May 26, 2009

55 Best Ways To Save Money: Frugal Ideas From Our Readers

A few days ago, I had the chance to offer a free book giveaway for copies of the Wise Bread team’s book called 10,001 Ways To Live Large On A Small Budget. I’m happy to announce that the winners have been selected and they’ll be receiving copies of the book shortly. For this giveaway, I asked the question, “what is your favorite money saving tip”? […]

Do You Shop at Dollar Stores?

Consumer Reports tells us that dollar stores are growing in popularity as the economy has people looking for values wherever they can find them. And nothing says "value" more than "it's only $1", right? :-) We shop in dollar stores when there is a specific need for something at a low price where quality isn't an issue. […]

Daily Links: Health, Investing, and Disasters

I had a colonoscopy today. Though 40 is young to elect to have this procedure, my family has a history of cancer (including some colon cancer). The older I get, the more I come to understand how important my health is. I used to say that your career is your most important asset. It’s not. Your health is. And so I’m becoming more concerned with preventive measures. […]

Six Great Healthy, Inexpensive, and Quick Summer Meals

My kitchen is often a laboratory around dinner time. I’m constantly striving to prepare a tasty meal for my family with healthy ingredients as quickly as I can. My kids and my wife combine for the ultimate test - if they both like it, it’s a success. […]

What's Your Favorite Broker and Why?

Smart Money recently came out with their list of the top brokers as follows: 1. Etrade2. Fidelity3. Schwab4. TradeKing5. TD Ameritrade6. Muriel Siebert7. Scottrade8. Firstrade9. OptionsXpress10. Banc of America11. Just2Trade12. WellsTrade13. ShareBuilder14. WallStreet*E15. Zecco16. SogoTrade Here are my thoughts on this list and brokers in general: 1. […]

A Restaurant Where You Pay What You Can Afford For The Meal?

By Paul Michael It sounds like something out a movie, but it’s actually right out of Denver, my home city. And this wonderful idea is not only incredibly innovative and generous, it’s also working well and making thousands of needy people happy in the process. So All May Eat Café (SAME Café) was founded by Brad And Libby Birky, a couple who moved to Denver from Illinois. […]

Seven Simple Tips for Romance on a Dime

By Myscha Theriault When budget constraints hit, dating and romance take a serious back seat to a mortgage and general necessary living expenses. Whether you are single and dating, or married and maintaining a home, here are seven simple ways to bring on the romance without breaking the bank. (Warning: This article contains a couple of rather racy suggestions. […]

Researching Life Insurance

I’m 28 and I don’t have any life insurance. For many people, they don’t begin thinking about life insurance until they start a family and I’ll be no different. […]

Un-broke TV Special on Friday, May 29th

I’ve often written here about the disappointing lack of financial education in schools, and it’s this same dearth of vital information that has apparently led to a new special airing on ABC this Friday: Schools teach us almost everything, but not “Money 101.” For the basics on finance, turn to UN-BROKE: What You Need to Know About Money. […]

Practicalities of Selling a Used Car

A friend of mine is thinking of buying a new car (really a nicer used car) and we got to talking about selling a used car and how certain aspects of it would work. […]

Best Deals For Tuesday 5/26/09

By Paul Michael Today's WISEBUY. Up to 75% Off Nike Clearance Items PLUS Extra 25% Off Coupon (dealnews) NikeStore takes up to 75% off items in its Clearance section during its latest sale. (Click on "Clearance" on the left). Plus, apply coupon code "2FAST4U" to take an extra 25% off. S/H starts at $8.   1. FREE Full 32Oz. Bottle of Seventh Generation Free & Clear All Purpose Cleaner. […]

My Employer Stopped Matching My 401k – Should I Still Contribute?

This is one of the most frequently asked questions I’ve been receiving lately both at work and via email. Companies across the country are trying to find ways to cut costs during this recession and a prime target is the matching program on a 401(k) or 403(b). […]

Preparing Your Information for Disaster

My grandmother passed away a month ago and, frankly, I’m still reeling from it in some ways. She was a daily part of my life for my entire childhood, a regular phone companion, and a person I visited (at least) monthly, even though she lived four hours away. […]

Tips for Making a Major Purchase

Making a big purchase can be a nerve-wracking process. You worry about paying too much, you can’t decide whether or not to get the extended warranty, etc. In the end, you just don’t want to waste your hard earned cash. The good news is that it doesn’t have to be a stressful experience. […]

Be More Involved in Your Financial Planning

This is a guest post from Tough Money Love, the personal-finance blog that doesn’t pull any punches. You don’t have to look far in our economy to find someone willing and able to assist with your financial planning. Bankers, insurance agents, stock brokers, wealth managers, and professional financial planners are everywhere. […]

Request & Check Your Specialty Reports Annually

Most people are now aware that they can get a copy of their credit history from each of the three major credit bureaus every twelve months. We can thank the Fair Credit Reporting Act (FCRA) for that right (which you can exercise by going to annualcreditreport.com). What most people aren’t aware of is that the FCRA also gives you the same level access for other “specialty” reports as well. […]

Ask the Readers: I used to __, but now I __ to save money.

By Greg Go Congrats to the Winners! Winner 1: Comment #130 from Paul (Fiscal Geek) I used to just let our overdraft credit line pick up any checking account overages now I use You Need a Budget almost every day to track my expenses. I used to check my email every 3 seconds from my phone now I enjoy a quiet moment without a data plan. Winner 2: Tweet from @mattbramanti @wisebread I used to just […]

What the World Does Not Need and Why I'm Doing It Anyway

As regular readers know, I am a weekly participant in blog carnivals. I've detailed both the benefits of participating in and hosting blog carnivals and have done both throughout the life of this blog. I enjoy and recommend many of the current blog carnivals and I submit something to many of them weekly. […]