April 29, 2009

Quicken 2009 Discounts Extended

This is just a quick note to say that Intuit has extended their discounts on Quicken 2009. They’re offering $20-$50 off (varies by product), and the discounts were set to expire this week. But guess what? […]

Players In The Online Personal Finance Space @ The Roundup

On one of those rare occasions when I’d actually go to San Francisco for some socializing, I attended an interesting dinner last night with a few people who attended the Finovate Startup conference in the city. […]

Mortgage bailout redux: new incentives for modifying second mortgages in the Second Lien Program

By Xin Lu The United States government launched the "Hope for Homeowners" program back in October, 2008, and so far only one loan has received final approval to refinance under this program.  This week the Obama administration took another step to expand incentives to banks and borrowers to modify mortgages.  This time, the plan targets second mortgages and it is called the Second Lien Program. S […]

Get Your Resume Template! (three for free)

This article is part of a series called How to Write a Resume. To start this series from the beginning, read the introduction. Ever search around for a free resume template just to find some unhelpful career advice website burying their stingy resume tips under heaps of bull$hit? It’s annoying - especially when you’ve got time commitments and need to write that resume yesterday. […]

Ten Things I Wish I Had Done When I Was Twenty

I’m thirty years old. Over the last ten years, my life has changed radically. I went from being a college student to being an office professional, then to being a writer. I went from being single to being married with children. I went from owning just enough stuff to fit in the trunk of someone else’s car to owning two cars and a home. […]

The Secure Student Program

In March, I hosted a guest post from Mike Young about the ongoing battle with lifestyle inflation. Young runs The Secure Student, a program that teaches high school students how to manage their money. At the time, I thought The Secure Student might be worth sharing during Financial Literacy Month, but I forgot about it until yesterday. This morning I spent some time reviewing the program. […]

Can You Save Money on Food by Gardening?

The Wall Street Journal asks how much can a garden save you? Or at least that’s the question they start with. But after they start considering the potential costs associated with a garden -- not just the food savings -- the question became, "can you save money on food by gardening?" Here's their answer: Can you still save money with a garden? […]

The Ultimate Cheapskate, Jeff Yeager, Tonight on Blog Talk Radio!

By Linsey Knerl Jeff Yeager, The Ultimate Cheapskate, is no stranger to the media.  His advice for saving and spending less has graced the pages of The New York Times, Washington Post, Chicago Tribune, Boston Globe, USA Today and several TV outlets!  Despite the success of Jeff’s appearances and the publication of his first book The Ultimate Cheapskate's Road Map to True Riches, he’s really just […]

BVC #10 - Psychological Money Games

If there’s nothing else you learn about personal finance, remember that it’s more about psychology than it is about numbers. You don’t go over your credit limit because you don’t know how to add, you go over because you either don’t know you’re that close or you don’t care. […]

Who Are Kid's Gifts Really For?

This is a guest post from MLR @ My Life ROI. If you like this post, check out his website or subscribe to his feed. You know the scenario… you are having a birthday party for your baby girl. She just turned two! She looks adorable in her little sundress and all of your family is there. Cousins, aunts, uncles, grandparents… ALL of them. […]

12 Months To A Fully-Funded Roth IRA

Are you a procrastinator?  Good news.  Even if you missed the first four months of 2009, and didn’t make a single contribution to your 2008 Roth IRA, you still have a full year to make contributions!  That’s right.  The contribution time-table runs from January 1, 2009 until April 15, 2010. For most folks, the annual contribution limit for a Roth IRA is $5000.  (See IRS Publication 590 for complet […]

Buying Frontline Online

A few days ago I wrote about how we got a new dog and all the new dog expenses. One of the more regular expenses will be Frontline and I couldn’t resist a little bit of rhyming. Frontline is a product we’ll need to buy regularly for Toby and so the best option typically will be to buy it online. Frontline What is Frontline? […]

8 Small Changes You Can Make to Save an Extra $100 This Month

The Authors of “The Power of Small” Share a Few Small Tips That Can Add Up to Big Savings Let’s face it. Right now, times are tough and we’re all looking for little ways to save in our day to day routines. Although saving an extra $100 a month sounds like a lofty goal in an economic climate where every penny counts, we know it’s easier than you think. […]

Best Deals For Wednesday 4/29/09

By Paul Michael NEW FEATURE - WISEBUY: Look for the happy pig, he'll indicate a killer deal of the day. Today's Wisebuy: 69% Off Morphy Richards Food Fusion Kitchen Machine. $99, Free s/h (was $329) The daddy of all food preparation appliances, this is a stylish, hardwearing, Ox of an appliance designed to fulfil all of your baking needs. […]

Yes, Warehouse Clubs Really Can Save You Money

There's been a lot of talk lately about warehouse clubs and their ability to save you money. I thought I'd profile a few of the pieces written on the issue and offer my opinion as well. We'll start with a piece I did titled How to Save Money on Grocery Purchases. It was from some research done by Consumer Reports that ranked four types of food shoppers. […]

The Simple Dollar Weekly Roundup: Amazon Oddities Edition

Several people have asked me about two things that have popped up on Amazon with me as an author, so I thought I’d mention them both here. One is a “paperback” version of 31 Days to Fix Your Finances. Someone (I do not know who) downloaded the files that I give away for free, packaged them as a paperback through CreateSpace, and is selling them for $10.95 a pop. […]

A Frugal Resource: The Community College

By Julie Rains One of my favorite frugal resources is the community college. Even though I’ve taken several classes at my local college, I’ve barely tapped into the depth of resources available not only to enrolled students but also to community members. Here are ideas on getting value from your tuition and tax money. […]

Response from Guy with $265k in Student Loans

For those of you reading/commenting on/interested in/asking questions about the reader who has $265k in student loan debt, he has responded to many of the issues brought up. If you want to follow up on it, check out the post here. […]

How to Find the Right CD or Money Market Account

This is a guest post from Richard Barrington, a Chartered Financial Analyst and 20-year veteran of the financial industry. Barrington blogs regularly at MoneyRates. Conservative savings vehicles such as certificates of deposit (CDs) and money market accounts look especially appealing these days, despite low interest rates. But how do you pick the right savings vehicle for your needs? […]

Money Basics: Budgets

April is National Financial Literacy Month in the United States. In most cases, schools do not extensively teach financial skills. Teenagers, highly susceptible to messages from the media, often do not have guidance from teachers, who are not trained to teach financial skills, or from parents, many of whom do not model healthy financial behavior. […]