In Detail: How to Claim the New Home Buyer Tax Credit on 2009 Tax Returns

In November of last year, President Obama and Congress expanded the home buyer tax credit to cover more people who have purchased houses in 2009 and 2010 and to further stimulate the real estate industry. Earlier this month, the IRS released an updated tax form to include the new rules. If you want to claim the home buyer tax credit, you must file your tax return on paper. […]

The Simple Dollar Time Machine: January 23, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

I'm Working to Make My Slave as Big as Possible

Here's and interesting comment left on my post titled Why a High Income Often Doesn't Translate into a High Net Worth: My wife and I have a pretty high net worth but our "earned" income is very average because all it consists of is a retirement check and a social security check, each, every month, and yes we each drive a Mercedes and live in a beautiful home and have a condo by the ocean, all p […]

$100 Cash Bonus: Refer A Friend To TradeKing

Now that the stock market has dipped a little, it may be time to consider opening that account with one of the best online brokers around (at least, in my opinion). TradeKing is one of the brokers we often mention and actively promote here: I particularly like their flat commission rates at $4.95 per stock trade (option trades go for $4.95 + 0.65 per contract). […]

Friday Fiscals: Washer and dryer edition

Today we followed a lead on Craigslist to buy a two-year-old clothes washer and dryer set for a new house.  The price was about half of what a new set would cost, so we’re pleased.  We didn’t have a whole lot of time to get a set so we’re glad we got this deal. Here are some links of interest for you: Wise Bread writer Philip Brewer discusses ruthless frugality. Consumerism Commentary lists the f […]

Trimming the Average Budget: Alcoholic Beverages

This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. […]

44 Ways to Improve Your Health and Happiness

By Henri Junttila Do you want to improve your health and feel better? The human body and mind are fascinating, and the science behind improving your wellbeing is something I find extremely interesting. There are a lot of different tools, methods, and practices that can help you jumpstart your wellbeing into the direction you desire. […]

Haiti Donations to be Deductible in 2009 (If You Want)

If you’ve been on the fence about donating to Haitian earthquake relief efforts, Congress just gave you one more reason to open your pocketbook… The House and Senate have both approved legislation that will let taxpayers claim their donations on their 2009 taxes. In the absence of this bill, you would’ve had to wait until you file your 2010 taxes to claim the deduction. […]

2 Killer Cover Letter Formats: Classic and Contemporary

This article is part of a series called How to Write a Cover Letter. To start this series from the beginning, read the introduction. I’ve been dreading the continuation of the How to Write a Cover Letter series. It’s not because I’m lazy. […]

How to Save Money When Traveling to Europe

The following is a guest post by Simon Migliano of VoucherCodes. Being a tourist in Europe is one of the toughest challenges anyone committed to the frugal life will endure. […]

Democracy, Incorporated

The following is at least as much opinion as fact, but if I say something that isn’t factual, please tell me.Our American version of democracy has never been pure or particularly representative. […]

Best Deals for Friday 01/22/2010

Get a free 8x10 Pet Portrait of your Pet at Petco Take $25 Off a New York City Hotel Stay with Promo Code NYC25HOTEL 60% to 75% off Dockers shoes and apparel: Deals from $16 + $7 s&h Acer Aspire One Intel Atom 1.6GHz 10" Netbook for $290 + free shipping Amazon.com Friday Sale: Earth's Best Organic Formula and more! […]

Solving a Debt Dilemma with Debt Settlement

By Stacy Johnson Debt settlement companies are advertising a lot these days on TV, radio and online: you've probably got debt settlement Google ads around this article right now. If you're in a jam, they might sound tempting. Should you bite? […]

Free Money Finance March Money Madness, Round 1, Posts 9-12

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Rent or Buy Is a Stickier Question When You Look at Real Lives

Howie writes in: My wife and I have been running our own home-based business for three years now. We rent and work out of a smallish 2-bedroom apartment in the very expensive SF Bay Area. One of those bedrooms is an office that we both share as an office. […]

Ruthless Frugality

By Philip Brewer There are many strategies for frugality: Don't buy stuff you don't need. Stock up when you get a good price. Make smart decisions about when to pay up for quality and when to get the cheap stuff. […]

Effect of Paying Off Your Mortgage on Your FICO Credit Score

Have you ever wondered what sort of impact paying off your mortgage would have on your credit score? I have. In fact, that’s the primary reason that I signed up for a free trial of MyFICO ScoreWatch late last month. Well… I now have my “before” and “after” credit score, and guess what? It went down! At the time we paid off our mortgage, I had a FICO credit score of 781. […]

The Volcker Rule: Obama Proposes New Banking Regulations

If President Obama is able to enact the new plan for banks called “The Volcker Rule,” the era of banks too big to fail should be over. […]

Your Take: What Do You Look For in a Bank or Credit Union?

This week Liz Weston wrote about how to shop for a new bank and it made me think about how we chose the banks we work with now. For us, the criteria for judging a checking account differed from the criteria for judging a savings account. […]