Lending Club Now Offers Hedge Funds

One of the corners of personal finance that I don’t often tread is the world of peer to peer investing. As a resident of Maryland, I can’t invest in notes at places like Lending Club and Prosper unless I purchase them on the secondary market, through one of their marketplaces. […]

Financial enlightenment does not come from charts

I’ve always looked at websites and apps that purport to solve your financial woes and set you on the path to fiscal happiness with skepticism. It’s not that I think they’re not useful; but I think that making charts and graphs and having the ability to Tweet your receipts is, while fun, not essential to financial health, and sometimes even a distraction. […]

Open Secrets: Surprising Things Your Spending Reveals

  The chrome skull shift knob that I gleefully replaced the original shift knob with on my 1998 Mazda 626 several years ago has quite a story behind it. I had wanted one for ages, particularly since it would be such an incongruous detail on my boring car, and my husband bought and installed one for me to get himself out of the doghouse. […]

Best Money Tips: Tips to Stop Wasting Food

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on tips to stop wasting food, getting your hurricane claim paid quickly, and unexpected uses for a Roth IRA. Top 5 Articles 5 Tips to Stop Wasting Food — Making a meal plan will help you avoid wasting food. […]

14 Sassy Spice Blends to Stretch Your Grocery Dollars

When you find yourself needing to fall back on basic ingredients for meal planning, don’t forget that a savvy flavor solution may be as close as your pantry. The proper spice blends can go a long way towards adding the extra flavor your family is craving. […]

Reader Profile: MD

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Double Savings with Manufacturer and Store Coupons (308/365)

One of the key parts of my “one month” strategy is simply waiting until manufacturing coupons line up with store sales on the same item, which seems to happen pretty frequently if you hold onto the coupon for four to five weeks. However, many stores around here mix together the sales in their flyers with in-store coupons. […]

Evaluating My Parenting Skills When It Comes to Money

Raising Financially Fit Kids by Joline Godfrey is one of a very small handful of personal finance books that have made a deep impact on my life. The book’s focus is a straightforward one: how do you raise children so that they have a healthy relationship with money? […]

Verses on the Poor

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. For the rest of the year I'm going to be highlighting verses relating to the poor on Sundays as a reminder of why I'm doing my $25k Red Kettle Challenge. Here are two for today: Proverbs 22:9 (NIV): The generous will themselves be blessed, for they share their food with the poor. […]

Reader Stories: An ode to the condo lifestyle

This post is from Ashley B. She’s 26 years old, lives in Minnesota, and works in the accounting department of a small company. This story is one of our Reader Stories series. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. […]

Modern energy-efficient washing appliances are no bargain

New dishwashers and clothes washers are stylized and sleek, with electronic sensors, LEDs, and digital displays.  They’re quiet.  (“Is it on?” advertises one of the upper-end dishwashers.)  The newer paired washers and dryers really are nicely designed and even talk to one another.  One might even say they’re pleasant to look at.  (Tea and crumpets in the laundry room, anyone?) Touted alongside th […]

Use the Internet for More Coupons (307/365)

The internet can be a powerful and convenient place for finding additional coupons, particularly if you don’t have regular access to a coupon flyer from a Sunday newspaper. In fact, I actually collect the vast majority of my coupons from the Internet these days. […]

Ten Pieces of Inspiration #98

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Stephen Covey on the tools for change We have what we need to bring about change in our lives. “Every human has four endowments – self awareness, conscience, independent will and creative imagination. […]

Insurance: Choosing the right plan

This the second of four articles about health insurance by Joanna Lahey, an associate professor of economics at the George H.W. Bush School of Government and Public Service at Texas A&M University and the National Bureau of Economic Research (NBER). You can read the first one here. The subsequent articles will be published on the next two Saturdays. […]

Help a Reader: Networking with Executives

I recently received the following email from a reader: I would like advice on networking at the executive level.  I am at a point in my career where I am getting interest from lower level executives at my company.  I am certainly several steps away from their positions, but I would like to build the relationships into mentoring relationships.  I have met these people for lunch and gotten time on […]

Use the “One Month” Coupon Strategy (306/365)

One of my favorite tactics in life is to apply the 80/20 rule to everything. In a nutshell, the 80/20 rule states that you get 80% of the benefit of something from 20% of the effort you put into it. The trick is that you have to have a good understanding of what you’re doing to be able to figure out what the 80% benefit is and the 20% effort is. This brings us around to coupons. […]

Credit Life Insurance: You Don’t Need It

Occasionally, Consumerism Commentary readers send in questions or stories they’d like to share with a wide audience. These questions and stories come to me through email, via Facebook, and through this website. […]

Make a Mason jar sewing kit to mend costly clothing repairs fast

The salesperson offered the gal a 10% discount for a wool cardigan missing a button. If the picky gal hadn’t snubbed the deal, she would have saved $8.50 (plus tax) on a high quality sweater with a fixable flaw. […]

The Windfall Question

Perhaps three or four times a week, a reader will email me asking what they should do with a sudden windfall that they’ve inherited, whether it’s from a deceased relative, lottery or gambling winnings, or some other source. Almost always, their goal is to keep the money safe for the short term while also earning some level of return on that money while it’s safe. […]

Your Take: Will You Vote?

With the election next Tuesday, it’s natural that the Your Take the Friday beforehand would be this one – will you be voting? Why or why not? I’ll be voting. Our polling place is actually just a ten minute walk from our house so I’ll wander over sometime mid-morning and cast my ballot. There are some very interesting referendum questions here in Maryland. […]