Investing Mostly in Bonds Means a Lower Lifestyle in Retirement

The following is a guest post from Marotta Wealth Management. Everyone worries about running out of money in retirement. Few people feel secure about government spending and Social Security. Even fewer retirees are confident about the future returns of the stock market. […]

FedEx Delivery and Your Career

If you’ve been watching the news the past few days, you’ve probably seen the infamous video of the FedEx deliveryman who just tosses a computer monitor delivery over a fence. […]

Another Reason to Hate Best Buy

I just saw this and had to share it: Talk about dropping the ball. Best Buy waited until as late as this week — mere days before Christmas — to admit that it’s not going to be able to fulfill the online orders placed by some customers. These are customers, by the way, who had made their purchases around Thanksgiving weekend, more than three weeks ago. Yikes! […]

Do Women Really Spend Too Much?

Here we go ladies. We put the guys on the financial hot seat in this article but now, it’s time to see how you’re spending your money. The stereotype in the minds of all of us (that is, the male population) is that you spend too much time at the mall and too much money on clothes, makeup and shoes. We’ll see if that stereotype is true but let’s look at a few quick facts. […]

Here’s How Men Spend Their Money

Women know how to spend money, don’t they? Yes they do but hold on, all of you judging guys. Data shows that the male persuasion is equally skilled at laying out some cash on things that may not be near the top of a skilled money manager’s list of smart purchases. Let’s skip the essentials. Men and women both have to live somewhere, have transportation, and pay for heat but how about after that? […]

11 Last minute holiday survival tips for the stressed

The malls are a mess and I find myself in the precarious position of needing a few more presents for under the tree. Translation: I’m a little freaked out. Now, I normally have all my holiday gift shopping planned and done by early fall thanks to my handy Holiday Expense Tracking Spreadsheet and a little thoughtful pre-planning. […]

Chase Freedom Categories for 2012

Most readers know that I use the Chase Freedom cash back credit card (named the best overall card by CBS Moneywatch and, if used correctly, can net you some HUGE rewards). […]

Cash Gifts vs. Gift Cards: Pros and Cons

Cold, hard cash… Or glittery gift cards? It’s an ongoing conundrum every holiday season. If you’re like me and you have a particularly challenging list of friends and relatives to buy for, this is the burning question. For those looking to choose one or the other, consider the pros and cons of both. Gift card pros Today, it’s easy to buy gift cards. […]

Reader Mailbag: Lack of Snow

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Credit card limits 2. Pest control option 3. Returning to work 4. Watching football without television 5. Hint of identity theft 6. Daytime heating and cooling 7. Value of a Kindle? 8. First budgeting steps 9. My budget 10. […]

My Future Investing Strategy

Last week I met with a Certified Financial Planner for the first time. This was a free service provided by Vanguard, so it was a good opportunity to speak to a professional about my specific situation. […]

Dollar Coin Program Ending

It looks like the dollar coin program is dead and it’ll “save” $50 million a year. They’re killing it because there are tons of dollar coins sitting in vaults and it’s a waste of space and money. Unfortunately, had we gone to dollar coins instead of constantly using dollar bills, we’d have saved even more money over the long run (GAO said $5.5 billion over 30 years). Why are the coins a failure? […]

The Gift Card Scam of 2011: Don’t Be a Victim

It’s the most wonderful time of the year…for scam artists. When the shopping craze hits us after Thanksgiving, the thieves come out in droves and this year, they are targeting one of the biggest gift items we both give and receive — gift cards. […]

The Safest Cars for Teen Drivers

When I started driving six months before turning 16 years old — with a learner’s permit — I was terrified of the roadways. Remember that scene in Clueless when Dionne accidentally exits onto the freeway and she, Cher, and Murray freak out? That was me. […]

Ask the Readers: How Can I Talk to My Parents about Money?

In many families, money is a taboo subject. It’s not something that’s discussed openly. But this weekend, as people gather to celebrate Christmas, there will be lots of opportunities to bring up the topic with parents — and other loved ones. But how do you do it? That’s what Sean wants to know. He feels it’s important to understand his parents’ finances, but they’re not willing to share. […]

Best Money Tips: Make Christmas Shopping Simple

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on making Christmas shopping simple, financial moves to consider for 2012, and mythbusting extreme couponing. Top 5 Articles Make Christmas Shopping Simple — Make Christmas shopping easy this year by finding a hobby you can give away. […]

Ideas for Staying Busy in Retirement

One of the key questions we all need to answer about retirement is "what will we do with the extra time?" I've offered some thoughts on what I think I'll do when I retire but this list from US News helped me add a few options. […]

Join Our Tweetchat on Thu 12/22, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Holiday Giving. Learn about getting the best deals when shopping, giving to charity, and creating a shopping budget. […]

Be Nice to Make and Save Money

Smart Money has an interview with Daniel Post-Senning, great-great grandson of etiquette maven Emily Post. He says that by simply being nice you can both make more money and save money. A couple examples: People will want to work with you if you treat them with dignity, honesty and respect. I cultivate relationships with the sales people at Brooks Brothers. […]

Five Cheap Shirts or One Good One?

As many of you know, I sometimes buy shirts and other items of clothing at Goodwill, thrift stores, and consignment shops. […]

How to Write a Thank You Note

In today’s fast-paced world, it can be easy to forget to say “thank you.” And, it often seems as though writing a thank-you note is something that is even more overlooked. My son recently had a birthday. He received plenty of gifts. […]