September 16, 2009

How One Debtor Resolves Her Credit Card Problems

There’s this lady who decides to revolt and bail out on her debts. If her information is accurate, her reasons seem justified (though some will be compelled to criticize her actions): The summary: this very courageous (or foolish? you decide) Bank of America customer gets peeved over the hike in her credit card rates to 30% even though she is a good customer. […]

Kiplinger.com: 7 Lessons From the Financial Meltdown

In this guest post, Kiplinger.com offers 7 Lessons from the Meltdown, including: "1) Where's the money? You'd better know—literally. The reported $50-billion swindle orchestrated by Bernard Madoff and other fleece jobs should put to rest the notion that you can get rich from unpublicized investment opportunities unavailable to mere mortals. […]

Finding Financial Values

What is important to me? How do my values influence my financial decisions? These are some of the key questions I’ve begun to ask as I move deeper into the “third stage” of personal finance. […]

Never Eat Alone: Managing the Gatekeeper

This is the fifth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

Dirty Little Money-Grubbing Haircutting Secrets

The following is an excerpt from Secrets of a Stingy Scoundrel: 100 Dirty Little Money-Grubbing Secrets and is reprinted with the permission of Skyhorse Publishing, Inc. […]

Yep! That was me on BNN’s Headline!

If you were playing hooky last Friday you may have seen my debut as a talking head on Business News Network’s program Headline. I was asked on the show to speak about my experience with thrift and to share a few frugality tips with viewers. View the clip! Being a guest on Headline with host Howard Green was a whole lot of scary mixed with a little bit of fun. […]

Official 2013 IRS Tax Brackets Prediction (Marginal Tax Brackets)

When the leaves start turning and there’s a brisk coolness in the air, you know that October is upon us. Another way us personal finances people know is because everyone starts predicting the next year’s tax brackets and this year the season is upon us! Unlike in past years, when all we needed were the inflation figures, the 2013 tax brackets are in a state of constant flux. […]

Our Financial House – The Foundation

After digging and pouring the footer for our house, it’s time to set our foundation.  Our financial foundation needs to be solid, stable, and able to support the weight of our financial house. Three components of a solid financial foundation - Insurance At present, my wife and I have health insurance, term life insurance, disability insurance, automobile insurance, dental insurance, and renter’s i […]

Community Property States & What It Means

You know those common misconceptions people have about money that are just obscure enough to escape further investigation? In other words, things you hear that you probably will never encounter and so you never look into to find out the truth? […]

Best of Personal Finance: Why Women Need More Money Than Men

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. This week we're talking leftover hot dog buns, why women need so much money, and a blinged-out J.D. Roth. […]

11 Ingredients of Career Success

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. […]

The Simple Dollar Weekly Roundup: Freebies Edition

There is no such thing as a free lunch. From my experience, that’s completely true. Yet, I constantly advocate using free services all the time – the library, the parks, and so on. Lately, a few readers have called me on this seeming contradiction, pointing out that, indeed, these things have costs. We pay those costs when we pay our taxes. […]

3 Kitchen Hacks for Lazy Cheapskates

By Myscha Theriault Things have gotten increasingly busy at our house lately, and they don't seem to be slowing down. Three kitchen hacks in particular have helped me save time and energy costs when it comes to cleaning and food prep. Double compartment crock pot insert My extra large crock pot has been doing extra duty lately. […]

What Made You Care About Money?

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. I’ve discovered the secret to becoming financially responsible: Go into serious debt. Or get married, divorced, or pregnant. And reading a good book helps. […]

Do CD Rates Rise Before Bank Failures?

When Washington Mutual collapsed about a year ago, it was offering an eye-popping 5% interest rate on certificate of deposits when its competitors were offering half that. Everyone knew that WaMu was in trouble and we all ran into the open arms of the 5% CD because it was FDIC insured. Were we right in thinking the higher rate a good indicator of a bank’s weakness? Perhaps. […]

How Automation has Helped Me Reduce Debt and Save

Readers often e-mail me for tips on how to keep their finances manageable. There are so many options out there that it can be overwhelming. I was speaking with my mom about this some time ago, and she felt the same way. My mom has been responsible with her money, but she felt that she could be doing better. […]

How to Save Money on Moving

The following is a guest post from Tim Johnson, Managing Editor at Relocation.com. With some American cities starting to resemble a setting from a Dickens novel, more and more people are willing to pull up stakes and move to take a new job, or move to a place with better job opportunities. […]

Stockpiling food helps everyone

Dawn over at Frugal For Life discusses some of the ethical implications of stockpiling foods.  She gets into a few rules of thumb for testing to see whether stockpiling has crossed into greed, or just plain inconsideration.  Talking to the store to have them do a special large-quantity order is much more considerate than cleaning out the shelves, for example.  We even scored a small bulk grocery d […]

Best Beals For Wednesday 9/16/09

By Paul Michael Today's WISEBUY. Ralph Lauren Final Clearance - 65% off PLUS 20% off (dealnews) Ralph Lauren takes an up to 65% off select men's apparel items as part of its Final Clearance sale. Plus, take an extra 20% off all clearance items with no minimum required.   1. […]