October 14, 2009

Possible Double Dip Recession In The Works?

On October 2009, I pondered out loud: Is the bull back?! Back then, we saw the stock market hit the magic Dow Jones 10,000 mark, as the indexes fought against gravity to climb up to that milestone. It’s still a ways away from the record setting 14,000 for the DJIA, which was once achieved in [...]Possible Double Dip Recession In The Works? Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Dow 10,000 and Other Nonsense

A reporter from SmartMoney contacted me a couple of weeks ago to ask me to participate in a little game they were hosting. “All you have to do is guess when the Dow will hit 10,000,” she said. “This is just for fun.” “I’ll do it,” I replied, “but I want to make it clear that this is just a guess. […]

Never Eat Alone: The Write Stuff

This is the thirteenth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

Budget Percentage Breakdowns

The book Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever breaks down the percentages of take-home pay (net salary) that they suggest goes to various categories: Housing (35%) -- Mortgage or rent payment, taxes, insurance, utilities, repairs, and any other cost of living there. Transportation (15%) -- Car, gas, maintenance, and insurance. Debt Rep […]

Most Valuable Regular U.S. Coin

Every time I get home, I pull out any change I have and throw it into a small container. As I was pulling out quarters to put in my car, I noticed a nickel that looked different from the one beside it. It was a 1941-P (it actually didn’t have a letter, which means it was minted in Philadelphia) and looked more gray than the 2001-P right next to it. […]

Bank of America Adding Annual Fees to Credit Cards

With the current and upcoming changes in the credit card industry due to the Credit CARD Act and other regulations put in place by the Federal Reserve, banks and credit issuers are maneuvering as much as possible to be in a good position to continue making money off their customers. […]

Best of Personal Finance: 6 Things That Make Your Cover Letter Suck

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. We are ready to tackle 2010's federal tax bill, the pros and cons of debt settlement companies, and how to get all the seeds out of a pomegranate. […]

Citi ThankYou Network Rewards Review

Today we’ll take a look at the ThankYou Network, the rewards network for Citi credit cards, as part of my series on reviewing credit card reward networks. As is the case with every credit card rewards catalog, the points to dollar ratio changes with the things you redeem. […]

How to Get Rid of $106,000 in Debt

I love real-life stories of people making very positive changes in their finances because 1) they usually illustrate tried-and-true principles and 2) the nay-sayers can't dispute them (they can't say, "this won't work" because the illustration just proved that it did work.) So today I'm excited to feature a story about how a family eliminated $106,000 in debt in five years. […]

Flexible Spending Accounts Under Attack?

Do you have a Flexible Spending Account (FSA)? We do, and we love it. Every year, my employer lets us set aside up to $5k in pre-tax dollars to pay for healthcare expenses that aren’t covered by insurance. […]

Recession Journal V: Mind, The GAP

By Jabulani Leffall Ours is a society of self-actualization, both real and imagined. […]

The Simple Dollar Weekly Roundup: Red Beans, Rice, Okra, and Sausage Edition

Can a meal really get any easier than that? Cook up some rice, add some red beans, frozen okra, and cooked sausage (andouille, polska, whatever you like). Sprinkle in a lot of spices (sage, cayenne, garlic, thyme, paprika, even a bay leaf if you have one) as you’re cooking it all together. Yum – supper is prepared. Put a bottle of hot sauce on the table and you’re good to go. […]

Three E-Books to Help you Make Money, Travel, and Change Your Life

By Nora Dunn It’s no secret that many of us are looking for something different in life. And one of the biggest things we can change about our lives is how we work. […]

Best Deals For Wednesday 10/14/09

By Paul Michael Today's WISEBUY. 60% Off Red Wing Shoes For Men and Women at 6PM.com Today only, 6pm.com takes 60% off select Red Wing Shoes men's and women's shoes, with prices starting at $28. […]

Worried About Debt? Tips On Managing Your Loans

By Silicon Valley ... I am extremely debt averse. In fact, the only debt I have is my mortgage. However, I do have family members who have been struggling with debt for a long time, whom I try to help out with some friendly advice. […]

Ten Things to Do With $1,000 Right Now

Mention to your friend that you suddenly received an unexpected $1,000 and I would be willing to bet he could come up with several suggestions for you. Most of those suggestions will likely involve handing the money over to him. My first suggestion is to refrain from telling your friend when you have $1,000 more than you know what to do with. […]

Credit Card Points Reward Catalogs Reviews

Comparing the best reward credit cards is easy. You review the percentage-back rewards on each category, compare it to your own spending, and decide based on which one will give you the greatest rewards. […]

How Networking in Your Office Can Help Your Career (And Help the Company's Bottomline!)

The following is adapted from Make Your Contacts Count: Networking Know-how for Business And Career Success by Anne Baber and Lynne Waymon (AMACOM Books, March 2007). If you're interested, here's what I've already said about networking inside your own office. […]