States With No Income Tax

I’ve talked a lot in the past about federal income tax rates, but I haven’t talked much about state income tax rates. The main reason for this is that state income tax brackets are all over the board. […]

Wealth-Building Lessons from The Millionaire Next Door

Long-time readers know that one of my favorite personal finance books is The Millionaire Next Door. I read it several years ago when it first came out and have applied many of the principles it discussed. […]

Reader Mailbag: Family and Friends

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Switching credit cards 2. Accepting pay for articles 3. Building credit 4. USPS refund on principle 5. Marriage and alcoholism 6. Roth 403(b) contributions 7. Reaching a teenager financially 8. Student loan repayment 9. […]

Free Money Finance March Money Madness, Sweet 16, Posts 13-16

Here we go with the Sweet 16 round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How Much Money Do You Need to Feel Wealthy? Enjoy! […]

AT&T Acquiring T-Mobile USA: Today’s Mobile Phone Options

This weekend, AT&T announced its plans to buy T-Mobile USA for $39 billion, pending regulatory approval. The new company would be the leading mobile telephone (and data) service provider in terms of customers. […]

How to Raise Backyard Chickens

We’ve kept chickens on our small 3-acre farm for over five years. I grew up raising them, so I’m comfortable with the ins and outs of the practice. As food gets increasingly pricey, and consumers turn to organic and free-range for their egg and poultry needs, a backyard flock is becoming more popular each year. […]

Are “All You Can Ship” Deals Worth It?

I was poking around on Williams-Sonoma the other day when I saw that they have a new program called Williams-Sonoma Reserve. For $30 a year, you get free standard shipping on most items and no minimum purchase. It’s a riff off Amazon Prime, which gives you free two-day shipping on most orders with no minimum purchase. […]

How to Find Time for Home-Cooked Meals

One of the biggest money drains, especially if you have a large family, is the food required to keep everybody happy and healthy. I hear a lot of talk about how people want to make more home-cooked food, eat healthier, and quit spending so much on take-out or restaurant meals. […]

Do Programmable Thermostats Really Save Money?

Programmable thermostats save you money. That’s a no-brainer, right? You’ve seen that advice in books and magazines and on personal-finance blogs — even here at Get Rich Slowly. Well, it turns out programmable thermostats aren’t the miracle device we’ve believed all along. In fact, sometimes using a programmable thermostat costs more than not having one at all. […]

Best Money Tips: Rent Your Spare Room

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how to rent your spare room, saving and spending habits to adopt today, and how to prepare for an emergency. Top 5 Articles 6-Step Guide to Renting Out a Room in Your House - Should You Do It? […]

Monday’s Money Deals: Dresses, Pillows, and Free Business Cards

This week in deals: coupons for JCPenney and Advance Auto Parts, discounted swimwear and dresses, stuff for the home and the office, and weird deals on combat knives and wiper blades. […]

5 Ways to Give Cash as a Gift

Everyone loves receiving cash as a present, but sticking a $20 bill in a card is a little anti-climactic. At best you'll receive a smile and a thank you. It's money. We've seen it before, and while it is nice that you were able to put an exact dollar amount on your thoughtfulness, you didn't step up and give a gift that's memorable. […]

How Rich People Stay Rich

The book Smart Is the New Rich: If You Cant Afford It, Put It Down says that "rich people and wealthy university endowments stay rich and wealthy by following the following three rules": 1. Have the right asset allocation. That means the right mix of stocks, bonds, commodities, and cash. 2. Keep the fees to a minimum. 3. […]

Review: 168 Hours

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. 168 hours? That’s the number of hours in seven days – a typical week. […]

Podcast 100: National Financial Capability Challenge

Today’s guest on the Consumerism Commentary Podcast is Carrie Schwab-Pomerantz, President of The Charles Schwab Foundation, which is sponsoring the National Financial Capability Challenge as well as the Make Change Count program.Consumerism Commentary Podcast #100 National Financial Capability Challenge: S04E21 / 124 Adobe Flash required Download – RSS – iTunesTable of contents[00:00] Introductio […]

The Fear of Missing Out

A few days ago, I stumbled upon this blog post by Caterina Fake in which she discusses the phenomenon of FOMO at conferences (in this case, the SXSW conference in Austin, TX). Bear with me a bit as I go down a little bit of a side journey here. […]

Reader Story: Saving for Something Close to Home

This guest post from Jeanne is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]

Your Checkbook Reveals Your Heart

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. […]

What You Are – and What You’re Not

I’m never going to play in the NBA. That’s an unrealistic goal for me, and I knew it to be an unrealistic goal when I was ten years old on the playground. I wasn’t fast enough and didn’t have the natural reflexes of the other ten year olds on the court. It was a painful thing for me to realize. I loved playing basketball. I still do. […]