Teachable Credit: Sneaky and Fun Credit-Building Lessons For Kids

While Congress has passed many measures in the last ten years aimed at reducing the opportunities for predatory credit card companies, the reality is that first-year college students and young adults ages 18-21 are still able to qualify for some cards that offer limits much higher than their incomes can realistically sustain. […]

Save money by keeping a Food Waste Diary

Tasty Trash: The $55 million Squawkfox Food Waste Challenge is a series aimed at helping your family save up to $1,500 this year by reducing food waste. The environment may also thank us. To start from the beginning, read the introduction. Food is so plentiful these days that we’re throwing it away. How much tasty trash is being tossed? […]

Read Your Favorite Newspaper Online (112/365)

It wasn’t too long ago that our family subscribed to the Des Moines Register. We enjoyed the local news for Polk County and surrounding areas. It kept us in touch with our community and what was going on around us. The only problem was that the newspapers would build up. If you didn’t read the paper for a day or two, they would start to accumulate. […]

Podcast 157: Credit Card Application Fees

Today on the Consumerism Commentary Podcast, Jay Frosting and Flexo talk with Matt Schulz, Vice President of Content for InvestingAnswers.com. They discuss the implications of a recent legal ruling that excludes credit card application fees from the limit on fees that credit card issuers can charge within the first year. Consumerism Commentary Podcast Credit Card Application Fees: S07E01 / 157 […]

Now and Later: The Great Retirement Question

Over the last few months, I’ve read several articles that center around the idea that people should be saving every possible dime that they can for retirement. […]

Reader Story: Starting a Successful Business as a Single Person

This guest post from Kelly is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? […]

Christian Thoughts on Retirement

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]

Go Through the “Clutter Attractors” Regularly (111/365)

Everyone has a junk drawer. Some people have a junk closet or a junk room. I have a closet in one upstairs bedroom that accumulates random things. We also have two “junk drawers” in our kitchen. My father? He has an entire “junk garage” that’s just teeming with stuff, as well as two additional sheds full of things. Don’t get me wrong, these places are typically not full of actual junk. […]

Ten Pieces of Inspiration #70

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. I was so enamored with the beautiful weather this week – and the extensive time I spent outside – that I loaded my screensaver and rotating desktop wallpaper on my work computer with Creative Commons licensed photos of springtime. […]

The 4% Rule is Obsolete

Here's a piece from Daily Finance that says the 4% rule is obsolete. The details: The common wisdom that a 4% annual withdrawal rate is the safe way to avoid outliving your money is increasingly coming under fire. […]

7 Ways To Deal With Spousal Debt

What if your partner is racking up the credit card debt, and having a hard time putting a halt to their unnecessary spending? Then it can get pretty dicey. If your personal or spousal debt is starting to look unmanageable due to a spending addiction, here are a few ideas that you may try out [...]7 Ways To Deal With Spousal Debt Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Social Security Payments Transitioning to Direct Deposit

Guess what? Starting next year, Social Security recipients as well as those receiving veterans’ benefits, railroad pensions, and federal disability payments will no longer receive physical checks sent through the mail. Instead, the government will only issue electronic payments. In general, this means direct deposit to a bank account, though debit cards will be available for the unbanked. […]

Start a “Mail Basket” and Process It Weekly (110/365)

On a typical day, I’ll open the mailbox and find several letters inside. On my way into the house, I’ll shuffle through them and see if there’s anything obviously important, of which maybe one or two will be. […]

The Over-Marketization of Social Behavior

Do you reward your children with money for performing well in school? Do you use the promise of an allowance to ancourage appropriate behavior in the family? These are big issues, because they take appropriate behavior and can turn the incentive to financial gain. Children growing up believing that financial gain is the reward for correct social behavior rather than seeing the intrinsic benefit. […]

Dependency

When I was a young boy, not much older than my own oldest son, there was an adult male in my life that I looked up to a lot. For a time, he was my role model. He was a quiet fellow with an incredible work ethic. Even though I was a lot younger than him and he didn’t have any real reason at all to take me under his wing, he did. […]

Your Worst Interview Story

Grantland, a site that’s mostly about sports and sometimes about life, has a series called Readers’ Revenge where they share stories from their readers around a common topic – they recently tackled the worst interview stories. There are a few gems in there and while half of them are about drug testing, they do share some pretty ridiculous stories that almost seem unbelievable. […]

Ask the Readers: How Do You Merge Finances and Philosophies?

Everyone is different. That’s the beauty of life — but also one of its greatest complications. When two people fall in love, the meshing of these differences can be both fun and frustrating, especially when it comes to personal finance. That’s what Elaine has discovered. She’d like some advice on how to merge finances and philosophies with her fiancé. […]

For a Better Relationship With Money, Make Plans

Making a plan is one of the most simple and effective things you can do — not just for living frugally, but for living life. There are few great things that were not made with some sort of plan. I'll admit that talking about planning's awesomeness is easy for me. I am a natural planner. It's a quality that has both benefits and problems. On one hand, I love that it helps me get things done. […]

10 Cost-Conscious Commuting Options

Commuting is a large part of the employment equation for many people. Whether you need to hop a train to NYC or drive a construction truck into Omaha on a daily basis, getting to work needs to happen in a timely — and affordable — manner. Here are 10 commuting options that help keep your bottom line in check. (See also: 7 Easy Lunch Ideas for Work) 1. […]

Best Money Tips: Teaching Teens About Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on teaching teens about money, sticking to a budget, and actions for a real money making blog. Top 5 Articles Teaching Teens About Money — When teaching your teen about money, help him or her develop a budget. [The Centsible Life] Top Tips for Sticking to a Budget — Stick to your budget by earning more money. […]