October 20, 2009

Frugal Duchess Moves to WiseBread.com & Starts a Video Channel

I'm going to the beach because reality has hit like an overdue bill: I need to get more rest and to work smarter. I need to be more frugal with my time.And for that reason I am relocating to Wise Bread as a steady blogger. I have also helped to launch a frugal video network with Myscha Theriault. […]

How to Save Heirloom Tomato Seeds

I’ve been thinking a lot about biodiversity lately. You know, the diversity of plant and animal life on Earth. This sounds like one of those deep hippie dippy areas, but really the benefits of maintaining a biologically varied ecosystem are no different than investing in a diversified portfolio of stocks and bonds. […]

Bed, Bath and Beyond Coupons Never Expire!

Here’s one of my favorite shopping tips. I don’t know if everyone’s aware of this, but one of my favorite saving tips involves using coupons at a higher priced store. Case in point: Bed, Bath and Beyond. A pile of Bed, Bath and Beyond coupons. All good! Pic from Blondini I’ll admit that I’m kind of a home designing junkie. […]

Ethical Frugality Week: Free Samples

Over the upcoming week, I’ll be posting a series of articles on the ethics of frugality. How far can you take things without crossing an ethical line or diving into seriously socially unacceptable waters? […]

Stop Acting Rich

The other day I ran into this piece. It's about a new book by Thomas J. Stanley, one of the authors of my all-time favorite money book, The Millionaire Next Door. It's titled Stop Acting Rich. Here's a summary: If you think that having a 5,000-square-foot McMansion means you’ve arrived financially, think again. You may be fooling the neighbors. You may be fooling yourself. […]

First Time Homebuyer Tax Credit Extension (HR 3842)

Representative Kurt Schrader, Democrat from Oregon, and Representative Steve Driehaus, Democrat from Ohio, have co-sponsored a bill, H.R. 3842, that would amend the Internal Revenue Code of 1986 to extend the first time homebuyer tax credit. The current first time homebuyer credit is set to expire on December 1st, 2009. […]

Ask the Readers: Is Now the Time to Shop?

By Linsey Knerl ***We have our winners!**** Comment #44 Samples Sales Submitted by Tammy on October 21, 2009 - 10:55. In the past, I have used credit card points to buy gift cards for Lands End or Toys R Us to then purchased gifts for my kids and relatives. But this year, I started my own business so I can now shop at the Sample Sale of a local gift trade show. I am so excited! […]

How to Save on Halloween Candy

As the sugar-fueled, much anticipated mischievous holiday of Halloween draws near, frugal families are trying to figure out how they can save money on Halloween candy. Unfortunately for the money conscious, this year’s Halloween falls on the worst possible day, a Saturday. […]

Pre-Retirement Reading: Three Great Books About Investing

In honor of National Save for Retirement Week, I wanted to take a minute to point out some excellent books about investing. […]

Help a Reader: Asking for a Discount

Here's a comment left on my post titled Asking for Discount Nets Guy $40k, which (again) talks about how we can all save money by asking for discounts: So this has been talked about here many times before with many people posting success stories. I have always been skeptical of this. No one ever seems to be willing to give me a discount. […]

Best Deals For Tuesday 10/20/09

By Paul Michael Today's WISEBUY. Muk Luks Women's Boots Up To 72% Off - Deals From $10 Today only, 6pm.com offers all MUK LUKS women's boots for $9.95. That's 64% to 72% off. Pay $6.95 for shipping.   FREE Snuggie Blanket! Please ensure that you enter a valid phone number. […]

How to Save Money During the Halloween Rush

By Little House With the Halloween season upon me, I realize that there is a great push to spend money. Even if I'm on a budget and saving money, that temptation to blow my budget isn't too far out of my reach. So, I've had to get creative with decorating and gift giving. Being a teacher, I can usually throw together a craft project out of paper plates, construction paper, glue, and wiggly eyes. […]

Ethical Frugality Week: Haggling

Over the upcoming week, I’ll be posting a series of articles on the ethics of frugality. How far can you take things without crossing an ethical line or diving into seriously socially unacceptable waters? I’ll be recounting some of my own stories – and some stories from readers – along the way. A little over a year ago, I witnessed something that bothered me quite a bit. […]

The Power of Change: A Frugal Move to Wise Bread

By Frugal Duchess I have a new home on the Internet — Wisebread.com — and the move is part of my frugal strategy. Quite simply, as a long-time frugal blogger, I’ve hit the conservation and delete button. […]

Check Our Yesterday’s Personal Finance Hour on Retirement

In case you missed it, I was a guest on the popular Personal Finance Hour hosted by Jim from Bargaineering and J.D. Roth over at Get Rich Slowly. Each Monday they spend an hour discussing a finance topic, chat with listeners, and take calls to answer questions. This week the topic was retirement. […]

Senator Dodd Going Ahead With Overdraft Legislation

We told you last month about banks deciding to let customers opt out of overdraft fees, first announced by Bank of America and JP Morgan Chase, and then the next day by Wells Fargo (and Wachovia, which it owns). These big banks made the changes very soon after lawmakers announced an intention to try to regulate the extent to which customers are punished for spending money they don’t have. […]

What’s the Difference Between Tax Exemptions and Tax Deductions?

Two years ago, our tax preparer suggested we take advantage of tax breaks like IRAs and home ownership. We then looked at our options and started working on our IRAs. Buying a house just for a tax break wasn’t what we wanted, so we paid down our debt and saved some money on the side for our upcoming town house purchase. […]

Which Comes First: The House or the Nest Egg?

This post is from GRS staff writer April Dykman. It’s also a part of National Save for Retirement Week A few weeks ago, J.D. asked me to consider writing a post on retirement for National Save for Retirement Week. As it was intended, National Save for Retirement Week made me reflect on the state of my and my husband’s retirement accounts. Currently, our retirement savings are a tad pitiful. […]

BVC #21: True Power of Compound Interest

It doesn’t take a genius to know that compound interest is a pretty remarkable thing. When your interest earns interest… and then earns some more, it can make for some large numbers over a long period of time. That part isn’t so difficult to understand even though plenty of people have written about it. So why did I make a video about the “true power” of compound interest? Watch. […]

The Power of Good Enough

Here are some thoughts on the power of "good enough" from the book Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever: You don't have to be perfect. You don't have to be the best. You don't have to be at the top of some class. You don't have to be the smartest. You don't have to be the winner. You don't have to prove yourself. You do […]