Best Money Tips: Profit from Product Launches and Big Sales

Welcome to Wise Bread's Best Money Tips Roundup! Today we have some great articles on how to profit from product launches and big sales, ways to save money on everyday purchases, and how to avoid student loans. Top 5 Articles How To Profit From Product Launches and Big Sales — Want to profit from a product launch? […]

Living the Savvy Life: A Review

Living the Savvy Life isn’t strictly a personal finance book, though it includes tips for spending less, saving more, and achieving your financial goals. The focus of the book is on helping readers overhaul their lifestyle based on their personal goals and values (this is what the authors call “the savvy life”). […]

Your Take: Do You Use Personal Checks?

Fifteen years ago, you had two options when it came to paying someone else – cash or personal check. Nowadays, you have a dozen different ways with new methods popping up each year. I, for one, am ecstatic we’re moving away from personal checks. I very rarely use personal checks and it’s usually at the request of the person I’m paying. […]

Lending Club and Your Income Taxes

Over the past couple of weeks, I’ve been asked by several readers about how to handle your Lending Club earnings and expenses when it comes time to file your taxes. […]

Ask the Readers: Should I Sell My Car?

The Friday “Ask the Readers” column generally follows a set format: I introduce the topic, share a reader e-mail, give my best advice, and then ask for your feedback. Today’s column is a little different. Sarah sent me a 1000-word question, and rather than write any sort of response, I’m just going to let her have the entire space. […]

Help a Reader: Too Much Apple

Here's an email I recently received from a reader: I am having the following financial dilemma: I currently have $110,000 invested in the stock market (not including stocks in my 401(k)) $88,400 of that is in Apple stock Having 80% of my stock in one company seriously violates the "eggs in one basket" rule None of my other stocks perform as well or as consistently as Apple stock Obviou […]

Carnivals for the Week of Feb 7

Here are some carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! Carnival of Personal Finance - Making a Million Bucks is So Simple – But Why Can Most Only Dream About It?   EDITOR'S CHOICE! […]

Best Cheap Date Ideas for Valentine’s Day Romantics

Yes it’s that time again when all the romantics among us are wandering the streets and surfing the internet, trying to come up with the ideal romantic gift for our other half. […]

How to Increase Your DropBox Space for Free

As a followup to my recent posts about protecting your passwords and securing your financial documents, I just wanted to share some tips for increasing your DropBox storage space without spending a dime… As a reminder, DropBox is an online file storage and synchronization service. […]

Use FreeFile to File Your Tax Return for Free

Tax season is in full swing, and again this year, the Internal Revenue Service is offering a program that allows many U.S. […]

How to Test-Drive Retirement

When most people think about retirement, they usually give great consideration to whether or not they have enough money/savings/income to retire. However, they often don't think much about their time in retirement -- what they'll actually do with all the free hours they have on their hands. Smart Money says this is a mistake and suggests that people test-drive retirement. […]

The Less You Need, the More You Have

The biggest mistake I’ve made in my adult life was convincing myself that I needed a lot of things. Sure, some of you might laugh at the notion that I ever convinced myself that I needed a mountain of video games or a big collection of trading cards or a pile of DVDs. Those things were just the tip of the iceberg. I convinced myself I needed the latest and greatest cell phone. I convinced myself I […]

My First Raised Bed Garden – Getting Ready

I am in the process of building my first raised bed vegetable garden.  One of my goals for 2011 is to eat fresh foods – especially fresh fruits and vegetables.  I am in the alpha-stage of planning the garden, and I thought it might be beneficial to track my progress, from start to (hopefully successful) finish. I plan to grow strawberries, cucumbers, zucchinis, watermelons, cantaloupes, butter be […]

5 Frugal Valentine’s Day Ideas

St. Valentine’s Day is exactly four days away and you have exactly one weekend to plan something absolutely fabulous. We had our friend Laura Pagles of Fatwallet share a few ideas for first time Valentine’s day gifts but what if you aren’t celebrating your first? What if you’re celebrating your fifth? Or fiftieth? […]

401(k) Contribution Limits for 2014

After two years of increases, the IRS is not adjusting the retirement savings opportunities for American taxpayers this coming year. From 2009 through 2011, the maximum contribution to retirement accounts — 401(k) accounts, 403(b) accounts, most 457 plans, and Thrift Savings Plans, was $16,500. In 2012, this amount increased to $17,000. […]

How to Dodge Fees on Checking Accounts

I recently got a letter from Chase saying fees would be going up on my business checking account (which I barely use and keep almost no money in.) So I went in to my local branch see what my options were (and if I was going to need to find another alternative.) Not only did I want to avoid the fees, but I also wanted to see if they had some options for me to earn a bit more interest on my money si […]

Top 10 Ways to Get Maximum Return After Filing an Auto Insurance Claim

You’ve dealt with the accident, made sure everyone involved is safe, and filed your auto insurance claim. But, what’s next? […]

Develop a Small Business Continuity Plan

A friend of mine has a very successful side business. In fact, he earns more on his side business than he does from his full-time job. The only problem is that if he were to get hit by a bus, his business (and the income he earns from it) would disappear. That means that the value of his business (currently $500,000) would vanish. You see, Hans’ business depends entirely on Hans. […]

Reader Mailbag: Disastrous Day

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loans or savings? 2. Best use for tax refund 3. Jumping into entrepreneurship 4. Replacing a car after accident 5. On radio or television? 6. Are FHA loans dangerous? 7. Future Simple Dollar plans 8. […]

Beat the Clock with Frugal and Simple Valentine's Day Ideas

That sweet, gentle ticking isn't the beating of your loved one's heart. It's the clock, cruelly counting down the minutes remaining until another paycheck-draining Valentine's Day (ah, romance). OK, so it isn't quite that bleak, but the average consumer is projected to spend $116 this year on V-Day gifts, up 11% from last year, according to […]