October 12, 2009

Loan Modification Companies vs The Fair Housing Authority

This is a follow up post by one of our guest writers about her experiences with dealing with loan modification companies, debt settlement companies and other debt management programs. Stacey talks about her plans to get her mortgage situation sorted. […]

Become a Fan of Generation X Finance on Facebook

Do you like this site? Are you on Facebook? Well, now you can have a little bit of both. I have set up a Facebook Fan page for Generation X Finance. I actually set up a fan page a long time ago but at the time I messed up and created it as a local business fan page and it was not set up how I wanted it. […]

The Challenge – and the Advantage – of Going Minimal

A few days ago, an article about minimalist money appeared at Get Rich Slowly, in which the guest author (Leo) advocated going strongly minimal with your spending – opting out of consumerism as much as humanly possible, cutting every optional service, and essentially starting again from a blank slate. Some of the readers unsurprisingly reacted negatively to this idea. […]

Help a Reader: Getting Needed Experience

I recently received the following email from a reader: Sorry for this extremely long email but I have found your blog very helpful and am not sure where else to go for great advice. I’m at the stage where I am wanting to take the next step in my career but am unsure of how to go about it, given the current employment market. […]

10 Great Posts

Just wanted to let you all know that the latest Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Goals Are the Gateway to Financial Success. Check it out if you're interested in some great personal finance reading. […]

6 Things That Make Your Cover Letter Suck

This article is part of a series called How to Write a Cover Letter. To start this series from the beginning, read the introduction. Does your cover letter suck? Chances are if you’re applying to lots of jobs without a single call, then your cover letter is probably a stinker and most likely sucks. I make no apologies for saying it like it is and dropping the “suck”-bomb. […]

History of Credit Bureaus: Equifax, Experian, TransUnion & Innovis

Did you know that TransUnion started as a parent holding company for a railcar leasing company? Or that Experian is not based in the United States? I started reading about the history of some of the credit bureaus and was fascinated with what I found. […]

Carnival of Debt Reduction, Columbus Day Edition

Happy Columbus Day, everyone!  Here are the articles for this week’s Carnival of Debt Reduction.  At the top are the posts by people who discuss areas of their personal debt reduction, which is what the carnival is all about: Modern Tightwad is deprioritizing her debt payoff in pursuit of some other goals. And other posts closely tied to debt reduction: Free Money Finance lists a couple of sugg […]

Budgeting with YNAB

The following is a guest post from Nate Williams, a CPA who works with You Need a Budget. […]

7 Ways to Get the Best Fall and Holiday Travel Deals

By Lynn Truong This article shares tips from the 8th episode of Dealista, our new podcast that'll help you get more for less. […]

Best Deals For Monday 10/12/09

By Paul Michael Today's WISEBUY. Up To 90% Off Dresses At Sears Sears.com knocks up to 90% off a selection of juniors formal dresses. Prices start at $9.99.   FREE Texas Tech Backpack Just fill out the form and request information about the college.   FREE (after rebate) GE 4-Device Universal Remote Controls 4 devices: TV,VCR, DVD and satellite. […]

Always Try Bargaining: Here’s How it Worked for Me

Tom Dziubek, the producer of the Consumerism Commentary Podcast, and I have been having some difficulties with the Acer Aspire desktop I purchased earlier this year. I believe the problem can be fixed, but it will take some time. […]

Reader Mailbag #84

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. How do you minimize distractions while you’re working? […]

3 Times to Consider Declining Your Employer's Health Coverage

By Heather Johnson Open enrollment is right around the corner, and with it comes your opportunity to make decisions that could dictate your medical expenses for an entire year. […]

Six Tips to Saving on Tax Preparation Fees

By Marla Walters It is a common human trait to procrastinate about things we dread, like getting our taxes done. Most of us read tips every year on how to save on our income taxes — but I wondered, could I also be paying less in preparation fees? I posed these six questions to my C.P.A. What is your number one tip for saving money on your fees? In a word: organization. […]

Spend Less Than You Earn

This is the third of a thirteen-part series that explores the core tenets of Get Rich Slowly. “Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. […]

Student Loan IBR Income Based Repayment Plans

A few weeks ago I asked newsletter subscribers to email me with the things that concerned them. Many readers told me that the cost of higher education, specifically the college and university level, and their student loans were some of the things on their mind. A few years ago, I wrote about how my sister took advantage of a student loan forgiveness program for teachers. […]

How A Silly Little Experiment Helped Me Get Out Of Debt

I once sent a credit card company $5 per day, every day, for a month.  Seriously. The year was 2005 and I was in full on debt reduction mode.  Pumped up by the comments left by my readers – and ready to be debt free – I spent most of my waking-hours thinking about ways to reduce my debt. Somehow, the thought struck me:  What if I manage to save $5 a day – say by skipping my morning trip to the con […]

Savers vs. Spenders: Opposites Attract?

Are you and your significant other a “money match”? My wife and I have very similar money habits, but many other couples apparently don’t. In fact, according to researchers at the University of Pennsylvania: “Surveys of married adults suggest that opposites attract when it comes to emotional reactions toward spending. […]

The Basics Will Make You Rich

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. […]