September 11, 2009

9 Money Saving Reasons to Buy a Food Dehydrator

By Alex Wayne Looking for more money-saving ideas during these tough economic times? Dig that food dehydrator out of storage. This is a frugal living tip that almost everyone can act on. Just by reducing or eliminating food waste, you can save quite a bit of money. Don't have a dehydrator? These days, you can buy a brand new one for less than the cost of a Playstation game. […]

Finding My Money Leaks: The August Report

Yup. I could have saved more and spent less in August. As promised, I paid careful attention to my spending, saving and consuming habits in August. We all have money leaks. Here are my downfalls & solutions:Lost items: I use paraben-free cosmetics from Origins and Burt's Bees. Unfortunately, while at the zoo with my kids, I lost my favorite lip gloss. […]

TJ Maxx Giving Away $500 in Gift Cards to Wise Bread Readers

By Will Chen T.J. Maxx is giving away $500 worth of gift cards to our Wise Bread readers!   In addition to the giveaway, we also have lots insider tips about how to maximize savings at T.J. […]


Many evenings, you’ll find me around my house reading a book or writing a short story or polishing a post for The Simple Dollar or working on a book of my own. I enjoy doing it – the act of writing, and even learning how to improve my writing, is very enjoyable to me. The real kicker, though, is that the more I write, the better I get. […]

5 Fatal Assumptions of Job Seekers

By Julie Rains Many people are job hunting these days. I have worked with job seekers for many years and have found that these five common assumptions frequently derail a job search. 1. […]

Why You May Not Get What You Pay For

Consumer Reports lists several items where a good portion of the contents are usually left in the bottle. Some examples: Skin lotion -- 17-25% Liquid detergent -- 7-16% Condiments -- 3-15% Toothpaste -- 1-13% They also offer some suggestions on how to get these amounts out, so click through the link above if you're interested in that. What a rip though. […]

Small Business Administration’s Top 10 Tips

My wife and I recently started a business. Technically, I think we’re planning a business, since the incorporation papers are still winging their way through the mail, but it feels like it’s been started. We’ve got a P.O. […]

Best Deals For Friday 9/11/09

By Paul Michael Today's WISEBUY. The FRIDAY AMAZON SALE Returns! It wouldn't be Friday without it. Browse some great bargains, start your Holiday shopping early!   1. FREE 2-Year Subscription To SHAPE Magazine (also 1-Year To Muscle & Fitness here) No credit card required. Just fill out a short survey and get your magazine. Great deals.   2. […]

Recession Journal Part IV: The Double-Dip Trip

By Jabulani Leffall Have you ever been broke as Jack's magic beans?  You know, broke as when said beans dropped on the floor because he brought home magic beans instead of food? Have you ever been that hard up for cash but anticipating a reprieve? Oh you have. Okay, well, do you remember how you felt when that direct deposit finally hit or you heard that the check really was in the mail? […]

Friday Finance Findings for September 11th

September sure does seem to be flying by, but it’s probably just because I’ve been so busy lately. There is a lot going on as we prepare to close on our new house and move next week. […]

Help a Reader: Time to Change Jobs?

Here's an email I recently received from a reader: I graduated in 2006. It's now 2009; I have been at my current job for three years. This was my first job out of college, and I started at $33K. As for the job, I love it. I have incredible benefits -- I work at a ski resort. I get plenty of vacation time. Last year I got a 12% raise, bringing me up to $40,000 per year. […]

Rule #13: Improve Yourself Every Chance You Get.

A reader asked me if I could break down my ideas into a handful of principles. After some careful thought, I came up with a list of fourteen basic “rules” that summarize my money and life philosophy. I’ll be presenting these as a weekly series. Throughout my life, I’ve found that there are two kinds of people. […]

The Lowdown on Spending Less for Your Food but Getting More

By Sarah Winfrey The last several years have brought wave after wave of new information about the food we put in our mouths and how it gets there. From Fast Food Nation to The Omnivore's Dilemma and Animal, Vegetable, Miracle, it can seem like there's more bad news every time we turn around. We eat too much. We eat the wrong things. […]

Should You Buy It? A Flowchart for Evaluating Potential Purchases

This post is from GRS staff writer April Dykman. My husband and I are in the process of building a home on 4.5 acres in the Texas hill country. At the moment, we’re still in the planning phase — not quite ready for blueprints. Last month, our architect asked us to start thinking about the make and model of the kitchen appliances we want for our home. […]

Paying Off a 30-Year Fixed-Rate Mortgage in 15 Years

This is a guest article by Laura, a twenty-something woman working to improve her finances and reduce debt. She writes about personal finance for college students and grads at Green Panda Treehouse. We’re buying a town house and it has a been a huge learning process. We have been running the numbers and making sure everything works budget wise. […]

Your Take: Your First Job?

You never forget your first job, right? At the age of 15, you can’t legally work in New York yet unless you jumped through all these hoops to get a work permit. It was this stupid little green card that said you would only work during certain hours of the day, the total number of hours per week couldn’t exceed some number, and was a really big pain in the butt to get. […]

The Dark Side of Debit Cards

If you’ve followed this site for any length of time, you’re likely aware that I’m not a huge fan of debit cards. While I recognize that they can be quite convenient at times, debit cards simply have too many disadvantages for me to use one instead of a credit card. In the past, my biggest concern has been fraud. […]

How to Save 20% on Your Heating and Cooling Costs

In their October issue, Consumer Reports quotes the following: 20% -- That's how much you can cut your heating and cooling bills per year simply by adjusting thermostat temperatures 5 to 10 degrees at night and when you're out. This is why you'll almost always see "get a programmable thermostat" as a suggestion in any piece on how to save money heating and cooling. […]

Carnivals for the Week of Sept 7

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! Best of Money Carnival - Consider All Options When Trying to Save Money EDITOR'S CHOICE! […]

Four out of five people want to save money on their car insurance

And the fifth person is really thinking hard about it.  He’ll come around eventually. No, seriously: Who doesn’t want to save money on their car insurance? I don’t know of any good reason why you wouldn’t, so here are some tips for knocking that expense down as much as possible.  Hopefully at least a couple of them are new to you: Buy a car that doesn’t cost that much to insure. […]