How to Handle Pets When You Can’t Afford Them Any More

Hey, look, today I’m going to wade into something that’s bound to get hundreds of angry comments! Yesterday, I read an article over at Get Rich Slowly where J.D. wrote the following (with my own emphasis added): “Thanks for finding that place,” Michael told me as he took a bite of mashed potatoes and gravy. “But we’ve decided to rent someplace else. […]

Three Passive Barriers I Use to Counter Consumerism

This video post is by staff writer Adam Baker. Baker previously featured a post on his own blog entitled, Dave Ramsey Vs. Suze Orman. Passive barriers are those small mental impediments that keep us from making smart choices. […]

$100 Chase Checking Account Bonus for June 2010

It’s another month and another promotion from Chase Bank. This time it’s a $100 cash bonus if you open an account, setup a direct deposit or make 5 debit purchases. From the looks of it, it’s the same offer as last month only with a new expiration date. All you need to do is visit the promotion page and request that a coupon be mailed to you. […]

The Top Five Unexpected Costs of Retirement

Yahoo lists the top five unexpected costs of retirement as follows: 1. Living Longer2. Adult Children With Money Problems3. Higher Taxes, Higher Inflation4. Health Costs and Dental Care5. Repairs for Your Older Home Here are my thoughts on these: 1. Living Longer - This is what makes retirement planning so difficult. […]

Reader Mailbag: A Bit of Auden

“You need not see what someone is doing to know if it is his vocation, you have only to watch his eyes: a cook mixing a sauce, a surgeon making a primary incision, a clerk completing a bill of lading, wear the same rapt expression, forgetting themselves in a function. How beautiful it is, that eye-on-the-object look.” - W.H. […]

Cheap Hotel Rates with Hotwire

We all love to travel and stay in hotels. From having our bed made for us and getting the newspaper delivered to our door, very few things in life compare to staying at a nice hotel. […]

The Importance of Creating a Savings Account

Saving money. It’s something everyone knows they should do. So why does it seem so difficult to get started? The fact is everyone has to start somewhere, and starting is the hardest part. […]

You're Going to Get a Traffic Ticket Soon

How soon? Well that depends on what kind of shape your state's economy is in. But from the experiences I have been gathering from friends, relatives, co-workers, and of course my own life, I think it's safe to say you'll be paying some sort of penalty within one year. I've written about speeding tickets before, and parking tickets, too. […]

Personal Balance Sheet, May 2010 ($344,474, -2.7%)

After the end of each month, I take a closer look at my personal finances. Although I’ve moved away from tracking every cent I spend, I still look at most of my purchases and expenses to ensure I’m not doing anything I consider financially unreasonable. […]

Bargain Shopping at Whole Foods: 12 Strategies for Success

Trying to eat healthier? Wanting to explore organics and plant-based eating without spending the equivalent of a second mortgage? Whole Foods is considered by many to be out of financial reach. Believe it or not, you can go bargain shopping at Whole Foods and actually save money. I know, I know. […]

Banking on Multi-Bank CD Ladders

Last week, George commented in my post detailing how to move your CD ladder explaining that there’s “an implied preference that all CDs in a ladder be at a single institution.” George is right, everyone implies that your CD ladder is held at a single institution. That is not a requirement of a CD ladder and it’s a case of the money vs. convenience trade-off. […]

Best Free Anti Virus & Anti Spyware Software

As more and more of our financial transactions move online, it’s critically important for you to secure your computer against intrusion. […]

Is a Weak Euro Good for U.S. Travelers?

It had to happen eventually! A GRS staff writer has finally submitted an article on a topic I was planning to cover. This post from April Dykman is stronger than the one I’d put together, though, so I’ve just tacked an addendum to the end. Europe’s financial crisis is leading to a weaker euro and more travel deals designed to attract American tourists. […]

Three Big Ways to Save

Yahoo lists three big ways to save money as follows: Housing - Refinance could save you hundreds each month. [Shop out] homeowners' insurance. Reduce utilities. Transportation - Check your insurance. Perform any routine maintenance. Food - Eat at home. Here's my take on these thoughts: 1. Not much new. Aren't we all doing these things (for the most part) already? […]

How to Plan for Budget Busters

At one time or another, most of us have fallen victim to a budget buster. While you can never prepare for every possible unexpected expense, you can prepare for most of them… All it takes is a little planning. You see, the thing about unexpected expenses is – if we’re being totally honest with ourselves – they’re not really unexpected. We know they’ll comes sooner or later, right? […]

Beyond Homeschooling Your Kids: Radical Unschooling?

I’m someone who grew up in a traditional, conventional household. I’m also someone who was raised in a different country, so when I heard about homeschooling, I thought of it as an odd set up. […]

Blondes Earn More and Marry Better?

We’ve all heard that blondes have more fun, but did you know that they also tend to marry better (in a financial sense) and earn more? According to a recent article in Economic Letters, blonde women have slightly higher wages than other women despite “no systemic differences” in their qualifications. Beyond their higher earning power, blonde women marry men who earn an average of 6% more than the […]

Eight Money Missteps that Can Really Hurt You Financially

As a supplement to my ten worst money mistakes anyone can make, USA Today lists eight money missteps that can really hurt you financially as follows: 1. Raiding your 401(k). 2. Walking out on a mortgage. 3. Ignoring the card balance. A credit card should be used strictly as a convenience, not as a means to spend more than you can afford. 4. Debt-wipeout scams. […]

Best Money Tips: Improve Your Memory By Talking Out Loud

Welcome to Wise Bread's Best Money Tips roundup. Today's best tips will help you improve your memory, pick the right college major, identify doomed stocks, and more! Top 5 Articles Talking Out Loud Improves Memory Retention — Next time you need to memorize a big list, read half of the items out loud. […]

The Wonderful Rewards of Not Spending

Sarah and I have a lot of similar ideas when it comes to personal finance. We both believe in saving for the future. We both believe in spending far less than we earn. Here’s a tricky one, though. We don’t mind spending on the things we value, but we both cut down hard on the things that don’t matter. What’s tricky about it? […]