On the brink of living paycheck to paycheck?

This year has been a little tighter than usual for us financially for a number of reasons.  Things aren’t at the point of desperation by any means, but we have had to answer some financial wake-up calls throughout the year.  Not a full-out, kidney-stone-level emergency room visit, but more like acid indigestion.  This appears in a few ways: We start asking when my paycheck will be deposited.  Bec […]

Reusable Gift Wrapping: The Wrap That Keeps on Giving

Ah, what a wonderful time of the year! ‘Tis the season of beautiful litter. According to the Environmental Protection Agency, holiday wrapping is responsible for a 25% spike in trash between Thanksgiving and New Year’s Day. Oh, I know. You are really, really good about recycling. You’d never throw all the used wrapping paper into the trash. […]

Best Money Tips: Ways to Cut Hair Care Costs

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to cut hair care costs, rules for regifting, and getting the most from social security. Top 5 Articles 19 ways to cut hair care costs — Choosing a low-maintenance cut is a good way to save on hair care costs. […]

Resisting the holiday spending trap

Every year, I fail to really account for the cost of Christmas. “A few hundred dollars,” I think, for gifts, and then by the first few days of December I’ve bought several pounds of butter, and lots of my favorite seasonal chocolate, and the big size of maple syrup because I’ll be baking and pancake-making a lot this winter. […]

From Beanie Babies to Baubles: 5 Unconventional Investments

If you're bored with stocks and bonds and seeking a taste of the exotic, you might be interested in unconventional investments. Unconventional investments can help protect you against stock market volatility because they don't drop — and might even rise — when stocks sink. At least that's the theory, anyway. […]

Case Studies Of People Who Have Successfully Quit

The following is an excerpt from How to Engineer Your Layoff. If you're interested in quitting your job and profiting from it, this book is for you! Today's post details how the author successfully walked two different people through quitting their jobs and leaving with decent severence packages.“An athlete cannot run with money in his pockets. […]

Avoid Typical Souvenirs (350/365)

For me, the best souvenirs are the memories. I don’t really need physical things to recall my vacations, as I’ll just look at the digital pictures and my mind fills in the blanks. Of course, many people like to bring home physical items to remember their vacations by. Sarah takes this route with her souvenirs. […]

Finding Money Heroes for Our Children

Children look for role models (as do adults, to some extent). They look for people who embody the things they see as successful and important and emulate their behavior to some degree. I recognize that, for my children, I’m going to be a role model, both consciously and unconsciously, but I also know that I’m not going to be their only role model. Far from it. […]

Kind to the Needy

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. For the rest of the year I'm going to be highlighting verses relating to the poor on Sundays as a reminder of why I'm doing my $25k Red Kettle Challenge. […]

New life for old DVD movies: The answers to scratches and breaks

This is a guest post from freelance writer Jessica Ward. DVD games and movies For several years, we’ve fought the occasional skip, fingerprint or ding in our DVD movies, and have typically been able to resolve the damage with our Skip Doctor repair kit, however, sometimes bad (very bad) things happen to good movies. […]

Plan the Backbone of Your Vacation Around Inexpensive Stuff (349/365)

It’s common sense. If you plan a vacation in which the primary activities are expensive things, then the vacation is going to be expensive. […]

Naked With Cash: Calvin

In January, Consumerism Commentary will begin the Naked With Cash event and series. Several Consumerism Commentary readers will share their financial reports and analyses at the beginning of each month, with insight from financial planners and other experts. […]

Ten Pieces of Inspiration #104

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Jason Pollock on genuine kindness What kind of person are you when no one you know is looking? […]

Is $250k a Fortune? Depends Where You Live

As the President and Congress debate about taxes on the "wealthy" -- defined as those making $250k more per year -- NBC News brings up an issue we've talked about several times, the fact that how much you make goes farther in some cities than in others. And the differences can be massive. […]

Know the Rules When You Use Your ATM Card When Abroad (348/365)

As we discussed yesterday, practicing a little bit of care with your money when traveling abroad can save you a pretty penny. Currency exchange can really cost a person if they’re not prepared. One of the tactics I suggested in that article is to use an ATM card if you need currency when you actually arrive overseas before turning to a currency exchange desk. […]

Real Estate 101: Questions?

The following is a guest post by FMF reader Apex. As most of you know, he has been writing a series on investing in real estate. […]

If Goals Make You Miserable, Eliminate the Misery

Recently, I found a very thoughtful article by Danielle LaPorte entitled “Why I Gave Up Chasing Goals.” The idea behind her article wasn’t that she wasn’t moving forward in her life, but that she viewed the idea of goals as a burden: I want to feel good more than I want to check accomplishments off my list. I want to feel good more than I want to please other people. I want to feel good more than […]

Your Take: Doing Anything Because of the Fiscal Cliff?

As we near the end of 2012, the fiscal cliff is becoming bigger and bigger news. If nothing’s done, taxes will go up for everyone and we’ll have another fine example of politicians being politicians. Remember, this was something completely man-made. They did this in the debt ceiling debate because they figured that something this drastic would never actually happen. […]

The "Secret" Credit Card Perk That Saved Me $300

What’s a homeowner’s nightmare? You take nine months to redo your kitchen, spend an enormous amount of money, read all sorts reviews to ensure that you’re buying the best appliances, spend a full day installing a monstrosity of an over-the-range microwave (55 pounds!), and two years later that microwave breaks, nearly a year beyond the manufacturer’s warranty. What’s a homeowner’s lucky break? […]