June 22, 2009

9 Tax Free Employee Benefits

By Nora Dunn There exists a constant power struggle between employers (wanting the best bang for their employee-related expenditures) and employees (wanting the best remuneration possible for their blood, sweat and tears). […]

Managing Student Loans: 5 Ways to Make Repayment Less Painful

The following is a guest post from Nicole White, who writes at Web Design Schools Guide. Whether you went to an Ivy League school or a small state college, school loans can take a heavy toll on your finances post-graduation. […]

Rebuilding Cash Reserves

I have made a (temporary) change to the amount I contribute to my 403(b) retirement account.  After making a few major purchases, it’s time to rebuild our cash reserves. Our income has been down, just a bit, as compared to this time last year - and expenses have been up.  We now have three kids, and our youngest is still in diapers.  As a family, we are trying to eat at home more often, and we are […]

Fifteen Things to Do to Make Jumping into Freelancing/Self-Employment Financially Successful

An acquaintance from my previous career wrote to me recently asking about the steps I took when I made the switch to working at home: It’s official: I’m ready to get out of here. I’m tired of working here and I have a lot of people lined up to hire me for home catering and cooking. I’m sure you did a bunch of planning before you made the leap. […]

The Personal Finance Hour, Episode 13: Credit Scores with Liz Weston

Join us this afternoon for the 13th episode of The Personal Finance Hour. Today, Jim and I will be joined by a special guest, money writer Liz Pulliam Weston. Weston, “the most-read personal finance columnist on the Internet”, writes regularly for MSN Money, and is the author of Your Credit Score: Your Money and What’s at Stake. […]

Help a Reader: Rent Deposit

Here's a question I recently received from a reader: I am planning to move apartments in the upcoming months. I wanted to get lower rent for more space so I was planning on renting a townhouse from a local landlord rather than a rental company. […]

Square Foot Garden

Readers of Bargaineering probably are aware that my wife and I grow a garden every year. We live in a townhouse without much land so our garden consists of vegetable plants put into a variety of containers. […]

Best of Money Carnival Up Now

The Best of Money Carnival #4 is up at Bargain Babe. As usual, it features the 10 best money posts from the last week. Check it out if you want some good stuff on money. Congrats to all participants and especially the winning post, FREE Online Money Management Tools. […]

Examples of People Who Have Turned Their Hobbies into Incomes

I've listed turning your hobby into an income as one of my top ideas for making more money. And I've even suggested three steps you can take to make money from your hobby. But what I like best are examples of how people turned their hobbies into money making ventures. That's why I had to post on this piece from Yahoo. […]

Best Deals For Monday 6/22/09

By Paul Michael Today's WISEBUY. Campmor Watch Sale - Up To 71% Off, Watches Starting At Just $15. (dealnews) Campmor.com offers select watches for 34% to 71% off, all at lowest-we-could-find prices, mostly by wide margins. Shipping adds $6.95.   1. FREE T-Shirt From Trestlewood Sign up to receive email updates and receive a simple and elegant t-shirt.   2. FREE 15.4" Reinforced Notebook Case. […]

Ally Bank’s No Penalty CD Rate Arbitrage

If you look at Ally Bank’s current rates, there appears to be a discrepancy in the way they’ve structured their rates. I tweeted about this last week and it appears the difference in rates has persisted through a recent rate drop, making it doubly curious. […]

Poll: How Much of Your Net Monthly Income Goes Toward Vehicle Expenses?

Last week I wrote about how your car is making you poor. It has generated a good discussion so I wanted to expand on it a bit more and give everyone an opportunity to talk about how much they pay for their vehicles on a monthly basis relative to their income. […]

Reader Mailbag #68

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. […]

First Lending Club Loan Payments Received

This is just a quick update to say that I’ve received the initial payment on four of the forty Lending Club loans in which I’ve invested. […]

Best Online Brokers: SmartMoney’s Picks for 2009

Not quite a year ago, I highlighted SmartMoney’s rating of the best online brokers. Today, I thought I’d take a closer look at the results of their 2009 survey. As you skim through the list (reproduced below), you’ll notice that it’s quite similar to last year’s version. There are, however, some differences. […]

Airport Survival Trips: How to Wait for Your Flight Without Spending too Much

Grounded by delays or missed connections, it’s common to spend hours waiting for a flight at an airport. But when boredom arrives at the gate, common sense often departs. That’s when we become easy targets for extra travel pillows (two for $20), colognes or luggage. Here’s how I avoided temptation while waiting for a flight to Orlando.• BYOB: Bring your own books. […]

Remnants of Things Past

I did a little time traveling yesterday, and I didn’t like it. “I’m going to clean the workshop,” I announced at breakfast. “I know I should write or mow the lawn, but I’m going to clean the workshop.” “Sounds good,” Kris said. She rarely argues when I have an urge to do some cleaning. A glimpse at the past When we first looked at this property five years ago, I was drawn to the outbuildings. […]

Emotional Barriers to Negotiating and Haggling

It is in any consumer’s best interest to try to get the lowest price on all purchases, yet haggling, negotiating, or bargaining, at least in my culture, is not a social norm. Other than in specific situations such as buying a car that is not a “non-negotiable” brand like Saturn or Scion, haggling is uncommon. A few months ago, Smithee presented an article summarizing several tips for haggling. […]

The Certificates of Deposit Zoo

For the longest time I thought a certificate of deposit came in one flavor – vanilla. I deposit some money into a CD, I wait until it matures, and then I decide whether I want to put it back in or do something else. Online banks offer better rates than traditional and you can get fancy by creating a CD ladder, but at the core a CD was a CD was a CD. […]

The Best Way to Maximize Your Investment Return

For daily tips and ideas on how to grow your net worth, subscribe to Free Money Finance using this link. There are three basic variables that impact the total return your investments generate. They are: Amount saved -- The amount of money you save every year. Return rate -- The rate at which your money grows. Time -- The number of years that your money is allowed to grow. […]