September 23, 2009

Share a Frugal Tip With Wise Bread and Get Featured in a Newspaper

By Will Chen Wise Bread blogger Sharon Harvey Rosenberg is also the author of the Frugal Duchess, a nationally syndicated column distributed by the McClatchy Company (the third-largest newspaper company in the United States). Sharon would like to feature your great tips in her column! Every Wednesday night, Sharon will be asking a frugality, personal finance, or traveling question in the Wise Bre […]

Generate Your Own Chase Checking $100 Bonus Code

JP Morgan Chase Bank is offering a $100 bonus for new customers who sign up for the Chase Checking account. If you are not a current customer of Chase, you can qualify for this $100 bonus with an initial deposit of $100 and by initiating a direct deposit or five purchases using your new debit card within 60 days. […]

Can I Rent A Car Without A Credit Card?

This information is provided in summary form and you should conduct your own research before using any of the companies listed.  Information is subject to change at anytime.  (Emphasis added) From the Hertz FAQs site: Debit Card Policy- Q: Can I use my Debit Card or Bank Card to reserve a Hertz car? A: At most Hertz locations, debit cards (sometimes called check cards) issued under a VISA or […]

Never Eat Alone: Follow Up or Fail

This is the seventh of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

The First Step to Finding Your Dream Job

By Xin Lu In the current economy, many of us are happy just to be employed, but at the same time very few of us are working at the elusive "dream job." For many people their jobs simply provide a paycheck and not much more. So how do you find the career that makes you truly happy? […]

When to Pay Off Your Mortgage

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list when to pay off your mortgage as follows: If you've contributed generously to your available retirement plans, including your retirement savings plans at work and an IRA. […]

Chase, Bank of America Overhaul Overdraft Programs

Since it’s passing, the CARD Act has drawn both criticism and praise from just about everyone. Some were upset about the tightening of credit card approval requirements for college students. Others celebrated rule changes that required companies to apply payments to the highest interest rate balances. […]

FDIC Insurance Coverage: Is Your Money Safe?

I’ve written in the past about the importance of banking only with FDIC-insured institutions (or NCUA-insured credit unions), and also of respecting the FDIC insurance limits. That’s all well and good, but… Is the FDIC running out of money? If you’ve been following the financial news over the past day or so, you’re likely aware that the FDIC insurance fund is running low. […]

Best of Personal Finance: The 25 Best Places to Retire

By Linsey Knerl Welcome to Wise Bread’s Best of Personal Finance Roundup. This week, we look at ways to save money on your child’s school pictures, how to pull together a tasty gourmet meal from goods you get at a dollar store, and where to retire in style. Top 5 Articles of the Week 25 Best Places to Retire – Looking for a place to kick up your feet – for the rest of your life? […]

Chase, Bank of America Overhaul Overdraft Programs

Since it’s passing, the CARD Act has drawn both criticism and praise from just about everyone. Some were upset about the tightening of credit card approval requirements for college students. Others celebrated rule changes that required companies to apply payments to the highest interest rate balances. […]

Best Car for Students: A Beater

When I read this latest Bankrate article on the best car to buy for students, I was a little surprised at the very first criteria – less than $20,000. I’m twenty nine, nearly six years after graduation, and have yet to own a car that is even close to $20,000! My current car is a used Toyota Celica I bought off eBay for $16,000, 20% less than the $20,000. Anyway, so what’s my point? […]

5 Creative Ways to Invest During a Weak Market

By Silicon Valley ... With the stock market finally recovering this past month, even closing at highs for the year, a lot of investors may be breathing a sigh of relief about their stock investments. You may have checked your online broker recently and discovered your balance looking a bit healthier than it did several months ago. […]

What to Do If You Have No Quantifiable Accomplishments

Almost every time I write a post about delivering quantifiable accomplishments in your job, putting them on your resume and/or talking about them in an interview, I get a comment like this one I recently received on my post titled Seven Tips for Job Hunters: I struggle with #3 (don’t talk about how hard you worked, stress what was achieved) a lot. […]

Develop a Healthy Attitude About Money and Spot Unhealthy Habits

Becoming financially independent requires that you live below your means and pu tsome money away for the future but there’s more to it than that. Something as simple as your attitude about money can have a significant impact on the financial decisions you make. […]

Overdraft Fees: Some Banks Let You Opt Out

Overdraft fees are nothing to sneeze at. Having not always been a model bank customer, I know how it feels like an unfair punishment to have roughly $30 taken away when my account is already negative. […]

The Simple Dollar Weekly Roundup: Water Heater Edition

Over the past weekend, our water heater finally gave up the ghost. It’s been ailing for a while and we knew that it was on its last legs. During the several month period when our house was unoccupied before we moved in, the tank was left full of water, which caused some sediment to build up in the bottom. […]

Don't Despair Over Small Retirement Savings

By Philip Brewer If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from the peak, but it's probably recovered quite a bit from the low. […]

The Government Can

Very funny, IMO. I am probably the last person on earth to see this, but in case you haven't, I thought I'd share. Enjoy! Hat tip: AllFinancialMatters […]