July 27, 2009

Savings Account Rates: Where Are The High Returns?

We take a close look at high yield savings rates. I’ve been wondering when this slump will end — I’m not just talking about the economy and the stock market; I’m actually referring to the low interest rates we’ve been experiencing. Not that it’s a bad thing…. […]

10 Hidden Costs & Rules of Pet Ownership

By Frugal Duches Here's my list of what adoption agencies and pet shops don't tell you about your future pet. After we adopted our adorable dog, (that's Scruffy in the main photo), purchased the hamster(s) and accepted the turtles, we discovered these hidden rules & costs of owning pets.   1. […]

Are You Sweepstakes Wise?

By Greg Go Catch our own Linsey Knerl on The Contest Queen radio show today at 9 pm Eastern. Tune in and chat with the movers and shakers in the promotional industry, including contestors, promoters, marketers and sponsors. You can call in to (646) 200-4857 when the show starts to chat with Linsey and The Contest Queen Carolyn Wilman. (Wheel of Fortune photo by acidcookie / Flickr.) […]

The Best Career Advice, in Ten Words or Less

After the huge success of asking for the best money advice in ten words or less, I decided to repeat the experiment. […]

Save Over $100 a Year by Shaving with a Cutthroat Razor

By Paul Michael I despise paying the ridiculous prices Gillette and the like charge for razor cartridges. It seems as though the prices are directly aligned with the number of extra blades they put in the cartridges. First two, then three, then four, now six blades. And, of course, we’re paying big bucks for these things. […]

Why You Need to Shop Around for Car Insurance

Here's a very good argument for shopping around regularly for car insurance. It was left on my post titled Is This a Valid Saving Tip?: I was loyal to an insurance company which had my auto and home for 9 years. When I shopped for a new company last year all competition prices were significantly less. After changing I saved about $1,100 a year. It was amazing. […]

Little Road Trips Here and There: Little Savings Everywhere

By Margaret Garcia... We’ve gone on two road trips this summer, with two more to go. Trips with a family of four can get expensive, but they don’t have to be.  Here’s my advice on where to cut corners and where to splurge, and have fun doing so. Rental car versus your car Most rental cars aren’t maintained for a lengthy trip. […]

Current State of Reward Checking Accounts

Almost six months ago, I wrote about high interest reward checking accounts. Back then, the economy was weak and banking was in turmoil, yet these small regional banks were offering exceptional rates on a normally pedestrian checking account. We learned about their business model and the accounts made sense, unlike the 5% APY CDs that Washington Mutual was offering before they collapsed. […]

Lending Club: Invest in Your Friends

Over the weekend, our very own Matt Jabs (FCN contributor and finance blogger extraordinaire) dropped me a line to say that he and his wife have applied a loan through Lending Club. Why Lending Club? As you’re likely aware, Matt is working hard to get out of debt, and has also become somewhat dis-illusioned with big banks. […]

It Pays to Ask -- You Never Know If/When It Will Work

I'll write about our recent trip to Niagara Falls more sometime soon, but for now I want to relate a story that illustrates that you should always ask for a discount/lower price since you never know what will happen. While visiting the Falls, my daughter wanted to play glow-in-the-dark mini golf. […]

Best Deals For Monday 7/27/09

By Paul Michael Today's WISEBUY. PERUMANIA.COM CLEARANCE - Up To 90% Off (dealnews) Perfumania.com cuts up to 90% off a wide selection of fragrances for men and women during its Clearance and Overstock Sale. Shipping starts at $4.99.   1. […]

Best of Money Carnival

Just a note to let you know that this week's Best of Money Carnival is up at Free From Broke. Congrats to all participants and especially the winning post, Five Budgeting Pitfalls to Avoid. I even made the carnival myself with the post What to Do When You Don’t Get a Job Offer. Stop by if you want some great personal finance posts!!! […]

Reader Mailbag #73

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. Why do you consider “a bit of interest on the checking” to be so important? […]

How to Brew Your Own Beer and Maybe Even Save Some Money – Equipment

Last week I introduced this mini-series that will cover brewing your own beer at home. I’ve been brewing for a while now, but I wanted to do a series of posts on this topic because the number one question I get from people is whether or not you can actually save money this way. […]

How to Budget for an Irregular Income

I’ve been a full-time professional blogger for more than a year now. It’s been a fantastic experience, a sort of dream come true. But blogging for dollars is not without its drawbacks. As I’ve shared before, I feel socially isolated. I spend most of my time in this office, writing about money. Also, the income can be irregular. For some bloggers, it’s very irregular. […]

How to Remove Yourself from Mailing Lists and Eliminate Junk Mail

By Nora Dunn My blood boils when I have a full mailbox, but not one item is personal in nature. And just because I reuse and recycle the reams of useless paper, applications, and coupons that I am sent is no justification for the waste my mailbox produces. Here is how to remove yourself from most mailing lists, eliminating unnecessary junk mail. […]

Frugal Thrill Rides for Last Days of Summer: Low-Cost Vacations

Between seasonal discounts and neighborhood promotions, my kids are staying busy this summer -- and we're saving money. Here's how:• Theme parks: Seasonal promotions are available to Florida residents at Busch Gardens, Disney World, Universal Studios, Sea World and others. […]

Growth Career Fields for the Next Twenty Years

If you happen to be entering college and would like to decide the field you would like your career to be or feel the need to choose a major, you may want to consider a field that has growth prospects over the next twenty years or more. Even if you are already a few years into your career and it haven’t progressed the way you would like, now is a good time to consider shifting to a new direction. […]

Ten Great Summer Date Ideas

I love the summer. Some people like the winter, where you can snuggle up under a blanket by the fire or build a snow fort and toss snowballs. Me? I like the summer where you can watch movies outside or go on a hike, just breathe in that fresh summer air. […]

What Works For Me – Budget Categories

There are dozens of budgeting products on the market.  I’m partial to the You Need A Budget system, but there are other great systems available.  Find a system that works with you, fine tune it to meet your needs, and then use your budget as a tool. After selecting a budgeting system, it’s important to create specific budget categories.  When I first started budgeting, I had way too many categorie […]