June 15, 2009

How To Be A Millionaire? Start Thinking Like One!

How to become a millionaire? It’s all in the mind.   My grandpa always told me that I would become rich if I learned from the rich. […]

How NOT to Improve Your Credit

The following is a guest post from Ann-Marie Murphy of Quizzle. When it comes to credit, I learned the hard way. And the very personal way. A few years back, I thought I’d take a shot at upping my score. I was fresh out of college, didn’t have much in way of established credit, but of course, thought I knew it all. The best way to learn something, in my opinion, is through experience. […]

Daily Links: Worry, Planning, and Sufficiency

I’ve written before that I’m not a natural handyman. I’m thinking that maybe it’s time to develop those skills. We’ve been working with contractors all spring to do repairs around the house, and the constant drain on the pocketbook is beginning to hurt. I’d rather do some of this work myself. […]

The Time Cost of Investing: Does Obliviousness Pay Off?

One aspect of buy-and-hold investing in low-cost index funds that has always attracted me is that there is an extremely low time cost. Once you have the initial investments in place, there is virtually no time cost at all. All you have to do is invest maybe half an hour a year rebalancing the investments - and that’s it. That strategy pretty much matches the stock market. […]

The Personal Finance Hour, Episode 12: Earning Extra Money

We’d all like to earn a little extra money, but sometimes it’s difficult to know where to begin. Today on The Personal Finance Hour, Jim and I will discuss our own experiences trying to supplement our regular incomes. We’ll talk about blogging for dollars, it’s true, but we’ll also talk about finding side jobs and selling the things we already own. […]

Nine Tips on How to Advance in Your Career

Here’s another great guest post piece from Free Money Finance reader Mike Hunt. As a follow up to my previous post, I’d like to list some tips on how to advance your career based on my personal experience, presented in no particular order: 1. […]

How Much House Can $10,000 Buy?

Bankrate recently looked at what $400,000 can buy today in the real estate market. I poked around, checking out a 3 bedroom, 2/5 bath 1,730 sq. ft. home in San Diego, CA, that seemed to be directly on top of the home next door, and a monster of a brand-spanking new home in Houston, TX that had nearly 2,500 square feet. But I didn’t think that was realistic. […]

4 Ways to Win the War Against This Summer’s Electric Bill

By Linsey Knerl Energy increases are common this time of year, and with many families already struggling to pay the utility bills, it can seem more burdensome than ever.  There’s no one-size-fits-all method to kicking your increase to the curb, but these four tips are sure to put a sizeable dent in next month’s “total amount due.”  Avoid the A/C – Yes, I said it.  I wasn’t too popular when my fir […]

Challenging Economic Times Call For Big Ideas

By Will Chen Savvy business people see the recession as a fantastic opportunity.  Here are over 40 articles from experts on how to thrive in this recession.  They show us that with the right technology and vision, you can leapfrog your competitors, streamline your organization, and even revolutionize the way you do business.  […]

What is an IRS CP2000 Clarification Letter?

One of my friends recently got a letter in the mail from the IRS and it freaked them out. The first time I got my official coupons for quarterly estimated payments I freaked out a little because all I saw was an official IRS letter that was thick and ominous looking. Fortunately, it was “just” a CP2000 letter. A CP2000 is the letter than the IRS sends out when they want more information from you. […]

Should Retirement Savings be Required?

Here's an interesting question from US News: should retirement savings be required (update: over and above Social Security, which I think we can all agree doesn't cover people's needs in many cases -- thanks for the catch, Dog)? This question leaves me in a quandary. […]

Estimated Income Tax Payment Due

As you are reading this, if you are in fact reading on the same day this was written, both the federal and New Jersey government are reaching deep into my bank accounts. At the end of the day, I will find myself worth several thousand dollars less than at the beginning of the day. […]

Don’t Forget About Estimated Quarterly Taxes Due Today

I write this because I almost forgot about the June 15 deadline myself. It wasn’t until last night that I saw a little reminder on my computer alerting me to today’s due date. It has always confused me about the due dates for estimated taxes. The last payment was due on April 15th, yet the next payment is due only two months later. […]

Best Deals For Monday 6/15/09

By Paul Michael Today's WISEBUY. Up to 80% Off DEKLINE MEN'S SHOES at 6PM.com (dealnews) Today only, 6pm.com cuts 43% to 80% off 20 styles of Dekline men's shoes, with prices starting at $25.30. (Most are $29.95.) Pay $6.95 for shipping.   1. FREE B-Liv Blackheads & Whiteheads Face Gel Sample Say goodbye to squeezing, this gel is totally pain free! While supplies last.   2. […]

Best of Money Carnival #3 is Up

The Best of Money Carnival #3 (Rolling Stones Edition) is up at Wealth Pilgrim. As always, it features the 10 best money posts from the last week. Check it out if you want some good stuff on money. This week marks two milestone's for me -- I actually made the carnival and I was selected as having the best post! […]

Reader Mailbag #67

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. What is the thought process you go through when organizing an article to write? Do you outline your thoughts first? […]

Turning Garage Sale Junk Into eBay Gold

On Saturday night, I attended a party with some of my former high-school classmates. Many of the other guests were artists. I don’t know many artists, so it was fascinating to listen to their stories, especially about the economics of selling art during a recession. I learned a lot. Later in the evening, I spent some time chatting with my friend Jonathan. He asked me about the blog. […]

Changes to Student Loans Coming July 1

While it’s great to avoid debt whenever possible, if you have to deal with federal student loans, including Stafford and PLUS loans, you might qualify for some better deals starting July 1. Interest rates will be at the lowest rates in years. If you can consolidate, lock in rates after July 1. They will be at the lowest levels since the inception of the federal student loan program. […]

Stuff will never make you organized

By Philip Brewer There's a store near where I live that sells stuff for organizing your other stuff--racks, boxes, cabinets, and shelves for tools and toys, sweaters and shoes, spices and CDs. They've got a perfect container for anything. […]

Print Postage Online

I hate going to the post office. It doesn’t matter what day I go or what time of day I go, there is always a line and there’s always only one or two tellers working. I’ve gone to post offices that serve a large residential zip code and post offices that serve a smaller residential zip code, there is always a line and never enough tellers. […]