Help a Reader: Investing During College

Here's an email I recently received from a reader: I am a college student entering his last year of my bachelor's degree (with law school immediately following graduation). However, for the last year of my degree I am, due to unforeseen financial reasons, forced to take student aid to pay tuition. […]

The Shocking Truth about Repairing Credit After Bankruptcy

For most people, repairing credit after bankruptcy seems impossible. My credit is trashed, they think. I’ll just have to wait a decade before the bankruptcy falls off my credit report. But nothing could be further from the truth. […]

Are You Investing In Yourself?

One of the longest-lasting investments you can make, with the best returns over time, is in yourself. Investing in yourself can help you improve your earning power, as well as provide you with a sense of satisfaction. Even as you work to earn money and improve your finances, don’t neglect yourself. […]

Using Twitter to Predict the Stock Market

A perfect predictor for stock market movements is the holy grail of investing. If you knew with certainty that the stock market would increase tomorrow, you would buy to take advantage of the change, and if yo knew with certainty it would decline, you would sell. […]

How to Save Money on Gas

With summer in full swing and the price of oil hovering near $90-100 per barrel, everyone is feeling the pinch at the gas pump. […]

Five Bills Not to Automate

Yahoo lists five bills not to automate as follows: Mobile Phone Bills Insurance Payments Utilities Gym Memberships Cable Bills Here's what I do with these: Mobile Phone Bills - My phone is paid for by my company, so there's no bill for me to handle. Insurance Payments - Do people really put these on auto-pay? […]

Reader Mailbag: Looking Forward

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Keeping whole life insurance 2. Life choices and student loans 3. Adding spouse to property title 4. Should mom file for bankruptcy? 5. Student loan worries 6. Career balancing money and passions 7. […]

Money Leaks: Unused Magazine Subscriptions

The trouble with magazines is that they aren’t expensive. If you are patient, you can usually find someone selling a subscription for just a few dollars. Even if you buy it direct, it often comes out to much less than a dollar an issue. […]

Is Unlimited Air Travel a Good Deal?

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Air travel is rarely anyone’s idea of a good time. […]

How to Save on School Supplies Without Going Crazy

If I had unlimited time and gas was cheap, I could get almost everything on my kid's school supply list for 25 cents per item or less. But here in the real world, there are still ways to avoid spending a fortune on that long list the teachers provide. In fact, I have already gathered about half the items on my second-grader's list — without spending any money at all. […]

Ramen Recipes to Write Home About

The affordability of ramen is no secret. It's the product most people think of when they hear the words "cheap food." But if you don't have access to the good stuff (I sure do miss my favorite noodle house on Guam), finding good ramen recipes based on the bargain brands can be tough. Sure, there are plenty of them out there suitable for a college dorm room. […]

Best Money Tips: Save Money On Your Vacation

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to save money on your vacation, comparing health insurance plans, and the worst credit card mistakes. Top 5 Articles How To Save Money On Your Vacation — Save money on your vacation by taking pictures instead of buying souvenirs. […]

Tax Penalties for Early Retirement Withdrawals

There are many different types of funds and plan options that allow you to save for retirement. Many plans are provided by an employer as a benefit. The following are examples of some of the common retirement plan options: 401(k) — This is a retirement savings plan funded by employee contributions and typically matched by employer contributions. […]

Financial Appearances are Rarely What They Seem

Here's a piece from US News that talks about avoiding money envy. The key? Realize that the extravagant lifestyles (or even "nice" lifestyles) most people have are funded with debt on a financial house of cards. They note: What we don't realize is the amount of debt that is supporting other people's lifestyles. […]

Join Our Tweetchat on Thu 8/18, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Locavesting. Learn what locavesting is as well as some of the benefits and drawbacks to investing in local businesses. […]

Nice Guys and Girls Earn Less

A new academic study to be presented next week focuses on workplace data gathered over the past twenty years. Questioning the reasons for the patters they found, the researchers from Cornell University and the University of Notre Dame conducted business simulations to get to the roots of the issue. […]

Saving Pennies or Dollars? Making Your Own Tomato Sauce

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Making Life Decisions

This is a bit of an introspective article, which, while it does have relevance to personal finance, is a little heavier on the personal side and lighter on the finance side. One of the hardest issues for me is making big life-related decisions. This has always been a problem for me. […]

The Best Time to Buy Stuff

Have you noticed that certain things are just priced better at certain times of the year?  Seasonal sales and end of year inventories have led me to create a quarterly cheat sheet for shopping.  Now I can keep in mind the big purchases we may have to make and can look up the best months to start shopping.  This makes it much easier to tackle large purchases and I don’t feel like I lost out on easy […]