How to Give Your Budget a Tune-Up

This is a guest post from Jessica Ward. It happens to many of us: we design a lean, mean budget, but over time, like a worn-out rubber band, it begins to lose its pull. Sure, it’s still there and still performing its duty, but it isn’t the well-tuned machine it used to be. You might have experienced some “lifestyle creep” — little things, which add up over time. Is your budget doing its job? […]

ETFs vs. Mutual Funds: Which One is Right for You?

ETFs and Mutual Funds Both Have Advantages – Find Out Which One is Best For You Lately I’ve received a few questions from readers asking about the difference between an ETF and an index or mutual fund, and which one is better. Well, as with almost all things, there are pros and cons to each. […]

Tips for a Top Resume

Forbes has an interview with a top job recruiter and lists his top tips for a great resume. They are: Avoid the fancy-schmancy layout, font, and other special effects. Stick to traditional font of Times New Roman, 9 to 12 point size, and black type against a white paper. […]

Frugality Plays Role in Bringing Tech to New York City

Michael Bloomberg, the king-slash-mayor of New York City (will he increase term limits again to stay in his position?), has announced that Cornell University and Technion-Israel Institute of Technology will be transforming 11 acres on the southern tip of Roosevelt Island into a graduate school for technology. […]

Does a Basement Greenhouse Really Save Money?

When I was a child, my father used to grow plants in our basement all year long. I remember going down there in the middle of the winter with several inches of snow outside, only to find tons of tomato and pepper plants thriving under an array of grow lights. I remember how the basement smelled like fresh spring while the rest of the house smelled like… well, a winter home. […]

Wine Online — Savings Tips for Frugal Sips

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Since she just found out she is going to be a grandmother, expect to be bombarded with cute-baby anecdotes about seven months from now. More than one million wineries currently operate worldwide. […]

$50 TradeKing Inactivity Fee

I’ve long touted TradeKing as a great discount broker because they have low commissions ($4.95 a trade) and no account minimums. Unfortunately, there’s been a change and they will now be assessing an annual $50 inactivity fee on accounts that have a “combined household account value of less than $2,500″ or have not made a single trade in an entire year. […]

Ask the Readers: What’s the Best Gift You’ve Ever Received?

Congratulations to Olivia & Will's Fine Children's Furniture, Peggy Davis, and RazzBari for winning this week's contest! With the holiday season in full swing, gift giving is under way. Throughout the holidays, you received many gifts that you liked. But chances are there is one gift you’ve received that you absolutely loved and will always remember. What’s the best gift you’ve ever received? […]

15 Ways to Exercise in Under 5 Minutes

You've probably heard of interval (or circuit) training — it has to do with interspersing regular workouts with short, intense bouts of activity, and getting better results. Interval training can be helpful even for people who aren't highly athletic. Pressed for time? Hate going to the gym? That shouldn't keep you from engaging in basic interval training. […]

Gift Ideas for the Frugal

What do you buy for people who hate to spend money? You would think the answer is to get that designer scarf that they would never buy for themselves, but extravagance is not usually the route to a frugal heart. As a cheapskate myself, I can tell you there is nothing I love better than receiving a gift that will help me save money throughout the year. […]

Best Money Tips: Cut the Cost of Your Coffee Addiction

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on cutting the cost of your coffee addiction, what to do if your wallet gets lost, and returning gifts without hassle. Top 5 Articles Five Ways to Cut the Cost of Your Coffee Addiction — Want to cut the cost of your coffee addiction? Try signing up for rewards programs. […]

Reader Profile: BG

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Naughty and Nice Companies

Consumer Reports has looked at the shopping policies, fees charged, etc. for various companies and come out with a naughty and nice list. […]

Finding the Perfect Gift

If you’re like me, you’re still not finished with your Christmas shopping. It’s true that Kris and I are big believers in home-made gifts, and it’s also true that my family only exchanges inexpensive Christmas presents, but there are still a handful of gifts I like to shop for. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 3 Powerful Ways To Decrease Your Financial Stress. Enjoy! […]

Personal Finance and Intuition

A few weeks ago, I was exchanging emails with a reader (who asked not to be quoted, but said I could paraphrase the conversation). She told me that she makes most of her decisions entirely on instinct and intuition and feels that this is why she often gets into financial trouble. Frankly, I agree with her conclusion. […]

Understanding Your Time Horizon & Risk Tolerance

If you spend time reading and writing like I do, you know that there is an all too familiar phrase that is found in a large amount of investment articles: “depending on your risk tolerance and time horizon.” Any time I read this I wonder why the investing community assumes that the relatively inexperienced investor has any idea what their risk tolerance or time horizon actually is. […]

The High Cost of Elder Care

As I write this, I’m sitting in the living room of my childhood home. My dad has been experiencing some fairly serious age-related health issues, so I took some time off to come home and help out for a few days. […]

Tax Audit Tips

Nearly every lives in fear of a tax audit. The truth, though, is that a very small percentage of the population is ever audited. And, of those, most people are simply asked to clarify something, or send in documentation. […]

Home Updates That Are Worth the Investment

A home is generally one of the largest assets any person has. Although many have begun to shy away from homeownership because of the costs of upkeep, owning a home can still a great way to build equity and personal net worth. […]