July 22, 2009

Kiplinger's Monthly Guide to the Best Sales: When to Buy Stuff

To get the best deals, you've got to know when to shop, according to the folks at Kiplinger's Personal Finance. Some purchases are difficult to time perfectly, such as stocks, airplane tickets and gas. But many other consumer staples—from cars to electronics to produce—go on sale predictably at certain times of the year. […]

True Frugal Living: Homesteading In The Wilderness

Remember the cheapest family in the nation? Well this family has got them BEAT! Can you live a totally “FREE” life? Apparently you can. And this story can attest to that. This is cheap living at its finest. Let me introduce to you one of the cheapest families in the world (they’re the cheapest, by choice). […]

Wise Bread at Blogher: Free Books For First 100 Visitors!

By Will Chen Linsey will be signing copies of our new book 10,001 Ways to Live Large on a Small Budget at the Blogher Conference.  Please come say hi to Linsey at the Walmart booth between 8:30-9:30 am on Saturday. She'll be giving away free copies to the first 100 readers! You can follow Linsey's Blogher adventures via Twitter. […]

Squawkback: Is frugal living just a fad?

I’ve been asked this question a lot lately. While promoting my book the media have consistently asked if I think we’ll return to our spend-thrift ways after the recession. I’m always stumped with this line of questioning because I’ve never been good with predicting the future. So I want to know what you guys think. […]

The Total Money Makeover: Finish the Emergency Fund

This is the seventh of twelve parts of a “book club” reading and discussion of Dave Ramsey’s The Total Money Makeover, where this book on debt reduction is teased apart and looked at in detail. This entry covers the eighth chapter, finishing on page 150. […]

The 7 Rules of Budget Travel

By Jeff Yeager I'm a big believer in the popular environmental mantra: "Think Globally, Act Locally." When it comes to saving the planet, that saying is as true as it is simple. And when I travel, my rule of thumb for keeping it green and keeping it cheap is: "Think Locally, Travel Globally." You'll usually find the most eco-friendly and genuine travel experiences when you spend less — not more […]

A Full Credit Lockdown

The following is a guest post from Marotta Wealth Management. It has some Virginia-focused info near the end, but the general suggestions still hold true for us all. In my first job teaching computer science, someone stole my wallet off my desk during my office hours. Although I canceled all my credit cards, the thief used them around town, buying everything from clothes to tobacco. […]

Cheapest Cars to Insure

When you buy a car, the biggest number you see is the price. The sticker price, the invoice price, and the price you paid to get that car onto your driveway or into your garage. […]

Alternative Wedding Ideas for Big Savings

By Lynn Truong I got married in May and I couldn't have been happier with how the day went. At first, there were things I really wanted (or thought I really wanted, based on what I knew weddings were supposed to be like) that would have cost us much more money. But we decided on some frugal alternatives that ended up making the day better than I could have imagined. […]

Chase Bank is Helping You Avoid Fees by Stating the Obvious

It may not come as a surprise that banks thrive off of fees, but I saw something interesting last week while logging into my Chase account. They had a little animated window pop up with 5 tips to help you avoid checking account fees. Hey, how nice of them. They are looking out for me and making sure I don’t pay any unnecessary fees. Well, let’s not get ahead of ourselves. […]

Sixteen Ways Students Can Make College Pay Off

The following is excerpted from 25 Ways to Make College Pay Off: Advice for Anxious Parents from a Professor Who's See It All (an excellent book IMO -- I'll be featuring more of it in the weeks to come) by Professor Bill Coplin (AMACOM 2007). Today we'll cover 16 of the 25 tips in the book -- the ones dealing with the students' part of college planning. […]

5 Ways To Green Your Coffee Beans

One thing I have learned during my time on this earth is that there are two kinds of people… those who drink coffee and those who don’t. I have always been the first kind. Growing up, at special family gatherings, the adults would make a huge pot of black coffee on the stove, laced with sugar. […]

Best Deals For Wednesday 7/22/09

By Paul Michael Today's WISEBUY. TEVA CLEARANCE - Up To 85% Off (dealnews) Teva.com knocks up to 85% off select men's and women's footwear listed in its clearance section.Shipping adds $5.95.   1. FREE Coldplay Live Album - Left Right Left Right Left We featured this months ago, but it's a great deal and still available. Download it before the deal expires.   2. […]

Financial Checklist for New Parents

My wife and I recently had our first child, and to say it has changed our life is an understatement. Raising a child is an amazing responsibility, and it doesn’t stop with feeding and caring for him or her. […]

The Simple Dollar Weekly Roundup: About My Second Book Edition

Since I’ve been dropping little hints for a while now that I’m deeply engrossed in my second book, several folks have emailed and Twittered me asking for more details. Here’s what I’ll say about it (for now). This book is complicated. It’s the hardest thing I’ve ever written in my life by far. […]

Saving at Starbucks: Gourmet Coffee Just Got More Affordable

By Myscha Theriault Personally, I love Starbucks. They're convenient, hip, and totally “get” the coffee thing. Think you can't afford them on a regular basis? Think again. A recent conversation with their national communications manager Alisa Martinez introduced me to several areas of savings I never knew existed. […]

Lower Your Expectations, Increase Your Happiness

“Did you listen to Rick Steves this afternoon?” Kris asked me on Sunday. I shook my head. “That’s too bad,” she said. “It was about the relationship between money and happiness. I think you would have liked it — and so would your readers.” “But I just wrote about happiness!” I said. “J.D.,” she said. […]

Answering Mail: Free Annual Credit Reports, Online Savings Accounts

Every so often I address questions and comments I receive via email. If you have a question, please contact me using the form on this page. I try to respond to everyone, but it might take a while before I read every email I receive. From Mary Lynn: I really liked your article that explained how freecreditreport.com isn’t free at all. […]

Is FreeCreditReport.com A Scam?

One of the best financial things you can do for yourself is to regularly check your credit report. Identity theft is a huge business with billions of losses each year, not to mention all the time it takes to unravel the mess, so checking regularly is a great way to catch a theft early. […]

Save Money by Questioning Your Purchases

Today I just wanted to highlight an excellent comment that I recently received. In response to “Quit Shopping, Save Money,” a reader named ‘sekishin‘ said: “When considering a purchase, picture a stranger offering you [the cash value of the purchase] or the item in question. Which is of greater value you? […]