful candidates are the ones who do agood job differentiating themselves. […]

NY Times Buy vs. Rent Calculator

The New York Times has one of the slickest looking buy or rent calculators (one of the hottest Devil’s Advocate subjects on Bargaineering is rent vs. buy) I’ve seen in quite some time. […]

Finances in 55 Seconds: Needs vs. Wants

One of the fundamental concepts of personal finance is understanding the difference between needs and wants. Being able to make this distinction is key to financial success. […]

How to Buy Precious Metals Including Gold and Silver

There are two main reasons to head towards precious metals as a major investment. One reason one might significantly invest in metals is the belief that the value of gold and silver will increase more than other types of investments like stocks and bonds, or that the investment in metals will provide a certain type of diversification. […]

500 Things To Do Before You Kick the Bucket Review

I like to think of myself as a fairly adventurous kind of gal. That’s why I had to buy Donald Vaughan’s 500 Things To Do Before You Kick the Bucket from Kinko’s yesterday. […]

Looks Like the Income Needed to Become Wealthy is Far Lower than Most People Think

Here's an interesting article that will likely cause some heated discussion. :-)Sign On San Diego recently featured a piece on Roger and Ericka Covalt, residents of Poway, California, and their financial situation. […]

Why People Spend Too Much

I recently ran across an interesting article over on about whether or not credit cards are addictive. […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Why pay someone when I can do it myself? Enjoy!!! […]

Reader Mailbag: Childhood Toys

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. How much for college? 2. Information security 3. Repay loans? Save for retirement? 4. Investigating a mutual fund 5. New central air while retired 6. Vision coverage 7. Trading by mail 8. Helping Mom 9. […]

Are You On the Credit Bureau VIP List?

If you’re a celebrity, politician, or otherwise in the public eye, you may be on VIP lists maintained by the credit reporting bureaus, granting you a different level of customer service. […]

What Happens If Ally Bank Buys ING Direct?

Last week, there was news about Ally Bank in talks to buy ING Direct. It would be a marriage of my two favorite online banks*. The biggest question I had, as a customer of both, is what should I expect after an acquisition. […]

How I Got Suckered into Opening a Store Credit Card

This post is from staff writer April Dykman. Remember, dear readers, when I warned you about store credit cards last year? I told you about a study that found that 35 major New York City stores had an average interest rate of 23.83% on store cards, when the national average APR for a regular credit card was at 14.78%. […]

Extreme Couponing? 5 Reasons Why I’ll Pass.

It’s the latest, greatest (although that’s debatable) topic around the water cooler. A show called "Extreme Couponing" highlights people who buy hundreds of dollars worth of produce from the grocery store and pay for 95% of it with free coupons. (See also: 50 Best Deals and Coupon Sites) I hear this all the time: “It was amazing! […]

25 Awesome Websites to Help You Get a Job

Searching for a job can be frustrating and overwhelming, but the resources below can help you ace your job search. Collectively, these 25 websites provide thousands of job postings, great networking opportunities, advice for resumes and interviews, and much more. […]

Best Money Tips: Get Rid of Your Debt

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to get rid of your debt, how to avoid going from frugal to cheap, and how to choose the right investment firm. Top 5 Articles 20+ Ways to Get Rid of Your Debt for Good — Get rid of your debt for good by always trying to improve your current income. […]

10 Simple Steps To A Successful Garage Sale

A garage sale can be a great way to clean out your closets and make some extra cash. But if paying customers can't find you or aren't interested in what you have to offer, your hard work can quickly turn into a wasted Saturday morning. Garage sales aren't complicated, but they can be intimidating if you've never had one before. […]

Help a Reader: Getting a Loan

Here's an email I recently received from a reader: I am looking to consolidate my credit card debt into one personal loan. […]