Christmas Shopping With Fake Money: Time to Get Started

Last year, I wrote about Christmas shopping for my husband using "fake money" and it generated some excitement among readers who wanted to try it themselves for Christmas 2010. […]

Global Bank Reform: Basel III

Until I heard of Basel III yesterday, I didn’t know there was a Basel I or a Basel II. […]

More than You Think: The True Cost of a College Education in America

This is a guest post by Jena Ellis, who specializes in writing on the topic of Online Certification Courses. She can be reached via e-mail at: So you’ve finally hit that stage… You’re sending your kids off to college. This phase is one of the most important and trying times both for parents and children. […]

Five Worst Car Maintenance Scams

Finding a good mechanic or shop that you can trust is very difficult, so when you find one, it pays to stick with them. It’s why I always take my car to the same place every time I have an issue. There have been a couple times when I, or my lovely wife, have brought it in for a minor issue and they sent us on our way without a bill. […]

Capitalist Kids: Encouraging Young Entrepreneurs

Saturday, I posted what I thought was an amusing anecdote. I told how I’d bought some treats from a young girl’s bake sale, but she’d been woefully unprepared to take my money and give me change. I meant the story to be comic relief, but quite a few GRS readers found it unamusing — and, in fact, thought I came off as something of a jerk. […]

Money Situations that Make People Happy

Happiness in people is something that's difficult (or maybe even impossible) to pinpoint with certainty. […]

What’s In Your Equifax Consumer Credit Report?

At first glance, your credit report may seem intimidating, especially If you haven’t looked at it before. However, if a home purchase or auto loan is in your near future, it’s good to prepare by scanning your credit report before your prospective lenders do. […]

Review: The Art of Non-Conformity

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. Reviewing a book like this is a difficult challenge. The Art of Non-Conformity by Chris Guillebeau is one of those books that’s intentionally narrowed its audience. […]

Podcast 73: Saving Money at College, Flexo

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek talks to Consumerism Commentary founder Flexo about his tips on saving money at college. […]

Meditation, Prayer, and Personal Finance

Once or twice a day, I go into my bedroom, turn down the lights, lay on the bed, and look up at the ceiling. I start off by reflecting on a small handful of things that have really brought me significant joy in the past few days. After a few minutes of that, I focus entirely on emptying my mind for a while, and once that’s done, I just drift without anything in my mind. […]

Roundup: Living Without Money

The last few weeks, the frugal world has been buzzing about how Mark Boyle lived an entire year without cash. It’s was more about sustainability and reducing waste than living without cash, but I think it’s was a pretty valuable social experiment. It reminded me of a more “important” Super Size Me type of experiment. If we grew our own food, we wouldn’t waste a third of it as we do today. […]

Reader Story: I Got a 20% Pay Cut — and Loved It!

This guest post from Tim Stobbs is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Tim Stobbs is the writer behind the blog, Canadian Dream: Free at 45. […]

The Jewish Phenomenon

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. I've been reading the book The Jewish Phenomenon: Seven Keys to the Enduring Wealth of a People and am intrigued by it. Here's a summary of the book in a nutshell: Jews are disproportionately wealthy and accomplished. […]

The Danger of Assumption

A few weeks ago, I had a conversation with a guy who had a large scar on his neck that looked like a swastika. The man had it partially covered with a turtleneck on a hot day. I could have easily assumed that he was a “scary” member of a fringe group, but I was sitting next to him and said hello anyway. […]

Kids These Days

Kris and I took a stroll through the neighborhood today to visit the weekend garage sales. First we walked down to Lane’s house to browse his books and knick-knacks. (Lane is a GRS reader, and when we showed up, he said, “J.D., this is all capital-S Stuff!”) Then we hit other sales on the way home. At the last house, Kris got side-tracked looking at unused vintage postcards. […]

Why Do a Credit Card Balance Transfer, and How?

I first considered a balance transfer last summer. A newly-minted MBA, I was also up to my eyeballs in debt (let's face it: I still am), but was hoping to responsibly pay it down, so I did the conscientious thing: I read up on which credit cards offered what benefits and chose the one that seemed to best suit my goals. […]

The Simple Dollar Time Machine: September 11, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Managing Taxes in Taxable Accounts

The following is an excerpt from Personal Investing: The Missing Manual. Sometimes, you have to put higher-taxed investments into taxable accounts. For example, if you're saving for a short-term goal, stocks may be too risky, so you put your money in bonds or bond funds, or in a savings account. Or you may be saving for a goal that doesn't have a tax-advantaged account option. Don't worry. […]

OptionsHouse Online Discount Broker Review

If you take a look at our best online discount brokers page, you’ll notice that OptionsHouse leads the way as the cheapest broker to place a trade with online. While commission structure is a motivating factor in choosing an online discount broker, it shouldn’t be the only factor. […]

Summer Meal Series #15: Butternut Squash and Carrots with Coconut Milk and Curry

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. We’ve reached the end of this series, my friend, and so I decided to finish it off with a dish that bridges right into fall meals quite well. […]