September 29, 2009

Bernard Madoff and The Bull, A Sculpture

Have you seen what Bernie Madoff has been up to lately? Apparently on the wrong end of a bull! Got this from the BBC News where it describes this photo as follows: Chinese artist Chen Wenling critiques the global financial crisis in What You See Might Not Be Real, on display at a Beijing gallery. […]

Save Enough on Meat to Buy a Chest Freezer

By Carrie Kirby I've been thinking a lot this year about where my family's meat comes from and how to fit more natural and less cruelly raised meat into our $80-a-week grocery budget. […]

myFICO 25% Discount Code

This is just a quick note to let you know that there’s a new discount code out there for myFICO. Unfortunately, it’s only good through September 30th, so you have to hurry. Here’s the scoop… Simply enter promotional code ‘FinancialHelp25‘ to get 25% off your purchase. […]

Some Thoughts on Moods and Spending

For me, September is the unhappiest month of the year. Sarah, after being off all summer, returns to work at the end of August, leaving me alone at home many days with my thoughts and my work. This also means that the children’s daycare attendance increases as well. The house goes from noisy and happy to empty and quiet. […]

How Much Do You Spend on Your Cell Phone?

Here's an "infographic" (interesting word, huh?) that I was sent that lists "cell phones by the numbers". The interesting fact that stood out to me was this: Average monthly cell phone bill: $52 So that's over $600 a year. Wow. […]

Disney “Give a Day, Get a Disney Day” Rewards Volunteers

Disney just announced that they would be kicking off a marketing campaign titled “Give a Day, Get a Disney Day” promotion. Starting January 1st, 2010, if you volunteer a day of community service at select charities, you can get a free one-day, one-park ticket. They will give out a million tickets until December 15th, or until they run out. […]

Your Credit Report Card

Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a “directory of wonderful things”). Mark’s also a GRS reader. He dropped me a line the other day to tell me about a new project he’s been following. Today, is launching a free new online financial tool called Credit Report Card. […]

Fall Maintenance Tips for Your Home That Can Save You Money and Protect Your Family

Fall is upon us and that means cooler weather is setting in. With this colder weather comes higher energy costs when heating your home, additional chores to take care of around the house, and the potential for damage to your home thanks to the weather. So, before the really cold weather arrives you should use this time to do some fall maintenance to ensure your home is ready for the winter. […]

Passive Investing Protection with Options Collars

This is a guest post written by Mark Wolfinger of the investing blog Options for Rookies. Mark grew up in Brooklyn and in an earlier life, earned a PhD (chemistry) from Northwestern. After several years as a research chemist, in Dec 1976 he moved to Chicago to trade options. Over the next 23 years, he was primarily a CBOE market maker, but also worked as a risk manager, and coached new traders. […]

FDIC to Seek Premium Prepayments

As a quick followup to last week’s article on FDIC solvency, I just wanted to point out that the FDIC has opted to accelerate bank premiums to help build up their cash on hand from the current $10B level. Under the just-announced plan, the FDIC will require banks to prepay their 2010-2012 assessments when they pay their Q4 2009 premiums. […]

QuickBooks 2010 Now Available, Discounts for Readers

My accountant has strongly suggested I move my business-related financial accounting out of my personal Quicken file and into QuickBooks. It has been a slow process so far, and I have determined that I have not done a great job of separating my business finances from my personal finances. QuickBooks 2010 was released yesterday. […]

Help a Reader: Should You Take Social Security?

Here's a philosophical question a reader left recently on my post titled An Example of How to Become Rich: I would like to ask a question of Old Limey or anyone else who would like to answer. I mean no disrespect, I am simply curious, but it could be a loaded question. […]

Best Deals For Tuesday 9/29/09

By Paul Michael Today's WISEBUY. Kingston 8GB Flash Drive Just $16.95 plus FREE s/h With capacities up to 8GB, DataTraveler 101 contains room for high-definition photos, graphics-intensive documents, videos, spreadsheets, presentations, term papers, and music that can be stored and retrieved in a flash.   1. FREE School-Safe Soybutter Sample Fill in the form for your free sample of Soybutter. […]

Ask the Readers: Are We Making a Comeback?

By Linsey Knerl The Huffington Post guest columnist Sen. Bernie Sanders isn't convinced. Newsweek is already calling for a new kind of recovery to celebrate the end of this historic disappointment. So what's the deal? Are we seriously seeing the end of this recession? Or is this just a calm before a very bad storm? […]

Some Thoughts on a Cultural Shift Towards Frugality

Jenna writes in: Do you think frugality is more socially acceptable now than it was a few years ago? Many of my friends are spending less money than they used to and we swap tips on how to save money all the time. This is a new thing for us. I’ve been asked questions along the same lines by reporters many, many times over the last year. “People are now acting frugal. Why is this? […]

How to Make Your Own Mulch: A Beginner's Guide for the Lazy Composter

By Little House One thing I enjoy about my small garden is the fragrant smell of my lavender plants and the movement of the feather grass in the wind. I have become an avid small-garden and container gardener. In the process, I've also gotten very eco-conscious about what I put on my plants and in my garden. […]

Investing 101: How Diversification Reduces Risk

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. Quick! […]

Free Identity Theft Monitoring for AAA Members

If you’re an AAA member in California, Hawaii, New Mexico or Texas, you’re suddenly eligible for a free credit monitoring service, provided by Experian. While I was looking through the fine print (a free service for you provided by, I found this, which gave me pause: You are receiving a complimentary credit monitoring membership. […]

Writing Your Debt Collection Dispute Letter

This is the second guest post in a special How to Fight Debt Collectors series on Writing a debt collection dispute letter is the first line of defense against a debt collector. Make them prove that the debt is legitimate before you do anything. Just because they have your name doesn’t mean the debt is legitimate. […]

FHA Loans, Mortgage Insurance Premiums, and My Extra Income

Some good news has come up in the last couple of weeks, as I’ve happened upon a temporary job for the next couple of months. Since we’re buying a house, we looked at what we can do with the extra income. For background, we’re getting a 30-year fixed rate FHA mortgage for our town house. This means that our interest rate will remain the same through over the life of the mortgage. […]