July 8, 2009

Bank Account Cash Bonuses & Offers

If you’re after bank accounts that offer cash bonuses, perhaps our list will help. On occasion, the bank products we feature here come up with sweet deals for prospective customers. […]

Kiplinger's List of Great Summer Reads: Pages & Pages of Money

"Kiplinger’s editors have compiled a list of their favorite books — imparting financial wisdom as well as entertaining tales — in 14 Great Summer Reads. Whether you’re looking for plot, thought, or want to be taught, it’s all here. Titles include:· Babbitt by Sinclair Lewis (Dover, $3.50)Yes, it's a novel from the 1920s, and no, it's not about picking stocks or mutual funds. […]

How will the federal minimum wage increase affect you?

By Xin Lu On July 24th, 2009 the federal minimum wage will increase from $6.55 an hour to $7.25 an hour.  This amounts to an increase of 10.7%.  How will this change affect you? This change will raise hourly wages for millions of workers in 29 states that have minimum wages lower than $7.25 an hour.  In some cases workers who already make more than the minimum wage will also get a pay bump becaus […]

WTDirect $150 Account Promotion Bonus

WTDirect is offering a cash bonus of up to $150 depending on how much you deposit initially. $150 bonus for $50,000 balance $100 bonus for $40,000 balance $75 bonus for $30,000 balance $50 bonus for $20,000 balance $25 bonus for $10,000 balance In terms of interest rates, WTDirect is within reach of the top spot but not quite. […]

The Ascent of Money

Beginning tonight, public television stations in the United States will broadcast a four-part series from economist and historian Niall Ferguson, The Ascent of Money. This is an expanded version of a documentary that first aired in January. […]

The Total Money Makeover: Money Myths - The (Non)Secrets of the Rich

This is the third of twelve parts of a “book club” reading and discussion of Dave Ramsey’s The Total Money Makeover, where this book on debt reduction is teased apart and looked at in detail. This entry covers the fourth chapter, finishing on page 76. […]

8 Ways to Minimize Costs and Maximize ROI on Employee Travel

By Linsey Knerl Whether you have a sales force of two that only does the occasional overnight, or you maintain an army of road warriors and have your own travel coordination department, these 8 tips will help you get the most out of your company's travel budget. 1. Know your travelers' needs. Talking to your employees about their travel needs is one of the best ways to keep costs down. […]

Five Money Dilemmas and What I'd Do

CNN Money recently told what they would do when presented with five money dilemmas. I thought I'd let you know my responses to these compared to Money's thoughts, so here goes: Problem #1: Your investments are in the tank, your annual bonus is a thing of the past, and you need to cut back on expenses. […]

Two More Examples When Asking for a Discount Works

As most of you know, I'm a fan of asking for a discount (especially in certain cases when it's easy to do so). So I thought it appropriate to highlight two more examples of how asking for a discount can pay off. The first example comes from a recent comment on my post titled Six Times It's Easy to Ask for a Discount where the reader said: Works with my dentist. […]

Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth

By Paul Michael It seems that nothing is safe any more. And now your Social Security Number, the lynchpin to you credit score, taxes, government benefits and more, is under attack. […]

Incremental Simplification of Your Finances

This morning, I explained how you could do a hard reset of your financial life. In a hard reset, you start from scratch and then mold your financial map until it fits that ideal financial map. […]

WT Direct Account Opening Bonus – Up to $150 Cash

If you’re in the market for an online savings account, you might want to check out the latest offer from WT Direct. While their current rate (1.76% APY for accounts with a balance of at least $10k) isn’t all that great, they’re offering a bonus for new account holders. […]

Four Ways LinkedIn Can Help Your Career

The following is excerpted with permission from How to Succeed in Business Using LinkedIn: Making Connections and Capturing Opportunities on the World's #1 Business Networking Site by Eric Butow and Kathleen Taylor (AMACOM 2008). […]

Best Deals For Wednesday 7/8/09

By Paul Michael Today's WISEBUY. Newport News Summer Sale - 70% Off Plus 20% Off (dealnews) Newport News cuts up to 50% off select items in its Summer Sale. Plus, take an extra 20% off sitewide via coupon code "638". Shipping starts at $4.99.   1. FREE Personalized Photo Playing Cards + 50 Free Prints Join Snapfish and get 50 free 4 X 6 prints plus a free set of photo playing cards.   2. […]

10 Classes to Boost Earning & Savings Power

By Frugal Duchess The New York Times recently featured a story about parents who provide Spanish and other language lessons for their young children. At 50, I have my own wish list of classes that would improve my personal and financial accounts. 1. Chinese I would love to learn to speak and read one of the Chinese dialects. Why? […]

The Simple Dollar Weekly Roundup: 1,100 Notes Edition

Over the last year, I’ve been jotting down individual notes and thoughts that I’m intending to include in my next book. Now that the time has come to start putting this together, I sat down and finally did a thorough accounting of all of the notes. […]

Learning to Budget with the JARS System

This is a guest post from Steve Martile, a life coach and the author of the personal-growth blog Freedom Education. Here he describes a budgeting system that actually reminds me of Elizabeth Warren’s balanced money formula, but with a little more detail. Managing money doesn’t restrict freedom — it creates freedom. That’s probably not the first time you’ve heard this. […]

Evaluating My Progress Towards 2009 Goals

Now that the halfway mark of 2009 has passed by, it wouldn’t hurt to review the financial mini-goals I set for myself at the beginning of the year and determine how far I have strayed from my path. For me, these goals are only milestones. […]

How to Hard Reset Your Financial Life

We have twelve bank accounts. You read that correctly, we have twelve accounts. Ally Bank, FNBO Direct, ING Direct, HSBC Direct, Bank of America, M&T Bank, … the list goes on. We also have a dozen credit cards. Citi, Discover, Capital One, … again, the list goes on. We have so many accounts because we’ve slowly acquired them over the course of the last ten years. […]

Quit Shopping, Save Money

This is a guest post by J. Money of Budgets are Sexy. If you like what you see here, please consider subscribing to his RSS feed. If you can go two entire weeks without spending a penny on anything other than bills, your mortgage (or rent), and food, you will impress the pants off of me! In fact, I might even consider you my new best friend. […]