Safety Tips for Holiday Driving

Whether I'm staying near home for the holidays or driving to my destination, I notice that around this time of year drivers become harried and seemingly more careless. […]

5 Gifts You Can Get Through Bartering

A frugal holiday doesn't need to be a giftless one. Whether you’re in a service industry, a professional, or just a frugal gift-giver willing to work, you can barter your time and services for wonderful gifts that have real value. […]

Evaluating My Progress Against 2010 Goals

There isn’t a lot of time left in 2010. As I get older, time seems to move faster. Perhaps now that I am not spending eight or more hours dedicated to a day job, I will be able to slow down the passage of time. With more time, 2011 may be better for me in terms of meeting the goals and targets I set for myself. […]

Frugal Ideas I’ve Always Wanted to Try

One of the really fascinating parts of the recession is the effect it has had on news stories. During the boom, mainstream media focused heavily on the excesses of those who had money. You had stories of the most expensive wine or the most expensive dessert. There were stories about luxury cars and of fantastic mansions on enormous estates. […]

Live to 100 — For Cheap!

This post is from staff writer April Dykman. When the clock strikes midnight on New Year’s Eve, what will you toast to? Health? […]

The Two Portly Gentlemen Are Entrepreneurial Philanthropists

The following is a guest post from Marotta Wealth Management. As I do every December, I have been enjoying rereading "A Christmas Carol" by Charles Dickens. This year I've been thinking about Scrooge's interaction with the two portly gentlemen who stop by to collect for the poor. […]

Join A Video Contest: Toss Your Credit Card, Win Cash Prizes

Two of our favorite personal finance sites, Lending Club and PerkStreet Financial, are joining forces to give us a “Shred Your Credit Card Day”, a new contest that could win you some coin for the new year. The contest involves producing and submitting a video that shares your commitment to start repairing your finances. […]

Five arguments against frugality that are complete nonsense

This post over at Aloysa’s Kitchen Sink got some attention as an Editor’s Pick in the Carnival of Personal Finance a few weeks ago.  The post explained five reasons to stop being frugal and get a life.  Strong words, for sure, but does the reasoning stand up to scrutiny?  Let’s check them out.  (Her words are in italics.) You spend endless hours researching, exploring, shopping around for good p […]

5 Moves That Make You Look Cheap

Yahoo lists five moves that make you look cheap as follows: Thrifty: Buying Items That Are on SaleCheap: Only Buying Items That Are on Sale Thrifty: Tipping According to ServiceCheap: Never Tipping at All Thrifty: Putting Money Aside for SavingsCheap: Saving Everything and Living on Nothing Thrifty: Taking Advantage of a Good DealCheap: Taking Advantage Thrifty: Cutting Out Internet and Cab […]

Out With The Old, In With The New: Find Out What’s Going On in your Community

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 21. Find out what’s going on in your community. I am constantly astounded as to the wide variety of activities going on in my own community and in surrounding communities. […]

11 Last-Minute Gift Ideas for Under $15

It’s that time again. You think you’ve got presents for everyone on your list, but somehow you forgot Great Aunt Noonie. Or your neighbor pops over with a gift and now you want to return the sentiment. […]

Financially Preparing for the Holidays

With it being a few short days until Christmas and nearly two weeks since the end of Hannukah, it’s a little late to be “preparing” for the holidays. That, however, doesn’t mean that you shouldn’t be financially prudent in the waning few days before the crescendo. […]

Your Relationship With Money

Have you ever had a boyfriend, girlfriend, husband, or wife you want to see again the moment he or she is out of your sight? Has love ever felt like a drug, something you need every minute, and you need more each time? Have you ever failed to understand why you constantly desire a lover who treats you poorly? Perhaps you long for the guy or girl you knew twenty years ago, a fleeting infatuation. […]

An Example of Why to Give Appreciated Securities Rather than Cash

In their piece on end of year tax tips for the generous, Kiplinger gives an example why it's better to give appreciated securities (assuming you do not want to hold on to them any longer) rather than cash. Their thoughts: When you give $1,000 in cash, you get to deduct $1,000, and that saves you $250 in the 25% bracket. […]

Finding a Charity to Support in 2011

One of our goals in 2011 is to increase our charitable contributions throughout the year. We’ve been getting a better handle of our finances and our monthly budget has enough room to accomodate increased charitable giving. Have you thought about which charities you’d like to support during the coming year? […]

Homemade Gift Series: Wrap-Up (Both Literally and Otherwise)

Throughout the fall, I ran a series of posts on homemade gifts with enough lead time so that interested parties could make some of the gifts on their own if they so chose. […]

How Will the Obama Tax-Cut Deal Affect You?

On December 17th, 2010, President Obama signed a $858-billion tax-cut package into law. […]

8 Job-Getting Tips from a Guy Who's Hired 500 People in the Past 5 Years

August Nielsen has hired about 300 people in the last 20 months. Seriously. He's the Human Resources manager for one of the nation's fast-growing private companies. In the spirit of full disclosure, let me say upfront that I work for the same company (VA Mortgage Center, which happens to be the country's largest dedicated VA lender). […]

5 Ways to Keep Your New Year's Resolutions

The American philosopher and psychologist William James said “Man can alter his life by altering his thinking.” Since thinking or deciding is the first step in launching a new behavior, I began wondering what the primary methods of success are as we all run headlong in our New Year’s resolutions and new habits. […]