Top Ten Personal Finance Start-Ups

The financial industry has been mostly static for centuries, with companies doing business and offering services not much different from how the companies operated for earlier generations of consumers. When there is innovation in the industry, it generally comes from smaller companies and entrepreneurs looking to fill a need that isn’t covered by larger, less flexible entities. […]

The Value of Periodic Rebalancing for Your Portfolio

This is a guest post by Jon Xu, who is co-founder at FutureAdvisor, a web service that provides unbiased analysis & recommendations to save money on your investment portfolio. Jon is a friend of mine from high school and as someone who has taken a look at FutureAdvisor, I’m excited to see what they have in store for the future. […]

Earn Extra Money as a Pet Sitter

US News has an interview with a woman who started her own pet sitting business after she was laid off. To her it's a way to earn some extra money -- not really a business (she has other interests), but she is supporting herself on it and other odd jobs.If I had the time and inclination, I'd start a pet sitting business. Why? Because I think it could offer a decent side income. […]

The Simple Dollar Weekly Roundup: Human Edition

Recently, I found out that one of my favorite writers has cancer. That person will announce it in due time if it turns out to be untreatable, but that’s her (or is it his?) decision. When you’re a fan of someone’s work and read it faithfully, it’s easy to get caught up in that person’s work. You want a new book. You want a new blog post. You want a new photograph. […]

Let Go of the Spatula: Reconsidering Wedding Registries

This post is from staff writer Tim Sullivan. My brother, my best friend, and my girlfriend’s sister are all getting married in the upcoming year, so I’ve heard a lot about wedding registries lately, and there seem to be many pros and cons. […]

IRS Pays Interest on Late Refunds

A few years ago, it became really popular to start writing about adjusting your withholding so you didn’t get an enormous refund after you filed your tax return. It’s good advice and the main argument against over-withholding was that you were giving the IRS, technically the Treasury Department, an interest free loan. […]

Score! How to Host a Great Game Night

When it’s cold outside, all you want to do is stay inside. I do, at least. I hate the cold weather. I live in New York City, but I long for Los Angeles. I say bring on global warming. Al Gore and Mr. DiCaprio will just have to deal with that statement. In the winter, there are few things to do inside besides cook, clean, and watch movies. […]

How to Not Be a Debt Slave

It's best not to get in debt at all, of course, but it's easy to accumulate debt without even really thinking about it. Your parents and guidance counselors tell you that a first-rate college education is worth it "no matter the cost," so you sign the loan papers to borrow whatever the financial aid office says you need to borrow. […]

Best Money Tips: How to Retire on the Cheap

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to retire on the cheap, ideas to increase your income, and dangers of leasing a car. Top 5 Articles Planning for Retirement: How to Retire on the Cheap — To retire on the cheap, make sure to take care of your body. […]

Will the IRS Disallow Backdoor Roth Contributions?

I’ve talked quite a bit about making “backdoor” Roth contributions if you’re over the income limits for contributing to a Roth IRA. In short, you can make a non-deductible contribution to a traditional and then immediately convert it into their Roth. This strategy has become so popular that mainstream publications such as Forbes have started talking about it. But is it legal? […]

Naming a Guardian for Your Kids

One of the hardest parts of drafting a will for many parents is naming who will be the guardian of their children. It's a terribly difficult decision (after all, who could do a better job of raising the children than they could? No one, right?) So instead of making a tough choice, they simply put it off and make no decision, and forego getting a will. This, of course, is a horrible move. […]

Applying for an MBA: Taking the GMAT (And Thoughts on the GRE)

The following is an excerpt from Your MBA Game Plan, Third Edition: Proven Strategies for Getting Into the Top Business Schools, © 2012 Omari Bouknight and Scott Shrum. It is reprinted with permission of the publisher, Career Press, Pompton Plains, NJ.  800-227-3371.  All rights reserved. […]

Read the Manual (30/365)

When my wife and I first got our Prius, we had a very difficult time getting the car to turn on. Now, this seems like a completely simple issue. Put in the key, right? Well, our Prius has a button on the dash that says “Power” instead of a key. […]

Super Bowl Buffalo Wing Recipe

Who doesn’t like wings? Even without any sauce what soever, they’re the perfect combination of crispy skin and delicious dark meat chicken that make it the perfect snack food – especially on Super Bowl Sunday. When it comes to wings, I prefer them to be unbreaded. This is partly because I don’t have a deep fryer and partly because I don’t like the greasiness of deep fried wings. […]

Can You Make Money Taking Surveys?

Yes, it’s true but before this ends up sounding like a bad informercial, let’s be clear. You’re not going to make a living taking surveys but if you’re looking for extra spending money, an income source for your emergency fund, or a way to pay for a piece of your family vacation, this may be worth a look. If you didn’t know that marketers would pay for your opinion, here’s how it works. […]

Kids & Money: Teach Your Kids about Credit Cards

For many parents, the idea of teaching their children about credit cards seems absurd. The thinking is that mentioning credit cards encourages irresponsible financial behavior. […]

Why Credit Cards Beat Debit Cards

Smart Money has a series listing ten things debit card issuers won't tell you. Of the ten, two of their points really stood out to me. They are: 4. "Credit cards can be a better deal than debit cards."For years, consumers have been told that debit cards have more benefits than credit cards. […]

How to Turn a Hobby Into a Business

Did you know there are over 20 million sole proprietorships in the United States, and those individual businesses account for about 80 percent of all small businesses? The entrepreneurial spirit has fueled innovation and economic growth in this country since its inception, and people today are keeping the spirit alive and well. […]

Target Arts + Culture: Free & Discounted Events

Much like Bank of America’s Museums on Us promotion, Target Arts + Culture is a program put on by Target in which you can get discounted or complimentary passes to a variety of arts and cultural sites in your area. The program isn’t nearly as widespread as Bank of America’s program but in many cities you can get discounted or free tickets to local venues. […]