Reader Mailbag: Monday Morning

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Making good credit better 2. Dealing with hostile coworker 3. Roth switch after job move 4. Capturing and bipolarity 5. Waiting for a pension 6. Top five personal finance books 7. Deciding between goals 8. […]

Five Wise Uses for Discretionary Income

According to Investorwords, discretionary income refers to “The amount of an individual’s income available for spending after the essentials (such as food, clothing, and shelter) have been taken care of.” Few individuals and families recognize the importance of this leftover money and squander it away on impulse purchases like magazines and overpriced coffee. […]

Monday’s Money Deals: Office Supplies, Home Decor, and Free Underwear

Stock up on printing paper and bottled water for cheap, then get underwear and perfume samples for free with this week's deals. […]

Honda and Toyota Recalling 1,200,000 Vehicles

Honda just announced a major car recall due to faulty brake systems. The company is concerned that owners using brands of brake fluid other than Honda’s own may experience problems resulting in a fluid leak, degrading the brake system’s performance. […]

Girly Fun on a Budget

I don’t consider myself much of a girly-girl, but there are days when I would give anything for a trip to a spa or some new boots. These days, though, the cash isn’t flowing quite as fast as it used to, and I’m finding new ways to get my girly fix so I can feel comfortable with myself as a woman but also save more. […]

5 Reasons Why You Should Give Kids Cash for the Holidays

Do you remember what it was like to be a kid? Do you remember how hard it was to get your hands on cash? I know I'm dating myself here, but when I was young, a dollar was, well, paper money. I could get a lot of candy for that dollar. A lot. So why have I been so hesitant to give kids cash for gifts? […]

Best Money Tips: Tasks you can offload to a virtual assistant

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you tasks that can be outsourced to a virtual assistant, a way to expand the variety of your cookie stash, natural methods to clean stainless steel, and more! Top 5 Articles 7 Tasks an Online Virtual Assistant Can Handle for You — Does it seem like you never have enough time? […]

How to Pay Off Debt

When the economy is prospering, debt isn’t an issue. You can pay your obligations of today because you know that you’ll be earning more tomorrow and lenders aren’t worried you’ll miss a payment. But as the economy sank last year, you saw a lot of credit card and loan companies scramble to assess the risk of their borrowers. […]

Your Health is Your Most Important Asset

When Kris and I traveled to England and Ireland with her parents in 2007, I came home with a financial epiphany. Actually, the trip highlighted a concept that I’d only vaguely understood before: I was a slave to the tyranny of Stuff. I had accumulated way too many things in my life, and this was causing me a lot of mental and physical stress. In many ways, the things I owned actually owned me. […]

Power Over Plastic: Seven Practical Ways to Pay Off Credit Card Debt

This is a guest post from Jeremy Wright, who is a freelance financial writer. In the war on waste, we’re a credit to our communities. Our habits and our habitats are “greener” than ever. Sadly, in the war for our wallets, we’re still letting plastic beat paper. In the interest of “greening” our finances, here are seven solid ways to pay off credit card debt. […]

How to Become Wealthy

Want a guaranteed way to become wealthy? Read on. I have said over and over again that becoming wealthy can be summed up in a few, simple, basic, financial principles. […]

Free Dave Ramsey Starter Kit, YNAB Software Giveaway

This giveaway is now over. I’ve announced the winners of the Dave Ramsey kit and YNAB giveaway. Congrats to all! I am celebrating my 4th anniversary as a blogger with a simple giveaway event. In fact, I’m celebrating a variety of things this week, including my wedding anniversary (so we’re off on a little family break too). […]

Review: The Little Book of Economics

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. I’ve really enjoyed the “Little Books” series of personal finance and investing books over the years, and I’ve reviewed almost every book in the series – twelve so far. […]

Discover Student Credit Cards For First Time Card Users

Thanks to the CARD Act of 2009, college students are less likely to graduate with a heavy load of credit card debt. For instance, most students under the age of 21 will need a parent to co-sign for a credit card application. But there’s an exception: if the student can provide proof of employment, then he or she won’t need a cosigner. […]

Podcast 79: Potential Income Tax Changes, Bob Meighan

Today on the Consumerism Commentary Podcast, Tom Dziubek talks to Bob Meighan, CPA and Vice President of Consumer Advocacy at TurboTax about potential income tax changes for the new year. Bob and Tom talk about the potential sunsetting of the “Bush Tax Cuts” and how it will impact more than just those making $250,000 a year. […]

Can Once-a-Month Cooking Really Work?

A long time ago (summer 2007, in fact), I wrote about once-a-month cooking, in which a person basically spends one solid day once every four weeks or so preparing food for home use so that meal prep later on is much easier. A quick note: I’ve never actually done this before, but I have done big pieces of it. […]

Reader Story: How I Persevered and Killed My Credit Card Debt

This guest post from Jeff is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]

Are Your Acquaintances Helping or Hurting Your Finances?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Here's an interesting verse from Proverbs 13:20: He who walks with the wise grows wise, but a companion of fools suffers harm. Let me put a personal finance spin on this: He who associates with and listens to those who are doing well financially becomes wealthy. […]

A fire insurance rider for the really important stuff

I mentioned in passing a couple of weeks back that a house across the street from us burned to the ground.  I also mentioned that our family was very lazy up until that point in that we didn’t have any escape plan whatsoever.  Nothing like a near miss to bring about a sense of urgency!  In our previous house it wasn’t really much of an issue — as it was a rambler and we could get […]

Jealousy – And What You Can’t See

One of the nicest houses in our town recently went into foreclosure. The family that lived there seemed to have “everything” on the surface – a gorgeous house, nice cars, nice clothing, expensive cell phones, and so on. In truth, though, they were in debt up to their eyeballs. Now that house that they had sunk so much money into is gone, as is the family. […]