August 26, 2009

Daily Links: Fear of the Future Edition

I feel like I’ve had a huge burst of creativity and productivity over the past ten days. It’s been awesome. I hope you’ve been getting a lot out of the articles, too. My pace will slow soon, however, as I begin work on my book project. Though Get Rich Slowly will remain my top priority, I’ll have less time to spend here than I have over the past three years. […]

That’s Just the Way It Is?

Two weeks ago, I was hanging out with a large group of people when one of them made the comment, “Well, you know how it goes… the money comes in, the money goes out … and maybe a little bit more!” This comment was met with laughs by several people. I just kind of half-smiled, looked down at my drink, and said, “Well, that’s one way to live, I guess.” The other person turned to me and said, “What […]

An Example of How to Become Rich

Here's a comment on my post tiled What's It Take to Be Rich? that gives a real-life example of how a couple went from poverty to prosperity: There is no easy answer to this question. […]

26 Green Websites that Save You Money

By Elizabeth Sanberg There are countless green websites on the internet today, ranging from tips about green parenting to business ideas for eco entrepreneurship. Most of these sites mention saving money while being green, but they tend to be more green (eco-friendly) focused and less green (money) focused. […]

Get a $25 Bonus from Lending Club

This is just a reminder that the good folks at Lending Club are offering FCN readers a $25 signup bonus* just for opening an account. Here’s how it works… 1. Visit Lending Club using a link in this post 2. Open and activate a lender account 3. The $25 will be automatically deposited in your account shortly That’s it. […]

Average Retirement Savings by Age

I don’t put much stock in most “averages,” whether they’re rules of thumb or average net worth, but every once and a while it’s good to know where you stand. So where do we find the average retirement savings by age? We are forced to rely on the internet. Unfortunately, with the recent stock market crash, writing about nest eggs and average retirement savings hasn’t been very popular. […]

Sixth Anniversary iPod Giveaway: Winners Announced!

Congratulations to Consumerism Commentary readers Aliotsy A. and Scott O.! Aliotsy and Scott were selected randomly among those who responded correctly to the scavenger hunt held last month to celebrate Consumerism Commentary’s sixth anniversary. Both winners chose to receive the Apple iPod Touch. […]

A Cheapskate’s Guide to Eating Out

By Paul Michael When I was a young lad, eating out was something of a luxury for my family. Most of our meals, at least 95%, were prepared and eaten at home. This was the model for most people my age or older. But these days, society has migrated to eating out of the home way more often. The result is that we’re spending a lot more on food than we used to. […]

Do You Shop Less to Save Money?

One of CNN Money's tips for saving on food costs is to shop once a week (versus many times a week). Doing so can save you over $1,500 a year they say. The details: Shop once a week. The more trips you make to the store, the likelier you are to buy on impulse because you see more tempting items. […]

Best Deals For Wednesday 8/26/09

By Paul Michael Today's WISEBUY. Up To 82% Off Ben Sherman Men's And Women's Shoes At (dealnews) Today only, offers over nearly 180 Ben Sherman men's and women's shoes for $34.95 each. Pay $6.95 for shipping.   1. FREE Nexxus Salon Hair Care Products (sample) Complete the registration form to receive a free sample of Nexxus Salon Haircare Products from More Magazine. […]

Moving Made Easy – How to Save Money, Time, and Reduce Stress While Moving

Preparing for a Move I don’t know many people who enjoy moving. It usually involves a lot of heavy lifting, cleaning, costly transportation or moving services, and small things to take care of which can lead to a lot of stress. […]

The Simple Dollar Weekly Roundup: Agricola Edition

For my birthday a few weeks ago, my wife gave me the board game Agricola. I opened up the box, looked at the abundance of pieces, read through the instruction book, and was immediately worried that the game would be too complicated for us to enjoy. The first game we tried was pretty miserable. Sarah felt lost and the game was slower than molasses. […]

Best of Personal Finance: 5 Tips on How to Delay Gratification

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. We’ve got tips for making a house a home, a condo a house, and a life with less than you ever thought possible. […]

Understanding Your Home Appraisal

This is a guest post from Liz Freeman, who writes about mortgage and finance issues. Freeman is the spokesperson for, an online tool for finding the lowest mortgage rates since 2000. “If I’m willing to pay X for the home, it must be worth X, right?” There’s a lot of truth to that statement. […]

Consumer Confidence Above Expectations: Are We Out of the Woods?

Depending on which newspapers and news websites you read, the Consumer Confidence Index either soared, jumped or surged this month. The headlines as you would expect don’t tell the whole story. The Conference Board calculates this index by performing a random survey by phone of 5,000 households in the United States, selected because they represent the country as a whole. […]

How to Increase Your Credit Limit

If a recent Your Take post on credit card credit limits is any indication, there’s no secret to getting a higher credit limit on your card. I thought I was high with a near $70,000 credit limit but plenty of people had total unsecured credit limits in the $60,000 – $100,000 range. […]

What is a Mortgage Escrow Account?

I recently received an e-mail from a reader who is interested in paying off her mortgage early. In it, she asked the following: Is it better to pay money monthly that is applied to your escrow or your principal? […]

Hiring Tricks Used by Some Employers

Yahoo lists some hiring tricks used by employers as follows: They inspect your car. "The owner considered this a definition of the candidate's character." They watch while you wait. […]

What do you do when someone has priced an item way too low?

I visited my parents this past weekend.  My mother was telling me about what happened at a recent garage sale she went to.  Someone was selling a Corning Ware cornflower piggy bank.  These were made in England, and they’re very hard to find now. The lady had marked the pig with a price of $5.  My mother snapped it up, took it up to her … and asked her, “Do you know that you could sell this for $10 […]

Repair Bad Credit, Avoid The Scams

The credit crisis has left behind a swath of ruined credit — from people who are struggling to avoid bankruptcy and foreclosure. For a lot of people things seem hopeless, and unfortunately, these are times when vultures come out of the woodwork to try to exploit the vulnerability of those who are desperate or naive. These vultures are attracted to your bad credit like a moth to flame. […]