September 4, 2009

Here’s your ace in the hole for weathering this long recession

Five Cent Nickel published a post that discussed what things to consider when you have both debt to pay and money in the bank.  The main problem is that the difference in what the bank pays in interest is far below what one would pay on a typical credit card balance.  Holding on to a large bank account while slowing paying down a credit card balance means that there are a lot of interest expenses […]

Can You Save Money by Renting Textbooks?

By Xin Lu When I went to college it was unheard of to rent textbooks, but a number of outfits such as Chegg, Campus Book Rentals, and have sprung up in the last few years that allow students to rent good quality textbooks at a fraction of the purchase price.  Additionally, some book publishers are also getting into the business of renting out textbooks at campus bookstores. […]

How to Find Cheap Food at Airports

Stormy weather delayed my flight plans and prompted me to spend over 10 hours traveling through three airports. My growling stomach felt like extra baggage as I tried to find a frugal meal plan. I fed my appetite without starving my wallet with the following steps:•Find a drugstore. […]

Budgeting Tricks for Parents

By Tisha Tolar It's not always easy as a parent to have to reject the wants of a child, but it is not only a lesson in learning for mom and dad, it is also an invaluable lesson for kids to learn early the difference between needs and wants from parents who are clear about the difference as well. It is also important for a parent to instill the importance of gratitude. […]

Cheaper and Better

“Let’s play catch, Daddy!” “Sure!” I said as I put away the final bits of our family’s picnic. Joe picked up the little football and ran out into the grassy field, ball in one hand, with his arms stretched out to the sides, catching the wind as he ran. […]

How to Tell if You're on Track for Retirement

By Silicon Valley ... It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you know it, there won't be much time to prepare for retirement. […]

The Album’s Last Gasp

For a good thirty years or so, starting in the 1950s, musicians released singles on vinyl discs called “records”. You could also buy a full album of music by one artist, and some were worth it, but you also had the option of buying just that one song that you liked, that you kept hearing on the radio. (You’d also get a second song on the “B-side” of the record. […]

Best Deals For Friday 9/4/09

By Paul Michael Today's WISEBUY. The FRIDAY AMAZON SALE. Don't Miss It. Whether you're looking for birthday gifts or bargains for yourself, there are some steals here.   1. FREE No-Doz Maximum Strength (sample) Can't quite stay alert at work? Try a free sample of No-Doz.   2. […]

Twitter Can Save You Money with Deals and Coupons

By Thursday Bram Want a coupon to try out Yoplait Whips for free? Bargainbriana shared one on Twitter. How about a buy-one-get-one-free deal at Denny's? Coupondivas offered one on Twitter, as well. In fact, there are tons of promotions, coupons and deals floating around on Twitter — and some of them don't show up anywhere else. […]

I'm Outta Here

That's it for today! I'm off traveling to see family and will be away all weekend. I have a post set for each day of the Labor day weekend, but I assume most of you will be out enjoying the last bits of summer rather than reading a personal finance blog. :-) Have a great weekend and holiday! […]

Friday Finance Findings for September 4th – $2,500 Lending Club Contest Edition

If you haven’t heard by now, Lending Club is having a huge contest to celebrate their 25,000th new investor. They are giving away $2,500 to the lucky person that is investor 25,000. That could be you! A contest is nice, but that is just an added bonus because I really like Lending Club anyway. I’ve been investing with them since early this year and I’ve had nothing but a positive experience. […]

Rule #12: Build Real Friendships and Relationships.

A reader asked me if I could break down my ideas into a handful of principles. After some careful thought, I came up with a list of fourteen basic “rules” that summarize my money and life philosophy. I’ll be presenting these as a weekly series. Many people argue that the fundamental unit of value in the modern world is the dollar. […]

Debt Reduction: Penny Wise and Pound Foolish

Today I’m going to start off by asking a couple of questions… Are you carrying any high interest debt? Do you have any money in the bank? If you answered yes to both of these questions, then let me ask another one… Just how much money do you have in the bank? The reason I ask is that a surprising number of people are holding excess cash in the bank while paying ridiculous interest rates and failin […]

My Debt Story: An Introduction

This post is from April Dykman, a new GRS Staff Writer. April was a typical GRS reader who used the things we talk about to improve her financial situation. Now that she’ll be writing for the site, she wanted to start by sharing some background on her financial history. In April 2008, I got married. […]

Compound Interest is More Powerful Than You Know

This is a guest article by Jim. Jim writes about personal finance at You can also find him on Twitter (@bargainr) causing a ruckus. Consider two individuals trying to save for the future. John saves a hundred dollars a month into a magical investment that gives him 6% a year. After forty years, he ends up with a nice chunk of change: $199,149. […]

Your Take: Legalize Organ Trafficking?

There’s been a lot of buzz in the news lately on the issue of organ trafficking. While this CNN story wasn’t the first time I heard Nick Rosen’s story of selling a kidney for $20,000, it is certainly a sign that the discussion of selling organs is coming back into the spotlight. The story of Rosen probably isn’t all that different from other people who have sold organs. […]

My Jobs, The Summary

Many of you have said that you liked my recent series on the jobs I've held, and I thought it would be nice to have them all in one place. […]

Star Money Articles and Carnivals for the Week of Aug 31

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! Best of Money Carnival - My Jobs, The Blame's on Me BripBlap is a professional hitman. […]