The High Cost of Credit Card Debt

Last night while going through the mail, I happened upon our Chase Freedom Visa statement. Don’t ask why we’re still getting a paper statement from them, as I’m honestly not sure – guess I need to change that. Anyway, I don’t usually look at our credit card statements too closely, as we pay our credit card bills in full every month. […]

Are You A Secret Spender?

The Wall Street Journal asks if you are a secret spender -- if you're hiding purchases from your mate. Apparently, many people do: According to a recent American Express Spending & Saving Tracker of more than 2,000 adults, 27% of respondents have “misrepresented the amount of a purchase” while 30% said they have hidden purchases from their partner. But wait, it gets humorous. […]

Carnivals for the Week of Aug 9

Let's start off with a reminder: FMF is on Facebook. Every weekday I post a couple pieces that usually aren't on FMF. It's a great way to connect and get some extra money advice/news if you're on Facebook quite often. Here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

Explain to Me the Concept of a $166 Pair of Jeans

Maybe I just don’t get it. Maybe I just couldn’t understand why a pair of jeans made in Thailand may be better than another pair of jeans made in Thailand. […]

Where Are The High Paying Jobs?

With serious unemployment besetting the nation today, you may wonder where the demand for employees are. In fact, if you’re about ready to pack up and leave your town, you may be just as interested in finding out where the high paying jobs are. But before you do that, some research is in order. I actually stumbled upon some great charts from The Atlantic and the Creative Class. […]

Minimalism, Frugality, and Confrontation

As you might recall, last Sunday, I reviewed a book I quite liked entitled The Joy of Less by Francine Jay, who blogs over at the quite enjoyable miss minimalist. My book review got the attention of several more popular blogs, including Lifehacker, which chose to link to one of Jay’s more intriguing posts, 100 Things I Don’t Own. […]

15 Insurance Policies You Don't Need

Yahoo lists 15 insurance policies you don't need as follows: 1. Private Mortgage Insurance2. Extended Warranties3. Automobile Collision4. Rental Car Insurance5. Car Rental Damage Insurance6. Flight Insurance7. Water Line Coverage8. Life Insurance for Children9. Flood Insurance10. Credit Card Insurance11. Credit Card Loss Insurance12. Mortgage Life Insurance13. Unemployment Insurance14. […]

Are Tattoos at Work Really That Acceptable?

MSNBC says that tattoos are becoming more acceptable for potential employees. Their thoughts: While more than 14.5 million Americans are out of work, tattoos are becoming less of an obstacle to finding employment, according to a Challenger Gray Christmas report released earlier this week. […]

Reader Mailbag: Iowa Flood Waters

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Optimizing cash flow 2. Getting past the “acquaintance” phase 3. 529 for another child 4. The cost of saving coins 5. IRAs at fairly high income 6. Student loan or not? 7. Credit scores and card payoffs 8. […]

5 Ways to Live Like a Celebrity on a Budget

ShareThisEveryone has been tightening their belts during our most recent economic slowdown. Some people have been forced to cut all luxuries out of their lives completely. It is possible, however, to live like a celebrity and retain a bit of luxury even when you're cutting corners and trying to save money. […]

How to Not Get Hired: Drink or Hold Alcohol

My job interview for my current corporate position included, for some reason, discussion of visiting bars on the Jersey shore to listen to mediocre cover bands. While in my future manager’s office, we were not actually drinking. […]

Fess Up to Your Addictions: How to Satisfy Them on a Frugal Budget

This past year, I've turned into a bit of a frugal diva: I've devised a monthly budget that I stick to religiously, analyzed my spending through pie charts and graphs, and said "no" to things that I wanted to say "yes" to (like a trip to New York). […]

High Interest Alternatives to Savings Accounts

Right now, the best savings account rates aren’t even 2% APY. They’re so low that even those people who are earning nothing, 0%, have very little incentive to move their money! If Bank of America is paying you 0.10% in your savings account, and an online bank is offering 1.50%, do you know how much more money you’d earn if you moved $1,000 over? You wouldn’t even make fifteen bucks more. […]

Life After Debt: What It’s Like in the Third Stage of Personal Finance

I paid off the last of my debt in 2007, quit my day job in 2008, and have been working to build wealth ever since. As I wrote early last year, I’m in the Third Stage of personal finance: I’ve paid off my debt, built a cash cushion in savings, and am maxing out my retirement accounts. And after doing all of these things, I have money left over to spend on comic books and travel. […]

Get Out of Debt Success

If you’ve tried several times to get out of debt and can’t seem to manage it, this is the article you’ve been waiting for. […]

Where You Buy Something Makes a Big Difference in Cost

While I was on vacation in July (plus a couple side events) I had several experiences that reminded me again that where you buy something makes a big difference in how much it costs. […]

6 Back to School Essentials for High Schoolers

They can study, hold an after-school job, and keep a group of friends, but they still may need a little help from their parents in finding (and paying for) the best gear for back-to-school. Forget those boring backpacks and same ol’ supplies -- We’ve got an eye for the newest and best tech on the market for teenagers, and our recent guide a […]

Citi Dividend Platinum Select MasterCard Review: Get $100 Cash Back

For a lot of people, a new credit card needs to have an attractive introductory offer and a cash back program that isn’t a hassle to use. One such credit card to consider is the Citi Dividend Platinum Select MasterCard. Note of course, that for the long term, it’s best to look at the long [...]Citi Dividend Platinum Select MasterCard Review: Get $100 Cash Back […]

A Guide to Using Dry Beans for Cooking

In my opinion, the single best bargain in a grocery store is the one pound bag of dried beans. The amount of nutrition and protein that can be had from a pound of dried beans is amazing, plus the flavor of the beans far surpasses the flavor of canned beans. […]