October 5, 2009

Seeking A Mortgage Loan Modification To Save My Home

Stacey is a guest contributor who’s had her share of struggles with debt — in particular, her mortgage. I invited her to share her story about how she’s working to prevent her house from going into foreclosure. Her goal? To lower her home loan rate with a loan modification. Much like everyone else, I experience financial victories and losses based on the current economy. […]

The Personal Finance Hour, Episode 23: Money and Happiness

On today’s episode of The Personal Finance Hour, I joined Jim from Bargaineering to discuss the relationship between money and happiness. Will more money make you happier? Are we happy when we get the things we want? Does happiness have a genetic set-point? […]

15 Ways to Be a Leader Today – or Any Day

Three years ago, one of my mentors was debating internally about how to handle a personnel situation. There were enough funds to employ one person. The performance of one worker was better overall, but the other worker often showed flashes of brilliance and was trusted more by his coworker. In the end, the decision was made to keep the one with flashes of brilliance. […]

How to Retire Early

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list secrets of successful early retirees as follows: Successful early retirees have their eyes on the early-retirement prize for decades in advance. Modest lifestyle -- before and after retirement. […]

Best of Consumerism Commentary, September 2009

Thank you for reading Consumerism Commentary. This website continues to be a success, thanks to visitors who participate in discussions, ask questions, and share stories. […]

Memories Appreciate, Stuff Depreciates

When JD and I had Greg Karp, author of The 1-2-3 Money Plan, on the Personal Finance Hour show a few weeks ago, something that Greg said really resonated with me (and I said so during the show). I paraphrase: Memories appreciate, while stuff depreciates. I suppose I intuitively knew this because I’ve always been an “memories” type of person. […]

Dealista Tip: Craigslist Shopping 101

By Linsey Knerl This article shares tips from the 7th episode of Dealista, our new podcast that'll help you get more for less. […]

Handling Money and Marriage Issues

The following is a guest post from Neal Frankle, the author of Why Smart People Lose A Fortune.  He also blogs at Wealth Pilgrim. Can you live with a spouse or partner who is super frugal if you aren’t? […]

How to Start Your Own Blog

By WC Porter I'm a huge believer in starting a blog to further your career — you'll learn so much in the process that in the end you'll become a better job candidate and a better employee. […]

Best Deals For Monday 10/05/09

By Lynn Truong Restaurant.com Coupon: 60% off Gift Certificates Restaurant.com slashes 60% off any gift certificate via coupon code ENJOY. […]

Poll: 47% of Households Will Not Owe Taxes in 2009 – Is That Fair?

I don’t think you can find a single person out there who enjoys paying taxes, but I encountered an interesting article on CNN this morning that said nearly half of all U.S. households will not owe any federal income tax for 2009. […]

10 Best Posts Available

The Best of Money Carnival this week is now up at Financial Highway. This week's winner was How Stupidity on Wall Street Violated the Most Basic Laws of Physics. Check it out if you're interested in the best personal finance posts from the past week. […]

Reader Mailbag #83

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. […]

5 Ways Self Storage Units Are More Sad Museums Than Savvy Solutions

By Max Wong This week I did an intervention on Sarah, one of my dearest friends. It wasn't the first time. Over the last few years I have unsuccessfully attempted to get her to seek help for a problem that has cost her conservatively $48,000 and put financial and emotional stress on her family. This week, after over five years of trying to manage her problem, she finally hit rock bottom. […]

The Pareto Principle: When to Apply, When to Ignore

In the late nineteenth century, an economist named Vilfredo Pareto noticed that 80% of the land in Italy was owned by 20% of the population. […]

Goals Are the Gateway to Financial Success

This is the second of a thirteen-part series that explores the core tenets of Get Rich Slowly. Yesterday I completed my first marathon. It didn’t happen exactly as I’d planned, but it happened. Instead of running 26.2 miles, I walked the entire course. Some might view this as a failure. Not me. […]

Finding Affordable Self Employed Health Insurance

With the downturn and massive loss of jobs (unemployment stands at 9.7%), a lot of people are finding work as independent contractors. Some are finding contract work at fewer than full time. Others are simply seeing employers are now preferring to go with contractors to reduce expenses. […]

How to Get Out of Your Cell Phone Contract

A few weeks ago, I ran across a nice video that gave a rundown of ways to get out of your cell phone contract without paying an early termination fee (ETF). […]

How to Get Your Resume Read

We've talked a bit in the past about how to make your resume stand out so it's at least read by a human being -- not relegated to the slush pile where it will never see the light of day. In those posts, two readers left especially useful comments that I wanted to share with you all. […]