When a Money-Saving Item Ends Up Costing You

I have a friend who is pretty frugal (he rivals even me in this category -- maybe even better/worse than I am depending on your perspective.) He does a good amount of driving for work (which he gets reimbursed for.) A couple years ago, he purchased a diesel-engine car so he'd get great mileage and save a ton (for himself) on business trips (he still received the same per mile allowance he got when […]

What My Recent Tooth Extraction Taught Me About Money

If you’ve never had a tooth extracted before, shut your eyes and imagine it. After pulling and pushing on one of your pearly whites, an otherwise very kind person sticks pliers inside your face. […]

Reader Mailbag: Computer Failure

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. When should we refinance? 2. What is rich? 3. Is debt snowballing still valid? 4. Precious metals investing 5. Retiring rapidly 6. Roth IRA ineligibility 7. Uneven estates 8. Where would I live? 9. […]

Best Money Tips: How To Win Sweepstakes

Welcome to Wise Bread's Best Money Tips roundup! Today, we share tips to help you bag your next contest or sweepstakes, to-do's to keep your family and home safe over the holidays, and instructions for making a super-secret book safe. Top 5 Articles How to win contests and sweepstakes — It isn't all luck. […]

5 Homemade Christmas Wreath Ideas with Style

‘Tis the season to deck the doors as well as the halls, but store-bought wreaths aren’t exactly the most frugal way to go. The trouble is, a fair number of the homemade Christmas wreath ideas available online are...well, tacky. […]

5 Reasons to Ignore the January Effect

It's that time of year where the stock-market myth about the January Effect rears its ugly head, so it's also time to point out why investors shouldn't alter their existing investment strategies to try to chase returns that are no more likely to materialize than if they did nothing at all. The concept of the January Effect is that stock pri […]

Life After Salary: Structure and Motivation

Time management has never been my strength. I like working at my own pace, and the certain working structures, like deadlines, tend to annoy me rather than motivate me. It’s no wonder I’m excited about leaving a job with a typical standardized nine-to-five schedule. […]

Want a Job? Attractiveness Matters

True or false: Employers are more likely to call attractive candidates than plain candidates. The answer, according to a study by Bradley J. Ruffle and Ze’ev Shtudiner of job applicants in Europe and Israel, is true… if you are male. If you’re female, it’s better to be plain! […]

5 Ways to Impress Your Kids for Less This Holiday Season

When it comes to holiday gifts, you don't have to blow your budget to wow your children. Here's some proven advice. […]

How to Save A Third on Your Winter Food Bill

Let's talk turkey: shopping for generic groceries this holiday season could save you a third off your food bill. […]

Finding My Spending Identity

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. Do you have a Spending Identity? You do, whether you know it or not. It’s as real as the data on your driver’s license, but if you’re like most people, you’ve probably never given it much thought. […]

The One Great Thing an MBA Does for You

The Personal MBA: Master the Art of Business lists the following as "the single benefit of business schools (getting an MBA)": The one significant benefit that business schools do provide is better access to Fortune 50 recruiters, consulting firms, and investment banks via on-campus recruiting and alumni networks. […]

The Business of Blogging & Bootstrapping An Online Venture

As you already know, I’m in the business of developing online content, also known as content publishing (and specifically, blogging). I’d like to cover a little ground on this topic today, sort of like a checkpoint for myself, at the end of the year. […]

Join Our Tweetchat on 12/9, 4:00pm CST for a Chance to Win Prizes

Link for teaser title:  http://www.wisebread.com/join-our-tweetchat-at-400-cdt-for-a-chance-to-win-prize... twitter_bigger.png Welcome to the Wise Bread weekly tweet chat! This week's topic: How to be a good neighbor. Do you love or even know your neighbors? […]

Out With The Old, In With The New: Rethink Your Retirement Plan

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 8. Rethink your retirement plan. If I’ve done one thing right with my personal finances since reaching adulthood, it’s been taking care of my retirement. […]

Citi ThankYou℠ Premier Card $200 Gift Card Bonus

If you are able to use a credit card for making your everyday purchases without spending more than you would with cash, a cash back credit card can be a way to give yourself an effective discount. […]

New $100 Bill Printing Problems

The fancy new $100 bill, with all its security bells and whistles, is so complicated that even the official manufacturers of those bills can’t get it right. CNBC reported earlier this week that $110 billion worth of $100 bills are currently wrapped in storage at Fort Worth because of a defect. […]

Time, Time, Time

After a speech I recently gave, a friend came up to me and said: "In real estate they say that the key is location, location, location. In investing, it's time, time, time." I had just talked about the fact that time was the most important factor influencing how well your investments perform. Yes, how much you invest is important. Yes, return rate is important. […]