How To Find Coupon Codes Online

I am in love with promotional codes and online coupons. Okay I know it sounds strange but when you realize how good these things are, you will fall in love with them too. Let’s get back on the straight and narrow here though and figure out what they are and how to get them. […]

Daily Links: Family Crisis Edition

I’ve been a little quiet around here the last couple of days, and I apologize. I usually aim for the Monday post at GRS to be a J.D. post; and if the Monday post isn’t from me, then I certainly want for the Tuesday post to be mine! […]

The Flip Side: What Frugality Gets You

This past weekend, I attended GenCon 2010, a gaming convention in Indianapolis, IN, with a group of several friends. […]

Social Security a HUGE Asset -- Should It Be Counted in Your Net Worth?

In my post titled Too Many Relying Too Much on Social Security, there were a couple interesting comments regarding the value of Social Security. Here's the first one: According to The Pension Right Center website, the average monthly Social Security benefit paid to retired workers in 2010 is $1,168.60, or $14,023.20 a year. […]

Strategic Defaults: Buy Now, Default Later

Over the past few months, it’s become clear that a lot of homeowners are strategically defaulting on their homes. In other words, they’re intentionally walking away from their mortgage obligations because they owe significantly more than their home is worth, even if they can afford to keep making the mortgage payment. But what then? […]

United First Financial For Sale?

One of the most commented posts on Bargaineering is my take on the legitimacy of United First Financial’s Money Merge Accounts (it’s legit in that it works but you’re overpaying for no apparent reason), so I’ve always taken a keen interest in UFF and the state of their programs. […]

Ask the Readers: What are Your Favorite Deals? (Chance to win $20)

We want to know what deals get you excited! In this week’s Ask the Readers giveaway we’re focusing on our Best Deals Today newsletter/section, and asking you: How can we make it better? […]

Poll: Do You Use Mobile Banking?

We’ve come a long way in just a few years. Not long ago banking consisted of having a local branch that you used and the idea of mobile banking was to use an ATM or your debit card. Then, we saw a flood of what were considered online banks hit the market in the past few years. Banks such as FNBO Direct and ING hit the web and in a sense created virtual banks. […]

Something I Like: Applebee's 2 for $20

I go to Applebee's once a year. Every spring my son and I volunteer to referee at a local soccer tournament. It's an AYSO event, which usually means that there are no fees for refs, but since this is a tournament and teams pay to be in it, there is some compensation for refs. […]

How Not to Fail at Frugality

Yesterday, I had a wonderful conversation with an Associated Press reporter who was writing a story about teaching children how to be frugal. […]

Simple Strategies for Using Your Leftover Food

Sure, it looked great in the grocery store a month ago, but that forgotten perishable in the back of the fridge is now only worth its weight in garbage. American households throw away $600 worth of food per year and many families cannot afford that waste. […]

Is Pet Health Insurance Worth It?

We have a big dog. She's huge, actually — over 100lbs but with all the energy of a puppy. And for that reason, we figured we'd need at least some basic health insurance for her. Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. […]

Make Sure You Really Want to Jailbreak Your iPhone

If you heard about it at all, you heard right: it’s no longer illegal to jailbreak your iPhone. That means you can install any app you want on it, regardless of whether it exists in the official App Store. But according to Apple, this will void your warranty, so proceed with caution.I’d recommend looking through what I think is the repository of apps newly available to the jailbroken. […]

Calculate Your Monthly Freedom Day

Every year, the Tax Foundation points to a day in April and proclaims it Tax Freedom Day. It’s the day after which you have effectively earned enough to cover your tax liabilities for the year. For 2010, that day was April 9th. In 2009, it was April 8th. The idea is that, based on what you are projected to owe in taxes, every hour you work until that day goes towards funding that liability. […]

Stopping Shopping Momentum

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. Shopping momentum is the bane of many budgets. […]

Car Insurance: Dealing With an Accident

Last week while driving home, my husband and I got into a car accident. We were stopped at a red light behind another car. […]

Who Do You Share Your Financial Status With?

Here's a good reason not to go blabbing about your financial success to strangers (or those you know superficially in this case): A Cicero beauty salon owner who discussed her wealth in front of customers was kidnapped by a jealous client, police say. […]

Swagbucks back to school promotion

Tonight my wife and daughter were coloring with some of the Prismacolor art pencils that we had gotten really cheaply thanks to about $40 worth of Amazon gift certificates we had won through Swagbucks.com. If you haven’t yet signed up for Swagbucks.com, then you can snag a little bit more if you sign up through August 15th, 2010 before midnight PDT. […]

How To Monitor Your Credit For Free

The only person I know who isn’t interested in their credit is someone who doesn’t want to buy a house or car, doesn’t have any credit cards, and has no worries about identity theft. However, if you’re well over the age of eighteen and use a credit card, then you may have a fairly sizable [...]How To Monitor Your Credit For Free Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Should I Buy Life Insurance for My Children?

This is a question I hear all the time from readers who are parents – and it’s a question that comes up in our own household as well. Should our children have life insurance policies? I’ve done a lot of research and soul-searching on this topic. What follows are the conclusions I’ve come to on the issue. […]