June 12, 2009

Best of Personal Finance: Go Forth and Save Edition

By Andrea Dickson This week, we look at way to prevent identity theft (do they work?), saving money on utilities with rain barrels, saving money on meds, how to prep for job interviews whenever the economy recovers, how to buy a used car, and more. Get Rich Slowly asks if you should write "See ID" on your credit card signature box - and readers respond with a variety of theories as to why it's a […]

Consumer Reports Exposes Cool Surge’s Misleading Claims

The Cool Surge portable air conditioner claims, in full-page newspaper advertisements that look like newspaper articles, to reduce the temperature of an average room by “up to ten degrees” using as much energy as a 60-watt lightbulb. […]

Prolonging the Inevitable

Mitchell writes in: Currently, we have around $100,000 in credit card debt and we’re having a very hard time making the interest payments. How can we consolidate that debt and get a lower rate? Should we go to our credit union? Mitchell is falling into the same trap that I see a lot of people who email me falling into. […]

Do You Steal Hotel Amenities?

Here's an interesting conversation starter from MSNBC about stealing hotel amenities. So, do you steal hotel amenities? To me, there are two levels of hotel amenities. There are the basic grooming products (soap, shampoo, mouthwash, etc.) and the more valuable items (towels, robes, etc.) IMO the former are up for grabs -- take them if you like. As such, taking them is not stealing. […]

Q2 Estimated Tax Payments Due

This is just a quick reminder to anyone out there that pays estimated taxes… The second quarterly payment is due this coming Monday (June 15th). So… If you haven’t done so already, it’s time to get things pulled together and write that check. […]

Mobile Banking Safety & Security Tips

I’ve had a Palm Treo for almost two years and one of the nice things about having a smartphone is that it gives me the ability to go online whenever I have cell service. It’s saved my butt on more than one occasion. With the internet at my fingertips, one thing I’ve done more often is check my banking information through the phone’s web browser. […]

Recalled Robes, Cribs, and Hooded Sweatshirts: Top Safety Concerns You Should Know About

By Linsey Knerl This isn’t the first time I’ve written about recalls.  Sadly, they seem to pop up every day – either an indication of our products getting junkier, or a sign that the government is becoming better aware of safety concerns, in general.  These alerts top my list of “recalls you really should know about.” If Grandma wears a robe, you must read this!  I always like when a company take […]

Friday Finance Findings for June 12th

You may have noticed that there wasn’t a Friday link post last week. I apologize as there were some technical difficulties and parts of my site were down for most of the day. By the time things were back to normal it was well into the weekend. […]

More Thoughts on Paying Off Your Mortgage Early

About a month ago, we had a pretty lively discussion about whether or not you should pay off your mortgage early. A number of readers made great points on both sides of the debate. Since that time, I put together some thoughts on how to pay off your mortgage early for those that are interested in doing so. […]

Best Deals For Friday 6/12/09

By Paul Michael Today's WISEBUY. The FRIDAY AMAZON SALE! Save 70% Or More! Always great finds in the Friday sale at Amazon, today is no exception!   1. […]

Wasted Opportunity

Here's a story from Yahoo about a guy that went from making $200,000 a year to $25,000 because of a layoff. […]

Gift Registries: Tactics and Good Taste

A few days ago, I received an interesting email from a person I vaguely knew from college. This person “rediscovered” me via The Simple Dollar, befriended me on Facebook, and sent me one or two emails. Out of nowhere, though, the person emailed me a link to their wedding registry. It had been emailed to a lot of people, apparently - everyone in their email address book. […]

Ask the Readers: Tips for Tackling Big Financial Goals?

Lance wrote recently with some questions about goals. First, he’s worried that he should have more than just one. Second, his only goal seems daunting. He’s looking for advice: I wanted to get some help on setting financial goals. Growing up, I did not have many luxuries, so items such as vacations, new cars, televisions, clothes, furniture, etc do not mean much to me at all. […]

Your Take: FDIC Sets Bank Interest Rate Caps

Near the end of May, the FDIC Board of Directors approved a rule that capped the interest rate “less than well capitalized institutions” could offer. For quite some time they listed weekly national rates. It was only until last month did they institute rate caps, which are defined as 75 basis points above the national rate. […]

Help a Reader: Credit Score Problem

Here's an email I recently received from a reader: I recently found on a copy of my credit report that my Citi PremierPass card isn't reporting properly. Even though I have a $2700 revolving credit line, it reports as $1500 (I have a $1400 balance right now, but it will be around $800 next week). […]

Star Money Articles and Carnivals for the Week of June 8

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: Winner of this week's Best of Money Carnival as the best money post of the week was 55 Best Ways To Save Money […]

Oh noes! Inflation!

By Philip Brewer The Wall Street Journal has an opinion piece by Arthur Laffer that shows a scary graph of the monetary base, which has surged enormously in the past year.  He suggests that this is "potentially far more inflationary" than the monetary policies of the 1970s.  I'm as worried about inflation as anybody, and agree that the Fed should already be taking steps to minimize it, but I thin […]