May 28, 2009

Weekly Roundup - Combining Miles Edition

In case you haven’t heard, the recent merger of Delta and Northwest Airlines has created an opportunity for frequent flyers that have miles in both programs. Simply click here, link your accounts, and then consolidate your miles. […]

Things You Might Not Know About Your Local Thrift Store

By Tisha Tolar If you are looking to cut costs, you might want to consider either buying from or selling at a consignment or thrift store to make some extra income during these tough times. […]

Quicken 2009 Discounts Available for Three More Days

If you’re interested in tracking your money with Intuit Quicken 2009, and you’d like to upgrade to or install the newest versions, there are three days left before prices for the software go up. […]

Help a Reader: Credit Card Rewards

Here's an email I recently received from a reader: I have accrued about 35,000 American Express Rewards Points.  The exchange rate goes roughly like this: $100 gift card = 10,000 points $100 cash (or equivalent) = 20,000 points I get 1 point for every dollar I spend on that card, so they are offering me 1% money back for a gift card, or .05% cash back. I can get a $350 gift card […]

Credit Union Service Centers Provide Shared Branching

Note: Oops. I accidentally had comments closed on this post. Not even sure how that happened. They’re on now. Chris M. sent me e-mail last week to share some thoughts on rewards checking and on credit unions. I’m a fan of both. […]

The Paradox of Thrift: Is Saving Money Bad for the Economy?

Two years ago (in those economic halcyon days before the so-called “Great Recession”), I wrote a short article entitled Is Not Spending Money Bad for the Economy? […]

Four Home Upgrades Worth the Tax Break

MSN Money lists four home upgrades worth the tax break as follows: Adding insulation - Insulation is the cheapest home improvement that qualifies for the tax credits, says Karen Schneider, a spokeswoman for Energy Star. And by installing it you could save up to 20% on your energy bills. Replacing windows and doors - Before, tax credits for windows and doors were capped at $200. […]

Bargain Shopping 101

By Myscha Theriault Sounds simple, doesn't it? Just look for a deal and make it your mission to come home with the item. It doesn't take long after making the switch from shopaholic to savvy spender to realize there is WAY more to it than that. How much do you buy at one time? […]

Homemade Pork & Shrimp Dumplings

Dumplings are the bomb. My sister sent me this article by Nicole Routhier in Cook’s Illustrated titled “How to Make Asian Dumplings,” [PDF] which offers up a good discussion of basic cooking methods, filling recipes, dipping sauce recipes, and wrapper recipes and wrapping technique. […]

Eight Bad Ideas that Made a Ton of Money

Here's a list of eight "bad" ideas that made a ton of money for their founders: Selling property on the moon Fake wishbones The Million Dollar Homepage Pet Rock Garbage Pail Kids Prairie Tumbleweed Farm Mood Ring Chia Pets Ok, so these might be "bad" in the sense that they don't add much value to society, can be in poor taste, and are sometimes a clear rip-off, but if they made a ton […]

Borrowers, lenders, and others--beware trusting the government

By Philip Brewer Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rules, as long as they're known in advance and fairly applied. During hard times, though, there's a strong temptation to ignore the rules in a search for a less-bad result. […]

Best Deals For Thursday 5/28/09

By Paul Michael Today's WISEBUY. Up to 80% OFF at Urban Outfitters. Deals From Under $5 (dealnews) Urban Outfitters cuts up to 80% off 120 items as part of its latest sale. That puts all prices at $4.99 or less. Shipping starts at $6, or get free shipping on orders of $150 or more.   1. FREE iTunes Summer Music Mix - 30 Songs You will need to have iTunes, which can be installed free. […]

How Large is Your Emergency Fund?

I’ve talked a lot in the past about emergency funds — why you should have one, how big it should be, etc. Today I thought I’d ask you guys about your emergency funds. More specifically, I’m curious how many months worth of expenses you keep on hand. […]

How to Get a High-Paying, High-Integrity Job

One of my favorite sections in what is undoubtedly my favorite personal finance book, Your Money or Your Life, discusses the process one can go through to find a job that is both high in integrity (meaning it’s actually in line with your values - you’re not selling your soul or killing your spirit by doing it) and high in pay. A lot of people, quite frankly, view this as an impossibility. […]

The Great Piggy Bank Adventure

“If we’re going to have a free-market capitalist society, we’ve got to give people the tools to not be victims” — John Cammack, T. Rowe Price I get a lot of e-mail from PR firms. I ignore most of it, but occasionally something stands out. […]

How to Review Your Equifax Credit Report

It’s very important that you regularly review your credit history to catch errors and inaccuracies early. Errors can take months to remedy and it’s not something you want to worry about when you are trying to get a mortgage or car loan. […]

$100 Bonus For Opening a Chase Checking Account With Coupon Code

Chase is offering a $100 bonus if you open a checking account by July 7, 2009. There is no maintenance fee with this checking account as long as you activate a direct deposit or use your debit card for purchases five times each statement period. […]

Setting a Savings Ceiling - How Much is Enough?

I’ve recently been thinking about the concept of setting a personal “savings ceiling.” In other words, figuring out how much I need to live a happy, fulfilling life, and then giving the rest away. […]

Time Banking: The Next Generation of Bartering

The following is a guest post from Philip from Weakonomics, a personal finance blog focused on the intersection of Main Street and Wall Street.  According to him, he's usually sitting at the corner throwing rocks at traffic behind the fence of anonymity. […]