August 3, 2009

State-by-State Guide to Tax Holidays - A Guest Post From Kiplinger's

"Sixteen states and the District of Columbia will let you skip sales taxes on school supplies, computers, clothes and other merchandise on specific dates in August. Perhaps you’ll have to cross state lines to save an extra 5% to 10% -- but the journey is worth it.Kiplinger.com and Kiplinger’s Personal Finance magazine have put together a list of sales tax holidays, which begin in August. […]

BillShrink Giving $250 to One Lucky Wise Bread Reader

By Will Chen This contest is as simple as pie! Visit BillShrink.com and take a look at their lovely spokesmodel (wearing green) featured on their homepage. Think of a cool nickname for her and write your answer in the comments below before 11:59 pm, August 14th, 2009.  Make sure you leave your name and email address when filling out the comments so we can contact you if you win. That's it! […]

10 Tasty Ways to Use Canned Corn

By Myscha Theriault Canned corn is super affordable even when it isn't on sale. When it gets marked down to less than fifty cents a can, it's time to stock up for the long haul. […]

Thoughts on a Low Grocery Bill

Whenever I post a recipe or another food post, I usually hear from a reader or two who tout cooking everything from scratch. […]

Should You Have a Mortgage When You Retire?

This piece says that four in 10 households aged 60 to 69 in 2007 have a mortgage. Of those, one in two have enough to pay off their mortgage. But should they get rid of it? The article notes that "in the current environment, your mortgage provides a better return on your money than other risk-free assets" and thus advocates paying a mortgage down. […]

July Roundup: The Buck Stops Here Edition

It’s been a crazy month here on the frugal farm and for once “the crazy” isn’t all my doing. Over the month we’ve flown some kites, potted peas, avoided a mortgage meltdown, reduced credit card debt, and hacked a Swiffer. OK, hacking the Swiffer was all my doing. But Carl built the garbage bag kites and used his programming prowess for the Credit Card Calculator. […]

Next Month Syndrome

There was a time when I was infected with a terrible condition – Next Month Syndrome When my credit card bill came in the mail, I would make a promise to myself - Next month, I’m going to do better. When I reached for my credit card to make ends meet, I would promise myself - Next month, I’m going to do better. When a friend would mention that he was living on a budget, I would promise myself - Ne […]

Best Hard Working American Reality TV Shows

I hate reality televisions shows that follow tragically complicated celebrities, or just straight up follows tragically complicated civilians, because they’re exercises in schedenfreud. It’s entertainment because you’re reveling in the misery of others! I’m A Celebrity… Get Me Out of Here is basically a farce built around the popularity of these types of shows. […]

Permanent Home Swap: Solution to a Volatile Real Estate Market

By Nora Dunn Let’s say the real estate markets are down (which happens from time to time, as we all know). You want or need to sell your home, but buyers won’t pay what it is worth (or even enough to leave you with a zero balance). […]

Your Home Never Was an Investment

A couple years ago I asked if your home was an investment or not. The main question was whether or not you should count on your home to deliver good, solid gains over its lifetime (like you'd expect from an investment) or if it was simply a place to live and possibly get moderate gains, but not expect much more. As you might imagine, opinions were divided on the subject. […]

Best Deals For Monday 8/3/09

By Paul Michael Today's WISEBUY. 50% Off Puma Shoes at 6PM.com. Prices Start At Just $17.50 (dealnews) 6pm.com cuts 50% off 15 styles of Puma men's and women's shoes, with prices starting at $17.50. Pay $6.95 for shipping.   1. FREE 3-D Glasses From Verizon Verizon is offering a free 2 or 4 pack of 3-D glasses. Limit 6 pairs per household. This offer is available to US residents only.   2. […]

New Best of Money Carnival Up and Running

Just a not to let you know that this week's Best of Money Carnival is up at The Digerati Life. Congrats to all participants and especially the winning post, The High Cost of Deep Fried Coke (which is a very interesting read, btw.) I also made the carnival with my post titled My Jobs, Promotion, Success, and Failure. Enjoy! […]

Reader Mailbag #74

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. I saw that you’re looking for an assistant. […]

5 Tips to Help You Save Money and Protect Your Home With Homeowners Insurance

If you own a home, it’s almost certain that you have homeowners insurance. While insurance agents will help determine the kind of coverage you can buy, it is ultimately your responsibility to know what the policy covers. And remember, insurance agents are salesmen and typically work on commission. […]

How to Conserve Water by Harvesting Rain or Snow

By Xin Lu When I was young many families in my town in China had a large jug or tank in the courtyard that collected rain water.  In my family the water is usually used to water plants or raise goldfish.  Some families also used the water to wash their clothes or toilets. […]

How to Use Couchsurfing to See the World

This is a guest post from Baker, who writes about personal finance at Man vs. Debt. Baker is a potential Staff Writer for Get Rich Slowly. Along with his wife and 15-month-old daughter, Baker has recently moved overseas to New Zealand, where his young family is passionately continuing their own personal “war” on debt. What if I told you there was a different way to travel? […]

Personal Balance Sheet, Net Worth, Income, and Expenses, July 2009

This year is passing by too quickly. It is time again for my monthly financial reports, originally designed to keep myself accountable for my financial (usually, spending) decisions. This was a technique that has worked well for about nine years, the last six of which have included this monthly public review. July was a strong month due to two important factors. […]

What To Do When You’re On Furlough

In this recession, companies are turning to furloughs, or unpaid leave, as a way to cut costs without cutting people. As you can imagine, being furloughed is never a good thing. Companies in good financial shape generally don’t furlough their staff, it’s usually companies that need to cut costs or are having difficulty with cash flow. […]

Calculating Your Real Hourly Wage

This is a guest post from Bob of ChristianPF. If you like what you see here, please consider subscribing to his RSS feed. I’m currently reading “Your Money or Your Life,” a true personal finance classic. As great as it is, however, I won’t be reviewing it here. […]

My Jobs, I Get My Dream Job

Last week I shared some of my career history by detailing a job where I experienced promotion, success, and failure. Today I want to continue this series by giving details on the next position I held. If you recall, we left off at a point where my career had crashed and burned a bit (not that bad really, but way down from where it had been.) The  company was a shell of its former self. […]