May 4, 2009

Survivor Island Meal Plans: Use it or Lose It in 5 Easy Steps

By Linsey Knerl Whether you’re a bit strapped for cash, or you’re facing the dreaded task of defrosting your freezer, it’s always good to do a complete “use it up” routine with your food supply.  Here are steps for keeping it delicious and making the best of what you have.  The Survivor Island Meal Plan is simple.  With the exception of a few perishables you might be forced to buy (milk, bread, e […]

The Money Tips Network

I’m happy to announce the formation of the new Money Tips Network, a conglomeration of a number of the best blogs focusing on personal finance and money. Consumerism Commentary has joined forces with these great blogs, and this group’s mission is to provide readers (and listeners) with with honest and helpful money tips. Why did I decide to partner with this particular group? […]

Manage Your Money, Measure Your Financial Fitness: Mint.com vs Thrive

I was happy to have the opportunity to be roped into Mint.com’s group of beta users to check out a cool new feature they’re going to be launching this early summer. It’s called “Financial Fitness” and it’s about making personal finance cool and at the same time, measurable. […]

How to Squeeze a Nickel: Tips from Consumer Reports

Shrink your cell phone bill; flatten toilet paper rolls and rent an apartment when you travel. Those are a few of the money-saving ideas in the June issue of Consumer Reports. […]

Another Example of How a Knowledgeable and Fair Sales Person Can Save You Money

We take our cars to a local Goodyear shop for oil changes. They are cheap, accept competitor's coupons (which I get from my Entertainment Book), and since almost anyone can change oil without messing it up, it's a good arrangement for us. […]

Another path to recovery: higher incomes

By Philip Brewer Preventing a collapse of the financial system is part of preventing a depression. However, the shorthand term for this--getting the banks able and willing to lend--is misleading. There are plenty of banks that can lend. […]

My 25 Favorite Personal Finance, Career, and Personal Development Blogs

Collin writes in: What personal finance blogs do you read? You can actually find the answer to this question on any page of The Simple Dollar. […]

The Personal Finance Hour, Episode 7: Home Gardening

Kris and I are avid gardeners. A home garden is a great way to grow tasty food while saving a bit of cash, and that’s the subject we plan to address in this week’s seventh episode of The Personal Finance Hour, a BlogTalkRadio program all about personal finance. […]

Help a Reader: Buying a House on Contract

Here's an email I recently received from a reader: I have been presented with an opportunity to buy a house from my fiance's grandmother.  Her income is tight and we have been offered to purchase the home at a value well below the market price.  I am a self-employed small business owner and my fiance is in her 2nd year teaching.  We both have student loan debt and personal debt.  Bank financing […]

What Is A Good Credit Score?

Ever wonder what a good credit score is? You can check your score at a variety of places that offer free FICO credit scores but how do you really know whether your score is good or bad? Is a 700 good? Or do you need an 800? How’s a 600? I think it comes down to what you plan on doing with that number. (If this post looks familiar, it’s because it was originally published earlier this year. […]

How to Have a High Net Worth

I've been thinking a lot lately about what actions have contributed the most to my net worth. I thought I'd list them here and let all of you comment and add your insights. Here goes: 1. My career. I have invested a lot of time, effort, and money in a career that's now over 20 years old (including my education) and it's certainly paid off. […]

CNN Will Grade Your Financial Health

CNN is featuring a short survey to help you determine your level of financial health. The result is presented in a form of a grade from F to A+. My result was an A; I lost points for not having any life insurance. The survey does not ask if there are any dependents. […]

Introducing the Money Tips Network

By Will Chen It's my pleasure to introduce you to the Money Tips Network.  We're a new network that includes 13 of the most trusted personal finance blogs. Our Mission Money Tips Network exists to provide you with honest and helpful money tips from the best personal finance blogs. Real life money management tips for the people, by the people. You know who we are. […]

Best Deals For Monday 5/4/2009

By Paul Michael Today's Wisebuy: Newport News Spring Sale- Up To 70% Off Apparel & Accessories (Dealnews) Newport News cuts up to 70% off select women's apparel and accessories as part of its Spring Sale. Shipping starts at $6.99.   1. FREE Subscription To Working Mother Magazine No credit card required, just fill out a simple form.     2. […]

Reader Mailbag #61

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. As usual, we’ll start things off with a few links to older articles that directly answer questions I’ve heard recently. […]

Congress Is Investigating Target Date Funds - Should You?

This is a guest post by Neal Frankle,  CFP ®. Neal found himself in a financially fragile situation at the age of 17. Both his parents passed away while he was still in high school, leaving behind a small insurance settlement. Neal sought out a financial advisor to help him invest his nest egg so that it would help put him through college. […]

The Money Tips Network

Today is the official launch of the Money Tips Network (MTN), a new group that includes 13 of the most trusted personal finance blogs in the world. Our Mission Money Tips Network exists to provide you with honest and helpful money tips from the best personal finance blogs. […]

How to Haggle: More Tips on Haggling

Since we’ve been on the subject of haggling for a better deal, I thought I’d highlight some lessons from an old article that I recently ran across. […]

The New Age of Thrift

Over the past few months, the mainstream media has been filled with stories about the New Frugals and the return to thrift. People who once lived beyond their means, financing their lifestyle with debt, have “found religion”. They’ve begun to embrace frugality, and have discovered the joy that can come through spending less. The new age of thrift Not everyone is happy about this. […]

Personal Balance Sheet, Net Worth, Income, and Expenses, April 2009

Each month I open my personal copy of Quicken Home & Business to the public. This tradition was the original impetus for creating Consumerism Commentary in 2003. At that time, at the age of 27, I was about one year into managing my own finances. Prior to that, my own money was mostly something I ignored. […]