The Wealth of Farmers

Late last year I noted how the book Stop Acting Rich: ...And Start Living Like A Real Millionaire found that within the high-income population there's a negative correlation between occupational status and net worth. In other words, those that hold prestigious, highly-thought-of, respected jobs are the least likely to have high net worths. […]

When does it make sense to refinance your mortgage?

The rates on 30-year, fixed rate mortgages hit historic lows this past week — 4.57% according to Freddie Mac’s data collection.  These low rates may provide a rare opportunity for saving a substantial amount of money through mortgage refinancing.  The essence of mortgage refinancing is just paying off a current mortgage with a new mortgage, presumably with a lower payment, shorter […]

Cheap Wedding Ideas On A Small Budget

I’m one of those people who hates to spend money. It’s not that I don’t like stuff — it’s the “having to pay for it” that makes me a little queasy, especially if the price tag is “up there”. So I’ve been practicing frugality for some time now, and it’s been a good lifestyle to have. It all started back when my husband and I decided to take the plunge and get married. […]

Review: The Smartest Retirement Book You’ll Ever Read

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. Daniel Solin’s series of The Smartest X Book You’ll Ever Read have turned me off for their title alone, and thus, to this point, I’ve not read them. […]

Podcast 64: Taking Control of Your Finances, Flexo

In today’s episode of the Consumerism Commentary Podcast, Tom Dziubek speaks with Flexo about his recommended steps for people to take control of their personal finances. […]

Roundup: Hot Hot Heat and How to Stay Cool

It’s been insanely hot this past week as the thermometer has routinely broken 100 degrees in the Baltimore Washington area. We’ve been fortunate in that we live in an area where blackouts and brownouts, even as air conditioners are running full blast, are rare but the temperatures have just been unbearable. […]

Setting Goals with Your Partner

As I’ve said many times on here, my wife and I have a small handful of major goals that we share going forward in our lives. We both want to eventually live in the country with some wooded area and a small barn. We both want to focus on raising our children as well as we possibly can. We both want to achieve complete debt freedom (we currently just owe on our mortgage) to give us even more career […]

Reader Story: Learning to Spend

This guest post from Meg is part of the “reader stories” feature here at Get Rich Slowly. Some stories contain general “how I did X” advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]

Will Following the Bible Make Your Career Successful?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. I've been writing a lot lately about how to make the most of your most valuable financial asset -- your career.  In addition to working hard and demonstrating you deserve raises, you need to be likeable to succeed in your career. […]

Money and Basic Math: Some Thoughts and Six Quick Tips

Lately, I’ve been reading the very enjoyable book Stop Getting Ripped Off by Bob Sullivan of The Red Tape Chronicles (a full review will come in a week or two). The first section of the book discusses at length how people are often stymied at personal finance due to basic math skills. […]

Going Green Could Mean More Money In Your Pocket

With all the environmental disasters we've been facing lately, it's easy to feel helpless about the state of our world. You may feel frustrated and even compelled to protest the big picture issues we've been experiencing. […]

Flexo’s Investment Portfolio, 2Q 2010

Last quarter, almost all of my investments were experiencing positive performance. Three months can make a big difference. My investments tell a different story today.One thing has not changed since last quarter: my company stock continues to do well, even when the broader stock market is in decline. This was not my best performing investment over the first half of the year, however. […]

The Simple Dollar Time Machine: July 10, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. I call it … the Time Machine. One Year Ago (July 4 – July 10, 2009) How Low Can You Go? […]

Pay Yourself First with a Coupon Booklet

Is budgeting a hassle? Do you sometimes forget to make your Roth IRA contribution or to transfer this month’s installment for the new car you’re saving for? Do you wish there were some way to make the process easier? One way to reduce human error is to set up a separate savings account for each of your goals. […]

Save Money by Buying on Specific Days of the Week

Miserly Moms: Living Well on Less in a Tough Economy says you can save money by purchasing certain items on specific days of the week. Their list: Airplane tickets -- Buy and fly on Wednesdays. Cars -- If they had a bad weekend, Monday can be a great day to buy. […]

Here’s a crystal-clear signal that you can’t afford to eat out

A friend recently took a job as a restaurant server to stop a mercifully-brief bout with unemployment.  He’s a quick study: after only a week his tips are averaging 20% and only one server is doing better.  Not a poor server by any stretch. A few days ago comes this little gem in his updates: “I got an 18 cent tip today!” Not 18%.  Eighteen cents, as in a dime, a nickel, and three […]

Chase Blueprint Card Payment Program Review

These days, a lot of people I know have become more interested in establishing a payment plan to tackle their credit card balances. Others would like to know more about their spending categories — after all, the more familiar you are with how you spend, the better it can be for you if you happen to use rewards cards. […]

Daily-Use Fees And Free Days For State Parks

I live in Georgia and am a big fan of our State Parks System.  I recently visited one of our state parks and learned that there was no daily-use charge for visitors who visited on Wednesdays.  That bit of information sparked my interest and was the reason for this post.  I’ve attempted to list the daily-use fees from all 50 states and their state parks. Alabama State Parks – From […]

Summer Meal Series #6: Simple Homemade Pasta and Pizza Sauce

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. Today’s meal looks like a simple pasta… … and it is, except that we do something a little different than most people seem to these days. You see, we’re pretty picky about our sauce. […]