October 27, 2009

Best of Money Carnival #22 is Up

Just my weekly note saying the Best of Money Carnival #22 is up now. Congrats to all participants and especially the winning post, The Great Depression II: Says Who, Huh? […]

Economica: Women and the Global Economy

In his book Banker to the Poor: Micro-Lending and the Battle Against World Poverty [my review], Nobel Peace Prize-winner Muhammad Yunus argues that one of the most effective ways to reduce poverty and overpopulation is to boost the economic status of women. […]

14 Ways a Notebook in Your Pocket Can Save You Money

Melinda writes in: You constantly write about how having a notebook in your pocket all the time helps you in life and saves you money. I get that you can write down your ideas in it all the time, but I’m not a creative type. […]

What Makes Wealthy People Wealthy

Yesterday I talked about the book The Difference: How Anyone Can Prosper in Even The Toughest Times by Jean Chatzky. In particular I noted that the book broke survey respondents into four groups and listed the percentage each group was of the US population. […]

How to Close ING Direct Subaccounts

In my ongoing quest to simplify our personal finances, I started cleaning up some of the connections in my Financial Network Map. […]

Teach Kids Money: Tying Chores & Allowances

This is a guest post by Danny Kofke, a special education teacher and author of How to Survive (and Perhaps Thrive) on a Teacher’s Salary. Danny and I have been emailing back and forth for the better part of the last month or two, working on a guest post about children and allowances. […]

How to Save Money for Christmas in a Short Amount of Time

Build Up Your Holiday Gift Budget in Just Two Short Months Can you believe that Black Friday is just a month away? It’s the biggest shopping day of the year and there will be countless deals to take advantage of to ramp up for the holiday season. After that, you have just under a month until Christmas. How does your holiday budget look this year? […]

A Great Way to Get a Degree Without Paying For It

Here's a piece from Yahoo that talks about getting an employer-paid degree. It's a great idea if you can hack zero free time for several years (working full-time and going to school at night can be a real time sucker) -- you get a degree (usually an advanced degree like an MBA) and don't have to pay for it. […]

The game of Haggling: How to Get a Great Deal on a Used Car

By Sierra Black My husband and I bought a car over the weekend — a 2008 Mazda5. At the car dealership, I told my kids that we were playing an exciting game called "Haggle" with the car dealers. In this game, the car dealers want us to pay a lot of money for a car, and we want to get a very good car for a little money. All afternoon, the girls would whisper, "Are we winning?" I think we won. […]

PearBudget Review: Really Simple Budgeting

Last night, on the 25th episode of the Personal Finance Hour, we discussed mostly about budgeting and touched on some popular budgeting tools. PearBudget is an online budget management tool, mentioned by both JD and members of the chatroom, that I had never heard of. PearBudget’s tagline is “really simple budgeting” and it delivers on that promise. […]

Thoughts on Finding Good Customer Service

Whenever I mention a company on The Simple Dollar – Apple, Dell, Nintendo, Williams-Sonoma, etc. etc. – I usually receive an email or two from a reader telling me how absolutely horrible the company in question is. […]

Ask the Readers: How Do You Manage Stress and Spending? (Your Chance to Win $10)

By Linsey Knerl Our good friend Trent at The Simple Dollar recently made a good observation about stress and spending. It seems that for many of us, being stressed out causes us to be less mindful about our purchases, which leads to more spending, which causes more stress. Thus, you have a cycle that is really hard to break. A very small number of people I know are almost paralyzed by spending. […]

Best Deals For Tuesday 10/27/09

By Paul Michael Today's WISEBUY. Reebok Shoes From Just $8 at ShoeSteal.com ShoeSteal.com cut its prices on Reebok shoes to $29.99 or less. […]

25 Frugal Things I Do, 4 Spendthrift Confessions

By Frugal Duchess From time to time, I take inventory of my frugal habits. This review helps fine-tune my money-saving strategies. Here is my latest list of 25 Frugal Things I do, plus a few spendthrift habits. It's a tradition I've picked up from my friend Dawn at Frugal for Life. 1. Use mascara, coffee and tea to color my hair. 2. […]

Preparing for a Move

Things are moving along with regard to our new townhouse. We have approximately 5-6 weeks to get ready for our move to the new place. I’m excited and ready to leave the apartment. I thought it might be helpful to share our to-do list for others that are planning to move. I’m sure many of you have some moving tips of your own to add in the comments. […]

Hulu and the Subscription Model

This is an editorial by Smithee and a plea for your help in shaping the future of entertainment. At our house, we enjoy some Hulu programming on occasion. […]

How to Get Your Free Credit Report Online: A Step-by-Step Guide

This article is by GRS staff writer Adam Baker. Baker is a big, fat hypocrite. The statistics on credit reports errors are staggering. A 2004 U.S. PIRG survey showed that 79% of credit reports contained either serious errors or other mistakes of some kind. 79%? Seriously? How can that be? I guess it doesn’t help that as of 2006, 27% of adults had never checked their report for errors. Not once. […]

What are Junk Debt Buyers?

Junk Debt Buyers, also called JDB’s, engage in the business of buying distressed assets at pennies on the dollar and then try to collect on that debt. Sometimes they try to go after the full amount, sometimes they’ll accept a settlement amount of 50% or less. It’s not a bad business to be in, except they suffer from one very crucial weakness a smart debt collection fighter knows. […]

Is Hiring a Career Coach Worth It?

What if something costs you $10,000 but earns you $100,000 in return? Is it a good deal? The answer is -- maybe. CNN Money asks if hiring a career coach is worth it or not. Here's a summary of their answer: A good coach can be helpful if your job search is lagging or you're getting discouraged, Metzler says. Part of his or her job, after all, is to keep you on task. […]